◈ Homepage — https://www.affluencer.com/Skip to Main Content Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT SERVICES CLASSES IN THE NEWS BLOG CONTACT Unlimited Financial Advice for a Flat Fee. Are you tired of being just another account number? Click to play video. How do we charge? Simple, Easy, Smart.  Monthly A monthly subscription allows you to have your own team of high-end financial advisors, tax experts and estate planners with unlimited usage. Similar to a gym membership we will not charge you for each visit.   Attend unlimited financial workshops given by our college instructors. You and your family have full access. Project Pay one flat fee to have our professional financial planners give you all of the retirement, financial and tax advice you need to make your financial goals a reality. Regardless of how long it takes us to complete your project, your fee is fixed and will not increase.   We do not charge management, investment fees or any additional fees for phone calls or meetings. Hourly Sometimes all you need is a couple of hours of objective financial advice or brainstorming to get you on the right path. Whether it is real estate planning, tax strategies, retirement or estate planning, we can visit with you on an hourly basis without sales pressure. We can meet in person, on the phone or even via internet. Similar to a doctors' office we will evaluate your financial health and give you a prescription on how to improve your situation. Why Affluencer ? You've never had an experience like this. ® Imagine a life where a group of financial professionals are communicating and planning on your behalf. How are we different? All of your experts are under one roof. CPA Certified Public Accountants offer clients in-depth knowledge about the world of taxation and have the ability to use advance tax strategies for clients with high assets. CPA's offer a significant advantage over a typical tax prepare.  The Certified Financial Planner™ is the nation's highest regarded designation in the area of financial advice. It requires over three years of graduate level training followed by a 12-hour exam. Only 23% of financial advisors in America have this designation. CFP ® CFA Chartered Financial Analyst brings to the table concentrated knowledge in the area of economics, financial theory and other advanced topics.  Only 17% of financial advisors in America hold this designation due to its difficulty level. Multiple disciplines. Multiple experts. One client. We Are Here To Educate, Empower, and Elevate You! What we do? Retirement, Estate, Financial RETIREMENT ESTATE FINANCIAL Creating a worry-free retirement starts with careful analysis and planning.  Our financial experts will help you discover all of your available options and give you a clear roadmap on when to take your Social Security benefits, which pension options to choose, what the best savings methods are, and how to invest your savings in a safe and sound way for a lasting retirement without worry. Our advisors are fee-based which means they are not looking to sell you products; rather they are focused on which strategies give you the best results when it comes to your money. Putting together a careful estate plan will help you eliminate estate taxes, avoid probate and deliver your assets to your loved ones without headache. Our estate planning process will also protect you and your loved ones from healthcare disasters using the right techniques to prevent running out of money in case of healthcare issues.  Combining a savvy estate plan with your retirement plan can save you thousands of dollars in income and savings on estate taxes.  Being holistic means that we will consider and balance all angles of your financial life. At the end of the day, it’s not what you make it’s what you keep when it comes to money.  At Affluencer® Financial we don’t just help you make money; we help you keep it through intelligent tax strategies and smart tax preparation. Most financial advisors invest your money without having a clear picture of your tax situation, while you may make money on one end; you may be paying much of it out in taxes on the other end.  Our holistic financial planning considers all factors of your financial life, not just your investment portfolio. "All Under One Roof" What do our clients say? Well... See for yourself. "The best decision I've ever made..." "I no longer have to worry..." "I now feel in full control..." About Affluencer Financial ® Affluencer is a financial advisory company specializing in holistic financial planning and financial advice*, using only highly educated and well credentialed experts in the fields of Retirement Planning, Estate Planning and Taxes. Affluencer helps clients manage their finances and make profitable decisions when it comes to their investments, pensions, Social Security, annuities, life insurance and taxes.  Affluencer clients benefit from a whole team of advisors' guidance rather than a single-advisor approach.   