◈ Homepage — https://www.acrisure.com/?utm_source=platform&utm_medium=westSkip To Main Content This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press "shift + =". Some assistive technologies may require the use of a passthrough function before this keystroke. For more information, activate the button labeled "Explore your accessibility options". Business Personal Insights Company WELCOME TO ACRISURE We specialize in you. Whether you’re a hardworking individual, a large company on the rise, or anywhere in between, our team is here to help equip you with the business and insurance solutions you need to make your dreams a reality. FIND BUSINESS SOLUTIONS FIND PERSONAL SOLUTIONS Better experience Faster decisions Personalized solutions Human expertise meets advanced
technology. No matter how unique your needs may be, our technology seamlessly connects you to the right personalized insurance and business solutions, at the right price, at the right time. From all forms of insurance to employee benefits, cybersecurity, payroll, mortgages, and so much more, we have the expertise, experience, and advanced technology so you can find the right solutions to help conquer what’s next. BUSINESS SOLUTIONS Here to help you make big things happen. Level up with business and insurance solutions built for companies of all stages and sizes. Small-to-Midsize Business Insurance Right-sized business insurance policies and programs to help protect your business, your employees, and your big dreams. GET A QUOTE Large Business Solutions Equip your organization for success with our full suite of enterprise-scale solutions to help you reach your fullest potential. LEARN MORE Cybersecurity Help reduce risk, safeguard critical data, and stay ahead of evolving cyber threats with cybersecurity solutions built on expertise. LEARN MORE Employee Benefit Services Solutions to help attract and support great team members, from benefits and group health to payroll, PEO, and compliance. LEARN MORE PERSONAL SOLUTIONS Life moves fast, so we help you get the insurance you need, now. Our technology can instantly connect you with competitive options and prices from across a wide range of insurance companies – often in just a few clicks. Home Insurance Bring the right coverage under your roof. GET A QUOTE Auto Insurance The right coverage to seize the road ahead. GET A QUOTE Flood Insurance The right coverage to help weather the storm. GET A QUOTE Health Insurance Coverage that takes care of you and your family. GET A QUOTE Life Insurance Personalized plans for more peace of mind. GET A QUOTE Find and compare personalized quotes from top insurance companies. WHY ACRISURE Entrepreneurial spirit. Global capabilities. Right-sized solutions. By putting world-class capabilities into your hands, we’re here to help make your next chapter the best one yet. 01 Professionals With deep industry expertise, our team members are always in your corner. 02 in revenue 03 of all US businesses served Acrisure serves 1 out of every 19 Businesses in the United States. *Share of U.S. businesses as of 1/25 04 Countries We put our global capabilities right in your hands. INSIGHTS Our expertise—on your side. Risk Resources Newsletter | Summer Climate Risks: What Should Your Business Consider A Guide to Business Owner's Policies & Coverage: What is BOP Insurance Benefits Bulletin | PCORI Fee Deadline Just Around the Corner Tri-State Employer Compliance in 2026: Key Considerations for Employers in New Jersey, New York, and Connecticut SEE MORE INSIGHTS COMPANY About Careers Leadership Global Presence Offices Contact Us SOLUTIONS Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise RESOURCES Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal We use cookies, including third-party cookies, and other tracking technologies on our website to enable website functionality, record interactions, analyze the traffic and use, deliver personalized content and ads, and give you the most relevant experience by remembering your preferences and repeat visits. Click "Accept All" to enable all cookies or "Reject Optional" to disable those cookies that are not categorized as strictly necessary. To manage your preferences, see your Cookie Settings. Reject Optional Accept All ◈ Interior Pages — 35 pages crawledBusiness Solutions for Businesses of All Sizes Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Solutions Business solutions for those on the rise. Acrisure is your business’s champion, connecting you to the resources, expertise, and capabilities your team needs to succeed. BUSINESSES Solutions for businesses of all sizes and stages. Our professionals have the expertise to help support your business at every stage of growth and size, with solutions ranging from insurance to employee benefits , payroll , and risk management . Sole proprietors to startups Whether your business is a brand-new venture, small but mighty, or a solo operation, our solutions can help support your dreams. Established businesses We help established teams successfully navigate the challenges of modern business, so they can continue to rise. Large-scale businesses and corporations With our expertise and advisory approach, Acrisure is here to provide the innovative, global solutions you need to scale. Insurance for small and mid-sized businesses. From commercial general liability coverage to workers’ compensation insurance solutions, we can help you protect your business, your employees, and your hard work with personalized quotes from top insurance companies. EXPLORE BUSINESS INSURANCE One team to move your large-scale business forward. As problem-solving entrepreneurs ourselves, we know what’s needed to take your large-scale business to the next level. Empowering you with cutting-edge technologies and industry expertise, Acrisure’s dedicated team ensures you have the consistent partner needed to achieve your ambitions. Explore Large Business Solutions One team to move your large-scale business forward. As problem-solving entrepreneurs ourselves, we know what’s needed to take your large-scale business to the next level. Empowering you with cutting-edge technologies and industry expertise, Acrisure’s dedicated team ensures you have the consistent partner needed to achieve your ambitions. Explore Large Business Solutions Business Solutions The right business solutions. Whether you’re a start-up entrepreneur, mid-sized business owner, or leader at an enterprise company , Acrisure’s advanced technologies and expertise are on your side.  From consultative risk management services and employee benefits to compliance support and payroll solutions , we’re here to help you do big things. Our managed IT and cybersecurity services can help you improve efficiency and security so you can focus on what's next. Insurance solutions The right insurance coverage. We offer the right insurance solutions for businesses of all sizes across a wide range of industries , and partner with you to help ensure your business stays protected as it evolves. Businesses of all kinds face increasing risks. Acrisure helps you stay ahead of them with insurance expertise in areas like commercial general liability, professional liability , workers’ compensation , cyber insurance , and specialized industries—from construction and transportation to real estate . INDUSTRIES We’ve got expertise in your industry. Aerospace & Aviation Aerospace and commercial aviation solutions from Acrisure are designed to help you protect your operations, strengthen resilience, and support long-term growth. Backed by deep industry expertise and strong carrier relationships, we help businesses secure the right aviation insurance and risk management solutions with a client-first approach. Learn More Agricultural aviation Aviation manufacturing Corporate aviation Flight schools and instructors Fixed base operators and fuelers Hangars, airlines, and charter operations Maintenance, repair, and overhaul (MRO) operations Agriculture, Farm & Equine We provide solutions designed to secure the long-term success and profitability of your agriculture, farm, or equine operations. Sustainability is at the forefront of our strategies, and our solutions from agriculture insurance to cybersecurity , managed IT , and payroll are based on deep industry expertise. Learn More Agriculture aviation Agronomy management Commercial agriculture Equine farms and owners Estate and family farms and ranches Food manufacturing and suppliers Grain elevators and mills Leased farms Livestock farms and ranches Poultry production Trucking and transportation Turf farms Construction With deep expertise in the construction industry, our team of construction specialists can provide construction insurance and risk management solutions and resources for construction businesses of all sizes. Learn More Drywall and insulation installers General contractors Land subdivision Residential and commercial builders Road and bridge contractors Roofers Site preparation contractors Consumer Services We work with businesses in the services industry to help mitigate their risks with insurance solutions and can help increase profitability with risk management, payroll service , and HR services. Learn More Beauty salons Car washes Carpet and upholstery cleaning services Caterers Couriers Dry cleaning and laundry services Healthcare As the need for healthcare services rises, we can help you protect your business with innovative risk management, payroll services , and healthcare insurance solutions. Learn More Ambulance services Assisted living facilities Dentists Doctors Home health service providers Skilled nursing facilities Manufacturing We partner with manufacturing businesses to help manage and address their increased risks, manufacturing insurance and payroll service needs, and compliance concerns. Learn More Apparel Cabinets Concrete Cut stone Food Machine shops Metal, plastics and resin Paint Pharmaceutical and medical supplies Windows and doors Professional Services As you assist your clients with their needs, we can help you with access to the right professional services insurance solutions, HR services, and payroll services so you can help protect your business. Learn More Accountants Architects Engineers Graphic designers HR consultants Interior designers IT services Landscape architects Lawyers Management consultants Real Estate & Multifamily Our real estate industry expertise provides access to solutions that can help you minimize costs without diluting coverage, from real estate insurance and risk management to payroll services . Learn More High-rise buildings Home inspectors Industrial complexes Landlords of commercial and residential buildings Multifamily Property managers Real estate agents and brokers Shopping centers Recreation & Entertainment Recreational activities bring crowds, which can mean increased risk to your business. We can help you mitigate risk and find the right solutions from recreation and entertainment insurance to benefits and payroll services . Learn More Fitness centers Golf courses and country clubs Museums Recreational vehicle parks and campgrounds Sports teams and clubs Theaters Tour operators Restaurants & Hospitality From unique risks related to food preparation to large workforces and property concerns, the right restaurant and hospitality insurance , risk management, HR services, and payroll solutions can help give you greater peace of mind. Learn More Bars Bed-and-breakfasts Breweries Cafes Full-service restaurants Motels Pizza shops Retail You focus on the right products and services for your customers while we focus on helping you protect and manage your business with innovative retail insurance , risk management, benefits , and payroll solutions. Learn More Auto parts stores Car dealerships Clothing shops Convenience stores Furniture stores Gas stations Grocery stores Hardware stores Skilled Trades Clients seek out your skills. Protect what you are working so hard to build with the right skilled trades insurance , benefits , payroll Auris Payroll & HR Solutions | Get Connected Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Auris Payroll Solutions Move your business forward with time-saving solutions from Auris Payroll Solutions. Auris Payroll Solutions helps small and mid-sized business leaders—owners, HR managers, and supervisors—ditch the back-office grind of payroll and HR so you can focus on what really matters. EXPLORE AURIS PAYROLL SOLUTIONS Business Owners nationwide choose our established, industry-renowned solutions Average Response Time with a single point of contact to lean on Same Day Support Resolution with virtually 100% of support calls resolved in less than 72 hours *Based on all support calls for Payroll & HR YTD in 2025 AURIS SOLUTIONS Ready for a smarter approach to payroll & HR? Get the customer care you deserve. Auris Payroll Solutions pairs your business with a dedicated concierge support manager for truly personal service. Payroll Services Auris Payroll’s solutions can help you streamline and automate payroll tasks through intuitive, human-backed technology that helps you save time and reduce errors. EXPLORE Recruiting & Onboarding Save time with smarter applicant tracking software to recruit top talent and get new employees up and running more quickly. EXPLORE Time & Attendance Make smarter decisions in real time with automated time tracking and intelligent scheduling tools that integrate seamlessly with our payroll solutions. EXPLORE HR Services Track and stay up-to-date on compliance requirements, get on-demand advice, and keep a secure employee record with Auris HR Services. EXPLORE Streamlined & Simpler Explore Auris Payroll Solutions Learn more about how Auris Payroll Solutions can help your business. EXPLORE AURIS PAYROLL SOLUTIONS FAQ Frequently asked questions Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Managed IT Services | Request a Consultation Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Managed IT Services Trusted technology support—fully managed or co-managed—from daily support to strategy. Whether you need a complete IT department or want to augment existing resources, we can deliver the expertise, support, and strategy to align technology with business outcomes—supporting your people, optimizing your environment, and shifting your focus from managing to leveraging technology for growth. GET CONNECTED years of service with recognition from notable industry leaders Google Reviews rating from over 150+ businesses CSAT Score based on responses to post-ticket consumer satisfaction surveys since 2018 (respondents only) MANAGED IT CAPABILITIES Supporting IT challenges so you can operate with greater confidence. Leverage technology so you can achieve your business goals. With solutions spanning cloud, network, helpdesk, and digital transformation, we can help you operate smarter, faster, and more securely across your platforms and partnerships. CHOOSE A CAPABILITY* Fully Managed IT Support Co-Managed IT Cloud Services AI-Powered and CX Services Managed Network Services Communication Services Data Services & Business Continuity Strategic & Application Services Digital Workplace & Agile Transformation Advanced Infrastructure Solutions Fully Managed IT Support We can serve as your full IT department, handling strategy, execution, and 24/7 operations. Complete IT Infrastructure Management & Optimization: Focus on your core business while we handle all your technology needs, providing full oversight of servers, networks, endpoints, and more. Proactive 24/7 Monitoring and Patching: We continuously monitor your systems to help detect and resolve issues before they impact your business. Advanced Engineering and Project Back-Stopping Support: Access senior tier-3 engineers for resolving the most challenging technical problems and project back-stopping to keep critical initiatives on time and on budget Tool-Stack Licensing: We bundle and manage industry-leading software tools required for monitoring, management, and security into your service. 24/7 IT Helpdesk & On-Site Support: Expert assistance for all IT issues via phone, chat, or email with Level 1–3 support, plus engineer dispatch to your location when hands-on help is needed. Strategic & Flexible INDUSTRIES We’ve got expertise in your industry. Agriculture Acrisure can help agriculture businesses modernize IT operations, protect critical data, and stay resilient in a rapidly evolving industry. From inventory tracking to securing crop and market data, our solutions enable smarter decision making and stronger continuity. Commercial agriculture Food manufacturing and suppliers Grain elevators and mills Construction Construction businesses rely on complex systems for project management, design, and logistics, all of which depend on reliable technology to stay on schedule and on budget. Acrisure can help keep these systems running smoothly by optimizing performance, minimizing downtime, and providing proactive support. From network management to cloud integration and data continuity, we help construction teams maintain efficiency, security, and productivity across job sites. Construction management Drywall and insulation installers General contractors Land subdivision Residential and commercial builders Road and bridge contractors Roofers Site preparation contractors Healthcare Healthcare organizations depend on secure, high performing technology to deliver quality care and protect patient information. Our managed IT services can help healthcare companies maintain compliance, ensure system uptime, and streamline operations across clinical and administrative systems. Ambulance companies Assisted living facilities Dental offices Doctor offices Home health service companies Skilled nursing facilities Hospitals Pharmaceutical companies Professional Services Professional services organizations, including legal solution providers, schools, nonprofits, and financial institutions, depend on secure, reliable technology to manage sensitive data and maintain stakeholder trust. Acrisure can help streamline daily operations, ensure compliance, and protect against costly downtime or data loss. Accountants Banking (retail, commercial, investment) Education and schools Engineering firms Financial services companies Insurance Investment services Law firms Marketing and advertising Nonprofits Restaurants & Hospitality Food, beverage, and hospitality businesses rely on fast, reliable technology to deliver exceptional service and manage daily operations. Our managed IT services can help you keep point-of-sale systems, reservations, and customer data running smoothly and securely across every location. Bed-and-breakfasts Breweries Cafes Fast food Franchises Full-service restaurants Hotels and motels Pizza shops Managed IT Consultation We’ll take time to understand what’s working, what isn’t, and where you want to go—then provide clear, actionable next steps. First Name * Last Name * Company Name * Company Size * State/Region * Email address * Phone Number * Submit FAQ Frequently asked questions LOAD MORE QUESTIONS INSIGHTS More Resources Our professionals are on your side with the education and support needed to make the right decision. Your Vendors May Be a Cyber Risk: How to Manage Third-Party Exposure Spring Growth: Managing Risk as Orders and Accounts Expand Cybersecurity and Business Continuity: Strategies to Support Disaster Recovery Planning Spring Cleaning Your Business's Risk Profile Why Businesses May Be Choosing to Consolidate Services with One Solutions Provider in 2026 Read More Keep your business running securely. EXPLORE CYBERSECURITY The right insurance solution for cyber attacks. EXPLORE CYBER INSURANCE The non-insurance cybersecurity and related cyber services described are provided by Acrisure Cyber Services, LLC, an affiliate of Acrisure, LLC. Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Insurance & Business Solutions from Acrisure Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership WELCOME TO ACRISURE We specialize in you. Whether you’re a hardworking individual, a large company on the rise, or anywhere in between, our team is here to help equip you with the business and insurance solutions you need to make your dreams a reality. Find Business Solutions Find Personal Solutions Better experience Faster decisions Personalized solutions Human expertise meets advanced&#x2028 technology. No matter how unique your needs may be, our technology seamlessly connects you to the right personalized insurance and business solutions, at the right price, at the right time. From all forms of insurance to employee benefits, cybersecurity, payroll, mortgages, and so much more, we have the expertise, experience, and advanced technology so you can find the right solutions to help conquer what’s next. Business Solutions Here to help you make big things happen. Level up with business and insurance solutions built for companies of all stages and sizes. Small-to-Midsize Business Insurance Right-sized business insurance policies and programs to help protect your business, your employees, and your big dreams. GET A QUOTE Large Business Solutions Equip your organization for success with our full suite of enterprise-scale solutions to help you reach your fullest potential. LEARN MORE Cybersecurity Help reduce risk, safeguard critical data, and stay ahead of evolving cyber threats with cybersecurity solutions built on expertise. LEARN MORE Employee Benefit Services Solutions to help attract and support great team members, from benefits and group health to payroll, PEO, and compliance. Learn More Personal Solutions Life moves fast , so we help you get the insurance you need, now. Our technology can instantly connect you with competitive options and prices from across a wide range of insurance companies – often in just a few clicks. Home Insurance Bring the right coverage under your roof. Get a Quote Auto Insurance The right coverage to seize the road ahead. Get a Quote Flood Insurance The right coverage to help weather the storm. Get a Quote Health Insurance Coverage that takes care of you and your family. Get a Quote Life Insurance Personalized plans for more peace of mind. Get a Quote Find and compare personalized quotes from top insurance companies. WHY ACRISURE Entrepreneurial spirit. Global capabilities. Right-sized solutions. By putting world-class capabilities into your hands, we’re here to help make your next chapter the best one yet. 01 Professionals With deep industry expertise, our team members are always in your corner. 02 in revenue 03 of all US businesses served Acrisure serves 1 out of every 19 Businesses in the United States. *Share of U.S. businesses as of 1/25 04 Countries We put our global capabilities right in your hands. INSIGHTS Our expertise—on your side. Risk Resources Newsletter | Summer Climate Risks: What Should Your Business Consider A Guide to Business Owner's Policies & Coverage: What is BOP Insurance Benefits Bulletin | PCORI Fee Deadline Just Around the Corner Tri-State Employer Compliance in 2026: Key Considerations for Employers in New Jersey, New York, and Connecticut SEE MORE INSIGHTS Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal London Wholesale Insurance Solutions Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership London Wholesale Uniquely placed within the market to offer you excellent solutions. We are a full-service wholesale broker with a wealth of specialized experience covering a broad range of product lines. CONNECT WITH US How We Work Delivering bespoke insurance solutions. With Acrisure London Wholesale, you gain a partner who is invested in your success. We pride ourselves on our agility, responsiveness, and unwavering commitment to excellence. Results Focused Our entrepreneurial spirit, strong market relationships, and comprehensive analytical capabilities enable us to help offer outstanding insurance solutions for our clients and their insureds. Service and Support We are committed to wholesale insurance excellence. Our approach is collaborative and client-centric, ensuring that we provide the highest level of service and support throughout the entire insurance placement process. Specialized Experience Utilizing our extensive specialized experience across various product lines, we can provide tailored and personalized insurance solutions. Our expertise allows us to deliver innovative results to our clients and their insureds. What We Do We’ve got the expertise you need to succeed. Accident and Health We help develop bespoke insurance solutions for diverse professions, providing access to personalized coverage for your clients while leveraging leading market access, industry expertise, and competitive rates, all backed by a tradition of trust and excellence. Casualty Our team offers wide-ranging solutions for large and complex open market risks and utilizes actuarial data analysis and market knowledge to help maximize opportunities for coverholders and clients. Contingency Our team specializes in creating tailored and personalized insurance solutions to help safeguard your clients’ events and contracts. We offer solutions that include optimal coverage and competitive rates, with wide market access, knowledge, and professionalism. Cyber and Technology Our team of highly experienced brokers excels in delivering insurance solutions for complex, one-off cyber risks and providing tailored and personalized solutions for our MGA clients and their insureds. Executive Liability We offer bespoke and competitive Management Liability and Executive Liability insurance solutions for a broad range of clients, including Fortune 500 companies and small and midsize enterprises. Fine Art and Specie Our team offers worldwide coverage in this highly specialized area, designing bespoke solutions for Fine Art and Specie risks. We work on complex single placements, as well as the design and implementation of programs. Healthcare Renowned for delivering exceptional results, our team addresses crucial issues and needs within the healthcare industry, combining analytics and coverage analysis to help provide insurance solutions for a wide range of clients on a global basis. Marine With extensive experience in Marine and Cargo insurance classes, we offer access to structured programs and facilities, leveraging relationships with capacity providers in London, Europe, and Bermuda. Media and Entertainment Our team leverages extensive experience to place comprehensive liability coverage for organizations on both a facility and open market basis. We cater to publishers, musicians, broadcasters, film and TV producers, advertising agencies, and other multimedia enterprises, ensuring robust protection for content creators in the dynamic media industry. Political Violence and Terrorism ​​We help clients navigate the complexities of global threats, helping to provide tailored and personalized solutions in a rapidly changing and dynamic space. Professional Liability Our team specializes in complex open market placements and the creation and delivery of Binding Authorities for various professional subclasses, supported by our actuarial and claims teams. Programs and Delegated Authorities We are specialists in binders, programs, and facilities, partnering with MGAs, wholesalers, and retail brokers to help structure and distribute products efficiently and innovatively. LOAD MORE Expertise & Service London Wholesale Consultation With our London Wholesale team, you gain a partner who is invested in your success. Let’s talk. Area of Interest * First Name * Last Name * Company Name * Number of Employees * State/Region * Email address * Phone Number * Submit Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Cybersecurity Services | Request a Consultation Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Cybersecurity Services Cybersecurity built on expertise and intelligence to help you protect your business confidently. Protect your business with cybersecurity that works as hard as you do. We can help your small-to-midsize business safeguard data, reduce risk, and stay one step ahead of evolving cyber threats confidently, so you can focus on growing your business. GET CONNECTED managed security operations center (SOC) always-on monitoring and response—with certified professionals of customer data we helped to safeguard across major cloud, productivity, and business platforms confirmed threats mitigated and 3.5M+ malicious emails blocked including phishing and scams in 2025 alone SERVICES The Acrisure Cyber Services advantage. With Acrisure Cyber Services, cybersecurity isn’t just about protection; it’s about empowering your organization to operate securely and strategically. Supported by a team of 300+ IT and cybersecurity professionals, our solutions include continuous threat monitoring and response. Gain greater peace of mind knowing your business is supported by proven expertise, advanced technology, and a strong commitment to compliance. CHOOSE A CAPABILITY* The Security Blanket SM Solution Endpoint Detection & Response Advanced AI Email Security Multi-Factor Authentication (MFA) Vulnerability Management Security Information & Event Management Secure Data Backup & Disaster Recovery Security Awareness Training The Security Blanket SM Solution Our comprehensive, multi-layered security solution is designed to help protect your organization against modern cyber threats. Leveraging advanced technologies, we can provide support 24/7, 365 days a year to help block advanced attacks like ransomware, phishing, and fraud, so you can focus on your business. Our technology combines industry-leading solutions, backed by a team of certified security analysts dedicated to rapidly detecting and responding to threats, keeping you safer around the clock. Choose our integrated solution for layered defense or select services à la carte to fit your specific needs. HOW WE COMPARE Our Approach Common Market Model Security Approach Comprehensive, advanced multi-layered protection May be fragmented, focused on individual tools IT Operations Fully managed IT services with built-in security May consist of separate IT and security teams Setup and Support Hands-free, managed by ACS professionals Can be complex, or require in-house expertise Cost Goal is to provide transparent, cost-effective pricing Can vary based on factors such as labor, tools, and overhead Expertise & Value INDUSTRIES We’ve got expertise in your industry. Construction Construction systems are integral for project management, design, and logistics, but can be vulnerable to cyber threats. Effective cybersecurity is critical to ensure the integrity of automated systems and to help prevent disruptions that could lead to project delays and financial losses. Construction management Drywall and insulation installers General contractors Land subdivision Residential and commercial builders Road and bridge contractors Roofers Site preparation contractors Consumer Services Service-industry businesses thrive on trust and reliability. A security breach could not only disrupt digital systems but also damage a business's reputation. Effective cybersecurity is essential to help protect sensitive information against security breaches, helping to safeguard your business's reputation and customer trust while ensuring systems stay operational. Beauty salons Car washes Carpet and upholstery cleaning services Caterers Couriers Dry cleaning and laundry services Education Educational institutions store vast amounts of sensitive student and employee data and often operate on open networks, making them frequent targets for ransomware. Effective cybersecurity is vital to help protect student privacy, safeguard proprietary research, and ensure classes and campus operations continue without interruption. Colleges and universities EdTech providers K-12 school districts Online learning platforms Private and charter schools Trade and vocational schools Government & Public Sector Municipalities and public entities manage critical infrastructure and citizen data. They are increasingly targeted by cybercriminals looking to disrupt civic services. Effective cybersecurity helps ensure the continuity of essential services, protect voter and citizen data, and maintain public confidence. City and county governments Emergency services, fire, police, and EMS Housing authorities Public utilities, water, and waste Healthcare Healthcare organizations handle highly sensitive patient data and rely on complex, interconnected IT systems. Effective cybersecurity is important to help safeguard patient privacy, ensure regulatory compliance, and prevent disruptions to critical care. Ambulance services Assisted living facilities Dentists Doctors Home health service providers Skilled nursing facilities Hospitals Medical equipment Other human health activities (optometry, hydrotherapy, medical massage, occupational therapy, speech therapy, etc.) Pharmaceuticals Manufacturing Manufacturing relies on complex automated production systems and supply chain management. Effective cybersecurity is crucial to help protect intellectual property, maintain production integrity, and prevent costly downtime from cyber attacks on operational technology and supply chains. Aerospace and defense Agricultural production Apparel Cabinets Concrete Cut stone Discrete manufacturing (automotive, furniture, toys, electronics, machinery) Food processing and packaging Food safety and traceability solutions Machine shops Metal, plastics and resin Paint Pharmaceutical and medical supplies Process manufacturing (chemical suppliers, food and beverage, pharmaceuticals, oil and gas) Storage and distribution Windows and doors Professional Services Professional services firms may be entrusted with sensitive client data. Effective cybersecurity is essential to help safeguard client confidentiality, protect against reputational damage from breaches, and ensure compliance with industry regulations. Accountants Architects Banking (retail, commercial, investment) Engineers Financial services companies HR consultants Insurance Investment services (brokerages, financial advisors, asset management) IT services Law firms Management consultants Marketing and advertising Payment processing and networks Public relations Staffing and recruiting agencies Tax services Training and development Real Estate & Leasing Real estate businesses may handle financial and personal data for property transactions and record keeping. Effective cybersecurity is key to helping protect sensitive information, maintaining client trust, and preventing fraud. Appraisers Developers Home inspectors Landlords of commercial and residential buildings Property managers Real estate services, agents, and brokers Recreation Recreation businesses typically handle customer payment data and may rely on IT to deliver optimal guest experiences. Effective cybersecurity helps mitigate and protect against breaches that could impact brand reputation and revenue. Community recreation (public spaces, community centers) Fitness centers Golf courses and country clubs Museums Outdoor recreation and parks Recreational vehicle parks and campgrounds Sports teams and clubs Theaters Tour operators Restaurants & Hospitality Hospitality businesses process high volumes of payment data and handle personal customer information, which can make them a prime target for cyber attacks. Effective cybersecurity is critical to helping protect cardholder information, maintaining consumer Industries Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership INDUSTRY BUSINESS SOLUTIONS We’ve got expertise in your industry. We offer the right business and insurance solutions for companies of all sizes across a wide range of industries. We’re with you every step of the way to help ensure your business has what it needs to do big things. Aerospace & Aviation Learn More Agriculture Learn More Construction Learn More Consumer Services Learn More Healthcare Learn More Law Services Learn More Manufacturing Learn More Professional Services Learn More Real Estate & Multifamily Learn More Recreation & Entertainment Learn More Restaurants & Hospitality Learn More Retail Learn More Skilled Trades Learn More Transportation Learn More Wholesalers & Distribution Learn More Solutions for businesses of any stage and scale. Acrisure has the expertise to help support your business, whether it's a brand-new venture or an experienced enterprise. With solutions ranging from business insurance to employee benefits , payroll , risk management , and managed IT and cybersecurity , we can help you move your business forward. Sole proprietors to startups Whether you're just getting started or a solo operation, we can help support your dreams with the right solutions. Established businesses We can help you navigate the unique challenges of your established business so you can achieve your goals. Large-scale businesses and corporations We're on your side as a trusted advisor with deep expertise. We offer the innovative solutions you need to scale. EXPLORE BUSINESS SOLUTIONS Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Legal Notice Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Legal Notice  Products and Services U.S. Producer Compensation Disclosure California Producer License Disclosure and Agreement to Conduct Electronic Transactions Investment Disclaimer Acrisure International Holdings Limited – UK Tax Strategy Acrisure International - Section 54 Modern Slavery Act Statement Products and services The products and services identified and described on this website may not be available in all jurisdictions. The descriptions contained on this website (a) are not intended to be complete or exhaustive of all applicable terms, conditions, and exclusions of the policies described, (b) are not intended to be complete or exhaustive of all applicable terms and conditions the services described, and (c) are provided solely for general informational purposes. The information, descriptions and statements contained on this website do not amend, modify or supplement any insurance policy, product or service described. Always refer to the actual insurance policy for the full and complete terms, conditions, exclusions, and other coverage details of the policies described, and refer to the actual terms and conditions applicable to each of the products or services described. Eligibility for the insurance policies identified or described on this website is subject to the determination of underwriting qualifications and acceptance by the insurance company offering or providing such policies. No representations are made with respect to whether coverage exists for any particular claim or loss, or type of claim or loss, under any policy. Whether there is coverage for any claim or loss under any particular policy depends on the facts and circumstances relevant to such claim or loss, as well as the terms, conditions, exclusions, and other coverage details of the applicable policy. To the extent there is a conflict or discrepancy between any information contained on this website and the terms, conditions, exclusions, or coverage details of any policy, the applicable policy shall control and govern in all cases. The information and descriptions with respect to products and services contained on this website should not be viewed as a substitute for any legal or other professional advice on any particular issue, for any particular reason, or on any particular subject matter. The advice of a professional should always be obtained before purchasing any insurance product or service, and the information provided on this website should not be relied upon for the prevention or mitigation of risks or as a full and complete explanation of coverage under any insurance policy or as a full and complete explanation of terms and conditions of any services offered. While the information contained on this website has been compiled from sources reasonably believed to be reliable, no warranty, guarantee, or representation, either expressed or implied, is made as to the correctness or sufficiency of any representation contained on this website. U.S. Producer Compensation Disclosure Commissions and Fees: We receive commissions which are usually a percentage of the insurance premium charged by an insurer for our services. We may also receive fees in lieu of or in addition to the commissions. The compensation paid to individuals who place and service insurance coverage varies based on the commissions we receive. Contingent Commissions: From time to time, we enter into contingent commissions arrangements with insurers. These arrangements set forth criteria we must satisfy to receive additional compensation from insurers. Contingent commissions are typically measured annually and may be based on factors such as the growth of business, retention of existing insurance policies, and attaining certain loss or claims results. The amount of contingent commissions may also be based on the size and profitability of a group of accounts rather than an individual insurance policy. Therefore, the individuals who place and service insurance do not usually receive compensation directly for the contingent income received by us. You may request information about the nature and source of the contingent compensation we expect to receive. Supplemental Commissions: Recently, some insurers have replaced contingent commissions with supplemental commissions. Supplemental commissions are usually a fixed amount that is determined at the beginning of the year based on historical performance. The amount of supplemental commission is based on past performance measured by criteria comparable to the criteria used to calculate contingent commissions. Fiduciary Funds: We may temporarily hold insurance premiums or return premiums in a fiduciary account and receive investment income on such funds. Wholesale Operations: We own wholesale insurance brokerages which are intermediaries between other brokers (usually retail brokers) and insurance companies. Retail brokers have direct relationships with their clients and place coverage through the wholesale broker with the insurer. If an Acrisure retail broker places policies through an Acrisure-owned wholesale broker, both the retail broker and the wholesale broker will receive commissions. This does not generally impact a client’s premium payments. Regardless of whether a wholesale broker is owned by us or not, a wholesale broker may be included in a transaction because it offers products that are not available through normal retail brokerage channels. Other Compensation: We may receive compensation or other benefits for participation in insurance companies’ promotional events and employee training and development. We may also receive fees for the administration of premium finance contracts and fees paid to us for policy and/or claims administration and/or loss control services that we provide. Strategic Carriers: In order to provide the best service and value for our customers, we have developed strategic relationships with many of the most reputable insurance companies (“Strategic Carriers”) for certain products, services and lines of business. While we have access to services and products of many other insurers, and continue to use those relationships, we believe and have determined that the Strategic Carrier meets many of our clients’ insurance needs. The Strategic Carriers may pay us higher compensation which we may use for purposes of consolidating the number of insurance markets we deal with and to better address our clients’ needs by prioritizing, examining, accessing, and creating efficiencies for the products and services offered by the Strategic Carriers. Data Analytics: We strive to provide suitable coverage at a competitive price for our customers through data analytics. We gather and analyze data pertaining to our clients and their insurance coverage to develop tools that help us get a better understanding of the current marketplace, predict future trends and offer solutions that are most suitable to our clients’ needs. We may also receive fees for providing this data to insurance companies. Acrisure California Insurance Producer License California Insurance Producer License Disclosure The Acrisure insurance producer entities identified herein provide the following disclosure pursuant to Section 1726 of the California Insurance Code. The information disclosed herein is current as of the date indicated and is subject to change. Acrisure California Insurance Producer License Disclosure Disclosure and Agreement to Conduct Electronic Transactions This Disclosure and Agreement to Conduct Electronic Transactions ("Agreement") describes how Acrisure, LLC and its affiliates (together with its affiliates, "Acrisure," "we," "us" or "our") delivers communications to you electronically. Please read this Agr Acrisure News & Updates TUNE IN NOW! Acrisure Founder & CEO, Greg Williams, Featured on The Entrepreneur’s Studio Podcast. Listen Here Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Acrisure News Stay up to date with the latest press releases and news from the Acrisure team. For media inquiries, please email [email protected] .   Backing those on the rise. LEARN MORE ABOUT ACRISURE Driving Acrisure forward. EXPLORE OUR LEADERSHIP Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Term Life Insurance | Get Your Personalized Quote Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership TERM LIFE INSURANCE Term life insurance for more long-term peace of mind. Find a personalized term life insurance plan to help provide additional security for your loved ones’ future. GET A QUOTE Life Insurance Made Simple Quick Quotes Get a personalized term life insurance quote now. State * Get A Quote 10-30 Years Affordable Premiums Many Options & An Easy Choice FAQ Frequently asked questions LOAD MORE QUESTIONS INSIGHTS More Resources Our professionals are on your side, helping make sure you have all the education and support needed to make the right choice. What Does an Insurance Broker Do? Planning for 2026: How Term Life Insurance Supports Financial Security The Benefits of Reassessing Your Coverage in 2026 Thanksgiving 2025: Help Protect What You’re Grateful for This Holiday Season Life Insurance Basics: Glossary of Common Life Insurance Terms Read More Bring the right policy home. EXPLORE HOME INSURANCE Go further with the right auto insurance. EXPLORE AUTO INSURANCE Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Home Loans, Mortgage Refinance & Pre-Approval Online | Acrisure Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Acrisure Mortgage Bring your dreams home. From buying to refinancing or renovating, Acrisure Mortgage can help you make your home dreams happen. We’ve been specializing in residential mortgages since 2005. APPLY NOW Licensed States a top 10 national mortgage lender Based on mortgage origination volume according to Mortgage Executive Magazine (2025). Mortgage Team Employees with a strong foundation of loyal, satisfied clients Loans Funded including purchase, refinance, construction, and renovation loans Aggregate loan funding volume since 2005, including predecessor operations. HOME LOAN PROGRAMS You’ve got plans. Acrisure Mortgage can help. APPLY NOW CHOOSE A CAPABILITY* Purchasing a Home Refinancing a Home Renovating a Home Building a Home Purchasing a Home From first homes to higher-value properties and specialized buyer situations, we offer access to a wide range of purchase loan options. We can help you compare programs, understand eligibility requirements, and select a loan structure that supports both your immediate purchase and future financial goals. We offer home loan programs including: Adjustable Rate Mortgage (ARM) FHA Loan Fixed Rate Loan Foreign National Loan Jumbo Loan Portfolio Loans USDA Rural Housing Loans VA Loan Download our mobile app. Our easy-to-use mobile mortgage app helps guide you through the homebuying process. Explore loan options, apply for pre-qualification or conditional pre-approval, upload documents, track progress, and message your loan team all in one place.           Manage your mortgage on the go. Strategic & Flexible We’re here when you’re ready. Not ready to apply? Connect with our Acrisure Mortgage team to explore what’s possible. First Name * Last Name * Email * Phone * State * Purpose * Submit FAQ Frequently asked questions LOAD MORE QUESTIONS INSIGHTS More Resources Our professionals are on your side, helping make sure you have the education and support needed to make the right decision. What Is Hazard Insurance for Homeowners? What Does an Insurance Broker Do? 5 Ways a Tax Refund Could Support Your Homebuying Plans 2026 Mortgage Rate Forecast The Benefits of Reassessing Your Coverage in 2026 Read More Bring the right policy home. EXPLORE HOME INSURANCE The right policy for lasting peace of mind. EXPLORE LIFE INSURANCE Mortgage origination services provided by Acrisure Mortgage, LLC – NMLS #152859. Equal Housing Lender.     Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Flood Insurance | Get Your Personalized Quote Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership FLOOD INSURANCE Weather the storm with flood insurance. Find the coverage you need to help protect your home from water damage and losses caused by rain, storms, or snow. GET A QUOTE Protect Your Home Quick Quotes Get a personalized flood insurance quote now. Address * Get a Quote FLOOD COVERAGE When you’re covered, every storm has a silver lining. Flood insurance can help cover losses caused by certain types of water damage, such as heavy rain, snow melt, and storms. While not typically required by law, it may be required by a mortgage lender if your property is in a high-risk flood zone. 01 Building Coverage Can help pay for the costs of flood damage to the physical structure of your home, such as the foundation, walls, roof, or other structural components. 02 Contents Coverage Can help pay for the costs of flood damage to belongings inside your home. This can include damage to items such as furniture, appliances, electronics, clothing, and other personal effects. Many Options & An Easy Choice FAQ Frequently asked questions LOAD MORE QUESTIONS INSIGHTS More Resources Our flood insurance professionals are on your side, helping make sure you have the education and support you need to make the right choice. When Does Flood Season Typically Start? Key Considerations for Property Owners What Does an Insurance Broker Do? The Benefits of Reassessing Your Coverage in 2026 Thanksgiving 2025: Help Protect What You’re Grateful for This Holiday Season How Does Flood Insurance Work? Read More Bring the right policy home. EXPLORE HOME INSURANCE Go further with the right auto insurance. EXPLORE AUTO INSURANCE Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Acrisure Office Locations Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership U. S. Offices International Offices Are you an existing client? Find Resources Our Global Offices Search by location: REGION * Zip RADIUS * SEARCH 0 Results Near You. Please Try Again. Find An Acrisure Location Abroad International Offices Hamilton, Bermuda Mintflower Place, 8 Par-la-Ville Road Hamilton HM08, Bermuda VIEW SITE Reinsurance Solutions Sao Paulo, Brazil Avenida Brigadeiro Faria Lima, 1478, 15 andar, conjunto 1503, Jardim Paulistano São Paulo, SP, CEP 01471-900, Brazil VIEW SITE Sofia, Bulgaria Abacus Business Center, fl.4, 118, Bulgaria Blvd Sofia, Bulgaria VIEW SITE Toronto, Canada 95 Wellington Street West, Suite 1000 Toronto ON M5J 2N7, Canada Zagreb, Croatia Gradišćanska 30 10000 Zagreb, Croatia VIEW SITE Prague, Czech Republic Vinohradská 2828/151, Žižkov, Prague 3 130 00, Czech Republic VIEW SITE Athens, Greece 21 Zan Moreas str. and 91 Faliro str. 11741 Athens, Greece VIEW SITE Sassari, Italy Via Mazzini 3 07100 Sassari (SS), Italy VIEW SITE Alkmaar, Netherlands Arcadialaan 36 A 1813 KN Alkmaar, Netherlands VIEW SITE Warsaw, Poland Ul. Gałczyńskiego 2a 05-090 Raszyn, Poland VIEW SITE Azurém, Portugal 230, Rua Alexandre Herculano 4800-026 Guimarães, Portugal VIEW SITE San Juan, Puerto Rico 1225 Ave. Ponce de Leon, Suite 902 San Juan, PR 00907, Puerto Rico Bucharest, Romania Calea Giulești, Nr. 8D, Sector 6 Bucharest, Romania VIEW SITE Bratislava, Slovakia Laurinská 3 Bratislava, 811 01, Slovakia VIEW SITE Maribor, Slovenia Cafova ulica 8 2000 Maribor, Slovenia VIEW SITE Madrid, Spain c/ Orense, 68, planta 13 28020 Madrid, Spain VIEW SITE London, UK 9th Floor, 40 Leadenhall Street London EC3A 2BJ, United Kingdom VIEW SITE OUR CORPORATE HEADQUARTERS ADDRESS 100 Ottawa Ave SW Grand Rapids, MI 49503 Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Health Insurance | Get Your Personalized Quote Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership HEALTH INSURANCE Looking for the right health insurance? We’ll take care of you. Find the right health insurance policy to help protect you and your family. GET A QUOTE Health Insurance Made Simple Quick Quotes Get a personalized health insurance quote now. Get a Quote Medical COVERAGE Major medical plans for major coverage. A major medical health insurance plan that complies with the Affordable Care Act (also called ACA-compliant plans) may be a good option for individuals under 65. Discover some of the common coverage and benefits these plans may provide. 01 Pre-Existing Conditions ACA-compliant health insurance plans cannot reject you, exclude “essential health benefits,” or charge you more for medical conditions you may have had before enrolling. 02 Prescription Drugs These plans cover certain prescription medications. Your health plan will have an approved list of medications that are typically offered at a lower cost, with the option to purchase other medications. 03 Maternal & Newborn Care Pregnancy, childbirth, breastfeeding support, and newborn care are covered from day one of your ACA-compliant plan. If you happen to be pregnant when you apply, you cannot be rejected or charged more. 04 Emergency Services & Outpatient Care ACA-compliant plans cover emergency services including those at out-of-network hospitals, and ambulatory patient services, which are medical services received without being admitted to a hospital. 05 Mental Health Services Mental health and substance use disorder services are covered as an “essential health benefit” under ACA-compliant plans. These can include counseling, behavioral health, and inpatient services. 