Layer 1 · gdr-c2e91757
citrinecapitaladvisors.com
Latin dominant · moderate lexical diversity · mixed register · moderate clause complexity · moderate topic focus · strong uncommon edge signal
Schema: 22% COM · LIVE Minted: 2026-05-15 Visit Source ↗ manifest.json ↗
Entity Identity gdr-c2e91757 · minted 2026-05-15T20:15:09Z
◈ This record is claimable  ·  Verified entities are cited by AI systems
Claim Entity Profile →
COM · Entity Record
citrinecapitaladvisors.com
JSON-LD ✓Root-LD ✗schema.org ✓
STATUS: LIVE SSL: VALID SECURITY: MODERATE FRESHNESS: CURRENT TLD EDGE: .com ↗
◈ Topology Position
Latin dominant · moderate lexical diversity · mixed register · moderate clause complexity · moderate topic focus · strong uncommon edge signal
◈ Entity Topology Map
gdr-c2e91757 · v1.0.0 · Law III+V+VI
0230dd4883ba299513920fd3a1e0cbbdcitrinecapitaladvisors.comgdr-c2e91757WebSiteOrganizationLocalBusinesArticleImageObjectBlogPostingTTR0.352HAPAX0.218SKEW1.804PARA0.474TTR0.3519HAPAX0.2179REP0.7821SCHEMA21%TOKENS3,777NODES17SCHEMA TYPESTOPOLOGYGRAPH EDGESNEG SPACE
Latin dominant · moderate lexical diversity · mixed register · moderate clause complexity · moderate topic focus · strong uncommon edge signal
Federation ID
gdr-c2e91757
Slug
citrinecapitaladvisors-com
TLD
.com
Status Code
200
Response Time
2551ms
Interior Pages
3
Interior Words
2,425
Minted At
2026-05-15T20:15:09Z
Law I — Provenance · Law II — Temporal Attestation Visit citrinecapitaladvisors.com ↗
SEO Record extracted from https://citrinecapitaladvisors.com/
Title
Citrine Capital | Fee-Only Wealth Management & Financial Planning
H1
Transparent, Straightforward, Authentic Virtual Financial Advisors
Meta Description
Need a virtual financial advisor? Experience personalized advice from top virtual financial advisors at Citrine Capital. ✓ Schedule a meeting with us today!
Canonical URL
https://citrinecapitaladvisors.com/
Language Attribute
en-US
Word Count
1352
Open Graph Tags
og:site_name: Citrine Capitalog:title: Citrine Capital | Fee-Only Wealth Management & Financial Planningog:url: https://citrinecapitaladvisors.comog:type: websiteog:description: Need a virtual financial advisor? Experience personalized advice from top virtuaog:image: http://static1.squarespace.com/static/532635b2e4b074f7f885535d/t/56a133a6841aba2og:image:width: 747og:image:height: 151
Twitter / X Tags
twitter:title: Citrine Capital | Fee-Only Wealth Management & Financial Planningtwitter:image: http://static1.squarespace.com/static/532635b2e4b074f7f885535d/t/56a133a6841aba2twitter:url: https://citrinecapitaladvisors.comtwitter:card: summarytwitter:description: Need a virtual financial advisor? Experience personalized advice from top virtua
H2 (1)
Story
H2 (2)
Clients
H2 (3)
Leading Technology
H2 (4)
Virtual Wealth Management
Full Extracted Text Corpus 25,661 chars · 3,777 words · 3 pages · Law I
Everything citrinecapitaladvisors.com said about itself — extracted verbatim from 3 pages, 3,777 words total. No editorial layer. No inference. Law III — the text is the measurement. Meaning is the reader's. Minted: 2026-05-15T20:15:09Z
◈ Homepage — https://citrinecapitaladvisors.com/ABOUTSERVICES OVERVIEW 10B5-1 TRADING PLAN IMPLEMENTATION & COORDINATION ASSET PROTECTION BITCOIN INVESTMENT MANAGEMENT & GUIDANCE CASH FLOW ANALYSIS CHARITABLE GIVING STRATEGIES COMPANY EQUITY PLANNING DISABILITY INSURANCE ANALYSIS FINANCIAL PROJECTIONS & ANALYSIS INVESTMENT MANAGEMENT IRS ACCOUNT MONITORING LIFE INSURANCE LGBTQ+ FINANCIAL PLANNING PLANNING FOR FINANCIAL INDEPENDENCE PROPERTY & CASUALTY INSURANCE QUALIFIED SMALL BUSINESS STOCK (QSBS) RETIREMENT PLANNING SOCIALLY RESPONSIBLE INVESTMENT ADVISORS STARTUP BUSINESS PLANNING TAX PLANNING TAX PREPARATION WEALTH TRANSFER STRATEGIES CERTIFIED FINANCIAL PLANNER SAN FRANCISCO FINANCIAL ADVISOR SAN FRANCISCO WEALTH MANAGEMENT SAN FRANCISCO MEDIABLOGPRICINGCLIENT PORTAL ACCOUNT LOGIN BOOK A MEETING RESOURCES Request Meeting Transparent, Straightforward, Authentic Virtual Financial Advisors Citrine Capital is a fee-only wealth management and tax preparation firm committed to helping startup founders, entrepreneurs, and tech professionals conserve and create wealth. As a virtual financial advisor, we work with clients to organize their finances, manage investments, define and prioritize goals, plan for retirement and other major life events, reach financial independence, protect loved ones, and mitigate taxes. We deliver thoughtful, personalized financial planning and work closely with clients to implement, monitor, review, and adapt their plans as their lives evolve. As a virtual financial planner, we understand that our clients tend to live hectic lives and often require time-sensitive planning or advice, which is why we invite them to call, email or text us whenever we’re needed. We even guarantee a response to client requests within 24 hours.   Our office is located in San Francisco and, as your virtual financial advisor, we are always just a click away, ready to help you build wealth wherever life takes you. REQUEST A MEETING Featured Blogs Rule 10b5-1 Plans Explained: How 10b51 Plans Work Learn how Rule 10b5-1 plans work, including eligibility, cooling-off periods, and how insiders use them to trade stock while staying compliant. SpaceX Equity: What Employees Need to Know Before and After an IPO SpaceX IPO: Learn how RSUs, stock options, and IPO timing affect taxes, liquidity, and long-term wealth planning. Essential Financial Planning Considerations for LGBTQ+ Individuals and Families LGBTQ+ individuals and families face unique financial planning considerations, from family building to retirement. Learn how proactive planning can protect your future. What to Do with Stock Options If Your Company Goes Public Discover what happens when a company goes public and the implications for IPO options and stockholders. Learn how this process impacts your investments. Equity Tax Planning: Strategies for Navigating Taxes and Equity Compensation Equity tax planning strategies to help high earners manage RSUs, stock options, and other equity compensation. RSU Tax Planning: Tips and Strategies for