All Affluencer advisors are Fiduciariesᶧ and place the interest of clients first. We do not pressure clients into making decisions. Experience the the Affluencer  difference ® 10 Min Phone Consults are free. (310) 730-1330 Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate. ᶧFiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures ◈ Interior Pages — 11 pages crawled--> AFFLUENCER FINANCIAL: What We Believe top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. We believe every problem has  more than one  solution. circle press to zoom circle press to zoom circle press to zoom SIMPLE CREATIVE PERSONABLE The financial industry is polluted with jargon and technical gibberish.  At Affluencer Financial we take pride in speaking to our clients with SIMPLE and easy to understand words so you are clear and confident in us, and in your financial future.  We will never drown you with numbers or speak to you in a way in which you will end up with more questions than answers. All of our associates are also college instructors and therefore they have mastered the art of making complex concepts very simple and easy to understand.  One of the founding principles that we used in order to start the firm was that we wanted to break away from the traditional cookie-cutter approach to financial advice. We believe that the financial services industry has become complaisant and self-serving rather than resourceful and enthusiastic to help consumers achieve their goals. Most of the industry is now bloated with fees and more concerned with the bottom line rather than the client! We believe that every problem has more than one solution and we are determined to find it for you.  Our clients are our employers and we strive to solve their issues. We treat our clients as people and not as account numbers. We know that behind all of the numbers are real people, with real lives, goals and dreams. Our goal is to become a lifetime resource for our clients by always placing them ahead of profits and making sure that their goals are met with the highest level of integrity and transparency. All clients are informed of any costs, fees in advance and we will never speak down to you. That's our promise! Some of the most honest financial advisors I have ever met. I truly enjoyed the experience. -Jannet Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> Financial Advisors for TV, Radio and Media top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items.   NEWS & MEDIA Appearances   We provide TVand Radio personality financial advisors for expert commentary on TV, Radio and print. They can address a variety of financial topics such as current events, stock market news, market cycles, investor behavior, retirement, and celebrity financial news. Our associates are trained public speakers and have experience on TV and Radio.  They are witty, entertaining and thought provoking. To book an expert please use the Contact  section. ABC 7 Evening News "Affluencer helps a homeless man" Samuel Rad FOX 11 Evening News "Stock Market News" (Samuel Rad) ABC 7 Eyewitness News "Using Technology to Manage Personal Finances" (Samuel Rad) E News Celebrity "Kim Kardashian's financial fallout" (Samuel Rad) KFWB 980AM "Smart Money Fundamentals" (Samuel Rad) "Smart Money Fundamentals" on KFWB 980AM - 00:00 00:00 KNX 1070AM Special Report on Retirement Planning with Tom Haule & Charles Feldman (Samuel Rad) Retirement Planning on KNX 1070 - 00:00 00:00 THE WALL STREET JOURNAL Personal Finance "Do most people need life insurance?" (Samuel Rad) MONEY MAGAZINE Ask The Expert "Which Wins for Retirement Savings: Roth IRA or Roth 401(k)?" (Samuel Rad) Magazine PEOPLE MAGAZINE Celebrity news "Kim Kardashian Stands to Lose More Than $1 Million a Month After Paris: Samuel Rad" (Samuel Rad) Magazine VOYAGE LA MAGAZINE Inspiring Stories "Meet Samuel Rad and Affluencer Financial" Magazine Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> Client Disclosures | Affluencer Financial top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. STATEMENT OF UNDERSTANDING By doing business with us, you agree to the following: ​ You are in total control: ​ Welcome to Affluencer®. We are excited to introduce you to a new way of approaching financial advice. At Affluencer™, we do not make investment decisions on behalf of clients; rather, we provide comprehensive advice and solutions without pressuring you to buy or sell products. As the client, you will at all times have complete control, information and discretion over all decisions relating to our advice and financial solutions. At no time will our firm or consultants take discretionary authority (“control”) over your accounts including your securities, real estate and other investments. We are a unique advice-based firm focused on providing a variety of retirement strategies, tax techniques, insurance solutions, investment ideas, and sound financial guidance in order for you to achieve your goals, therefore you agree that we shall not retain any liability beyond the advice-fees that we charge.    You are entitled to either follow or completely disregard any advice or recommendation given by us. There is no pressure.     There may be a conflict of interest at times: ​ In order to advise you, we must be licensed in many different financial products and services such as tax, insurance, estate planning, etc.  At some point, certain products may be appropriate in the implementation of your financial goals. We will recommend such products or services to you for your benefit; however, you are not obligated to utilize the products or services that we recommend. If you do engage or utilize the products or services that we recommend, we will likely receive compensation from such companies, products or services.   