◈ Homepage — http://www.cavuwealth.com/Skip to content CLIENT LOGIN ABOUT US HOW WE HELP SERVICES CONNECT Your Financial Journey—Cleared for Takeoff CAVU is an aviation weather term that means “Ceiling And Visibility Unlimited”—in other words, a great day to fly. The CAVU team wants your journey to be equally clear and limitless. As a financial planning and investment management firm, we get to know what’s important to you, what you hope to achieve, and how your finances will help you get there. Together, we will define your goals and develop a plan to navigate what lies ahead. With wise investing and expert guidance, you will have clarity and confidence each step along the way. The journey matters as much as the destination. We’ll navigate so you can enjoy the ride. LET'S TALK Financial Planning We care about your total financial life, not just your investments. Whether you’re funding college education, planning for retirement, giving to support loved ones and charitable causes, or building a legacy for future generations, we can guide you toward your vision of financial freedom. Investment Management We’re experts. We control the things that can be controlled: taxes, costs, and your exposure to risk. We’ll explore your priorities, analyze your unique situation and craft a clear strategy to maximize your potential for success. Tax Strategy You’ve built something special, and we want to help you make the most of it. We plan and invest with an eye toward after-tax results, seeking to reduce unnecessary tax drag along the way. The goal is simple: help you grow, live, and give with greater wisdom and efficiency. Generosity and Impact You want to make an impact, and we want to help you do it wisely. Our expertise in tax-advantaged giving can help stretch your charitable dollars while deepening the difference you make in your family, your community, and the world. DOING GOOD FEELS GOOD $572,047 Contributed to Date Being generous is fun and healthy. We don’t just advise generosity for our clients, we model it. Giving back is an integral part of the culture at CAVU. Learn more about our giving strategy and the organizations we support here. About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC    Privacy Policy ◈ Interior Pages — 10 pages crawledHow We Help - Financial Planning, Investment Management, & Tax Strategy Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect How We Help Guiding You Forward with Clarity and Care We are Fiduciaries As fee-only fiduciary advisors, we are paid only by our clients. We do not accept commissions or outside compensation, which means our advice can remain objective, independent, and fully focused on your long-term good. Our Interests Align with Yours Because we are fee-only and independent, our business is built to align with our clients’ interests. We are not here to sell products. We are here to help you make wise decisions with confidence. Total Fee Transparency We want you to know exactly what you are paying for. Our transparent fee structure includes access to our full team and integrates investment management, financial planning, and tax guidance in one coordinated relationship. Thoughtful, Cost-Conscious Investing We also work to keep investment costs low, often meaningfully lower than what many investors would pay on their own. We see that as one more way to protect and strengthen your long-term results. Learn More Our ADV Part II Form ADV is the uniform form used by investment advisers to register with both the Securities and Exchange Commission (SEC) and state securities authorities. We’re currently registered with the states of California, North Carolina, & Virginia. The ADV Part II is an easy-to-digest brochure that offers more details about our firm. Our Privacy Policy Our clients are our most important asset, and their privacy matters to us. In short, we do not share our clients’ private information with anyone unless clients have given us permission and there is a need to know. Our Code of Ethics Our desire to offer clients fair treatment drives everything that we do. Our Code of Ethics offers more detail on how we operate as advisors. Fees CAVU Wealth Advisors is a fee only advisor. We are compensated only by our clients via fully disclosed fees. We refuse commissions or any other misaligned third-party incentives. Purposeful Planning for the Long Flight About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy Annual Fee Schedule Fee Assets Under Management 1.00% 0.75% 0.50% on the first – on the next – on the portion over – $5,000,000 $5,000,000 $10,000,000 Minimum Quarterly Fee is $2,500 About Us How We Help Services Connect Client Login Privacy Policy - CAVU Wealth Advisors cavuwealth.com Privacy Policy This privacy policy has been compiled to better explain our online information practices. Please read our privacy policy to get a clear understanding of how we collect, use, protect or otherwise handle your personal information in accordance with our website. What personal information do we collect from the people that visit our website? When registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number or other details to help you with your experience. When do we collect information? We collect information from you when you login to our client