◈ Homepage — https://calfinad.com/Skip to Main Content Services Team Media Resources Contact CLIENT PORTAL Trusted Financial Guidance Since 1998 Contact Us Recently Recognized By We are honored to have been recognized by the following media outlets & publications. We are grateful to our loyal clients and hardworking staff. Disclosure: You can find more information about these rankings here. One of America's Top RIAs 2022, 2023 & 2024 #21 in the Nation Second Highest Ranked California Based Firm #22 Wealth Management Firm in the Bay Area $2B+ Assets Under Management As of 12/31/24 Beyond CA Proudly working with clients in over 40 states & abroad As of 12/31/2024 99.45% Average Annual Client Retention Rate Measured from 1/1/22 to 12/31/24, adjusting for client deaths & termination by CFA Our Philosophy The foundation of our practice begins with the highest ethical standards. We are a fiduciary registered investment advisory (RIA) firm, meaning that we will always act in our clients' best interest.  ​ Through our team’s expertise in portfolio management and asset allocation, we provide a personalized investment approach. Our client relationships go beyond surface-level financial planning and investment management. ​ Our average client retention rate is 99.45% from 2022-2024. Our retention rate demonstrates the value our client's place on the relationships we cultivate allowing us to provide consistent and effective support for their long-term financial goals. ​We accomplish our goals by giving our clients a trustable plan of action that supports each client’s priorities on a day-to-day basis.  Learn more about CFA Download Form CRS 1/1 Contact Us 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 [email protected] (925) 275-1000 Name Email Phone How did you hear about us? * Referred by a current/former client of CFA Legacy Planning Infographic Third-Party Ranking (CNBC, FA Mag, etc.) News Appearance Search Engine (Google, Yahoo, Bing, etc.) Social Media (LinkedIn, Facebook, Twitter) Attended a CFA-Hosted Seminar Other Subject Message Submit [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​​​©2024 by California Financial Advisors | ​Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure ◈ Interior Pages — 10 pages crawled--> Disclosure | CFA top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL Disclosure Website Terms and Conditions This website is not an offer to buy or sell any securities or securities product or to participate in any specific investment strategy.  There is no guarantee that any investment strategy will generate a profit or even a loss.  Investing in the securities markets involves risk, including loss of principal. Examples on this website are for informational purposes only. All recommendations will vary by client and should be discussed with an individual financial adviser before action is taken. The examples on this website are sample recommendations only and may not apply to your individual financial needs. Information about Awards & Rankings AdvisorHub - Advisors to Watch AdvisorHub's 200 Women Advisors to Watch 2026 was awarded on 04/08/26 based on data provided from 12/31/24 to 12/31/25. The methodology used to rank applicants can be found here . Financial advisors, including CFA, did not pay any compensation to be considered for this ranking, participation in the ranking is free and open to all advisors. AdvisorHub requires firms to pay a licensing fee for the use of the AdvisorHub Logo in marketing materials. ​ AdvisorHub's 1000 Advisors to Watch was awarded on 06/20/25 based on data provided from 12/31/23 to 12/31/24. The methodology used to rank applicants can be found here . Financial advisors, including CFA, did not pay any compensation to be considered for this ranking, participation in the ranking is free and open to all advisors. AdvisorHub requires firms to pay a licensing fee for the use of the AdvisorHub Logo in marketing materials. CNBC FA 100 The 2025 CNBC FA100 ranking was published on October 2, 2024. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. The 2024 CNBC FA100 ranking was published on October 2, 2024. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. The 2023 CNBC FA100 ranking was published on September 12, 2023. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. The 2022 CNBC FA100 ranking was published on October 4, 2022. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. The 2021 CNBC FA100 ranking was published on October 6, 2021. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. The 2020 CNBC FA100 ranking was published on October 6, 2020. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. The 2019 CNBC FA100 ranking was published on October 10, 2019. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. CNBC requires firms to pay a licensing fee for the use of the CNBC FA100 logo in marketing materials.  Financial Advisor - RIA Survey & Ranking The FA's 2024 RIA Ranking  was published on July 12, 2024. The data is as of 12/31/23 unless noted otherwise on the survey. The data was compiled by Financial Advisor magazine through the information provided to us by the firms that completed and submitted a survey. FA's RIA survey is a ranking based on assets under management at year end of independent RIA firms that file their own ADV with the SEC. FA's RIA ranking orders firms from largest to smallest, based on AUM reported to us by firms that voluntarily complete and submit FA's survey by our deadline. We do our best to verify AUM by reviewing ADV forms. To be eligible for the ranking, firms must be independent registered investment advisors and file their own ADV statement with the SEC and provide financial planning and related services to individual clients. Firms must have at least $1 billion in assets under management as of December 31, 2023, to be included in the print edition of Financial Advisor magazine's 2024 RIA survey. Firms with under $1 billion will be included in FA's expanded 2024 online RIA survey. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. The FA's 2023 RIA Ranking  was published on July 14, 2023. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. The FA's 2022 RIA Ranking  was published on July 14, 2023. The methodology used for this ranking can be found here . Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. Financial advisory firms, including CFA, did not pay any compensation to be considered for this ranking. FA requires firms to pay a licensing fee for the use of the FA RIA logo in marketing materials.  Five Star Professional (FSP) - Wealth Manager Award The 2024 Five Star Wealth Manager Award was published on October 1, 2024 for the time period 1/9/24 through 8/9/24. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. ​Five Star Professional (FSP) requires firms to pay a licensing fee for the use of marketing materials. ​Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 1567 San Francisco East Bay-area wealth managers were considered for the award; 85 (5% of candidates) were named 2024 Five Star Wealth Managers.  The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2023: 1,291, 87, 7%, 10/1/23, 1/9/23 - 7/31/23;  2022: 1155, 90, 8%, 10/1/22, 1/17/22 - 7/15/22; 2021: 1413, 89, 6%, 10/1/21, 12/28/20 - 7/30/21; 2020: 1260, 88, 7%, 10/1/20, 1/13/20 - 8/7/20; 2019: 1340, 104, 8%, 10/1/19, 12/31/18 - 8/9/19; 2018: 1397, 113, 8%, 10/1/18, 1/16/18 - 8/10/18; 2017: 1049, 95, 9%, 10/1/17, 1/13/17 - 7/28/17; 2016: 948, 182, 19%, 9/1/16, 2/24/16 - 8/22/16; 2015: 2261, 183, 8%, 10/1/15, 3/5/15 - 7/31/15; 2014: 4527, 204, 5%, 10/1/14, 3/5/13 - 7/31/13; 2013: 858, 195, 23%, 10/1/13, 3/5/12 - 7/31/12; 2012: 1145, 233, 20%, 10/1/12, 3/5/11 - 7/31/11. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for per --> CFA CNBC FA100 2025 top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL California Financial Advisors Ranks #21 in the Nation on CNBC’s FA 100 List FOR IMMEDIATE RELEASE   San Ramon, CA – October 1, 2025 – California Financial Advisors (CFA) is honored to announce its ranking as the 21st in the nation on CNBC’s prestigious Financial Advisor 100 ( FA 100 ) list for 2025. CFA has been ranked on CNBC’s  FA 100  list for seven consecutive years, a testament to the firm’s commitment within the financial services industry.   CNBC’s FA 100 recognizes advisory firms with exceptional client service and comprehensive financial planning capabilities to help clients navigate their financial lives. The selection process began with 40,563 registered investment advisory (RIA) firms from the Securities and Exchange Commission regulatory database. The list was refined by AccuPoint Solutions to 1,015 RIAs meeting CNBC’s proprietary criteria. CFA’s consistent ability to exceed these high standards underscores its leadership and influence in the financial sector.   “This recognition reinforces the deep trust our clients place in us and the responsibility we carry every day as stewards of their financial future,” said Chief Operating Officer at CFA, Maegan Garald. “It's a proud moment for our firm, and a reminder that integrity, consistency, and care never go out of style in this industry.”   Beyond celebrating this achievement, CFA sees this recognition as an acknowledgement of its ongoing commitment to innovation and excellence in shaping the future of financial advisory services.   