We will always disclose to you, in the appointment, if there are any additional fees that will directly affect you or your investments. ​   We preserve your confidentiality: ​ Your confidentiality is of high concern to us. Everything you communicate to us, whether oral or written is held in complete privacy. We maintain identifiable information about our clients during the span of our engagement and for a period thereafter (as required by both financial-industry and privacy laws). After that time, the information will be destroyed for your protection. You authorize us to contact, consult with and share information with our professional counterparts, consultants and employees in the performance of servicing your needs.   We may also consult with and share your information with: your accountants, attorneys, consultants, designated relative(s) and agents, as deemed necessary in the performance of our services, or if we notice a possible deterioration in your capacities.  You understand and agree that telephone conversations and client meetings may be recorded without further notice, and that such records are maintained and owned by us in order for us to regulate and improve our staff’s performance. All conversations and documents are handled with the highest level of confidentiality in order to help you relax and be yourself around us!   ​ We are not a securities licensed firm: ​ Affluencer Financial is a non-securities firm and does not generate fees based on the purchase, ​sales, trade, analysis of or advice on stocks, bonds, or mutual funds. ​ We provide clients with unbiased, independent, objective advice on their personal financial and retirement goals. If you do need securities advice and management, we will refer you to a securities company who can address your needs in conjunction with our financial planning advice. ​ Contact information ​ If you have any questions, concerns or comments about our privacy policy, you may contact us at 310.730.1330. ​ ​ Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> AFFLUENCER FINANCIAL ADVISORS: Estate Planning top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. Estate planning  made easy . WHY DO AN ESTATE PLAN? At Affluencer Financial, we believe the best financial plan is a holistic one that addresses all areas of your financial well-being and helps you protect your assets against all types of financial threats.  Using the latest legal and financial techniques, we can help you put together a “bullet proof” estate plan which will help you:   Avoid probate delay and expenses Reduce or eliminate estate taxes completely Protect your assets from creditors and divorced spouses Efficiently direct your assets to your loved ones or charity Protect your assets in case of a disability or long term care Delegate a person to make healthcare decisions for you in case of incapacity WHAT HAPPENS IF I DON'T? Without a formalized estate plan, your heirs will have to deal with the expenses, delays, and publicity of probate court, or even worse, allowing state intestacy laws to determine how your property is distributed after you are gone.  This often causes confusion and disagreements between heirs and can be the cause of major family conflict.   Questions to ask your estate planner when you make an appointment:   Do I need an estate plan? Is my estate plan up to date with 2018 tax and transfer laws? Why is it important to avoid probate? Should life insurance be a part of my estate plan? Will I have to pay estate taxes, and if so, how can I avoid them? 72% of Americans have no estate plan in place. Free Estate Checkup Contrary to popular belief, estate planning is more than just about what happens after you die. Estate planning is the process of planning for your personal financial and medical issues while you’re alive, and transferring your property efficiently after you die. It is a comprehensive plan that takes care of your interests in the case of an accident, injury, or other situation where you are no longer able to care for yourself and that directs the disposition of your assets following your death. It is to take care of you, your family, and your business.   A good estate plan ensures that your interests are protected and that your legacy is preserved. YOUR ESTATE PLAN WILL INCLUDE: LIVING WILLS A will is a legal document explaining the person’s wishes regarding the treatment of their property when they die. I call this the “instructions manual” for the dead. This instructions manual tells people how you would like your property to be passed down and to whom. However, be careful since all Wills go through probate court before they are validated by a judge. Just because you have a will does not mean that your wishes will be granted! It is recommended that you also use a trust. LIVING TRUSTS Think of the revocable trust as your personal lock-box. The assets that you place into this lock-box are protected from probate court and public information once you pass away. It will also save your beneficiaries on probate costs and heartache. Inside of this lock-box you would place your “instructions manual” (Will) which describes