portal, subscribe to a newsletter or enter information on our site. How do we use your information? We may use the information we collect from you when you login, sign up for our newsletter, respond to a marketing communication, surf the website, or use certain other site features in the following ways: To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested. To allow us to better service you in responding to your customer service requests. To send periodic emails regarding your order or other products and services. To follow up with them after correspondence (email or phone inquiries) How do we protect your information? We do not use vulnerability scanning and/or scanning to PCI standards. We only provide articles and information. We never ask for credit card numbers. We use regular Malware Scanning. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information. Do we use ‘cookies’? Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We use cookies to: Keep track of advertisements. Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies. If you turn cookies off, some features will be disabled. It won’t affect the user’s experience that make your site experience more efficient and may not function properly. Third-party disclosure We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. Third-party links We do not include or offer third-party products or services on our website. Google Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en We may use Google AdSense Advertising on our website. Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy. We may implement the following: Remarketing with Google AdSense Google Display Network Impression Reporting Demographics and Interests Reporting DoubleClick Platform Integration We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website. Opting out: Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on. California Online Privacy Protection Act CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf According to CalOPPA, we agree to the following: Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website. Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above. You will be notified of any Privacy Policy changes via Email. Can change your personal information by emailing us. How does our site handle Do Not Track signals? We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. Does our site allow third-party behavioral tracking? It’s also important to note that we allow third-party behavioral tracking. COPPA (Children Online Privacy Protection Act) When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online. We do not specifically market to children under the age of 13 years old. Fair Information Practices The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various priv Financial Planning Services - CAVU Wealth Advisors Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect Services You Name the Destination; We'll Chart the Course Financial Planning We bring a thoughtful, life-centered approach to financial planning that goes well beyond investment advice alone. Whether you are thinking through retirement, taxes, cash flow, risk management, generosity, or legacy planning, we help you move forward with clarity and confidence. Investment Management We believe wise investment management should support the life you want to live, not just pursue returns in isolation. Our approach is disciplined and evidence-based, helping clients stay focused on the long term through diversification, emotional steadiness, and careful attention to the factors we can control. Tax Strategy Tax strategy is about more than reducing this year’s tax bill. It is about making wise decisions over time so that more of what you build can serve the life you want to live, the people you love, and the causes you care about. We help clients make thoughtful, tax-aware choices across investing, income, charitable giving, and long-term planning. Generosity Your wealth has the potential to do meaningful good in your family, your community, and the world. We help clients explore that potential through thoughtful charitable planning, using tools like trusts, qualified charitable distributions (QCDs), and integrated financial planning to increase both capacity and confidence. Our aim is to help you give with freedom and joy, knowing your financial life is aligned to support both your generosity and your long-term well-being. Helping You Grow, Live, and Give About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy About Us How We Help Services Connect Client Login Contact CAVU Wealth Advisors - Walnut Creek Financial Advisors Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect Contact CAVU Please complete our request form and we’ll get back to you shortly. First Name Last Name Email Phone Message Submit CAVU Wealth Advisors 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 Envelope Linkedin The Long View Changes Everything Join Our Team We are often looking for great people who are passionate about helping others live richly. Please complete the form below if you would like to learn more about CAVU’s growth plan and think you can contribute to the firm and the client experience. First Name Last Name Email Phone Message Submit About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy About Us How We Help Services Connect Client Login About CAVU Wealth Advisors - Financial Advisors in Walnut Creek Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect About Us Guided by Purpose. Focused on You. Meet Our Team David Sylvester, CFA, CFP® Founding Principal Hilary Disher, CPA (Not in Public Practice), CFP® Tax Strategist and Wealth Advisor Matt Walker Financial Planner Expert Guidance, Mile After Mile CAVU in the Community Since our founding in 2009, CAVU has contributed 10% of our revenue to dozens of charitable organizations that operate on a local and global level. We give based on our revenue (not our profit) so that we constantly make substantial donations, even when we are investing in our business . Plus, we like using the same principles that we teach our kids: spend less than you earn, give, save, and invest the rest. Some Organizations We Support Since 1994, Convoy of Hope has served more than 115 million people worldwide. The organization works with churches, businesses, government agencies and other nonprofits to provide help and hope to those who are impoverished, hungry and hurting. CAVU gives 5% of its annual revenues to support Convoy of Hope’s mission. The Bay Area Rescue Mission serves the homeless and those in need in one of the toughest neighborhoods in the Bay Area. In 2016, the Rescue Mission provided more than 77,000 nights of shelter and more than 788,000 meals. In addition to providing emergency shelter and meals, they offer comprehensive help, including recovery programs, job and life-skills trainings, and “food” for the mind and soul. CAVU teaches a financial skills class to participants soon to graduate from the organization’s 18-month recovery program. Children Rising is on a mission to, among other things, teach kids how to read. Did you know that if you can’t read by the 3rd grade, you’ve probably missed the “teacher support” window? The majority of these students end up dropping out of school. One of their primary missions is to mobilize volunteer tutors and mentors to help youth develop their reading skills while gaining positive self-esteem. Project Peace mobilizes volunteers and resources to serve trusted and vetted community partners in the pursuit of justice in the East Bay. Clear Skies for Your Financial Journey About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy David Sylvester, CFA, CFP® Founding Principal David spent his early career serving institutional clients while working for Wall Street firms. He participated in three major functions: investment research, institutional sales, and portfolio management. David followed his interest in aviation and became a noted airline analyst while working for Hambrecht & Quist, Montgomery Securities (now Bank of America – Merrill) and Kidder Peabody. He specialized in the emerging airlines that started after the Airline Deregulation Act of 1978. That expertise eventually led to David working for Polaris Aircraft Leasing, America West Airlines, and Harmony Airways as their first president. In 2005 David learned of the emerging industry of Independent Registered Investment Advisors – an industry that provides individuals with unbiased financial advice rather than a sales pitch. Shortly after, CAVU Wealth Advisors was born. [The CAVU name draws on David’s experience in the aviation field.] In 2009 CAVU opened its doors offering a modern, holistic, client-focused wealth management service with deep industry knowledge that had been earned from a 25-year career on Wall Street. David earned the Chartered Financial Analyst designation in 1985 and the Certified Financial Planner ™ designation in 2009. Fewer than 4% of CFP® practitioners hold both important designations. David attended the University of Richmond on a football scholarship and graduated with a B.S. in Business Administration. He is a past board member of the national board of the Fellowship of Christian Athletes . As a volunteer, David teaches classes on Lifetime Financial Skills at the Bay Area Rescue Mission in Richmond, CA and helps to lead the Financial Peace University course hosted by his church. David and his wife Terry have been married since 1978 and have four grown daughters and eight grandchildren. They reside in Moraga, CA and are active members of Moraga Valley Presbyterian Church . David enjoys outdoor activities including golf, running, and backpacking. Contact David Hilary Disher, CPA (not in Public Practice), CFP® Tax Strategist and Wealth Advisor Hilary joined CAVU Wealth Advisors in 2014. Prior to joining CAVU, Hilary worked with Goldman Sachs Private Wealth Advisors and their high net worth clients, consulting on strategic income tax planning and estate tax matters. Before her time with Goldman, Hilary spent nearly 8 years at Deloitte Tax LLP. There, she worked with clients and internal teams on consulting and compliance projects for both businesses and individuals. During her later years at Deloitte, Hilary realized the value that sound tax planning can bring to all aspects of life and decided to redirect her career to focus on tax planning for individuals. In 2007, Hilary earned the Certified Public Accountant designation. In 2018, Hilary earned the Certified Financial Planning designation. Though you will be hard pressed