About CFA CFA is a registered investment advisory firm that specializes in retirement planning and investment supervisory services. With a fiduciary duty of care to their clients, CFA conducts all business practices solely in each client’s best interest. Since the inception of the firm in 1998, CFA has been able to grow to over $2B in assets under management as of 12/31/24. CFA's average client retention rate is 99.45% from 2022-2024. This high retention rate illustrates clients’ appreciation for CFA’s relationship-focused approach, centered on personalized ongoing support to reach their long-term financial goals. CFA has been able to grow and succeed while maintaining relationships that go beyond the quantitative data.   Disclosure The 2025 CNBC FA 100 r anking was released on October 1, 2025. Detailed methodology is available here . Financial advisory firms, including CFA, did not pay for consideration in the ranking. However, CNBC requires a licensing fee for the use of the FA 100 logo in marketing materials.    Media Contact Maegan Garald Chief Operating Officer [email protected] 925-275-1000 *Disclosure [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure bottom of page --> Services | California Financial Advisors | San Ramon top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL About California Financial Advisors, CFA, is a registered investment advisory firm that specializes in retirement planning and investment supervisory services. With a fiduciary duty of care to their clients, CFA conducts all business practices solely in each client’s best interest. Since the inception of the firm in 1998, CFA has been able to grow to over $2B in assets under management as of 12/31/24. CFA's average client retention rate is 99.45% from 2022-2024. This high retention rate illustrates clients’ appreciation for CFA’s relationship-focused approach, centered on personalized ongoing support to reach their long-term financial goals. CFA has been able to grow and succeed while maintaining relationships that go beyond the quantitative data.   While providing an enjoyable client experience, CFA has honorably been ranked on CNBC Financial Advisor 100 in 2025 ,  2024 ,  2023 , 2022 , 2021,   2020 & 2019 .  *Disclosure About CFA Why Choose CFA? CFA has over 150 years of combined successful experience. We are aware that our success comes from our clients’ success and that we cannot succeed without solid, trusted relationships – relationships that last from one generation to the next. To do what we do it takes experience, hard work, and impeccable focus to help our clients succeed. Contact Why Choose CFA? Prospective Client Information Select a slide below for more information. Cover Page Our Story Our Advisors Cover Page 1/8 Prospective Client Info The Importance of Financial Planning Financial planning is important at every stage in your life, regardless of your age. Planning for retirement can be overwhelming, at CFA we are here to help. The Importance of Financial Planning Retired Congratulations!  You worked hard and earned your time for leisure. Now, let us make sure your family’s future is as financially secure as you are by examining your estate changes and beneficiary decisions. ​ We encourage including your children in these types of discussions, so they are informed and prepared to handle your material assets.    Be sure to review your financial plan with your advisor and consider using tools, like The Everything Binder Book by Michelle Perry Higgins, to help you feel confident during this phase of your financial journey.   Ages 55+ As your working years come to a close, it is important to take a second look at your finances.  This is a critical time to see if any adjustments need to be made to your financial plan.   Whether you need to create your new financial plan or already have a plan in place, CFA is prepared to help you with this process.   We offer customized financial plans that consider all your available income options, account for your risk tolerance, and incorporate simulations to determine the likelihood of success. Ages 45-55 This is the time to build or revisit your financial plan and ensure you are doing all you can to enter retirement with ease.    At CFA, we can advise on potential liabilities, maximizing retirement contributions, finding your children’s education, adequate insurance policies, and any peak expenses. Ages 35-45 With more than just your finances to worry about, we are here to help advise on any and every thing you might need.   