how you would like your assets to be treated once you are gone. The term “revocable” means that you can always change your decisions, as long as you are alive. POWERS OF ATTORNEY The financial power of attorney is a legal document that gives limited (or unlimited) financial powers to someone who you designate. It is a very powerful tool while you are alive. In the case that you may be incapacitated or unable to make sound financial decisions for yourself this form allows someone of your choosing to make financial decisions on your behalf. HEALTHCARE DIRECTIVES Similar to the financial power of attorney, the healthcare power of attorney gives decision making ability to someone of your choosing, regarding your medical decisions. This is used in the case where you are unable to make decisions on your own. It allows for doctors to deal with a single point of contact when it comes to making important medical decisions. ESTATE TAX STRATEGIES Our clients understand how to navigate the estate tax field using advance techniques which reduce and eliminate estate taxes for the next generation. Using charitable trusts, as well as other advance techniques we are able to maximize your legacy while minimizing the impact of taxes on your estate. OTHER IMPORTANT TASKS Re-titling accounts so they do not get taxed upon death Creating/updating beneficiaries on plans such as life insurance, IRAs and 401(k)s Setting up funeral arrangements Establishing annual financial gifts to reduce estate taxes Establishing a guardian for living dependents Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> Privacy Policy | Affluencer Financial top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. PRIVACY NOTICE ​ Affluencer recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us. Affluencer will not disclose your personal information to anyone unless it is required by law or at your direction. We will not sell your personal information. Affluencer will provide the privacy statement to all clients annually.   We want our clients to understand what information we collect, how we use it, and how we protect it responsibly.   WHY WE COLLECT YOUR INFORMATION ​ We gather information about you so that we can:   Help design and implement the investment and planning related services we provide you; and Comply with the Federal and State laws and regulations that govern us.   ​ ​ WHAT INFORMATION WE COLLECT AND MAINTAIN   We may collect the following types of “nonpublic personal information” about you:   Information from our initial meeting or subsequent consultations about your identity, such as your name, address, social security number, date of birth, employment , drivers license and financial information. Information that we generate to service your financial needs. Information that we may receive from third parties with respect to your financial profile.   ​ ​ WHAT INFORMATION WE DISCLOSE   We are permitted by law to disclose nonpublic information about you to unaffiliated third parties in certain circumstances. For example, in order for us to provide planning or investment management services to you, we may disclose your personal information in limited circumstances to various service providers, such as our clearing firm.   Otherwise, Affluencer will not disclose any personal information about you or your account(s) unless one of the following conditions is met:   We receive your prior written consent; or We have documentation that the recipient is your authorized representative; or We are required by law to disclose information to the recipient   Arrangements with companies not affiliated with Affluencer will be subject to confidentiality agreements.   HOW WE PROTECT YOUR PERSONAL INFORMATION ​ Privacy has always been important to Affluencer. We restrict and limit access to client information only to those who need to carry out their business functions. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information. ​ Contact information ​ If you have any questions, concerns or comments about our privacy policy, you may contact us at 310.730.1330. ​ ​ Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> BLOG | Affluencer Financial | Retirement, Tax, Esate Planning Blog top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. All Posts Retirement Tax Estate Planning Money and Finance Health & Wellness Real Estate Industry Recognition Search Log in / Sign up Will You Have to Pay Estate Taxes When You Die? When you pass away, your assets will be distributed to your heirs as outlined in your will or estate plan, including your cash,... Jul 29, 2019 2 min read Top Things Your Broker Doesn't Want You to Know Your investment broker is your go-to person for buying and selling investments on the stock market. Typical brokers work for large... Jul 29, 2019 3 min read Reevaluate Your 2019 Tax Strategy Before It's Too Late Did your income tax returns (or tax burden) take you by surprise this year? Perhaps your return was much smaller than you anticipated, or... Jul 29, 2019 3 min read Why It's Important to Keep Your Estate Plan Up to Date If you’re one of the too-few Americans who has already met with a financial advisor and created a detailed estate plan, you’re already... May 21, 2019 3 min read Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> AFFLUENCER