High-Net-Worth Professionals Learn how RSU tax planning works and how high earners can avoid costly surprises at vesting and sale. Understanding Bitcoin Custody and Ownership: Choosing The Right Approach for You Learn the different Bitcoin custody methods, including self-custody, exchange custody, and hybrid solutions, and how to choose the right option for security and control. AI and Bitcoin: How the AI Boom Is Strengthening Bitcoin As AI reshapes energy, payments, and digital trust, Bitcoin emerges as critical infrastructure. Explore how the AI boom unintentionally strengthens Bitcoin. What Happens When a World Reserve Currency Declines - And How to Protect Your Wealth What happens when a world reserve currency declines? Learn the warning signs, historical examples, and proven strategies to protect your wealth. The Quiet Return of Liquidity Events in Tech: How Employees Should Prepare in 2026 Learn how tech employees can prepare for tender offers and liquidity events in 2026. Understand taxes, AMT, concentration risk, and smart selling strategies. Story Ryan and Jirayr began working together at a national broker-dealer in 2012. We clicked immediately and quickly recognized that we could provide far superior service and advice to clients when working as a team. For two years, we partnered on servicing clients, but over time, we became increasingly frustrated with the broker-dealer model. Specifically, we shared a philosophy that commissioned sales, proprietary products, and hidden fees weren’t ethical. This belief sparked our common vision for a more virtuous service model where the interests of clients and those of advisors are transparent and fully aligned. This conviction led us to found Citrine Capital, a fee-only firm designed to remove conflicts of interest so our advisors could make recommendations solely in the best interest of our clients. Most importantly, we were committed to having absolutely no proprietary products, no commissioned sales, and no hidden fees. We’re exceedingly proud of the fact that over 98% of our clients transitioned with us when we opened the doors of Citrine Capital in 2014. We’ve been experiencing rapid growth ever since while staying true to our guiding principles, never compromising on our unique service model and always offering conflict-free, fiduciary advice. Today, we serve over 115 client households, the majority of which are business leaders, entrepreneurs, and tech professionals working for venture capital-backed startups. They come to us for our expertise in equity compensation, our proven wealth management process, and because they know they’ll always receive honest, transparent, and straightforward advice. Clients Our clients are startup founders, entrepreneurs, and tech professionals, most of whom have a large percentage of their net worth concentrated in private or public companies. They’re typically juggling families with demanding careers and dynamic lives. They work with us because their financial picture is increasingly complex and they realize that they don’t have the time, energy, or expertise to manage their finances on their own. We’ve worked with employees and executives at the companies below. We have a thorough understanding of their compensation packages, benefits packages, and retirement plans. Leading Technology We use virtual financial advisor tools to deliver focused, intuitive solutions for managing wealth. Virtual Wealth Management Save time, money, and the environment. Citrine Capital uses a secure online client portal with file sharing and video conferencing, so you can work with us remotely from anywhere in the world. More Efficient and Effective Meetings - Our virtual financial planning meetings will be more efficient and effective if we use modern-day videoconferencing technology such as Zoom. We’ll get a lot more done in a lot less time because we can share screens and easily view your accounts together. We can access your company 401(k) and make any needed adjustments on the spot. Do you need to review your stock options or RSU vesting schedule? We can quickly log in together to review your company equity package so we can make a plan for your vesting equity. Working with us virtually means more than financial guidance; it’s about progress. As your virtual investment advisor, we focus on real-time solutions, turning every session into a transformative moment for your financial goals. Ongoing Support, Anytime, Anywhere - Your financial situation doesn’t pause, and neither do we. Our convenient virtual advisor platform ensures you can reach out for advice or updates whenever necessary—whether it’s a quick question about your investment portfolio or a deeper discussion about a financial matter. With secure messaging, video calls, and instant file sharing, we’re always ready to help you stay ahead of life’s changes. Save Time - With a virtual financial advisor, you won’t be sitting in traffic or looking for parking. We’re guessing you’d rather be spending that time with your family, getting a workout in, or simply relaxing. Save Money - Unfortunately, time isn’t the only precious resource you’re wasting when meeting in person. You’re also wasting your money. There’s no need to pay for fuel, parking, or public transportation if we meet remotely. Save the Environment - Ditching the commute means you’re doing your part to help reduce the strain on the planet. Sustainability Our clients are increasingly conscious of how business practices may impact the environment and, in turn, future generations. As a result, most are interested in aligning their sustainability values with their investment goals. At Citrine Capital, we believe that Investors who wish to accomplish this dual objective should not have to forfeit sound underlying investment principles. We believe you can now achieve better-than-market returns by investing in low-cost, diversified, sustainable portfolios. This is why all of our portfolios contain only sustainable investment funds. FAQSEDITORIAL STANDARDSDISCLOSURESPRIVACY POLICYCAREERSSITEMAPSEARCH 535 Mission Street, 14th Floor, San Francisco, CA 94105 