At CFA, we can help you build a customized financial plan that fits your needs and goals. As a fiduciary investment advisory firm, we would not give any advise we would not take ourselves. With concerns surrounding children, life insurance, luxury items, career benefits — we are experts in determining how much to save vs. how much to spend. Ages 25-35 These years have the greatest impact on your retirement. It is important to be forward thinking and realistic in your planning.    CFA can help you get on the right track and take the stress of financial planning off your shoulders. We can help balance the stress of managing the new facets of life you start to encounter in these years — retirement funds, rainy day finds, mortgages, loans, and realistic budgets.  FAQ FAQ What Services Does CFA Offer? Ongoing and in-depth financial planning Portfolio management services, including: Fund selection and performance assessments Quarterly performance reports Monitoring of Required Minimum Distributions (RMDs) Use of independent custodians to house all accounts What Does the Process Look Like? Complimentary introduction meeting Financial data collection & discussion of financial goals Financial plan presentation Educational investment talk Defensive barrier analysis & portfolio recommendations Ongoing financial planning services & portfolio rebalancing How Much Access Do I Have to My Advisor & Their Team? We will proactively contact you to meet semi-annually to discuss your portfolio and update your plan, or more often, at no extra charge. We are always available by phone or email if you have any questions or concerns. Our office is open 8am to 5pm Monday-Friday and your advisor’s assistant is available if your advisor is in a meeting. Who Will Be My Custodian? CFA uses Charles Schwab & Fidelity Investments as custodians for our clients’ accounts. Due to our longstanding relationships, CFA has dedicated service teams and direct advisor lines at both custodians. How Much Discretion Does CFA Have With My Accounts? When you sign our Investment Supervisory Agreement, you are given the choice on the level of discretion you grant CFA. These discretionary options may be modified at any time to ensure that you are always the one in control of your money. How Do You Choose Which Investments to Recommend? CFA’s Golden Rule: We will never recommend an investment that we would not invest in ourselves. ​ Our Investment Committee conducts a rigorous evaluation of securities for our  recommended fund list on a quarterly basis. We place emphasis on highly liquid, no-load mutual funds that have the potential to grow in value at a reasonably low cost. Our process for choosing investments is unique for each client. CFA does not believe in using a boiler plate portfolio strategy with any of our clients. We develop each investment strategy based upon the client’s needs and goals. We then propose an asset allocation that we deem appropriate to reach those goals. What Are CFA’s Fees? Our fees are charged quarterly based upon an individual’s total assets under management (AUM). The more assets we manage, the lower percentage our fees become on the ENTIRE amount of AUM. Here is our Annualized fee schedule: ​ $100,000 - $299,999                          1.2% $300,000 - $749,999                          1.0% $750,000 - $1,499,999                       0.8% $1,500,000 - $2,999,999                    0.7% $3,000,000 - $5,999,999                    0.6% $6,000,000 - $9,999,999                    0.5% $10,000,000 +                                    0.4% ​ Our fees do NOT follow a “tax bracket” rule. Once your portfolio crosses one of the above thresholds, everything back to dollar one is billed at the new lower rate. [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pit --> Media | CFA top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL Commentary & Press See below to explore content created by California Financial Advisors & press written about California Financial Advisors. Commentary from CFA Press Releases, Newsletters, Money Minutes, and more! CFA in the News CFA in the News. Stay in the know. [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure bottom of page --> CFA Press top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL Press See below to explore content featuring California Financial Advisors and the advisors at CFA. Advisor Highlight: Ryan D. Dennehy Read Article CNBC Oct 23, 2024 4 ways to make your home down payment savings grow, according to top-ranked advisors CFA Firm Highlight Read Article CNBC Oct 2, 2024 CNBC ranks the top-rated financial advisory firms of 2024 CFA Firm Highlight Read Article CNBC Sep 28, 2023 CNBC ranks the top-rated financial advisory firms of 2023 Advisor Highlight: Michelle Perry Higgins Read Article