06 Additional Coverage Some ACA-compliant plans may also offer coverage for dental, vision, and medical management for diabetes, weight management, back pain, and more, depending on the plan. Dental coverage for children is typically included as an essential benefit. WHY ACRISURE Health insurance for your lifestyle. Whether you’re freelancing, working in the gig economy, or simply caring for yourself and your family, an ACA-compliant health plan can be an economical way to find the coverage you need to keep moving forward. Help protect your health with an affordable plan. Many Options & An Easy Choice FAQ Frequently asked questions LOAD MORE QUESTIONS Expertise at your service. EXPLORE INSIGHTS The right policy for lasting peace of mind. EXPLORE LIFE INSURANCE Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Large Business Solutions Built for Scale Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Large Business Solutions Business solutions to conquer what’s next. Acrisure is your partner for the insurance, risk management, employee benefits, payroll, and cybersecurity solutions your business needs to do bigger things. GET CONNECTED CONSULTATIVE APPROACH Equip your organization for success with enterprise-scale solutions. As the fastest growing company in our industry’s history, we know what it takes to drive sustainable growth—at scale. Backed by cutting-edge technologies and industry expertise, we’ll work alongside your team to help ensure you have the right business and insurance solutions to grow boldly forward. More than advisors, we’re part of your team Business Solutions Business solutions built for scale. We can build a comprehensive program to help your organization reach its fullest potential. Our risk management services help mitigate potential risks that could impact your business operations, reputation, and financial stability. Our full suite of employee benefit services —from solutions like group health and voluntary benefits, to payroll , compliance support, and more—aims to attract and retain talent, streamline operations, and promote wellbeing in your workforce. Our cybersecurity and managed IT services can help improve the efficiency, security, and scalability of your business. Insurance solutions The types of coverage you can expect. We understand the evolving risks facing companies like yours today. Our consultative and advisory approach, insurance expertise, and industry relationships will help move your business forward with the right suite of insurance coverages. We can build the right insurance solution that will help protect your company’s hard work. From solutions such as commercial general liability, management liability, workers’ compensation, and cyber insurance, and more, to specialized insurance programs for aerospace and commercial trucking , we have the expertise to partner with you. INDUSTRIES Industry expertise on your side. Aerospace & Aviation For enterprise aviation and aerospace businesses, managing risk, people, and operational continuity demands a strategic and specialized approach. Leveraging deep industry knowledge, our team can provide solutions across aviation insurance , safety programs, benefits , payroll, and claims support, helping you operate more efficiently and protect your most critical functions. Learn More CONTACT US Agriculture aviation Flight schools Corporate aviation Fixed base operators and fuelers Hangars, airlines, and charter operations Manufacturing, research & development, and satellites Agriculture, Farm & Equine Our dedicated team has deep expertise in the agriculture, farm, and equine sector. From safety, loss control, and compliance to employee benefits , payroll, and claims advocacy, we can deliver solutions to help you sustain your operations and improve your profitability. Learn More CONTACT US Agriculture aviation Agronomy management Commercial agriculture Equine farms Estate farms and ranches Food manufacturing and suppliers Grain elevators and mills Livestock farms and ranches Poultry production Trucking and transportation Construction Our dedicated team of professionals provides risk management, payroll, and insurance solutions at scale for the construction industry. From surety bonds to safety and wealth management, we offer a full suite of services and solutions for your business needs. Learn More CONTACT US Land subdivision firms Residential and commercial builders Road and bridge builders Roofing companies Site preparation companies Consumer Services The services sector can be complex. Let our team work to find you risk management, payroll, benefits , and insurance solutions that work for your business’s unique needs. Learn More CONTACT US Beauty salon companies Car washes Catering companies Courier companies Dry cleaning companies Software companies Healthcare Large healthcare industry businesses have increasingly complex risk management needs. Let us find you the right solutions from insurance to benefits , cybersecurity , and payroll services. Learn More CONTACT US Ambulance services companies Assisted living facilities Doctors' and dentists' offices Home health services companies Medical groups Skilled nursing facilities Manufacturing With high-value assets, complex supply chains, and the concerns of a larger workforce, manufacturing companies can benefit from our compliance services, HR consulting, payroll, and innovative insurance solutions. Learn More CONTACT US Apparel Cabinets Concrete Cut stone Food Machine shops Metal, plastics and resin Paint Pharmaceutical, biotechnology, and medical supplies Windows and doors Professional Services Providing clients with advice and services can come with increased risks. We focus on helping you mitigate risks and increase profitability with innovative insurance, payroll, HR, and compliance solutions. Learn More CONTACT US Accounting firms Architect firms Education companies Engineering and technology companies Financial services companies Human resources firms Landscape architect companies Law firms Management groups Media and advertising companies Real Estate & Multifamily We understand the operational challenges the real estate industry faces. We actively serve as partners and offer a consultative approach to create innovative risk transfer solutions from insurance to HR, benefits, and payroll services. Learn More CONTACT US High-rise buildings Industrial complexes Landlords of commercial and residential buildings Multifamily Office complexes Property management groups Real estate offices Shopping centers Recreation & Entertainment Managing many clients and crowds can be challenging and can also bring increased risk. With our consultative approach, we can tailor insurance, risk management, and payroll solutions to your needs. Learn More CONTACT US Fitness centers Golf courses and country clubs Museums Recreational vehicle parks and campgrounds Sports teams and clubs Theaters Tour operators Restaurants & Hospitality The restaurant and hospitality industry may face complex operational challenges. We partner with you to find insurance, risk management, and payroll solutions that can help mitigate risk and increase profits. Learn More CONTACT US Bakeries Bars Bed-and-breakfasts Breweries Cafes Full-service restaurants Hotels Motels Pizza shops Retail We offer a consultative approach to tailor the right risk management, insurance, HR, and payroll solutions to your customer-centered business. Learn More CONTACT US Auto parts stores Cannabis companies Car dealerships Clothing shops Convenience stores Furniture stores Gas stations Grocery stores Hardware stores Skilled Trades We partner with you to find solutions for insurance, risk management, HR, benefits , and payroll services to help reduce risks and costs and increase profits from your skilled trades business. Learn More CONTACT US Automotive services companies Carpentry companies Flooring and tiling companies Landscaping groups Lawn care service companies Masonry companies Plumbing, electrical, and HVAC companies LOAD MORE CAPABILITIES Together, we can achieve big things. CHOOSE A CAPABILITY* Risk Assessment and Management Cyber Resilience Claims Advocacy Employee Solutions Data Analytics and Benchmarking HR Regulatory Compliance Support Risk Assessment and Management Help protect your business with tailored strategies for identifying, assessing, and mitigating complex risks. By carefully reviewing your business's operations, our team partners with you to establish the solutions, policies, and procedures needed to help protect your assets and safeguard your long-term s Contact Acrisure Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Hello there! With over 19,000 colleagues in 24 countries, Acrisure is in your corner. Whether you’re looking for insurance, mortgages, business solutions, or just need a little guidance, we’re here to help you make big things happen. Contact Us How can we help? Tell us a bit more about yourself so we can help connect you with the right solutions you need to achieve it all. First Name * Last Name * Email * Phone City * State * I'm Interested In * How can we help? Submit Join the team. Explore Careers A global network with limitless growth Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Acrisure Reinsurance Solutions Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Acrisure Re Reinsurance solutions that drive success. With Acrisure Re, you can find the right reinsurance solutions to help support your ambitions. CONNECT WITH US HOW WE WORK Transform risk into strategic advantage. Balancing a global footprint with a personalized approach, Acrisure Re is ideally positioned to serve clients across diverse markets and products with market-leading consistency and coordination. Our Approach Listening is the cornerstone of our approach. It begins with getting to know your unique challenges and needs and can evolve into a trusted relationship committed to your long-term success. We develop strategic relationships between insurers and reinsurers to design solutions that help optimize performance relative to your ambitions and your balance sheet. Comprehensive Programs Whether you’re seeking traditional reinsurance support or creative alternative solutions, we can assist you at every step. We offer more than just a reinsurance solution as our global team of seasoned professionals is passionate about creating enduring solutions to help you prepare for the future. Global Presence with a Client Focus Our client-first approach puts a commitment to enduring relationships and access to global solutions in your corner. With group-wide partnership connections, we're here to support your ambitions on all fronts, creating valuable connections that help improve growth, profitability, and long-term resilience. SERVICES Navigate risk with confidence. Taking all your unique risk factors into account, we'll empower you with the personalized solutions you need to help navigate what’s ahead. CONNECT WITH US Acrisure Re Corporate Advisory & Solutions Global Facultative Capabilities Analytics & Catastrophe Modeling Acrisure Re Corporate Advisory & Solutions As a trusted advisor, the Acrisure Re Corporate Advisory & Solutions team can help support you in everything from capital analysis and strategic reviews through M&A, capital raising, strategic legacy advice, and cat bond solutions. Explore Acrisure Re Corporate Advisory & Solutions WHAT WE DO Reinsurance expertise on your side. Auto We serve all auto segments, including private passenger, non-standard, commercial, and autonomous vehicles. Bermuda We have on-island expertise for both Bermuda-based carriers and the support of global clients. Captives We can help provide a cost-effective option to help protect your business, ranging from single parent to specialized portfolios and domicile advice. Casualty We have global expertise in all segments of casualty, ranging from the highly specific to global portfolios. Cyber We offer the benefit of an integrated vertical, ranging from large individual accounts to global treaty reinsurance. Construction We provide reinsurance and program design specifically for construction underwriters. Healthcare We offer the benefit of an integrated vertical to help serve large individual accounts through global treaty reinsurance. Legacy Solutions From capital management to special situations, we have the expertise to provide adverse development covers, loss portfolio transfers, and reinsurance to close. Life and Health We have comprehensive reinsurance and program solutions for life, health, and employee benefits. Management and Professional Lines We have global expertise in all segments of management and professional liability, ranging from the highly specific to global portfolios. Marine, Energy, and Space We provide advisory and execution services, bringing a full suite of reinsurance solutions. Property We have global expertise in all segments of property, from U.S. critical catastrophe to European-specific perils. We offer traditional and structured reinsurance solutions, including parametric, whether for earnings or capital protection. LOAD MORE Expertise & Service Reinsurance Consultation Time for a new approach? Let’s talk. Industry * First Name * Last Name * Company Name * Number of Employees * State/Region * Email address * Phone Number * Submit Corporate Advisory & Solutions Explore Global Facultative Capabilities Explore Analytics & Catastrophe Modeling Explore Acrisure Re UK Limited is a company registered in England and Wales, Company No. 10755170. Registered office: 9th Floor, 40 Leadenhall Street, London, EC3A 2BJ. United Kingdom. Acrisure Re UK Limited (FRN 922997) is authorised and regulated by the Financial Conduct Authority. Acrisure Re Group Privacy Policy Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Small Business Insurance | Request a Personalized Quote Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership SMALL AND MID-SIZED BUSINESS INSURANCE Business insurance that works as hard as you do. GET A QUOTE Big Dreams The Right Coverage Why Acrisure Why does a business need insurance? Accidents, emergencies, data breaches, and lawsuits can happen to businesses of all sizes. The right-sized business insurance solution can help protect your business, your employees, and your hard work. Learn more about commercial insurance . Get a Quote The right solutions for small and mid-sized businesses BUSINESS INSURANCE COVERAGE What does business insurance cover? Small and mid-sized business insurance can help protect you and your company against losses arising from property damage, lawsuits, cyber attacks, theft, and more. Commercial General Liability Insurance Helps protect your small or mid-sized business against third-party claims alleging bodily injury, property damage, and personal and advertising injury. EXPLORE Professional Liability (E&O) Insurance For those who are liable to provide professional advice and services, E&O (errors & omissions) insurance helps provide coverage if a client alleges work is inadequate or negligent. EXPLORE Business Owner’s Policy (BOP) BOPs combine commercial property insurance, general liability insurance and sometimes additional coverages into a single policy. EXPLORE Cyber Insurance Cyber insurance can help provide your small or mid-sized business with coverage for the costs of cyber attacks, data breaches, and other related risks. EXPLORE Workers’ Compensation Insurance Typically required by law, this insurance helps protect your small or mid-sized business and employees against financial loss due to workplace injuries and illnesses. EXPLORE Find and compare personalized quotes from top insurance companies. INDUSTRIES Business and insurance solutions for every kind of company. Aerospace & Aviation We help small and mid-sized aviation businesses by providing solutions for their unique goals. With specialized small business insurance expertise and a commitment to personalized service, we can help you protect your people, assets, and operations so you can focus on what’s next and grow with confidence. Learn More Get a Quote Agricultural and aerial application Certified flight instructors Corporate aviation Drones and UAS Hangars and charter operations Maintenance, repair, and overhaul (MRO) operations Manufacturing and research & development Rotor wing aircraft Agriculture, Farm & Equine For operations of any size, our team of professionals is on your side with expertise in agriculture, farm, and equine operations. We can provide personalized insurance solutions to support your goals and help you cultivate a legacy. Learn More Get a Quote Agriculture aviation Equine farms and owners Family farms and ranches Hobby farms Leased farms Livestock farms Poultry production Trucking and transportation Turf farms Construction We help you reduce your total cost of risk and protect the assets of your small or mid-sized construction business with tailored solutions. Learn More Get a Quote Drywall and insulation installers General contractors Land subdivision Residential and commercial builders Road and bridge contractors Roofers Site preparation contractors Consumer Services We understand the unique insurance needs of your small or mid-sized service industry business. Learn More Get a Quote Beauty salons Car washes Carpet and upholstery cleaning services Caterers Couriers Dry cleaning and laundry services Healthcare Providing healthcare services is an admirable mission. Let us help you protect your unique healthcare business with insurance solutions that fit. Learn More Get a Quote Ambulance services Assisted living facilities Dentists Doctors Home health service providers Skilled nursing facilities Manufacturing Manufacturing businesses have unique insurance needs and liabilities to cover. Let us help you find a personalized insurance solution. Learn More Get a Quote Apparel Cabinets Concrete Cut stone Food Machine shops Metal, plastics and resin Paint Pharmaceutical and medical supplies Windows and doors Professional Services We help you protect your small or mid-sized business with the right insurance solutions so you can focus on providing outstanding service. Learn More Get a Quote Accountants Architects Engineers Graphic designers HR consultants Interior designers IT services Landscape architects Lawyers Management consultants Real Estate & Multifamily While you're dealing with nearly constant client communication and concerns, we can help you protect small and mid-sized businesses with the right insurance solution. Learn More Get a Quote Home inspectors Landlords of commercial and residential buildings Property managers Real estate agents and brokers Recreation & Entertainment It's all fun and games until there is an insurance claim. Help protect your recreation business with the right insurance. Learn More Get a Quote Fitness centers Golf courses and country clubs Museums Recreational vehicle parks and campgrounds Sports teams and clubs Theaters Tour operators Restaurants & Hospitality We help you find the right business insurance solution for your restaurants or hospitality business so you can keep on serving your customers. Learn More Get a Quote Bakeries Bars Bed-and-breakfasts Breweries Cafes Full-service restaurants Motels Pizza shops Retail The right business insurance solution can help give you peace of mind so you can focus on growing your business with the right products and services for your customers. Learn More Get a Quote Car dealerships Grocery stores Gas stations Convenience stores Furniture stores Auto parts stores Hardware stores Clothing shops Skilled Trades Your skills, talent, and drive have helped you build your small business. Help protect your hard work with the right business insurance solution. Learn More Get a Quote Appliance technicians Automotive technicians Carpenters Custodians Electricians Flooring and tiling installers Handymen HVAC technicians Landscapers Lawn services Masons Painters Plumbers Welders LOAD MORE FAQ Frequently asked questions. Load More Questions INSIGHTS More Resources Our professionals are on your side, helping make sure you have the education and support needed to make the right decision on your business insurance needs. A Guide to Business Owner's Policies & Coverage: What is BOP Insurance Spring Growth: Managing Risk as Orders and Accounts Expand A New Look at SME Insurance Trends: Introducing the AcrisureIQ SME Market Pulse Spring Cleaning Your Business's Risk Profile Why Businesses May Be Choosing to Consolidate Services with One Solutions Provider in 2026 Read More Keep your business running securely. EXPLORE CYBERSECURITY The right benefits for your needs & budget. EXPLORE EMPLOYEE BENEFITS Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Employee Benefit Services | Request A Personalized Quote Valuable insights available now! Get a complimentary 2025 Employee Benefits Benchmarking Report for your industry. Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership EMPLOYEE BENEFIT SERVICES The benefits your team needs to succeed. Acrisure works with you on finding the right benefits program to help attract and maintain your team, with the compliance support you need at every step. Get Connected Big Dreams Great Teams Benefits Consultation Let's build the right employee benefits program for your business. Employee Benefits Insurance Options * First Name * Last Name * Company Name * Number of Employees * State * Email * Phone * Submit Benefit Services With the right resources, your team can do big things. Acrisure will help your business create a sustainable benefits package that helps meet the needs of your budget, your team, and your ambitions. 01 Group Health Find the right medical, dental, and vision plans to help support your team’s health with long-term and short-term disability, health savings accounts, group life and disability insurance, group accident insurance, and critical illness coverage solutions. 02 Voluntary Benefits Find voluntary benefits that best serve your team’s needs across dental, short-term disability, life insurance, accident insurance, hospital indemnity, and critical illness solutions. 03 Payroll & HR The right payroll solution can save you valuable time while ensuring your employees are paid on time, too. 04 PEO Solutions Where it’s the right solution, our AcriSource team will help you find a best-in-class professional employer organization (PEO) from national, regional, and niche markets who can handle your employee management tasks. 05 Compliance and Regulatory Support Our dedicated team of compliance professionals and suite of compliance services can help you stay ahead of the complex legislative and regulatory landscape impacting employee benefits. 06 Retirement Planning Services Access to retirement services solutions to help manage, benchmark, and implement retirement plans, from 401(k)s to IRAs to plans for nonprofits, higher education and public sector entities. 401(k) plans and SaaS services provided by Human Interest Inc. via referral arrangement. Quick Quotes & Personalized Service FAQ Frequently asked questions LOAD MORE QUESTIONS INSIGHTS More Resources Our professionals are on your side, helping make sure you have the education and support needed to make the right choice. Tri-State Employer Compliance in 2026: Key Considerations for Employers in New Jersey, New York, and Connecticut 2026 California Employment Law Update: What Employers Should Know Employment Law Compliance Update for 2026: What Employers Should Watch Key Group Health Plan Developments in 2026: What Employers Should Know Benefits Bulletin | Form 5500: Employer Compliance Overview Read More Protect your team from the unexpected. EXPLORE WORKERS’ COMPENSATION INSURANCE Keep your business running securely. EXPLORE CYBERSECURITY Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Acrisure's Leadership Team Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Our Leadership Our culture is defined by an entrepreneurial spirit and a passion for helping everyone realize their full potential. No matter where you are in your journey, Acrisure’s team of 19,000 entrepreneurial colleagues in 24 countries is always in your corner. Executive Leadership Greg Williams Co-Founder, Chairman & CEO Greg Williams is the Chairman & CEO of Acrisure, a global Fintech company which he Co-founded in 2005. The Company has $5 billion in annual revenue, has delivered a 45% compounded growth rate since 2013 and in the Insurance Brokerage category, grew faster than any Broker in the world for eight straight years (2015-2022). Through approximately 1,000 acquisitions, Acrisure has grown its footprint from 3 States in 2013 to a presence in 24 countries and every state in America. Vince Lombardo President, Payroll Vince Lombardo currently serves as President, Payroll. Prior to joining Acrisure, Vince served as President of the North American Merchant Business at Global Payments and Heartland, overseeing the Payment, Payroll, and Point of Sale businesses. During his 19 years with Heartland, Vince applied his people-first approach and focus on developing customer-focused go to-market strategies to help the company grow to become one of the largest direct providers of merchant solutions in the US and Canada. Aaron Miller Chief Financial Officer As Chief Financial Officer, Aaron Miller plays a crucial role in helping to accelerate profitable growth, prepare Acrisure to meet the future needs of its clients, and allocate Acrisure’s capital effectively. With more than 20 years of experience as a private equity investor and leading corporate development and strategy for Fortune 500 companies, Aaron has a proven track record driving sustainable growth in financial services companies worldwide. Grahame Millwater President, Global Markets & President, International Grahame Millwater, President, Global Markets and President, International, brings considerable industry experience to revenue growth across international and specialty platforms, relationships with global underwriting capital, and risk analytical and modeling strategies. Shawn Pelsinger Chief Administrative Officer & Chief Legal Officer Shawn Pelsinger currently serves as Chief Administrative Officer & Chief Legal Officer. Shawn oversees its legal, human resources, enterprise risk and compliance, regulatory affairs, operational security and information security departments while assisting business development. Shawn joined Acrisure after a lengthy career at Palantir, a leading AI developer, serving as Global Head of Corporate Development – and led the creation of Palantir Japan and Palantir Korea, and he still serves as a member of the board of directors of each. Before Palantir, Shawn was a corporate lawyer at A&O Shearman. Mark Wassersug Chief Operating Officer Mark Wassersug currently serves as the company’s Chief Operating Officer, leading the company’s growth through technological innovation including scaling our AI-driven capabilities across all lines of business. Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Terms of Use Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Terms of Use These Terms of Use (together with any documents expressly incorporated by reference, these “Terms of Use”) are entered into by and between you and Acrisure, LLC and its affiliates (collectively, “Acrisure,” “we,” “us” or “our”). These Terms of Use govern your access to and use of this website, including any content, functionality, products or services offered through this website.   Please read the Terms of Use carefully before you start to use this website. By using the website, you accept, consent to and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy you must not access or use the website. This website is offered and available to adult users who are eighteen (18) years of age or older, and is not intended for or directed to anyone under sixteen (16) years of age. By using this website, you represent and warrant that you meet this eligibility requirement and that you will comply with these Terms of Use, the Privacy Policy and all applicable U.S. federal, state and local, as well as foreign and international, laws, rules and regulations (collectively, “Laws”). If you do not meet these requirements, you must not access or use the website. 1.0        Changes to the Use. We may revise and update these Terms of Use from time to time at our sole discretion. All changes are effective immediately when posted to the website, and apply to all access and use of the website thereafter. Continued use of the website after such changes are posted is deemed acceptance of any revised Terms of Use. You must review these Terms of Use on a regular basis to keep yourself apprised of any changes. Acrisure may terminate these Terms of Use, with or without cause, at any time, without notice and without penalty. You agree that Acrisure shall not be liable to you or any third party for any modification, termination or alteration of these Terms of Use. 2.0        Intellectual Property Rights. 2.1        All content, features and functionality (including, but not limited to, all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof) on the website is copyrighted and owned by Acrisure, its licensors or other providers of such materials unless otherwise noted, and is protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws, rules and regulations (collectively, “IP Laws”). Such content, features and functionality may not be used, except as provided within these Terms of Use or the text of the website, without Acrisure’s express prior written permission. 2.2        Except as otherwise stated, all trade names, logos, icons, service marks and registered and unregistered trademarks are proprietary to Acrisure (collectively, “Proprietary Materials”). Your use of Proprietary Materials, except as provided within these Terms of Use or the text of the website, without Acrisure’s express prior written permission, is strictly prohibited. Nothing contained on the website should be construed as granting, whether by implication, estoppel or otherwise, any license or right to use any Proprietary Materials displayed on the website without express prior written permission of Acrisure or such third party that may own trademarks or other intellectual property displayed on the website. 2.3        You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, transmit or otherwise use any of the material on our website, except as follows: 2.3.1    Your computer may temporarily store copies of such materials from our website in RAM incidental to your accessing and viewing those materials. 2.3.2     You may store files that are automatically cached by your web browser for display enhancement purposes. 2.3.3     You may print or download one copy of a reasonable number of pages of the website for your own use and not for further reproduction, publication or distribution. 2.3.4     If we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own use, provided you agree to be bound by applicable end user license or other agreements for such applications, if any. 2.3.5     You must not: 2.3.5.1   Modify copies of any materials from this website. 2.3.5.2   Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text. 2.3.5.3    Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this website. 2.3.6       If you print, copy, modify, download or otherwise use or provide any other person or entity with access to any part of the website in breach of these Terms of Use, your right to use or access the website shall immediately cease and you must, in our sole discretion, return or destroy any copies of the materials or parts of the website you have made. No right, title or interest in or to the website, or any content, feature or functionality within the website, is transferred to you, and any rights not expressly granted herein, whether express or implied, are reserved by Acrisure. 2.4          Any use of the website not expressly permitted within these Terms of Use constitutes a breach of these Terms of Use and may violate applicable IP Laws. 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You agree that: 4.1.1     &nb Risk Management Services | Request a Consultation Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Risk Management Services Transform risk into strategic advantage. Navigate risk with confidence with the support of Acrisure’s Risk Resources team. Our risk management services and safety programs can help you make informed decisions on where to absorb risk, where to transfer it, and how to manage exposures across your operation. GET CONNECTED YOUR STRATEGIC RISK ADVISOR Helping businesses manage their critical risks. Risk management and safety are key indicators of how high-performing companies lead, protect their people, and outperform their peers. Businesses today face escalating safety and risk related exposures. And many companies operate in unforgiving environments, where the consequences can be high. Best-in-class risk management practices are vital for companies to defend themselves. Acrisure Risk Resources can help you strengthen your strategic position by embedding proactive risk management strategies that move with your business. If an incident or injury occurs, we’re here to help you triage, respond, and recover effectively. Innovative Solutions Our team leverages cutting-edge technologies to simplify risk management processes and help meet the specific needs of our clients. Enhanced Bottom-Line Results By controlling and mitigating identified risks, companies may be better positioned to manage insurance costs, as reduced exposure can support improved insurance cost outcomes. Compliance Readiness We can help you with streamlining audits, corrective actions, training, and documentation to help you achieve a strong compliance posture. Strengthened Business Continuity We can help you build robust plans, drills, and communication systems to help maintain continuity in crisis. Data-Driven Risk Optimization We can help you better manage risk by harnessing analytics, dashboards, and scorecards. CAPABILITIES Safer companies. Better results. GET CONNECTED CHOOSE A CAPABILITY* Workers' Compensation Expertise Risk Intelligence Program Safety Excellence Workers' Compensation Expertise Workers' compensation premiums are one of the largest expenses for many companies—but they’re also among the most manageable. Gain access to tools, insights, and resources to help manage and reduce your workers' compensation costs. With best practices and proactive strategies, we can help you minimize the likelihood and impact of costly claims. We employ a structured approach to help you continuously manage and improve your experience modification rate through effective claims management. Should an injury occur, our team delivers full-service workers' compensation expertise from initial response through resolution. TOOLS & RESOURCES Put proven tools to work. 01 Safety Video Training Library Access to library of 600+ titles offering supplemental training to better prepare your team. 02 Resource Guides Practical operational guides for incident prevention, reporting, and follow-up. 03 Preferred Vendor Pricing Acrisure clients may benefit from access to preferred pricing through our network of leading industry vendors on safety technology and operational tools. 04 Help Desk Your Acrisure Client Advisor can access our help desk on your behalf, offering tools and solutions to help you address your challenges and achieve your goals. 05 Webinars Webinars and virtual learning available live and on-demand. 