to find someone as excited about taxes as Hilary, she thoroughly enjoys now offering broader financial guidance to the CAVU family of clients. Hilary attended University of Richmond in Richmond, Virginia, where she received a B.S. in Business Administration: Professional Accounting. She graduated with Magna Cum Laude honors. Hilary has been married since 2005 and has two children. She’s one of David’s four daughters. She grew up in the San Francisco Bay Area and, due to her husband’s career, has lived many places in the world including Hawaii, Virginia, and Africa. No matter where she resides, Hilary enjoys returning to the City by the Bay each summer. Contact Hilary Matt Walker Financial Planner Matt graduated from Duke University in 1999 with degrees in Economics and Public Policy, launching his career in management consulting with PricewaterhouseCoopers and later a boutique real estate consulting firm. After five years in the for-profit world, he spent nearly two decades in nonprofit leadership with Young Life, earning a Master of Divinity from Fuller Seminary along the way. That uncommon blend of business rigor and pastoral perspective shapes how he serves clients today—bringing both analytical clarity and deep purpose to every financial decision. Matt’s passion is simple: to help people flourish, in part by helping bring clarity and excellence to their finances so they can be bold and joyful (and tax-efficient!) in their generosity. He currently serves on the boards of Project Peace, Leadership Edge, and Young Life (California), and is an active member of Walnut Creek Presbyterian Church. Above all, Matt is grateful to be married to Amy and to be the dad of two great kids, who keep him grounded, laughing, and focused on what matters most. Contact MATT About Us How We Help Services Connect Client Login About CAVU Wealth Advisors - Financial Advisors in Walnut Creek Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect About Us Guided by Purpose. Focused on You. Meet Our Team David Sylvester, CFA, CFP® Founding Principal Hilary Disher, CPA (Not in Public Practice), CFP® Tax Strategist and Wealth Advisor Matt Walker Financial Planner Expert Guidance, Mile After Mile CAVU in the Community Since our founding in 2009, CAVU has contributed 10% of our revenue to dozens of charitable organizations that operate on a local and global level. We give based on our revenue (not our profit) so that we constantly make substantial donations, even when we are investing in our business . Plus, we like using the same principles that we teach our kids: spend less than you earn, give, save, and invest the rest. Some Organizations We Support Since 1994, Convoy of Hope has served more than 115 million people worldwide. The organization works with churches, businesses, government agencies and other nonprofits to provide help and hope to those who are impoverished, hungry and hurting. CAVU gives 5% of its annual revenues to support Convoy of Hope’s mission. The Bay Area Rescue Mission serves the homeless and those in need in one of the toughest neighborhoods in the Bay Area. In 2016, the Rescue Mission provided more than 77,000 nights of shelter and more than 788,000 meals. In addition to providing emergency shelter and meals, they offer comprehensive help, including recovery programs, job and life-skills trainings, and “food” for the mind and soul. CAVU teaches a financial skills class to participants soon to graduate from the organization’s 18-month recovery program. Children Rising is on a mission to, among other things, teach kids how to read. Did you know that if you can’t read by the 3rd grade, you’ve probably missed the “teacher support” window? The majority of these students end up dropping out of school. One of their primary missions is to mobilize volunteer tutors and mentors to help youth develop their reading skills while gaining positive self-esteem. Project Peace mobilizes volunteers and resources to serve trusted and vetted community partners in the pursuit of justice in the East Bay. Clear Skies for Your Financial Journey About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy David Sylvester, CFA, CFP® Founding Principal David spent his early career serving institutional clients while working for Wall Street firms. He participated in three major functions: investment research, institutional sales, and portfolio management. David followed his interest in aviation and became a noted airline analyst while working for Hambrecht & Quist, Montgomery Securities (now Bank of America – Merrill) and Kidder Peabody. He specialized in the emerging airlines that started after the Airline Deregulation Act of 1978. That expertise eventually led to David working for Polaris Aircraft Leasing, America West Airlines, and Harmony Airways as their first president. In 2005 David learned of the emerging industry of Independent Registered Investment Advisors – an industry that provides individuals with unbiased financial advice rather than a sales pitch. Shortly after, CAVU Wealth Advisors was born. [The CAVU name draws on David’s experience in the aviation field.] In 2009 CAVU opened its doors offering a modern, holistic, client-focused wealth management service with deep industry knowledge that had been earned from a 25-year career