FINANCIAL: Los Angeles Retirement Advisor and Planning top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. Retirement made  worry-free! "I WANT TO RETIRE" When can I retire and still maintain my quality of life? How much money do I need to save before I can retire? How long will my money last? Am I taking too much risk in my savings and investments? How much cost is being taken out of my investment accounts? Do I need to save more or spend less? When is the best time to take my Social Security income? "I'M ALREADY RETIRED" Am I taking too much risk in my investments? What could I do to increase my retirment income? Will my savings last for my lifetime? How do I reduce the taxes on my retirement income? Where is the best place for me to put my money? How do I deal with long term care? Should I sell my home? Free Retirement Checkup. Whether you are already retired or thinking about it, meeting with a Los Angeles retirement advisor is one of the most important steps you can take in securing your financial life and making sure that your money lasts much longer than you do!  At Affluencer Financial, we believe that retirement planning is one of the most important areas of personal finance. In fact, we have dedicated most of our attention to it.  We help clients get a better understanding of their financial situation by educating them on their options and giving them a clear roadmap on achieving their goals.  We specialize in helping you with Social Security income decisions, Pension option decisions, 401k decisions, Savings goals, IRA accounts, where to draw money from and how to stretch your money for as long as possible with minimal risk.  Visit our testimonials page to see what past clients have said about their experience.  press to zoom press to zoom press to zoom press to zoom press to zoom press to zoom 401K IRA SAVINGS PENSION ANNUITY LONG TERM CARE Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> Affluencer Financial Education Classes For Adults in Los Angeles top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. Adult financial education classes Educational Classes   SIGN UP HERE We recruit and hire the most educated and up-to-date associates in the industry.  Each of our associates are instructors at colleges and specialize in areas of personal finance including retirement and estate planning. This helps assure that our clients receive accurate information from an industry expert.  We believe that teaching college classes for adults keeps our associates current and in-touch with the public, rather than sitting behind a desk all day. We mandate that our associates have a very public presence and stay in touch with their clients and the general public through seminars and classes. Our college classes are open to the public and are a great way for adults to educate themselves on topics regarding their personal finances.  As an attendee you will have an opportunity to ask questions of our associates in class in order to improve your financial situation.  We encourage couples to attend together.        UCLA UCLA Extension classes offer a variety of personal finance classes for adults including:   Retirement Planning Financial Planning for Women Social Security Secrets Estate Planning and more... West LA College West LA College has easy parking and very affordable classes for adults.  It is situated in the heart of Culver City and provides classes on topics including:   Social Security Planning Estate Planning for Everyone Medicare Decisions Made Easy Investment Bootcamp Los Angeles City College Los Angeles City College is centrally located in Los Angeles and provides very informative classes in:   Social Securiy Planning Medicare Decisions Made Simple Please reload Pasadena City College Pasadena City College conveniently located near the freeways adult students an eye-opening course in:   • Estate Planning Irvine Valley College Irvine Valley College with a beautiful campus and easy parking offers adult students a wide variety of educational courses on:   • MediCare Decisions • Long Term Care •Social Secutiy Maximization and more... Cerritos College Cerritos College has a great class helping adults on making smart decisions on:    • MediCare Please reload Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> Tax Strategies & Finacal Advice | Affluencer Financal | Los Angeles top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. You relax, while we handle The Tax . LIFE BEFORE RETIREMENT You are working hard to make sure you get to the retirement "finish line".  We work hard to make sure that whatever you earn stays within your household, and not with Uncle Sam.  Our clients benefit from a coordinated effort between their financial advisor and their tax expert.  Our job is to make sure that we use every tax, and financial strategy in the books to maximize your tax savings and help you keep money within the family.  Most of the techniques we use are uncommon in that they are often too "costly" for the typical tax-preparer to try to explain and execute.   