06 Checklists Curated checklists, templates, and compliance resources to standardize practices. SPECIALTIES Risk management and safety expertise on your side. Construction Construction industry risks are becoming increasingly complex, spanning subcontractor performance, regulatory compliance, litigation, reputation, and serious injury prevention. Acrisure risk advisors have deep, specialized industry knowledge across every phase of construction risk management and proven strategies to help you protect your people, projects, and profits. We can help you anticipate hazards, ensure compliance, and embed safety into your culture. Energy, oil, and gas Empower your energy operations with risk confidence. Energy, oil, and gas operations face some of the most complex and high-stakes risks in the business world. From regulatory compliance and environmental safety to equipment reliability and workforce protection, these operations demand precision and proactive planning. Acrisure’s risk advisors can help you identify vulnerabilities, mitigate exposures, and implement strategies to support the safety of your people, assets, and reputation. Mining (MSHA) Mining operations operate in unforgiving environments where safety, compliance, and operational continuity are inseparable. Acrisure risk advisors support mining businesses with MSHA-aligned risk management and safety strategies that help identify hazards, strengthen documentation, and improve safety performance. Our data-driven tools can help organizations stay compliant, reduce incidents, and operate more efficiently. Transportation and fleet Managing transportation  risk is not just about compliance; it’s about creating safer, smarter, and more resilient operations that help protect your people and strengthen your bottom line. Acrisure’s transportation risk management professionals bring unmatched industry knowledge and a proactive approach to help you anticipate challenges before they become costly disruptions. We deliver comprehensive solutions that go beyond regulatory requirements, including driver safety programs, telematics integration, and advanced loss control data analytics. Manufacturing Manufacturing involves complex risks that can affect operations and profitability. Workplace safety concerns, regulatory requirements, and supply chain challenges call for a thoughtful, proactive approach rather than strictly reactive measures. Acrisure’s risk management professionals provide guidance and resources to help manufacturers evaluate exposures and help prepare for the unexpected. We can help you build a safer, more resilient manufacturing environment that supports sustainable growth and helps you remain competitive in today’s fast-paced market. Healthcare Acrisure can provide risk solutions that help safeguard care and drive growth. Healthcare  organizations face unique challenges in managing risk across patient safety, regulatory compliance, and operational efficiency. Our risk advisors provide guidance to help navigate complex requirements, such as HIPAA, OSHA, and FDA regulations, supporting efforts to manage liability exposure and safeguard your reputation. We focus on supporting systems that promote patient and staff safety, assist in maintaining compliance, and prioritize care quality. Retail and commercial Retail businesses operate in a dynamic environment where risks may arise from customer safety concerns, employee liability, inventory protection, and evolving regulatory requirements. Acrisure’s risk management professionals understand the complexities of retail risk and work with you to assess exposures and implement strategies to help minimize theft, accidents, and violations. Our proactive approach focuses on strengthening safety protocols, improving loss prevention practices, and supporting regulatory compliance to promote business resilience. Sports and entertainment Our services can help sports and entertainment  operations deliver exceptional guest experiences while managing operational and liability risks. We understand the unique challenges faced by entertainment spaces and sports venues. Acrisure risk management professionals can work closely with you to identify vulnerabilities, strengthen safety protocols, and implement proactive measures that help support your reputation and operat A Guide to Business Owner's Policies, Coverage, & Meaning Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership BACK TO INSIGHTS Blog May 13, 2026 A Guide to Business Owner's Policies & Coverage: What is BOP Insurance Learn more about BOP Insurance in this in-depth guide covering what's typically included, the benefits of BOP insurance, and more. What Is Business Owner’s Policy (BOP) Insurance? A Business Owner’s Policy (BOP) is a type of commercial insurance package that may combine coverages such as general liability, commercial property, and business interruption coverage into a single policy designed for many small to mid-sized businesses. BOP Insurance at a Glance Typically covers: Property damage, third-party liability, certain business interruption-related losses Often considered by: Small to mid-sized businesses with physical locations or business property Key benefit: streamlined and cost-efficient coverage within a single policy Customizable: may offer optional endorsements or additional coverages, such as cyber or equipment breakdown coverage Typically not covered: Workers’ compensation , professional liability , flood , earthquake Depending on the policy terms and the needs of the business, a Business Owner’s Policy may help support broader risk management efforts by addressing certain property, liability, and business interruption exposures. By bundling multiple coverages into one policy, it may also simplify insurance management and offer potential cost efficiencies when compared to purchasing separate policies. This guide provides a general overview of how BOP insurance works, common coverage components, and considerations businesses may evaluate when assessing coverage options. The Typical Components of BOP Insurance The terms and conditions of each policy may vary, but BOP insurance policies generally include the following core coverage components: Commercial Property Insurance Typically covers physical assets such as buildings, equipment, and inventory against losses arising from covered risks such as fire, theft, and certain natural events. Commercial General Liability Insurance Typically provides coverage for certain third-party claims alleging bodily injury or property damage arising from business operations, products, or services. Depending on the CGL policy , coverage may include certain legal defense costs, settlements, and medical expenses. Business Interruption Insurance Designed to cover certain lost business income and ongoing expenses—such as payroll and rent—if operations are temporarily impacted due to a covered event. Optional Additional Endorsements Depending on the insurer and policy, optional endorsements or additional coverages may be available, including: Cyber coverage Equipment breakdown coverage Hired and non-owned auto coverage Who May Want to Consider BOP Insurance? BOP insurance is often considered by small to mid-sized businesses with relatively straightforward risk profiles, which may include the following industry examples: Retail stores (e.g., clothing shops, bookstores, specialty retailers) Restaurants and cafés Professional services offices (e.g., accounting, legal, consulting) Certain construction contractors and skilled trades Wholesalers and distributors Consumer services businesses (e.g., salons, cleaning services) General examples (for illustration only): These examples are simplified illustrations only and are intended to provide a general overview of how certain coverages may apply under some circumstances.  Claims determinations and coverage outcomes are highly dependent on the specific facts and circumstances involved, as well as the applicable policy terms, conditions and exclusions. A retail store owner may consider a BOP to help address covered inventory damage resulting from a covered fire event, while also providing certain liability coverage for customer injury claims arising in-store. A restaurant owner may consider BOP coverage to help address covered kitchen equipment damage and certain business interruption-related losses following a covered fire event.   A professional office may consider a BOP to help address certain client liability exposures, while also providing coverage for covered office equipment and furnishings. Certain contractors may consider a BOP to help protect covered tools, materials, or business property, depending on the nature of operations and policy terms.   Eligibility for a BOP may vary based on factors such as business size, revenue, operations, claims history and insurer underwriting guidelines. An insurance professional can help businesses evaluate available coverage options and potential eligibility considerations.  When a BOP May Not Be the Best Fit A BOP may not be suitable for every business, depending on the nature of operations, risk profile, and coverage needs.  In some cases, alternative or additional coverages may be considered if: Your business has large, complex or multi-location operations Your operations involve elevated or specialized risk exposures Your business requires specialized or highly customized coverage Your business has limited physical property or different coverage priorities An insurance professional can help you find the right policies for your needs. By bundling multiple coverages into one policy, it may also simplify insurance management and offer potential cost efficiencies when compared to purchasing separate policies. Considerations When Evaluating BOP Coverage Limits Coverage limits generally represent the maximum amount available under a policy for covered losses, subject to applicable terms, conditions, exclusions and sublimits. Appropriate coverage limits may vary depending on a business’s exposures, assets, operations and over risk profile. Factors businesses may evaluate when considering coverage options can include: Property value: Replacement cost of buildings, equipment, and inventory Liability exposure: Customer interactions and operational risks Business interruption risk: Potential income loss and ongoing expenses Industry considerations: Risk levels unique to your business type Working with an insurance advisor can help businesses evaluate coverage limits in light of their operations and overall risk profile. Once coverage considerations have been evaluated, businesses may also assess which policy structure, carrier and coverage options align most closely with their operational needs and risk management objectives. Considerations When Evaluating BOP Policy Options When evaluating BOP insurance options, businesses might consider factors such as: Coverage needs: evaluate whether the policy addresses the business operations, exposures and coverage priorities Coverage limits: review whether available limits are sufficient in light of business assets, contractual obligations, and potential liability exposures Endorsements: consider whether any additional endorsements or specialized coverages may be appropriate based on the nature of the business Insurer experience: consider carriers with experience serving similar industries or operational profiles Claims support: review available claims handling resources, services models and support processes Taking time to evaluate these factors may help businesses better understand available coverage options and how different policy structures may address their operational and risk management considerations.  How Much Does BOP Insurance Typically Cost? The cost of a Business Owner’s Policy (BOP) can vary based on several factors, including, but not limited to: Business size and annual revenue Industry and risk level Property value and location Claims history Selected coverage limits and deductibles Other underwriting factors of the particular carrier Some ins Privacy Center Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Acrisure Privacy Center Welcome to the Acrisure Privacy Center. When you use interact with Acrisure, LLC or our affiliates (collectively, "Acrisure"), you’re trusting us with your information. We understand this is a big responsibility and work hard to protect your information and put you in control.  On this page, you will find: (i) Acrisure's various privacy policies, including the Privacy Policy that governs this Site; (ii) Forms that you can use to submit requests to Acrisure related to the processing of your Personal Information; (iii) Information related to Acrisure's use of cookies and other tracking technologies on our Site; and (iv) Frequently Asked Questions related to privacy and data protection and our responses to them for your easy reference. Acrisure Privacy Policies and Customer Notices Acrisure Privacy Policies and Notices describe how Acrisure collects, uses, discloses, and safeguards personal information of customers and California applicants, as applicable. Please navigate below and select the link applicable to you. Privacy Policy – U.S. Customer Privacy Notice – U.S. (Specimen) (PDF)   Data Subject Privacy Requests Depending on your jurisdiction of residence, as a client, California employee or California applicant of Acrisure, you have certain data subject privacy rights under applicable laws and regulations. Please navigate below and select the link applicable to you to submit a data subject privacy request. U.S. Residents (except CA) California Residents CalFIPA (California Financial Information Privacy Act) Opt-Out Form (PDF)   Acrisure.com and Cookies We use cookies and other tracking technologies to deliver our online services on Acrisure.com, as well as to enhance user experience and analyze website performance, visitor activity, and traffic. We also may share personal information about visitor activity on our website with our advertising, analytics, and business partners. If you would like to change your cookie settings, please select Your Privacy Choices FAQ Frequently asked questions Our Leadership MEET THE TEAM Join the Team EXPLORE CAREERS Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Homeowners Insurance | Get Your Personalized Quote Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership HOMEOWNERS INSURANCE The home insurance you need —all under one roof. Find the right coverage to help protect the place you love most. GET A QUOTE Personalized Coverage Quick Quotes Get a personalized home insurance quote now Address * Get A Quote HOME COVERAGE It’s never been easier to bring all the right coverage home. From property repairs and replacement to personal injury coverage, we’ll help you find the right solution for your personal circumstances. 01 Dwelling Protection Helps cover the cost of repairing or rebuilding the structure of your home if it's damaged by a covered event like fire or vandalism. 02 Personal Property Helps cover the repair or replacement of your personal belongings,  like furniture, electronics, and clothing, if they are damaged or stolen. 03 Other Structures Helps cover additional structures that are not attached to the home, such as sheds, garages, and fences. 04 Loss of Use Some policies may help cover cost of living expenses, like temporary housing and meals, while a damaged or destroyed home is being rebuilt or repaired. 05 Personal Liability Provides coverage for a third party’s injury or property damage caused by you or covered members of your household. Find and compare personalized quotes from top insurance companies. Many Options & An Easy Choice FAQ Frequently asked questions LOAD MORE QUESTIONS INSIGHTS More Resources Our professionals are on your side, helping make sure you have the education and support needed to make the right decision on your insurance needs. What Is Hazard Insurance for Homeowners? What Does an Insurance Broker Do? 5 Ways a Tax Refund Could Support Your Homebuying Plans 2026 Mortgage Rate Forecast The Benefits of Reassessing Your Coverage in 2026 READ MORE Help weather the storm with flood insurance. EXPLORE FLOOD INSURANCE Go further with the right auto insurance. EXPLORE AUTO INSURANCE Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Auto Insurance | Get Your Personalized Quote Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership AUTO INSURANCE Get the right auto coverage without ever slowing down. Find the right car insurance policy for the road ahead. GET A QUOTE Auto Insurance On The Way Quick Quotes Get a personalized car insurance quote now. State * Get A Quote AUTO COVERAGE Go further with the right auto insurance. We’ll help you find the right policy for you and your vehicles. 01 Liability Coverage Mandatory in most states, liability coverage helps cover third-party bodily injury and property damage claims alleging the fault of the insured driver. Learn more about auto liability coverage. 02 Collision Coverage Collision coverage helps pay for repairs or replacement of your vehicle if it's damaged in a crash or accident with another object, even if it is your fault. Most lenders require collision insurance for leased vehicles. Learn more about collision insurance coverage. 03 Comprehensive Coverage Comprehensive coverage helps pay for damage to your vehicle that is not caused by a collision with another vehicle. This can include damage from theft, vandalism, fire, hitting an animal, or weather-related incidents like hail or flooding. Learn more about comprehensive coverage. 04 Medical Payments Coverage If you or other passengers in an insured vehicle are injured in an accident for which you are not at fault, this coverage can help with the medical costs of injuries, including tests, x-rays, surgeries, and more. If you are at fault for an accident, this type of coverage will not apply. This coverage is required in some states and optional in others. 05 Personal Injury Protection (PIP) PIP coverage can help pay for medical expenses resulting from an accident. In addition to covering medical bills after an auto accident, PIP coverage may also cover other expenses incurred that resulted from an injury, such as childcare or lost income. PIP is only available in some states. 