Morningstar Aug 8, 2023 California Advisor Takes a Slow, Deliberate Approach With Prospective Clients CFA Firm Highlight Read Article Financial Advisor Magazine Jul 14, 2023 2023 RIA Survey & Ranking: Consolidation Crunch Hits Rate Reality Advisor Highlight: Ryan D. Dennehy Watch Video KTVU Jun 21, 2023 Interest Rate Remains Unchanged Advisor Highlight: Madeline E. Maloon Read Article CNBC Oct 31, 2022 The fear of missing out can be a killer for investors. Here’s how top-ranked financial advisors keep it at bay Advisor Highlight: Madeline E. Maloon Read Article CNBC Oct 19, 2022 The typical U.S. household is spending $445 more a month due to inflation. Here’s how to reduce the bite CFA Firm Highlight Read Article CNBC Oct 4, 2022 FA100: CNBC ranks the top-rated financial advisory firms of 2022 Advisor Highlight: Kayla R. Fernandez Watch Video KTVU Sep 20, 2022 State of the Economy: Interview with Kayla Fernandez Advisor Highlight: Ryan D. Dennehy Watch Video KTVU Sep 13, 2022 State of the Economy: Interview with Ryan Dennehy Advisor Highlight: Ryan D. Dennehy Watch Video KTVU Jul 27, 2022 Interest Rates Increase Again Advisor Highlight: Michelle Perry Higgins Read More Investopedia.com Jul 25, 2022 Michelle Perry Higgins - Top 100 Financial Advisor 2022 Advisor Highlight: Mark A. Pitre Read Article CNBC Jul 14, 2022 When Saving for Retirement, Seniors Overestimate Market Volatility Advisor Highlight: Kayla R. Fernandez Read Article US News & World Report Jun 15, 2022 7 Best Vanguard Funds for Retirement Advisor Highlight: Kayla R. Fernandez Watch Video KTVU Jun 13, 2022 Stocks Plunge Into Bear Market: Interview with Kayla Fernandez Advisor Highlight: Michelle Perry Higgins Read Article Wall Street Journal May 21, 2022 15 Ways Consumers Can Deal With—and Even Benefit From—Rising Inflation Advisor Highlight: Ryan D. Dennehy Watch Video KTVU May 5, 2022 State of the Stock Market: Interview with Ryan Dennehy Advisor Highlight: Ryan D. Dennehy Watch Video KTVU Mar 28, 2022 Inflation's effect on long-term financial goals: Interview with Ryan Dennehy CFA Firm Highlight Read Article CNBC Oct 6, 2021 CNBC Ranks the Top-Rated Financial Advisory Firms of 2021 Advisor Highlight: Mark A. Pitre Read Article Proactive Advisor Magazine Sep 8, 2021 The Ultimate Question for Advisors: 'Should I stay or should I go?' Advisor Highlight: Mark A. Pitre Watch Video CNBC Jun 30, 2021 Making Succession Planning an Opportunity CFA Firm Highlight Read Article CNBC Oct 6, 2020 FA 100: CNBC Ranks the Top-Rated Financial Advisory Firms of 2020 Advisor Highlight: Michelle Perry Higgins Read Article CNBC Oct 6, 2020 Advisors Adapt to ‘New Normal’ as Pandemic has Changed how Firms Connect with Clients Advisor Highlight: Mark A. Pitre Read Article Financial Advisor Magazine Dec 11, 2019 How a Niche Can Enhance Your Bottom Line [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure bottom of page --> Resources | California Financial Advisors | San Ramon top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL Portal Links Schwab Login Now Fidelity Login Now CFA Client Portal Login Now Forms & Disclosures CRS The CRS is our Client Relationship Summary, which provides answers to frequently asked questions about the nature of the client-fiduciary relationship and the nature of our services. ADV Part 2A of the form ADV which we file with the Securities and Exchange Commission. This form is updated once annually. BrokerCheck BrokerCheck is a FINRA-led (Financial Industry Regulatory Authority) database where an advisor's registration and disciplinary history are covered in depth. Resources: Files CFA Resources CFA Client Portal Answers to frequently asked questions regarding our new CFA Client Portal.  CFA Scam Brochure CFA’s guidance on scam awareness and prevention. CFA Data Breach Information CFA’s guidance on how to respond to a data breach. CFA Steps to Protect Accounts CFA’s 10 steps to protect your Schwab account. CFA Tips for Preventing Fraud CFA’s tips for preventing fraud. Checklists & Guides Loved One's Guide Everyone should fill this out for their loved ones. Download The Vacation Budget Stay on track for your upcoming vacations. Use this budget builder to help. Download The Pre & Post Death Checklists Remembering all of the things you have to do when a loved one becomes ill or passes away can be overwhelming. This checklist will help guide you through the process. Download The Divorce Checklist This checklist is a great example of how I keep my clients’ best interests in mind. I hope you never have to use it! Download The Everything List Download & share The Everything List with your loved ones or Trustee, so if anything