415-494-8262 ◈ Interior Pages — 3 pages crawledFinancial Advisor San Francisco | Citrine Capital About Services Media Blog Pricing Client Portal Request Meeting Back Overview 10b5-1 Trading Plan Implementation & Coordination Asset Protection Bitcoin Investment Management & Guidance Cash Flow Analysis Charitable Giving Strategies Company Equity Planning Disability insurance analysis Financial Projections & Analysis Investment Management IRS account monitoring Life Insurance LGBTQ+ Financial Planning Planning for Financial Independence Property & Casualty Insurance Qualified Small Business Stock (QSBS) Retirement Planning Socially Responsible Investment Advisors Startup Business Planning Tax Planning Tax Preparation Wealth Transfer Strategies Certified Financial Planner San Francisco Financial Advisor San Francisco Wealth Management San Francisco Back Account Login Book a Meeting Resources About Services Overview 10b5-1 Trading Plan Implementation & Coordination Asset Protection Bitcoin Investment Management & Guidance Cash Flow Analysis Charitable Giving Strategies Company Equity Planning Disability insurance analysis Financial Projections & Analysis Investment Management IRS account monitoring Life Insurance LGBTQ+ Financial Planning Planning for Financial Independence Property & Casualty Insurance Qualified Small Business Stock (QSBS) Retirement Planning Socially Responsible Investment Advisors Startup Business Planning Tax Planning Tax Preparation Wealth Transfer Strategies Certified Financial Planner San Francisco Financial Advisor San Francisco Wealth Management San Francisco Media Blog Pricing Client Portal Account Login Book a Meeting Resources Request Meeting   Financial Advisor San Francisco We specialize in helping Bay Area innovators achieve their financial goals through personalized wealth management strategies. As experts in navigating the region’s unique financial complexities, we are committed to guiding you toward long-term success. Our fee-only model guarantees transparent, unbiased advice tailored to your specific needs - always centered on what matters most to you. Request A Meeting Why Work With a Financial Advisor in San Francisco? Between the high cost of living, the dynamic nature of the tech landscape, and the complexities of equity compensation, the Bay Area presents unique financial and tax planning challenges. We understand these unique dynamics and have built a reputation for creating proactive strategies that align with the fast-paced lives and careers of our clients. With us, you’ll enjoy the peace of mind that comes from knowing your financial future is guided by experienced professionals who put your goals first. Comprehensive Services from a Financial Advisor You Can Trust Finding the right financial advisor in San Francisco is essential for navigating the region’s unique wealth ecosystem. Our services address these realities and help you achieve your personal and professional goals. ✓ Financial Planning We design comprehensive, personalized financial plans tailored to your unique journey. Whether managing cash flow, saving for a home, or planning for major life milestones, our expert guidance ensures both short-term stability and long-term growth. ✓ Investment Management Maximize the potential of your wealth with a curated investment portfolio designed to align with your goals, risk tolerance, and time horizon. Our strategies focus on growing and protecting your assets for a secure financial future. Learn more ✓ Equity Compensation Planning Equity compensation doesn’t have to be overwhelming. Our advisors help you unlock the full value of your stock options, RSUs, and other equity. We create comprehensive strategies to minimize tax burdens and maximize wealth-building opportunities. Learn more ✓ Tax Preparation Proactive tax planning goes beyond filing returns. We help you minimize liabilities now and in the future, including estate tax strategies that preserve your wealth for generations. Learn more The Citrine Capital Advantage As seasoned financial advisors in San Francisco, we combine personalized service, expert financial knowledge, and a deep understanding of the Bay Area’s unique economic landscape to deliver solutions that help our clients thrive. Transparent Financial Advice Our fee-only model eliminates hidden fees and promotes a transparent, authentic approach, ensuring our advice is always tailored to your goals and not driven by commissions or third-party incentives. Strategies Designed Around Your Life and Career Life, values, and careers evolve, and so should your financial plan. We develop adaptable strategies that grow with you, providing sustainable solutions for every stage of your journey. Expertise You Can Trust With years of experience serving Bay Area professionals, our team combines deep industry expertise with a forward-thinking approach that’s built around your needs. Request A Meeting Who We Work With We proudly serve ambitious Bay Area professionals and tech innovators seeking a personal financial advisor in San Francisco. Startup Founders We help startup founders manage equity, prepare for liquidity events, and align business success with personal financial goals for lasting wealth. Entrepreneurs Our tailored financial plans address inconsistent income, optimize tax strategies, and support long-term wealth preservation and family goals. Tech Professionals We simplify equity compensation, manage stock options, and create plans that secure financial independence for tech professionals. Get Started with a Bay Area Financial Advisor If you’re seeking a San Francisco financial advisor who understands your unique needs and goals, we’re ready to help. Fill out a short questionnaire to help us determine whether our services are the right fit for you. We’ll review your information and get in touch to schedule a meeting with a financial advisor in San Francisco. Start your journey towards long-term success and financial security. Request A Meeting     Citrine Capital 535 Mission Street, San Francisco, CA, 94105, United States 415-494-8262 [email protected] Hours Mon 9am - 5pm Tue 