06 Uninsured + Underinsured Motorist Coverage If you are in an accident with a driver who does not have insurance or does not have enough insurance to cover your resulting costs, uninsured and underinsured motorist coverage, respectively, may help to cover the costs of your medical expenses and vehicle repairs. These coverages are required in some states. Find and compare personalized quotes from top insurance companies. Many Options & An Easy Choice FAQ Frequently asked questions LOAD MORE QUESTIONS INSIGHTS More Resources Our professionals are on your side, helping provide you with the education and support needed to make the right choice. What Is Comprehensive Insurance? What Does an Insurance Broker Do? The Benefits of Reassessing Your Coverage in 2026 Thanksgiving 2025: Help Protect What You’re Grateful for This Holiday Season Does Car Insurance Cover Theft? Read More Bring the right policy home. EXPLORE HOME INSURANCE The right policy for lasting peace of mind. EXPLORE LIFE INSURANCE Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Insurance, Cybersecurity and Business Solutions Insights TUNE IN NOW! Acrisure Founder & CEO, Greg Williams, Featured on The Entrepreneur’s Studio Podcast. Listen Here Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Our expertise—on your side. Whether you're looking for Insurance 101 or expert insights, Acrisure is here to help make sure you have the education you need to make the right choice. Featured Insights Risk Resources Newsletter | Summer Climate Risks: What Should Your Business Consider A Guide to Business Owner's Policies & Coverage: What is BOP Insurance Benefits Bulletin | PCORI Fee Deadline Just Around the Corner Tri-State Employer Compliance in 2026: Key Considerations for Employers in New Jersey, New York, and Connecticut Latest Insights Showing 0 results Filter Results No Result Found Here to help you make big things happen. Level up with business and insurance solutions built for companies of all stages and sizes. Explore Business Solutions Personalized policies that fit your needs. Home, auto, life - get the right insurance solution to cover it all. EXPLORE PERSONAL INSURANCE Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Personal Solutions | Get a Quote Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership PERSONAL SOLUTIONS Solutions for Home. Auto. Life –all in one place. We help you find personalized insurance & mortgage solutions designed to support your goals. Home Insurance Learn More Mortgages Learn More Auto Insurance Learn More Life Insurance Learn More Flood Insurance Learn More Health Insurance Learn More Find and compare personalized quotes from top insurance companies. Right Solutions & Right Prices FAQ Frequently Asked Questions LOAD MORE QUESTIONS INSIGHTS Relevant Insights & Expertise To Help Move You Boldly Forward When Does Flood Season Typically Start? Key Considerations for Property Owners Flood risk can shift throughout the year based on weather patterns, location, and property characteristics. Learn when flood season typically may begin and what factors can influence exposure. What Is Comprehensive Insurance? What Is Hazard Insurance for Homeowners? 5 Ways a Tax Refund Could Support Your Homebuying Plans VIEW MORE INSIGHTS Mortgage origination services provided by Acrisure Mortgage, LLC – NMLS #152859. Equal Housing Lender.     Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Tri-State Employer Compliance in 2026 | Acrisure Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership BACK TO INSIGHTS Blog May 12, 2026 Tri-State Employer Compliance in 2026: Key Considerations for Employers in New Jersey, New York, and Connecticut Tri-state employers face growing compliance demands in 2026. Learn key employment law considerations across New York, New Jersey, and Connecticut, including remote work and documentation risks. Employers operating across New Jersey, New York, and Connecticut are entering 2026 in an increasingly complex regulatory environment. Employment law is applied based on where employees perform their work; even a single remote employee can subject an organization to a different state’s legal requirements. At the same time, as state-level legislation continues to expand, enforcement standards are evolving and courts are placing greater emphasis on documentation and decision-making practices. Here’s what to watch in 2026. Why 2026 Requires Closer Attention Several developments are progressing at the same time across the tri-state region. Key areas include: Expansion of employee leave laws Continued increases in minimum wage requirements New limitations on employment agreements Greater scrutiny of hiring tools and decision processes Differences between federal and state enforcement standards These changes may be manageable individually, but together they require more coordinated compliance efforts. View the full report for more information on how these developments connect and what they may mean operationally. New Jersey: Expanding Requirements and Litigation Considerations New Jersey continues to broaden employee protections while increasing expectations around explaining employer decision-making. Key developments include: Expansion of family leave coverage to smaller employers over time Reduced eligibility thresholds for employees seeking leave Increased scrutiny of hiring and promotion decisions, including reverse discrimination claims Limitations on arbitration when harassment claims are involved New restrictions on employer-led workplace communications Non-compete agreements are also receiving greater scrutiny, both through potential legislation and evolving court interpretations. View the full report for additional information and considerations specific to New Jersey. New York: Broader Leave Coverage and Increased Accountability New York is continuing to expand its employment framework, adding new requirements and reinforcing existing ones. Recent developments include: Expanded reasons for sick and safe leave usage, including disaster-related and public benefit scenarios New paid prenatal leave requirements within New York City Restrictions on the use of consumer credit history in employment decisions State-level liability tied to AI-driven hiring tools under disparate impact standards Limitations on “stay-or-pay” provisions in employment agreements These changes increase the importance of consistent documentation and careful evaluation of employment practices. View the full report for additional information on policies and agreements. Several developments are progressing at the same time across the tri-state region. Connecticut: Broadening Leave Access Connecticut is moving toward broader application of paid leave requirements. Key changes include: Expansion of paid sick leave coverage to nearly all employers by 2027 Additional qualifying reasons for leave, including public health-related situations Limitations on requiring documentation for leave usage Introduction of new protected classes, including victims of sexual assault and human trafficking These developments affect workforce planning and day-to-day leave administration. View the full report for additional information related to compliance and operations. Federal Developments: Shifting Standards Federal employment policies are evolving, with several proposed and enacted changes. Notable developments include: A proposed independent contractor standard based on economic dependence Changes to immigration processes, including higher visa costs and updated work authorization tracking requirements Reduced emphasis on disparate impact enforcement at the federal level At the same time, states such as New York and New Jersey continue to apply or reinforce these standards within their own legal frameworks. This creates a need to align with the most stringent applicable requirements. View the full report for more information on these overlapping standards. A Shift Toward Ongoing Compliance Expectations for employers are continuing to evolve. Compliance now requires: Regular review of policies and practices Consistent and well-documented decision-making Alignment across HR, legal, and operational teams A structured and proactive approach can help organizations manage these requirements more effectively. Get the Full Breakdown This overview highlights key developments. Inside the full report, you’ll find more information on how you can: Manage compliance across multiple states with remote employees Prepare for expanded leave requirements and eligibility changes Evaluate hiring, promotion, and AI-related risk Update employment agreements in response to new restrictions Navigate differences between federal and state enforcement Download the full report: Tri-State Employer Compliance Considerations for 2026 Read our full report. Access our full report about Tri-State Employer Compliance Considerations for 2026 now. Download Report Insights More Resources Tri-State Employer Compliance in 2026: Key Considerations for Employers in New Jersey, New York, and Connecticut 2026 California Employment Law Update: What Employers Should Know Employment Law Compliance Update for 2026: What Employers Should Watch Key Group Health Plan Developments in 2026: What Employers Should Know Benefits Bulletin | Form 5500: Employer Compliance Overview View More Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal About Us Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Your partner  in ambition. MEET ACRISURE Acrisure is an international leader - but like you, we’re still at the beginning of our journey. Combining an entrepreneurial and innovative spirit with deep expertise across business and insurance solutions, we’re putting the world’s top products and services into the hands of successful and sophisticated businesses and individuals. Better Experience Faster Decisions Personalized Solutions Transforming human excellence with advanced technology. Acrisure puts its cutting-edge technology and hundreds of billions of data points to work to elevate every aspect of our business, ensuring everyone - from our clients to our team members - has what they need to succeed. No matter how unique the needs of our clients may be, our AI seamlessly connects them to the right personalized insurance and business solutions. And when it comes to our team, our AI-driven recommendations, digital collaboration workflows, and enriched data equip them to perform at the highest levels possible. Our Leadership MEET THE TEAM Join the Team EXPLORE CAREERS Backing those on the rise. From ambitious businesses of all stages and sizes to hardworking individuals, Acrisure is here to ensure your next chapter is the best one yet. Business Insurance Employee Benefits Payroll & HR Managed IT Real Estate Services Cybersecurity Risk Management Services Reinsurance Our Solutions Business Solutions Equipping enterprise-scale organizations across industries, small-to-midsize companies, and sole proprietors with comprehensive business and insurance solutions. Business Insurance Employee Benefits Payroll & HR Managed IT Real Estate Services Cybersecurity Risk Management Services Reinsurance Explore Home Insurance Auto Insurance Flood Insurance Life Insurance Health Insurance Title Insurance Mortgage Origination* Our Solutions Personal Solutions Helping individuals keep their families and themselves protected and prepared at every step —from mortgages to home, life, auto, and health insurance solutions. *Mortgage origination services provided by Acrisure Mortgage, LLC – NMLS #152859. Equal Housing Lender. Home Insurance Auto Insurance Flood Insurance Life Insurance Health Insurance Title Insurance Mortgage Origination* EXPLORE *Mortgage origination services provided by Acrisure Mortgage, LLC – NMLS #152859. Equal Housing Lender. WHY ACRISURE Growing boldly forward. 01 in revenue   02 countries 03 team members and counting 04 of all US businesses served Acrisure serves 1 out of every 19 Businesses in the United States. *Share of U.S. businesses as of 1/25 Community Impact Our Impact Acrisure is creating a brighter future for the places we call home. Alongside our community partners, we're helping to drive advancements in healthcare, create educational opportunities, and foster economic growth. We believe in going further together—and we're just getting started. NEWSROOM News Stay up to date with the latest news from Acrisure. Huntress and Acrisure Announce New Cyber Insurance Program with No Deductible for Eligible Applicants Ascendri Insurance Services Brings New Insurance Choices to California Homeowners Acrisure Re Integrates "Capital and Captives" Division to Form Differentiated Alternative Risk Solutions Platform Acrisure UK Broking welcomes four new retail insurance acquisitions as growth momentum continues Acrisure completes acquisition of Vave MGA from Canopius READ MORE Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal Careers at Acrisure | Insurance, Fintech & Sales Opportunities Search results Join Our Team Together, we can achieve big things. Acrisure is an international leader in business and insurance solutions. For those with an entrepreneurial spirit and passion for the work, the opportunities are limitless. Discover your potential in our global fintech company's next chapter of growth. WORKING WITH US seperator Widget title goes here Your engaging subtitle goes here. This text should capture attention and provide a brief overview of what follows. Learn more Meta card 1 Title card 1 A brief description highlighting the key message or action users can take Learn more Meta card 3 Title card 3 A brief description highlighting the key message or action users can take Learn more Meta card 4 Title card 4 A brief description highlighting the key message or action users can take Learn more Your engaging footer subtitle goes here Learn more Working with us. Acrisure was built on entrepreneurial spirit. Prioritizing leadership, accountability, and collaboration, we equip our teams to work at the highest levels possible. Learn more We win together. We thrive on collaboration and frequent, candid communication.  We move fast. We don't react to change - we create it. We learn quickly, and pivot when necessary. We turn challenges into possibilities. We own every success, every setback, and every lesson. We deliver for our clients. We're trusted advisors, looking at the whole picture to give our clients what they need to achieve more. Your engaging footer subtitle goes here. Learn more Entrepreneurial Spirit Acrisure combines an entrepreneurial spirit and a passion for helping everyone realize their full potential. We challenge conventional thinking, acting boldly with a relentless focus on innovation. Through the best and brightest people, we connect clients to solutions that help ensure their success. Advanced Technology We empower excellence by equipping you to perform at the highest levels possible with AI-driven recommendations, digital collaboration workflows, and enriched data. Our advanced technology streamlines everyday tasks, optimizes decision-making, and gives you access to experts to help you efficiently manage customer needs, tailor solutions, and stay ahead of industry trends, fostering a more innovative workplace. Community Impact We believe in going further together. Acrisure is helping drive advancements in healthcare, create educational opportunities, and foster economic growth alongside our community partners. You can see our impact in communities around the world - and we are just getting started. A sense of mutual respect and mindfulness permeates our culture-in fact, it’s the key to our success. Learn more Benefits that matter . Learn more Physical Wellness Benefits Comprehensive medical, dental, and vision coverage Life insurance and disability benefits Supplemental health benefits, like accident insurance, critical illness insurance, comprehensive cancer support, and more Fertility benefits Wellness resources Sick time off Mental Health Benefits Generous vacation policy and paid holidays Employee Assistance Program (EAP) Calm app subscription Financial Wellness Benefits Immediately vested 401(K) HSA, FSA, and transportation account options Employee discounts Employee Referral Program Identity theft protection options Family Care Benefits Paid parental leave, including adoptive parents Legal plan options Pet insurance options The Benefits described on this page are provided for general informational purposes only.  Eligibility for specific benefits is subject to applicable plan terms, employment status, and company policies.  Benefits are subject to change and may not be available to all employees. Learn more EXPLORE OPPORTUNITIES seperator Card text Don’t see the right role yet? Join our Talent Community to stay connected. Join Today ON THE RISE seperator Let's grow boldly forward. Acrisure is a fintech company on the rise with over $4.8 billion in revenue and 19,000 team members and counting. We put the world’s top products and services into the hands of ambitious businesses and individuals. Join our team to make your next chapter the best one yet. Learn more 19K team members With deep industry expertise, our team members are always in your corner. 1,000+ offices We're always on your side, and often just down the street. 24 countries We put our global capabilities right in your hands. $4.8B+ in revenue Acrisure serves 1 out of every 19 Businesses in the United States. *share of U.S. businesses as of 1/25 Your engaging footer subtitle goes here. Learn more INSIGHTS seperator Card text We believe that we’re at our best when you’re at yours. That’s why building a strong culture is important to us - once you join the flock, we have many ways for you to get involved and bring your “whole self” to your role. View All Careers Insights You've got questions. We've got answers. Learn more Important Notice: Recruitment Fraud Warning Acrisure, LLC and its affiliates (collectively, “Acrisure”) are aware that certain groups or individuals may have been fraudulently posting fake employment opportunities and posing as Acrisure representatives, sometimes referred to as “Recruitment Fraud.” Recruitment Fraud appears to be a growing trend where groups or individuals attempt to use an organization’s name to post fake employment opportunities and impersonate employer representatives in an effort to steal job seekers’ personal information or solicit money.  