A few of our techniques:  ​ Using your income property as a "gold mine" for tax deductions Roth conversion strategies using the help of tax and financial experts Using your business as a tax shield against unwanted audits Protect your assets against income taxes and estate taxes Preparing you for a tax free retirement using insurance vehicles Using private pensions to fund retirement and reduce tax Creating tax free income using Trusts LIFE AFTER RETIREMENT Believe it or not, your tax situation can change significantly from your working years to your retirement.  In retirement you may have "new" sources of income such as Pension and Social Security income.  Our firm is very knowledgeable in this particular area  because we specialize in retirement.  For our retiree clients we focus on a "MIMT Strategy" which stands for Maximum Income, Minimum Tax.  This way you are able to live a comfortable retirement life while making sure you don't deplete your nest egg.       A few of our techniques:  ​ Shielding your Social Security income from taxation Using charitable donations as a significant source of tax credits Utilizing tax law to reduce or eliminate capital gains tax on sale of your primary home Creating tax free income using tax advantaged retirement vehicles Using advance trusts in order to reduce or eliminate taxes THE PROBLEM Most tax experts don't give financial advice and m ost financial experts don't give tax advice. Imagine having all of your financial experts coordinate together, for your benefit. Financial Protect your money and have it grow with consistency. Tax Reduce taxes using advanced tax strategies. Estate Protect your assets and your health by putting safeguards into place. Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> AFFLUENCER FINANCIAL: Address & Phone Number top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. AFFLUENCER FINANCIAL LOS ANGELES LOCATION 226 South Beverly Dr. Suite 200 Beverly Hills, CA 90212 Affluencer Financial Advisors Los Angeles location is conveniently situated close to the 10 and 405 freeways in Beverly Hills, near Culver City and Santa Monica.   Please call in advance for an appointment so we can better understand your needs. 310-730-1330 CLICK HERE TO CALL US Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page --> AFFLUENCER FINANCIAL: Who We Are top of page Affluencer® Financial "We believe every American should be able to afford sophisticated and honest financial advice" (310) 730-1330 HOME ABOUT WHO WE ARE WHAT WE BELIEVE SERVICES RETIREMENT ESTATE TAXES CLASSES IN THE NEWS BLOG CONTACT More... Use tab to navigate through the menu items. A new breed of fee-based financial advisors We are a fee-based independent Los Angeles retirement planning firm who specializes in helping clients with investing * , estate planning and tax strategies.  Our advisors are highly educated, credentialed and up-to-date on the areas which we specialize in.  Being a fiduciary financial advisory firm, we maintain an objective, 'non-salesy' approach to helping people understand and maximize their financial lives. Fee based financial advisor Click here to learn more Independent financial advisor Click here to learn more Objective financial advisor Click here to learn more FEE-BASED INDEPENDENT OBJECTIVE We charge a simple, flat fee for our services so you don't have to worry about being pressured into buying products.  Regardless of how long it takes us to educate you and help you with your finances we will not charge a penny more than what we initially quote you.  We offer unlimited phone calls with our financial experts and do not have any hidden fees or charges. Click here to read more about  Fee Based . Independent financial advisors do not work to increase corporate profits for the firm they are hired by, instead they are hired by the client and work in the best interest of their clients to minimize costs and maximize results. As an independent firm we are not motivated by corporate goals. Our client's success is our goal and we are compensated based on our clients success, not by corporate profits. Click here to read more about  Independent Financial Advisors . Objectivity as it pertains to financial planning means that our associates are not encouraged to promote specific products. Because we are an independent firm we do not have any proprietary products to sell. Instead we can freely advise you to purchase investments that are truly in your best interest from  any  investment provider in the market, rather than selling you our own brand of investments. Click here to read more about Objective Financial Advice. OUR EXPERT CONSULTANTS CFP :  Certified Financial Planner™ CFA :  Chartered Financial Analyst® CPA :  Certified Public Accountant Affluencer financial is a fee-based financial planning firm headquartered in Los Angeles, California. We do not make investment decisions on behalf of clients; rather we provide comprehensive advice and solutions without encouraging you to buy products. In fact, we do not manage securities nor are we affiliated with any investment firm that provides us management fees based on the purchase or trade of stocks, bonds, or mutual funds. We simply provide clients with unbiased, independent, objective advice on their personal financial goals. *Affluencer is not a securities firm, "Investments" refers to fixed products and real estate.  ᶧ Fiduciary engagements must be agreed upon and approved by both parties in writing.  We are not real estate licensed.  Privacy Policy Client Disclosures bottom of page