9am - 5pm Wed 9am - 5pm Thu 9am - 5pm Fri 9am - 5pm Sat Closed Sun Closed FAQs Editorial Standards Disclosures Privacy Policy Careers SITEMAP Search 535 Mission Street, 14th Floor, San Francisco, CA 94105 415-494-8262 Careers | Join Our Wealth Management Team | Citrine Capital About Services Media Blog Pricing Client Portal Request Meeting Back Overview 10b5-1 Trading Plan Implementation & Coordination Asset Protection Bitcoin Investment Management & Guidance Cash Flow Analysis Charitable Giving Strategies Company Equity Planning Disability insurance analysis Financial Projections & Analysis Investment Management IRS account monitoring Life Insurance LGBTQ+ Financial Planning Planning for Financial Independence Property & Casualty Insurance Qualified Small Business Stock (QSBS) Retirement Planning Socially Responsible Investment Advisors Startup Business Planning Tax Planning Tax Preparation Wealth Transfer Strategies Certified Financial Planner San Francisco Financial Advisor San Francisco Wealth Management San Francisco Back Account Login Book a Meeting Resources About Services Overview 10b5-1 Trading Plan Implementation & Coordination Asset Protection Bitcoin Investment Management & Guidance Cash Flow Analysis Charitable Giving Strategies Company Equity Planning Disability insurance analysis Financial Projections & Analysis Investment Management IRS account monitoring Life Insurance LGBTQ+ Financial Planning Planning for Financial Independence Property & Casualty Insurance Qualified Small Business Stock (QSBS) Retirement Planning Socially Responsible Investment Advisors Startup Business Planning Tax Planning Tax Preparation Wealth Transfer Strategies Certified Financial Planner San Francisco Financial Advisor San Francisco Wealth Management San Francisco Media Blog Pricing Client Portal Account Login Book a Meeting Resources Request Meeting Career Opportunities We do not currently have any open positions.   Citrine Capital 535 Mission Street, San Francisco, CA, 94105, United States 415-494-8262 [email protected] Hours Mon 9am - 5pm Tue 9am - 5pm Wed 9am - 5pm Thu 9am - 5pm Fri 9am - 5pm Sat Closed Sun Closed FAQs Editorial Standards Disclosures Privacy Policy Careers SITEMAP Search 535 Mission Street, 14th Floor, San Francisco, CA 94105 415-494-8262 Equity Tax Planning: What to Know | Citrine Capital About Services Media Blog Pricing Client Portal Request Meeting Back Overview 10b5-1 Trading Plan Implementation & Coordination Asset Protection Bitcoin Investment Management & Guidance Cash Flow Analysis Charitable Giving Strategies Company Equity Planning Disability insurance analysis Financial Projections & Analysis Investment Management IRS account monitoring Life Insurance LGBTQ+ Financial Planning Planning for Financial Independence Property & Casualty Insurance Qualified Small Business Stock (QSBS) Retirement Planning Socially Responsible Investment Advisors Startup Business Planning Tax Planning Tax Preparation Wealth Transfer Strategies Certified Financial Planner San Francisco Financial Advisor San Francisco Wealth Management San Francisco Back Account Login Book a Meeting Resources About Services Overview 10b5-1 Trading Plan Implementation & Coordination Asset Protection Bitcoin Investment Management & Guidance Cash Flow Analysis Charitable Giving Strategies Company Equity Planning Disability insurance analysis Financial Projections & Analysis Investment Management IRS account monitoring Life Insurance LGBTQ+ Financial Planning Planning for Financial Independence Property & Casualty Insurance Qualified Small Business Stock (QSBS) Retirement Planning Socially Responsible Investment Advisors Startup Business Planning Tax Planning Tax Preparation Wealth Transfer Strategies Certified Financial Planner San Francisco Financial Advisor San Francisco Wealth Management San Francisco Media Blog Pricing Client Portal Account Login Book a Meeting Resources Request Meeting Equity Tax Planning: Strategies for Navigating Taxes and Equity Compensation ✔️ Fact Checked Equity can be one of the most valuable parts of your compensation package, but it can also be layered with complex tax rules and time-sensitive decisions. Without proactive equity tax planning, you can end up with significant tax bills that catch you off guard. Here, we’ll explain how equity is taxed and offer practical strategies for making informed decisions about when, why, and how to act. With these tools in hand, you can avoid surprises from the IRS and turn your equity compensation into long-term wealth. How Does Equity Get Taxed? While it would certainly make things easier if the IRS taxed all types of equity compensation the same, tax treatment depends on different factors: The type of equity you receive When the shares vest or are exercised The fair market value of the shares at that time How long you hold the shares before selling Your income level and tax bracket Whether the alternative minimum tax (AMT) applies Where you live and work when the income is earned and realized Equity taxation depends on the type of award. Full-value awards (RSUs, RSAs, PSUs, and time-based stock awards) are taxed at vesting, while stock options are taxed when exercised. All equity is taxed again when sold. Vesting When full-value equity awards vest, they’re no longer a promise and become, in the eyes of the IRS, your income. They’ll be valued at their market price on the vesting date and taxed just like your salary. This income can push you into higher marginal tax brackets and trigger additional taxes, such as Medicare surtaxes or the phaseout of certain deductions and credits. Employers typically withhold shares to cover some taxes, but for high earners this is often insufficient. Planning ahead with your financial planner can help avoid a surprisingly large tax bill. Exercising Options When you exercise stock options , the IRS treats the value you receive as taxable income. Unlike full-value equity awards, however, you’re only taxed on the spread between your exercise price and the stock’s fair market value. For example, if you can buy shares at $10 and exercise when they’re