happens to you, they know who to call. Download The Holiday Budget Download & share The Holiday Budget to stay on financial track this holiday season. Download Other Resources Content by Michelle Perry Higgins Books The Everything Binder Book Designed to help you keep all your personal information safe and organized in one place. Protect yourself, your family, and keep everything in one easy to access place, just in case. Buy Now College Poor No More: 100 Savings Tips for College Stude nts All profits from book sales go to college scholarships. Buy Now Stocks, Bonds & Soccer Moms: 7 Steps to a Balanced Life Buy Now [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure bottom of page --> Commentary | California Financial Advisors | San Ramon top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL Commentary from CFA See below to explore content created by California Financial Advisors. Press Releases Press Releases ​CFA Ranks 21st in the Nation as the Second Highest California Based Firm on CNBC’s FA 100 List for 2025 October 1, 2025 Read Press Release Money Minute Highlight Money Minutes Money Minutes by Michelle Perry Higgins Watch Principal Michelle Perry Higgins' insightful "Money Minutes" to improve your financial literacy.  Follow Michelle on Socials for more! [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure bottom of page --> Team | California Financial Advisors | San Ramon top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL Meet Our Partners Michael F. Maloon, Thomas J. Powers, Mark A. Pitre, Michelle Perry Higgins, Ryan D. Dennehy Michael F. Maloon Meet Mike Principal & Financial Advisor Thomas J. Powers Meet Tom Principal & Financial Advisor Mark A. Pitre Meet Mark Principal & Financial Advisor Michelle Perry Higgins Meet Michelle Principal & Financial Advisor Ryan D. Dennehy Meet Ryan Principal & Financial Advisor Team: Services Meet Our Advisors Financial Advisor John A. Cordano Meet John Financial Advisor Raymond M. Tan Meet Ray Financial Advisor Jonathan L. Becker Meet Jonathan Financial Advisor Madeline E. Maloon Meet Madeline Financial Advisor Kayla R. Fernandez Meet Kayla Financial Advisor Kyle D. Dennehy Meet Kyle Financial Advisor Nicholas P. Venezia Meet Nick CFA Impact We believe in giving back. Our Environmental Savings Strategy At California Financial Advisors, we know that being environmentally responsible is just as important as being fiscally knowledgeable. For this reason, we chose a LEED Certified office, constructed using environmentally sustainable building practices and with energy efficient lighting so that we can reduce our carbon footprint. We also offer all of our clients a paperless reporting option so that they can keep track of their investments without damaging the world’s forests. Investing in the Next Generation For over 20 years CFA has helped make its clients financial goals a reality. The knowledge and experience we’ve gained is something we’re very proud to be able to pass down to the next generation. CFA prides itself on hiring paid interns throughout the year so that young professionals can learn about financial advising strategies, ask questions, and get real career experience. We understand that today’s young adults will be tomorrow’s financial advisors, and we believe we must continue to invest in our population’s future to truly succeed. [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure bottom of page --> Careers top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL Career Opportunities at How to Apply Step 1 Check Available Opportunities Below Step 2 Download Job Application Step 3 Prepare Cover Letter, Resume, Job Application Step 4 Submit *all 3 documents Step 5 We will reach out with more information! [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure bottom of page --> Contact | California Financial Advisors | San Ramon top of page Services About CFA Prospective Client Info Financial Planning Matters FAQ Team Media Press Commentary Resources Careers Contact CLIENT PORTAL Contact Us 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 [email protected] 925-275-1000 Name Email Phone How did you hear about us? * Referred by a current/former client of CFA Legacy Planning Infographic Third-Party Ranking (CNBC, FA Mag, etc.) News Appearance Social Media Search Engine Attended a CFA-Hosted Seminar Other Referror Name: Other: Subject Message Submit [email protected] 925-275-1000 12657 Alcosta Blvd, Suite 470, San Ramon, CA 94583 ​ ​ ​ ©2024 by California Financial Advisors |  ​ Maloon, Powers, Pitre, Higgins, & Dennehy LLC | California Financial Advisors is a Registered Investment Advisor Disclosure bottom of page