on Wall Street. David earned the Chartered Financial Analyst designation in 1985 and the Certified Financial Planner ™ designation in 2009. Fewer than 4% of CFP® practitioners hold both important designations. David attended the University of Richmond on a football scholarship and graduated with a B.S. in Business Administration. He is a past board member of the national board of the Fellowship of Christian Athletes . As a volunteer, David teaches classes on Lifetime Financial Skills at the Bay Area Rescue Mission in Richmond, CA and helps to lead the Financial Peace University course hosted by his church. David and his wife Terry have been married since 1978 and have four grown daughters and eight grandchildren. They reside in Moraga, CA and are active members of Moraga Valley Presbyterian Church . David enjoys outdoor activities including golf, running, and backpacking. Contact David Hilary Disher, CPA (not in Public Practice), CFP® Tax Strategist and Wealth Advisor Hilary joined CAVU Wealth Advisors in 2014. Prior to joining CAVU, Hilary worked with Goldman Sachs Private Wealth Advisors and their high net worth clients, consulting on strategic income tax planning and estate tax matters. Before her time with Goldman, Hilary spent nearly 8 years at Deloitte Tax LLP. There, she worked with clients and internal teams on consulting and compliance projects for both businesses and individuals. During her later years at Deloitte, Hilary realized the value that sound tax planning can bring to all aspects of life and decided to redirect her career to focus on tax planning for individuals. In 2007, Hilary earned the Certified Public Accountant designation. In 2018, Hilary earned the Certified Financial Planning designation. Though you will be hard pressed to find someone as excited about taxes as Hilary, she thoroughly enjoys now offering broader financial guidance to the CAVU family of clients. Hilary attended University of Richmond in Richmond, Virginia, where she received a B.S. in Business Administration: Professional Accounting. She graduated with Magna Cum Laude honors. Hilary has been married since 2005 and has two children. She’s one of David’s four daughters. She grew up in the San Francisco Bay Area and, due to her husband’s career, has lived many places in the world including Hawaii, Virginia, and Africa. No matter where she resides, Hilary enjoys returning to the City by the Bay each summer. Contact Hilary Matt Walker Financial Planner Matt graduated from Duke University in 1999 with degrees in Economics and Public Policy, launching his career in management consulting with PricewaterhouseCoopers and later a boutique real estate consulting firm. After five years in the for-profit world, he spent nearly two decades in nonprofit leadership with Young Life, earning a Master of Divinity from Fuller Seminary along the way. That uncommon blend of business rigor and pastoral perspective shapes how he serves clients today—bringing both analytical clarity and deep purpose to every financial decision. Matt’s passion is simple: to help people flourish, in part by helping bring clarity and excellence to their finances so they can be bold and joyful (and tax-efficient!) in their generosity. He currently serves on the boards of Project Peace, Leadership Edge, and Young Life (California), and is an active member of Walnut Creek Presbyterian Church. Above all, Matt is grateful to be married to Amy and to be the dad of two great kids, who keep him grounded, laughing, and focused on what matters most. Contact MATT About Us How We Help Services Connect Client Login Financial Planning Services - CAVU Wealth Advisors Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect Services You Name the Destination; We'll Chart the Course Financial Planning We bring a thoughtful, life-centered approach to financial planning that goes well beyond investment advice alone. Whether you are thinking through retirement, taxes, cash flow, risk management, generosity, or legacy planning, we help you move forward with clarity and confidence. Investment Management We believe wise investment management should support the life you want to live, not just pursue returns in isolation. Our approach is disciplined and evidence-based, helping clients stay focused on the long term through diversification, emotional steadiness, and careful attention to the factors we can control. Tax Strategy Tax strategy is about more than reducing this year’s tax bill. It is about making wise decisions over time so that more of what you build can serve the life you want to live, the people you love, and the causes you care about. We help clients make thoughtful, tax-aware choices across investing, income, charitable giving, and long-term planning. Generosity Your wealth has the potential to do meaningful good in your family, your community, and the world. We help clients explore that potential through thoughtful charitable planning, using tools like trusts, qualified charitable distributions (QCDs), and integrated financial planning to increase both capacity and confidence. Our aim is to help you give with freedom and joy, knowing your financial life is aligned to support both your generosity and your long-term well-being. Helping You Grow, Live, and Give