worth $40, the $30 difference is treated as ordinary income (or AMT for ISOs). Stock options often create tax obligations before liquidity. While NQSOs usually include tax withholding, it’s often insufficient for high earners, and ISOs generally have no withholding. Without careful tax planning and equity compensation planning, a large tax bill can arrive well before you’re able to sell shares. Selling Shares Selling your shares is the final step in how equity compensation is taxed, and it’s where capital gains come into play. When you sell, the IRS looks at how much the stock changed in value between the time it became taxable (at vesting for full-value awards or at exercise for stock options) and the price you sold it for. That difference is taxed as a gain or a loss, with longer holding periods typically qualifying for lower long-term capital gains rates. For high earners, gains may also be subject to a 3.8% net investment income tax. Common Types of Equity Compensation Each type of company equity is structured differently, which is why the tax treatment and planning opportunities can vary so widely. Let’s break down how the most common types work, and what those differences mean for your taxes. Stock Options (NQSOs and ISOs) Stock options give you the right to buy shares at a fixed, and usually discounted, price. Whether they’re non-qualified stock options (NQSOs) or incentive stock options (ISOs), you’ll be taxed at exercise. However, the way the tax is calculated depends on the type: NQSOs : The difference between your strike price and the stock’s fair market value is taxed as ordinary income when you exercise. Employers usually withhold a portion to cover your tax bill, but high earners often owe more at filing time. ISOs : The spread isn’t taxed under the normal federal income tax system at exercise, but it is counted for Alternative Minimum Tax (AMT), a separate calculation designed to ensure high earners pay a minimum level of tax. Restricted Stock Units (RSUs) and Restricted Stock Awards (RSAs) RSUs and RSAs deliver actual shares rather than the right to buy them. The key difference between the two is when you become the legal owner of the stock: RSUs (Restricted Stock Units) are a promise to deliver shares in the future; you receive and are taxed on the stock when it vests. RSAs (Restricted Stock Awards) are actual shares issued at grant but subject to vesting and forfeiture. You legally own the stock from day one, even though it is restricted and typically cannot be sold until vesting. RSUs are taxed at vesting, while RSAs may be taxed at grant or vesting depending on whether an 83(b) election is filed. Employers often withhold shares to cover some taxes, but flat withholding rates can leave high earners owing more at filing time. Employee Stock Purchase Plans (ESPPs) ESPPs allow employees to buy company stock through payroll deductions, often at a discount to market price. Taxes are triggered when you sell, making the timing of the sale especially important. If you meet the IRS holding requirements (a qualifying disposition), only a portion of the discount is taxed as ordinary income, with any additional gain taxed at long-term capital gains rates. If you sell before meeting those requirements (a disqualifying disposition), the discount is taxed as ordinary income based on the stock’s value at purchase, which often results in a higher overall tax bill. While this may make sense in certain situations, it’s usually less tax-efficient. Performance Equity Performance-based equity, such as performance stock units (PSUs), vests when specific milestones are met, such as revenue targets or stock price thresholds. At vesting, the shares are treated like other full-value awards and taxed as ordinary income based on their fair market value. In private companies, this can create a tax obligation even if the shares are not yet liquid. After vesting, any future change in value is taxed as capital gains when the shares are eventually sold. Founder and Early-Stage Stock Founder stock and early employee equity are usually issued as restricted stock or early stock options, often
◈ Crawled Pages — Provenance Chain
https://citrinecapitaladvisors.com/https://citrinecapitaladvisors.com/#about-citrinehttps://citrinecapitaladvisors.com/#clients-storyhttps://citrinecapitaladvisors.com/#home-citrinehttps://citrinecapitaladvisors.com/#sustainabilityhttps://citrinecapitaladvisors.com/#technologyhttps://citrinecapitaladvisors.com/#virtual-wealth-managementhttps://citrinecapitaladvisors.com/10b5-1https://citrinecapitaladvisors.com/abouthttps://citrinecapitaladvisors.com/account-loginhttps://citrinecapitaladvisors.com/asset-protectionhttps://citrinecapitaladvisors.com/bitcoinhttps://citrinecapitaladvisors.com/bloghttps://citrinecapitaladvisors.com/blog/ai-and-bitcoinhttps://citrinecapitaladvisors.com/blog/bitcoin-custody-methodshttps://citrinecapitaladvisors.com/blog/equity-tax-planninghttps://citrinecapitaladvisors.com/blog/lgbtq-financial-planning-considerationshttps://citrinecapitaladvisors.com/blog/liquidity-events-tech-2026-guidehttps://citrinecapitaladvisors.com/blog/rsu-tax-planning-guidehttps://citrinecapitaladvisors.com/blog/rule-10b5-1-guidehttps://citrinecapitaladvisors.com/blog/spacex-ipo-equity-planninghttps://citrinecapitaladvisors.com/blog/what-happens-when-company-goes-publichttps://citrinecapitaladvisors.com/blog/world-reserve-currency-decline-wealth-protectionhttps://citrinecapitaladvisors.com/blog?format=rsshttps://citrinecapitaladvisors.com/book-a-meetinghttps://citrinecapitaladvisors.com/careershttps://citrinecapitaladvisors.com/cash-flow-analysishttps://citrinecapitaladvisors.com/cfp-san-franciscohttps://citrinecapitaladvisors.com/citrine-in-the-mediahttps://citrinecapitaladvisors.com/client-portalhttps://citrinecapitaladvisors.com/disability-insurancehttps://citrinecapitaladvisors.com/disclosureshttps://citrinecapitaladvisors.com/editorial-standardshttps://citrinecapitaladvisors.com/faqshttps://citrinecapitaladvisors.com/financial-advisor-san-franciscohttps://citrinecapitaladvisors.com/financial-projectionshttps://citrinecapitaladvisors.com/firehttps://citrinecapitaladvisors.com/givinghttps://citrinecapitaladvisors.com/impacthttps://citrinecapitaladvisors.com/investment-managementhttps://citrinecapitaladvisors.com/irs+20 more