These fraudulent job postings might include characteristics such as Acrisure’s logo, links to Acrisure websites or use of email addresses that could appear to be legitimate and are designed to give job seekers the look and feel of a real and legitimate recruitment process. We are providing this Important Notice to remind prospective job seekers that our recruitment, hiring and onboarding processes, Acrisure will NEVER: Ask for deposits, purchases, wire transfers or payment of any kind. If applicable, any background checks, screening or verification processes will be paid for by Acrisure; Ask for bank account information during the application process. Paycheck and direct deposit arrangements will be made on the first day or during the first week of actual employment, not before; Ask for personal information to be submitted by text message. If personal information is necessary, Acrisure will typically provide a link where such information can be securely submitted; Email from a personal email address or free email domains such as gmail.com, outlook.com, msn.com, etc.; or Hire or offer to hire anyone without conducting an interview whether in-person, a video conferencing platform (Zoom, Teams, etc.), or by phone. Interviews by web or phone will be organized by Acrisure and conducted by an Acrisure provided link or teleconference number. Acrisure is actively working to combat these fraudulent schemes, but vigilance and awareness are some of the best defenses to help prevent job seekers from becoming a victim of Recruitment Fraud. Warning signs that may indicate that a job employment opportunity or job offer is fraudulent include, among others: Unprofessional language such as misspelled words, poor grammar or overly casual or urgent language in emails or messages; Requesting payments to pay for training, equipment, or application processing; Unprompted or unexpected offers, particularly through unsolicited emails or text messages; Requests for sensitive personal information (for example, Social Security numbers, bank details, or passport numbers) early in the process and before a formal offer of employment has been made and accepted; and Generic, vague or inconsistent job descriptions or offers that promise exceptionally high pay for minimal work. If you suspect you have been a victim of Recruitment Fraud, we recommend that you take the following precautions: Cease all communication with the su Summer Climate Risks: What Should Your Business Consider | Acrisure Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership BACK TO INSIGHTS RISK RESOURCES NEWSLETTER 05.14.2026 Summer Climate Risks: What Should Your Business Consider? Summer weather is becoming more unpredictable every year. Depending on where your operations are located, you may face extreme heat, sudden storms, flooding, air quality alerts, or even wildfire smoke drifting hundreds of miles. While these risks vary, many  organizations may benefit from having a plan in place to help anticipate and address the climate-related risks that could affect your business. You don’t have to predict the exact event. Many organizations find value in establishing a clear, practical framework designed to support employee safety, help protect facilities, and maintain operational continuity. The organizations that approach these risks effectively often rely on leadership, clear processes, and disciplined execution. Below are helpful steps that organizations can consider when evaluating potential summer climate risks — and ways Acrisure may be able to assist. 1. Understand Your Organization’s Summer Climate Risks Start by identifying the exposures that may be most relevant to your business. Consider questions such as: Do you have employees working outdoors or in non climate controlled areas? Is your facility located near flood prone zones, storm corridors, or wildfire risk areas? Do you rely on cooling systems, temperature sensitive equipment, or technology that can’t tolerate power fluctuations? Does humidity or prolonged heat impact your materials, equipment, or production? Effective summer preparedness often involves considering impacts to your people, your operations, and your property. If you’re unsure where to begin, we help with a seasonal risk review to help identify areas where you may be most vulnerable. 2. Make Sure Your Plan Is Ready Before You Need It Establish a clear Emergency Response Plan . However, a plan alone may not be enough if it cannot be executed effectively. Before the season ramps up, consider reviewing your emergency and business continuity plans are up to date and workable. Your plan may address areas such as: Who makes decisions during an event How work changes during heat waves, storms, or air-quality alerts What steps supervisors take ahead of severe weather How you respond to failures in cooling, power, or communication Then test the plan: Run a tabletop exercise before the season ramps up Evaluate how fast and effectively your team can make decisions under pressure, not just how well the plan is written. Confirm frontline supervisors understand expectations 3. Strengthen Your Communication Strategy Climate related events develop quickly, and communication breakdowns are often a contributing factor in business disruption. Many organizations may benefit from: A reliable way to rapidly notify employees, customers and other key stakeholders Backup communication options in case of outages Clear protocols for escalating decisions A few pre approved messages ready for heat advisories, storms, or air quality alerts Several ways to communicate, including phone, email, text and social media as appropriate When conditions change quickly, clarity and speed may matter more than perfection. 4. Help Protect Your Facilities and Critical Assets Some losses tied to summer weather are not caused by extreme events but by gaps in basic operational preparedness. Even smaller events — a sudden downpour, a brief wind gust, a short power surge — can cause significant loss if you’re unprepared. If your operations are in a high-risk area, consider these key steps in advance: Securing outdoor materials or equipment Inspecting areas vulnerable to water intrusion or drainage problems Making sure critical equipment has adequate cooling and surge protection Confirming backup power sources are functional Ensuring all data is securely backed up to a cloud-based server or off-site location Major losses often begin as small, preventable gaps. Organizations that pay attention to early warning signs — minor leaks, brief outages, equipment strain — may be better positioned to respond than those waiting for a major event.  5. Review Your Insurance Coverage for Natural Disasters in Advance As severe weather events become more frequent, it can be helpful to review your insurance coverage before summer risk peaks. Consider working with your Acrisure client advisor to confirm whether your policies continue to align with your current exposures and operations. Key coverages organizations often evaluate include: Property Insurance Flood Insurance Earthquake Insurance Business Interruption Builder’s Risk Inland Marine Workers’ Compensation Auto Liability General Liability Taking time now to review your coverage can help support your people, operations, and assets if a natural disaster occurs. Your Acrisure client advisor can help you identify potential gaps and discuss options that may help address organizational exposure.  6. Prepare Your Workforce Your employees often serve as the first line of response during any summer event. Clear direction can help support confidence and reduce the likelihood of incidents. Employees should understand: What to do when heat index or air-quality thresholds are met How to adjust work when storms or lightning are nearby When to report concerns, and to whom Why safety adjustments are essential, not optional Prepared teams can often respond faster, make informed decisions, and help reduce operational risk. 7. Manage Extreme Heat Risk Proactively Extreme heat is a hazard that many businesses may encounter during summer months.  Heat can affect more than physical safety. It can also impact judgment, reaction time, and decision-making. Fatigue and heat stress can contribute to missed steps, slower responses, and poor decisions which may allow smaller issues to escalate into more serious incidents. Key practices may include: Accessible hydration: The easier and more visible water access is, the better. Strategic scheduling: Favor cooler morning hours and build in regular shade or recovery breaks. Environmental support: Add shade, cooling stations, or climate controlled break spaces. Real time awareness: Monitor heat index and air quality, not just temperature. Empowered workforce: Encourage employees to speak up in the event of heat stress, and train supervisors to respond quickly. On April 10,2026, the U.S. Department of Labor updated OSHA’s National Emphasis Program on indoor and outdoor heat-related hazards to better focus inspections and outreach on industries where heat stress risks are greatest. Using data from 2022–2025, OSHA identified 55 high-risk industries and refined its guidance, enforcement approach, and inspection triggers, including heat advisory and warning days.  The updated program strengthens OSHA’s ability to help prevent heat-related illnesses and fatalities through targeted enforcement, outreach, and compliance assistance and will remain in effect for five years. Learn more about the updated heat emphasis program. Download Our Summer Climate Preparedness Guides Preparing for summer climate risk doesn’t have to be complicated. We’ve developed practical guides designed to help organizations prepare for seasonal risks. Hurricane Preparedness Guide Flood Preparedness Guide Wildfire Preparedness Guide Extreme Heat & Employee Safety Guide Each resource includes straightforward steps and helpful checklists organizations can use as they evaluate preparedness. These guides are intended for general informational purposes only. Individual circumstances, risk exposure and regulatory requirements may vary. We’re Here to Help Organizations can’t control the weather, High Yield Investors - Acrisure Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership High Yield Investors On November 17, 2017, Acrisure, LLC (the “Company”) successfully completed an offering of Senior Unsecured Notes due in 2025 (“the Notes”). A portion of the proceeds from the Notes was used to repay the Company’s second lien credit facility, and the remaining proceeds have been reserved to fund acquisitions.  In connection with the Notes offering on November 24, 2017, Acrisure, LLC completed a repricing and incremental add-on of the Company’s Senior Secured Credit Facility. The proceeds from the credit facility add-on have been reserved to fund acquisitions. Access to Information The Company is a privately owned company and restricts access to financial and other information relating to it. Current or prospective holders of the Company’s Notes, as well as securities analysts and market makers with respect to the Notes, are eligible to obtain access to: A secure data room to which the Company has agreed to post certain financial and other information as required by the indenture governing the Notes; and A quarterly conference call held by the Company to discuss its financial reports and results of operations for the relevant reporting period. Contact Us First Name * Last Name * Email address * Phone Number * Institution or Individual * Title * Reason for Request for Access to Data Room and Acknowledgment of Terms * Submit PLEASE NOTE: Current or prospective Acrisure, LLC Bondholder: The institution or individual: (1) confirms that it is a current beneficial owner of the 7.00% Senior Notes due 2025 (the “Notes”) issued by Acrisure, LLC or a bona fide prospective investor in the Notes; and (2) agrees (i) to keep all information obtained from the secure data room and quarterly conference calls confidential, (ii) to not distribute such information to any third party, and (iii) to not use such information for any purpose other than evaluating its investment in the Notes. Financial Analyst or Market Maker: The company or individual: (1) confirms that it is (i) a securities analyst that will use the information in connection with the preparation of an analysis with respect to the Notes or Acrisure, LLC or (ii) a market maker in the Notes that will use the information in connection with market making activities in connection with the Notes; and (2) agrees (i) to keep all information obtained from the secure data room and quarterly conference calls confidential, (ii) to not distribute such information or any information or advice extrapolated therefrom to any third party unless, to the best of its knowledge, such third party is, or has indicated that it is considering becoming, beneficial owner of the Notes and (iii) to not use such information for any purpose other than as described in clauses (1)(i) or (1)(ii).   Company About Careers Leadership Global Presence Offices Contact Us Solutions Personal Insurance Mortgages Business Insurance Large Business Solutions Employee Benefit Services Payroll & HR Cybersecurity Managed IT Risk Management London Wholesale Reinsurance Industry Expertise Resources Insights Newsroom High Yield Investors © 2026 Acrisure, LLC. All rights reserved Terms of Use Privacy Your Privacy Choices Legal PCORI Fee Deadline Just Around the Corner | Acrisure Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership Business Personal Insights Company Back to Main Menu Company About Acrisure Global Presence Offices Careers Leadership BACK TO INSIGHTS BENEFITS BULLETIN 05.13.2026 PCORI Fee Deadline Just Around the Corner The Affordable Care Act (ACA) requires health insurers and sponsors of self-funded group health plans to pay an annual Patient-Centered Outcomes Research Institute (PCORI) fee by July 31, 2026. Originally, the law provided that the PCORI fee would not be assessed for plan years ending after September 30, 2019. However, legislation passed in December 2019 extended the PCORI fee for an additional 10 years, until 2029. What Plans Are Subject to the Fee? The fee applies to both insured and self-funded health plans, including grandfathered health plans, retiree-only plans, and plans sponsored by governmental entities. It also applies to health reimbursement arrangements (HRAs) and certain health flexible spending accounts (Health FSAs) that do not qualify as an excepted benefit. Who Is Responsible for Paying the PCORI Fee? For insured health plans, the carrier is responsible for calculating, reporting, and paying the fee. For self-funded health plans, including level-funded health plans, the employer-sponsor is responsible for calculating, reporting, and paying the fee, though some third-party administrators may provide assistance. How Much Is the PCORI Fee? In IRS Notice 2025-61 , the IRS announced that the adjusted amount of the PCORI fee is $3.84 per covered life for policy and plan years that ended on or after October 1, 2025, and before October 1, 2026 (including 2025 calendar year plans). For policy or plan years that ended on or after October 1, 2024, and before October 1, 2025, the fee is $3.47 per covered life. PCORI fees are based on the average number of covered lives under the plan or policy. “Covered lives” generally include employees (and retirees) and their enrolled spouses and dependents, as well as individuals who are receiving COBRA or other continuation coverage.   IRS regulations provide three permissible methods for calculating the number of covered lives under the plan: Actual Count Method.  Under the actual count method, the average number of covered lives for a plan year may be determined by adding the total of lives covered for each day of the plan year and dividing that total by the total number of days in the plan year.   Snapshot Method.  Under the snapshot method, the total number of lives covered on a date in each quarter of the plan year (or an equal number of dates for each quarter, like the first day of each month) is added together, then divided by the total number of dates on which a count was made.   Form 5500 Method.  Under the Form 5500 method, the average number of covered lives may be determined based on a formula that takes into account the number of participants reported on the Form 5500 annual report for the plan. How and When are PCORI Fees Reported and Paid? PCORI fees are reported on IRS Form 720 Quarterly Federal Excise Tax Return, which includes a section specific to the PCORI fee. The version of Form 720 should indicate a revision date of June of the year in which the fee is being reported. For fees reported by July 31, 2026, this revision date will be June 2026. Typically, the IRS does not release the June-revised Form 720 until near the middle or end of June; as a result, fees cannot be reported and submitted any earlier. There is a payment voucher at the bottom of Form 720, which should be completed to show the amount of the payment.  It is essential to check the “Second Quarter” box on the payment voucher when submitting the IRS Form 720 and PCORI fee payment to the IRS. The Form 720 and PCORI fees are due annually by July 31 of the calendar year following the end date of the policy or plan year to which the fee applies. For example, a plan year that ends on December 31, 2025, will submit the PCORI fee associated with the 2025 plan year by July 31, 2026. How Are Corrections and Amendments Filed? The final regulations do not address whether plan sponsors may correct or amend a previously filed Form 720 if errors were made or a filing was missed. However, the regulations note that the penalties associated with the late filing of Form 720 or late payment of the fee may be waived or abated if the issuer or plan sponsor has reasonable cause and the failure was not due to willful neglect. According to the FAQ page on the IRS website, “A plan sponsor or policy issuer should make corrections to a previously filed Form 720 by filing a Form 720X, Amended Quarterly Federal Excise Tax Return, including adjustments that result in an overpayment. Form 720X may be filed anytime within the applicable limitation period.” Are there Penalties for Failure to Report and Pay the Fee? The final regulations do not include a specific penalty for failure to report or pay the PCORI fee. However, since this fee is considered an excise tax that is reportable on IRS Form 720, any related penalty for failure to file a return or pay a tax will apply. Generally, this penalty is equal to 5% of the total fee amount for each month the filing is late (capped at five months), and/or 0.5% of the total fee amount for each month the payment is late – plus interest. Additional Resources IRS Form 720 IRS Form 720X IRS PCORI FAQs     IMPORTANT NOTICE: The opinions and statements herein are intended for general informational purposes only and should not be viewed as a substitute for legal, tax, regulatory, or other advice regarding any specific situation. Employers should consult their legal, tax, or compliance advisors regarding PCORI fee reporting and payment obligations.  Requirements, deadlines, and fee calculations may vary depending on plan structure and applicable guidance. 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