About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy About Us How We Help Services Connect Client Login CAVU Wealth Advisors - Financial Planning & Investment Management Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect Your Financial Journey—Cleared for Takeoff CAVU is an aviation weather term that means “Ceiling And Visibility Unlimited”—in other words, a great day to fly. The CAVU team wants your journey to be equally clear and limitless. As a financial planning and investment management firm, we get to know what’s important to you, what you hope to achieve, and how your finances will help you get there. Together, we will define your goals and develop a plan to navigate what lies ahead. With wise investing and expert guidance, you will have clarity and confidence each step along the way. The journey matters as much as the destination. We’ll navigate so you can enjoy the ride. Let's Talk Financial Planning We care about your total financial life, not just your investments. Whether you’re funding college education, planning for retirement, giving to support loved ones and charitable causes, or building a legacy for future generations, we can guide you toward your vision of financial freedom. Investment Management We’re experts. We control the things that can be controlled: taxes, costs, and your exposure to risk. We’ll explore your priorities, analyze your unique situation and craft a clear strategy to maximize your potential for success. Tax Strategy You’ve built something special, and we want to help you make the most of it. We plan and invest with an eye toward after-tax results, seeking to reduce unnecessary tax drag along the way. The goal is simple: help you grow, live, and give with greater wisdom and efficiency. Generosity and Impact You want to make an impact, and we want to help you do it wisely. Our expertise in tax-advantaged giving can help stretch your charitable dollars while deepening the difference you make in your family, your community, and the world. Doing Good Feels Good $572,047 Contributed to Date Being generous is fun and healthy. We don’t just advise generosity for our clients, we model it. Giving back is an integral part of the culture at CAVU. Learn more about our giving strategy and the organizations we support here . A smooth flight begins long before takeoff About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy About Us How We Help Services Connect Client Login Contact CAVU Wealth Advisors - Walnut Creek Financial Advisors Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect Contact CAVU Please complete our request form and we’ll get back to you shortly. First Name Last Name Email Phone Message Submit CAVU Wealth Advisors 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 Envelope Linkedin The Long View Changes Everything Join Our Team We are often looking for great people who are passionate about helping others live richly. Please complete the form below if you would like to learn more about CAVU’s growth plan and think you can contribute to the firm and the client experience. First Name Last Name Email Phone Message Submit About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy About Us How We Help Services Connect Client Login About CAVU Wealth Advisors - Financial Advisors in Walnut Creek Skip to content Client Login About Us How We Help Services Connect About Us How We Help Services Connect About Us Guided by Purpose. Focused on You. Meet Our Team David Sylvester, CFA, CFP® Founding Principal Hilary Disher, CPA (Not in Public Practice), CFP® Tax Strategist and Wealth Advisor Matt Walker Financial Planner Expert Guidance, Mile After Mile CAVU in the Community Since our founding in 2009, CAVU has contributed 10% of our revenue to dozens of charitable organizations that operate on a local and global level. We give based on our revenue (not our profit) so that we constantly make substantial donations, even when we are investing in our business . Plus, we like using the same principles that we teach our kids: spend less than you earn, give, save, and invest the rest. Some Organizations We Support Since 1994, Convoy of Hope has served more than 115 million people worldwide. The organization works with churches, businesses, government agencies and other nonprofits to provide help and hope to those who are impoverished, hungry and hurting. CAVU gives 5% of its annual revenues to support Convoy of Hope’s mission. The Bay Area Rescue Mission serves the homeless and those in need in one of the toughest neighborhoods in the Bay Area. In 2016, the Rescue Mission provided more than 77,000 nights of shelter and more than 788,000 meals. In addition to providing emergency shelter and meals, they offer comprehensive help, including recovery programs, job and life-skills trainings, and “food” for the mind and soul. CAVU teaches a financial skills class to participants soon to graduate from the organization’s 18-month recovery program. Children Rising is on a mission to, among other things, teach kids how to read. Did you know that if you can’t read by the 3rd grade, you’ve probably missed the “teacher support” window? The majority of these students end up dropping out of school. One of their primary missions is to mobilize volunteer tutors and mentors to help youth develop