Law I — Provenance · Law III — Reverse Ontology · source: https://citrinecapitaladvisors.com/ Visit Source ↗
Root-LD — Traveling Context Pod v1.0 · gdr-c2e91757 · three layers
28
Graph Edges
3,777
Tokens Measured
0.3519
Type-Token Ratio
6
Schema Blocks
22%
Schema Coverage
Root-LD is the traveling context pod for this entity — permanent, provenance-grounded. The head <script> block is machine-readable. This section shows the same data to humans. We show the work in both spaces.
Layer 1 — Anchor · Immutable after mint. UUID, federation_id, content hash, timestamps. A new crawl appends to recursive — the anchor is never touched. Law I — Provenance.
rld:anchor — gdr-c2e91757
{
  "uuid": "c2e91757-7b5e-470e-bdff-3c94deb538d0",
  "federation_id": "gdr-c2e91757",
  "sequence": 0,
  "content_hash": "4fbfe7f5c641269e2b32166b94031ba07756441ef10266cb4965214080f68626",
  "primary_source": "https://citrinecapitaladvisors.com/",
  "source_verified": true,
  "generation_method": "crawl_extract_v1",
  "spec_version": "1.0",
  "queued_at": "2026-05-15T20:15:09.114423+00:00",
  "minted_at": "2026-05-15T20:15:09.114423+00:00"
}
Layer 2 — Body · Complete measurement snapshot frozen at mint. Identity, SEO, schema graph, six-layer topology fingerprint, ratio signals, navigation. Law II — Temporal Attestation.
rld:body — citrinecapitaladvisors.com
{
  "domain": "citrinecapitaladvisors.com",
  "canonical_url": "https://citrinecapitaladvisors.com/",
  "tld": "com",
  "slug": "citrinecapitaladvisors-com",
  "status_code": 200,
  "redirect_chain": [],
  "response_time_ms": 2551,
  "ssl_valid": true,
  "server_header": "Squarespace",
  "title": "Citrine Capital | Fee-Only Wealth Management & Financial Planning",
  "h1": "Transparent, Straightforward, Authentic Virtual Financial Advisors",
  "meta_description": "Need a virtual financial advisor? Experience personalized advice from top virtual financial advisors at Citrine Capital. ✓ Schedule a meeting with us today!",
  "lang_declared": "en-US",
  "schema_types": [
    "WebSite",
    "Organization",
    "LocalBusiness",
    "Article",
    "ImageObject",
    "BlogPosting",
    "WebPage",
    "Person"
  ],
  "schema_score": 0.2169,
  "schema_prop_count": 19,
  "schema_gap_list": [
    "issn",
    "funding",
    "provider",
    "genre",
    "wordCount",
    "accessModeSufficient",
    "acquireLicensePage",
    "temporalCoverage",
    "thumbnail",
    "thumbnailUrl",
    "commentCount",
    "displayLocation",
    "archivedAt",
    "digitalSourceType",
    "assesses",
    "license",
    "hasPart",
    "funder",
    "accessMode",
    "aggregateRating"
  ],
  "top_semantic_words": [
    "financial",
    "planning",
    "tax",
    "equity",
    "stock",
    "san",
    "francisco",
    "wealth",
    "investment",
    "strategies",
    "management",
    "advisor",
    "analysis",
    "insurance",
    "meeting",
    "taxed",
    "business",
    "options",
    "capital",
    "shares",
    "compensation",
    "account",
    "value",
    "bitcoin",
    "irs",
    "life",
    "clients",
    "vesting",
    "income",
    "advisors",
    "help",
    "startup",
    "request",
    "citrine",
    "goals",
    "plan",
    "retirement",
    "virtual",
    "taxes",
    "guidance"
  ],
  "ratio_signals": {
    "schema_density": 0.475,
    "nav_ratio": 0.8033,
    "content_to_structure_ratio": 0.012193,
    "external_tld_diversity": 2,
    "self_declaration_coherence": 0.1156,
    "schema_to_navigation_alignment": 0.0,
    "javascript_surface_ratio": 0.0,
    "url_depth_distribution": {
      "depth_0": 7,
      "depth_1": 44,
      "depth_2": 10,
      "depth_3plus": 0
    }
  },
  "semantic_html_ratio": 0.0,
  "javascript_surface_ratio": 0.0,
  "img_alt_coverage": 0.0,
  "robots_complexity_score": 0,
  "ariadne_blocked": false,
  "security_label": "MODERATE",
  "https_enforced": true,
  "freshness_label": "CURRENT",
  "tld_starjet_url": "https://globaldataregistry.com/registry/tld/ledger/com",
  "schema_starjet_urls": [
    "https://globaldataregistry.com/registry/schema/ledger/website",
    "https://globaldataregistry.com/registry/schema/ledger/organization",
    "https://globaldataregistry.com/registry/schema/ledger/localbusiness",
    "https://globaldataregistry.com/registry/schema/ledger/article",
    "https://globaldataregistry.com/registry/schema/ledger/imageobject",
    "https://globaldataregistry.com/registry/schema/ledger/blogposting",
    "https://globaldataregistry.com/registry/schema/ledger/webpage",
    "https://globaldataregistry.com/registry/schema/ledger/person"
  ],
  "native_text_sample": "ABOUTSERVICES\nOVERVIEW\n10B5-1 TRADING PLAN IMPLEMENTATION & COORDINATION\nASSET PROTECTION\nBITCOIN INVESTMENT MANAGEMENT & GUIDANCE\nCASH FLOW ANALYSIS\nCHARITABLE GIVING STRATEGIES\nCOMPANY EQUITY PLANNING\nDISABILITY INSURANCE ANALYSIS\nFINANCIAL PROJECTIONS & ANALYSIS\nINVESTMENT MANAGEMENT\nIRS ACCOUNT MONITORING\nLIFE INSURANCE\nLGBTQ+ FINANCIAL PLANNING\nPLANNING FOR FINANCIAL INDEPENDENCE\nPROPERTY & CASUALTY INSURANCE\nQUALIFIED SMALL BUSINESS STOCK (QSBS)\nRETIREMENT PLANNING\nSOCIALLY RESPONSIBLE INV",
  "topology_fingerprint_version": "1.0.0"
}
Layer 3 — Recursive · Empty at mint. Grows forever through accumulated corpus passes. Common edges (Law V), uncommon edges (Law VI), topology cluster scores. The graph builds itself. Law VII — Torus.
rld:recursive — edge_count=0
{
  "edges": [],
  "appended_at": [],
  "edge_count": 0
}
Root-LD v1.0 · root-ld.org · Law I+II+VII root-ld.org ↗
Schema.org Intelligence scored · graph traversal · Law VI negative space
22% coverage · 8 types · 19 props · 45 gaps · click to expand
22%
Schema Utilization Score
MINIMAL COVERAGE — SIGNIFICANT GAPS
schema.org v2.0.0 · 19 props extracted · 45 gaps · https://citrinecapitaladvisors.com/
CreativeWorkWebSiteOrganizationLocalBusinessArticleImageObject
◈ Schema Graph — Three-Direction Traversal
Declared: WebSite · Organization · LocalBusiness · Article · ImageObject · BlogPosting · WebPage · Person
✓ Implemented
urlownhttps://citrinecapitaladvisors.com
nameownCitrine Capital
descriptionown<p style="text-align:center"><!--[if gte mso 9]><xml><o:DocumentProperties> <o:Revision>0</o:Revision> <o:TotalTime>0</o:TotalTime> <o:Pages>1</o:Pages> <o:Words>54</o:Words> <o:Characters>310</o:Char
imageown//images.squarespace-cdn.com/content/v1/532635b2e4b074f7f885535d/1454255791668-88LEJZ7T7UNIL5FZH2Y3/Logo.website.png
legalNameownCitrine Capital
addressown535 Mission Street San Francisco, CA, 94105 United States
telephoneown415-494-8262
sameAsownhttp://www.facebook.com/citrinecapital (+2 more)
openingHoursownMo 09:00-17:00, Tu 09:00-17:00, We 09:00-17:00, Th 09:00-17:00, Fr 09:00-17:00, ,
datePublishedown2026-02-03T18:16:31-0800
dateModifiedown2026-02-26T12:00:40-0800
headlineownEquity Tax Planning: Strategies for Navigating Taxes and Equity Compensation
authorownJirayr Kembikian, CFP®
publisherownCitrine Capital
logoown[ImageObject]
mainEntityOfPageownhttps://citrinecapitaladvisors.com/blog/equity-tax-planning
articleSectionownEquity Compensation, Tax Planning
keywordsownequity tax planning, equity compensation planning, stock compensation taxes, restricted stock units (RSUs), stock options tax planning, executive compensation strategies, high-income tax planning, cap
✗ Not Implemented / Gap
slogangap
areaServedgap
aggregateRatinggap
knowsAboutgap
contactPointgap
hasOfferCataloggap
priceRangegap
alternateNamegap
identifiergap
numberOfEmployeesgap
geogap
foundingDategap
issngap
fundinggap
providergap
genregap
wordCountgap
accessModeSufficientgap
acquireLicensePagegap
temporalCoveragegap
thumbnailgap
thumbnailUrlgap
commentCountgap
displayLocationgap
archivedAtgap
digitalSourceTypegap
assessesgap
licensegap
hasPartgap
fundergap
accessModegap
CreativeWorkancestor +1schema.org/CreativeWork ↗6/111 (5%)
The most generic kind of creative work, including books, movies, photographs, software programs, etc.
publisherkeywordsheadlineauthordatePublisheddateModified
fundingprovidergenrewordCountaccessModeSufficientacquireLicensePagetemporalCoveragethumbnailthumbnailUrlcommentCount
Thingancestor +2schema.org/Thing ↗6/13 (46%)
The most generic type of item.
sameAsnamemainEntityOfPagedescriptionurlimage
additionalTypeidentifierownersubjectOfpotentialActionalternateNamedisambiguatingDescription
SoftwareApplicationsibling via CreativeWorkschema.org/SoftwareApplication ↗23 exclusive
A software application.
fileSizecountriesSupportedfeatureListprocessorRequirementsstorageRequirementsreleaseNotessoftwareRequirementsoperatingSystem
MediaObjectsibling via CreativeWorkschema.org/MediaObject ↗18 exclusive
A media object, such as an image, video, audio, or text object embedded in a web page or a downloadable dataset i.e. DataDownload. Note that a creative work may
durationassociatedArticleheightstartTimeplayerTypesha256uploadDateineligibleRegion
VisualArtworksibling via CreativeWorkschema.org/VisualArtwork ↗13 exclusive
A work of art that is primarily visual in character.
weightheightcoloristartworkSurfaceartistartformdepthartEdition
CreativeWorkSeasonsibling via CreativeWorkschema.org/CreativeWorkSeason ↗10 exclusive
A media season, e.g. TV, radio, video game etc.
endDateseasonNumberactorepisodestartDatetrailernumberOfEpisodespartOfSeries
Coursesibling via CreativeWorkschema.org/Course ↗10 exclusive
A description of an educational course which may be offered as distinct instances which take place at different times or take place at different locations, or b
numberOfCreditssyllabusSectionseducationalCredentialAwardedhasCourseInstancetotalHistoricalEnrollmentfinancialAidEligiblecoursePrerequisitesoccupationalCredentialAwarded
MusicCompositionsibling via CreativeWorkschema.org/MusicComposition ↗10 exclusive
A musical composition.
recordedAsfirstPerformancelyricsmusicArrangementlyricistcomposeriswcCodemusicCompositionForm
TVSeriessibling via CreativeWorkschema.org/TVSeries ↗10 exclusive
CreativeWorkSeries dedicated to TV broadcast and associated online delivery.
containsSeasonmusicByactornumberOfSeasonsepisodetrailertitleEIDRnumberOfEpisodes
WebPagesibling via CreativeWorkschema.org/WebPage ↗9 exclusive
A web page. Every web page is implicitly assumed to be declared to be of type WebPage, so the various properties about that webpage, such as <code>breadcrumb</c
breadcrumbsignificantLinkmainContentOfPagereviewedByspeakablelastReviewedspecialtyrelatedLink
Reviewsibling via CreativeWorkschema.org/Review ↗9 exclusive
A review of an item - for example, of a restaurant, movie, or store.
itemReviewedassociatedClaimReviewpositiveNotesreviewAspectnegativeNotesassociatedMediaReviewreviewRatingassociatedReview
Clipsibling via CreativeWorkschema.org/Clip ↗9 exclusive
A short TV or radio program or a segment/part of a program.
endOffsetmusicBypartOfSeasonclipNumberactorpartOfSeriespartOfEpisodestartOffset
Episodesibling via CreativeWorkschema.org/Episode ↗9 exclusive
A media episode (e.g. TV, radio, video game) which can be part of a series or season.
durationmusicBypartOfSeasonactortrailerepisodeNumberpartOfSeriesproductionCompany
Messagesibling via CreativeWorkschema.org/Message ↗9 exclusive
A single message from a sender to one or more organizations or people.
toRecipientccRecipientdateReceivedrecipientdateReaddateSentbccRecipientmessageAttachment
HowTosibling via CreativeWorkschema.org/HowTo ↗8 exclusive
Instructions that explain how to achieve a result by performing a sequence of steps.
prepTimetoolstepyieldsupplyestimatedCosttotalTimeperformTime
Moviesibling via CreativeWorkschema.org/Movie ↗8 exclusive
A movie.
durationmusicByactortrailertitleEIDRsubtitleLanguageproductionCompanydirector
ExercisePlansibling via CreativeWorkschema.org/ExercisePlan ↗8 exclusive
Fitness-related activity designed for a specific health-related purpose, including defined exercise routines as well as activity prescribed by a clinician.
exerciseTypeworkloadintensityrepetitionsactivityFrequencyrestPeriodsadditionalVariableactivityDuration
No child types — leaf node.
◈ Structural Negative Type Space — Constitutional Law VI
◈ Action Branch