their reading skills while gaining positive self-esteem. Project Peace mobilizes volunteers and resources to serve trusted and vetted community partners in the pursuit of justice in the East Bay. Clear Skies for Your Financial Journey About Us Meet the Team Doing Good Services Financial Planning Investment Management Tax Strategy Generosity and Impact How We Help Connect Contact Us Join Our Team Envelope Linkedin 1220 Oakland Boulevard, Suite 200 Walnut Creek, CA 94596 (925) 388-0372 © 2026 CAVU Wealth Advisors, LLC Privacy Policy David Sylvester, CFA, CFP® Founding Principal David spent his early career serving institutional clients while working for Wall Street firms. He participated in three major functions: investment research, institutional sales, and portfolio management. David followed his interest in aviation and became a noted airline analyst while working for Hambrecht & Quist, Montgomery Securities (now Bank of America – Merrill) and Kidder Peabody. He specialized in the emerging airlines that started after the Airline Deregulation Act of 1978. That expertise eventually led to David working for Polaris Aircraft Leasing, America West Airlines, and Harmony Airways as their first president. In 2005 David learned of the emerging industry of Independent Registered Investment Advisors – an industry that provides individuals with unbiased financial advice rather than a sales pitch. Shortly after, CAVU Wealth Advisors was born. [The CAVU name draws on David’s experience in the aviation field.] In 2009 CAVU opened its doors offering a modern, holistic, client-focused wealth management service with deep industry knowledge that had been earned from a 25-year career on Wall Street. David earned the Chartered Financial Analyst designation in 1985 and the Certified Financial Planner ™ designation in 2009. Fewer than 4% of CFP® practitioners hold both important designations. David attended the University of Richmond on a football scholarship and graduated with a B.S. in Business Administration. He is a past board member of the national board of the Fellowship of Christian Athletes . As a volunteer, David teaches classes on Lifetime Financial Skills at the Bay Area Rescue Mission in Richmond, CA and helps to lead the Financial Peace University course hosted by his church. David and his wife Terry have been married since 1978 and have four grown daughters and eight grandchildren. They reside in Moraga, CA and are active members of Moraga Valley Presbyterian Church . David enjoys outdoor activities including golf, running, and backpacking. Contact David Hilary Disher, CPA (not in Public Practice), CFP® Tax Strategist and Wealth Advisor Hilary joined CAVU Wealth Advisors in 2014. Prior to joining CAVU, Hilary worked with Goldman Sachs Private Wealth Advisors and their high net worth clients, consulting on strategic income tax planning and estate tax matters. Before her time with Goldman, Hilary spent nearly 8 years at Deloitte Tax LLP. There, she worked with clients and internal teams on consulting and compliance projects for both businesses and individuals. During her later years at Deloitte, Hilary realized the value that sound tax planning can bring to all aspects of life and decided to redirect her career to focus on tax planning for individuals. In 2007, Hilary earned the Certified Public Accountant designation. In 2018, Hilary earned the Certified Financial Planning designation. Though you will be hard pressed to find someone as excited about taxes as Hilary, she thoroughly enjoys now offering broader financial guidance to the CAVU family of clients. Hilary attended University of Richmond in Richmond, Virginia, where she received a B.S. in Business Administration: Professional Accounting. She graduated with Magna Cum Laude honors. Hilary has been married since 2005 and has two children. She’s one of David’s four daughters. She grew up in the San Francisco Bay Area and, due to her husband’s career, has lived many places in the world including Hawaii, Virginia, and Africa. No matter where she resides, Hilary enjoys returning to the City by the Bay each summer. Contact Hilary Matt Walker Financial Planner Matt graduated from Duke University in 1999 with degrees in Economics and Public Policy, launching his career in management consulting with PricewaterhouseCoopers and later a boutique real estate consulting firm. After five years in the for-profit world, he spent nearly two decades in nonprofit leadership with Young Life, earning a Master of Divinity from Fuller Seminary along the way. That uncommon blend of business rigor and pastoral perspective shapes how he serves clients today—bringing both analytical clarity and deep purpose to every financial decision. Matt’s passion is simple: to help people flourish, in part by helping bring clarity and excellence to their finances so they can be bold and joyful (and tax-efficient!) in their generosity. He currently serves on the boards of Project Peace, Leadership Edge, and Young Life (California), and is an active member of Walnut Creek Presbyterian Church. Above all, Matt is grateful to be married to Amy and to be the dad of two great kids, who keep him grounded, laughing, and focused on what matters most. Contact MATT About Us How We Help Services Connect Client Login