No structural connection to the Action branch. Graph position measurement. schema.org/Action ↗ · Law III — meaning is yours.

◈ BioChemEntity Branch

No structural connection to the BioChemEntity branch. Graph position measurement. schema.org/BioChemEntity ↗ · Law III — meaning is yours.

◈ Event Branch

No structural connection to the Event branch. Graph position measurement. schema.org/Event ↗ · Law III — meaning is yours.

◈ Intangible Branch

No structural connection to the Intangible branch. Graph position measurement. schema.org/Intangible ↗ · Law III — meaning is yours.

◈ MedicalEntity Branch

No structural connection to the MedicalEntity branch. Graph position measurement. schema.org/MedicalEntity ↗ · Law III — meaning is yours.

◈ Organization Branch

No structural connection to the Organization branch. Graph position measurement. schema.org/Organization ↗ · Law III — meaning is yours.

◈ Person Branch

No structural connection to the Person branch. Graph position measurement. schema.org/Person ↗ · Law III — meaning is yours.

◈ Place Branch

No structural connection to the Place branch. Graph position measurement. schema.org/Place ↗ · Law III — meaning is yours.

◈ Product Branch

No structural connection to the Product branch. Graph position measurement. schema.org/Product ↗ · Law III — meaning is yours.

◈ Taxon Branch

No structural connection to the Taxon branch. Graph position measurement. schema.org/Taxon ↗ · Law III — meaning is yours.

◈ Gap List (45 properties unmapped)
issnfundingprovidergenrewordCountaccessModeSufficientacquireLicensePagetemporalCoveragethumbnailthumbnailUrlcommentCountdisplayLocationarchivedAtdigitalSourceTypeassesseslicensehasPartfunderaccessModeaggregateRatingmaterialaccessibilityControlrecordedAtmaintainertimeRequiredisBasedOneditEIDRsizecitationreview
+15 more gaps not shown
◈ Source Schema.org — Raw Extraction (6 blocks)
Block 1 · @type: WebSite
{
  "url": "https://citrinecapitaladvisors.com",
  "name": "Citrine Capital",
  "description": "<p style=\"text-align:center\"><!--[if gte mso 9]><xml><o:DocumentProperties>\n<o:Revision>0</o:Revision>\n<o:TotalTime>0</o:TotalTime>\n<o:Pages>1</o:Pages>\n<o:Words>54</o:Words>\n<o:Characters>310</o:Characters>\n<o:Company>Citrine Capital</o:Company>\n<o:Lines>2</o:Lines>\n<o:Paragraphs>1</o:Paragraphs>\n<o:CharactersWithSpaces>363</o:CharactersWithSpaces>\n<o:Version>14.0</o:Version>\n </o:DocumentProperties>\n <o:OfficeDocumentSettings>\n<o:AllowPNG/>\n </o:OfficeDocumentSettings></xml><![endif]--><!--[if gte mso 9]><xml><w:WordDocument>\n<w:View>Normal</w:View>\n<w:Zoom>0</w:Zoom>\n<w:TrackMoves/>\n<w:TrackFormatting/>\n<w:PunctuationKerning/>\n<w:ValidateAgainstSchemas/>\n<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>\n<w:IgnoreMixedContent>false</w:IgnoreMixedContent>\n<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>\n<w:DoNotPromoteQF/>\n<w:LidThemeOther>EN-US</w:LidThemeOther>\n<w:LidThemeAsian>JA</w:LidThemeAsian>\n<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>\n<w:Compatibility>\n <w:BreakWrappedTables/>\n <w:SnapToGridInCell/>\n <w:WrapTextWithPunct/>\n <w:UseAsianBreakRules/>\n <w:DontGrowAutofit/>\n <w:SplitPgBreakAndParaMark/>\n <w:EnableOpenTypeKerning/>\n <w:DontFlipMirrorIndents/>\n <w:OverrideTableStyleHps/>\n <w:UseFELayout/>\n</w:Compatibility>\n<m:mathPr>\n <m:mathFont m:val=\"Cambria Math\"/>\n <m:brkBin m:val=\"before\"/>\n <m:brkBinSub m:val=\"&#45;-\"/>\n <m:smallFrac m:val=\"off\"/>\n <m:dispDef/>\n <m:lMargin m:val=\"0\"/>\n <m:rMargin m:val=\"0\"/>\n <m:defJc m:val=\"centerGroup\"/>\n <m:wrapIndent m:val=\"1440\"/>\n <m:intLim m:val=\"subSup\"/>\n <m:naryLim m:val=\"undOvr\"/>\n</m:mathPr></w:WordDocument></xml><![endif]--><!--[if gte mso 9]><xml><w:LatentStyles DefLockedState=\"false\" DefUnhideWhenUsed=\"true\"\nDefSemiHidden=\"true\" DefQFormat=\"false\" DefPriority=\"99\"\nLatentStyleCount=\"276\">\n<w:LsdException Locked=\"false\" Priority=\"0\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Normal\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"heading 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 7\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 8\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 9\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 7\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 8\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 9\"/>\n<w:LsdException Locked=\"false\" Priority=\"35\" QFormat=\"true\" Name=\"caption\"/>\n<w:LsdException Locked=\"false\" Priority=\"10\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Title\"/>\n<w:LsdException Locked=\"false\" Priority=\"1\" Name=\"Default Paragraph Font\"/>\n<w:LsdException Locked=\"false\" Priority=\"11\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtitle\"/>\n<w:LsdException Locked=\"false\" Priority=\"22\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Strong\"/>\n<w:LsdException Locked=\"false\" Priority=\"20\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"59\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Table Grid\"/>\n<w:LsdException Locked=\"false\" UnhideWhenUsed=\"false\" Name=\"Placeholder Text\"/>\n<w:LsdException Locked=\"false\" Priority=\"1\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"No Spacing\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" UnhideWhenUsed=\"false\" Name=\"Revision\"/>\n<w:LsdException Locked=\"false\" Priority=\"34\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"List Paragraph\"/>\n<w:LsdException Locked=\"false\" Priority=\"29\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Quote\"/>\n<w:LsdException Locked=\"false\" Priority=\"30\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Quote\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"19\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtle Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"21\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"31\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtle Reference\"/>\n<w:LsdException Locked=\"false\" Priority=\"32\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Reference\"/>\n<w:LsdException Locked=\"false\" Priority=\"33\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Book Title\"/>\n<w:LsdException Locked=\"false\" Priority=\"37\" Name=\"Bibliography\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" QFormat=\"true\" Name=\"TOC Heading\"/>\n </w:LatentStyles></xml><![endif]--><!--[if gte mso 10]><style>/* Style Definitions */\ntable.MsoNormalTable\n\t{mso-style-name:\"Table Normal\";\n\tmso-tstyle-rowband-size:0;\n\tmso-tstyle-colband-size:0;\n\tmso-style-noshow:yes;\n\tmso-style-priority:99;\n\tmso-style-parent:\"\";\n\tmso-padding-alt:0in 5.4pt 0in 5.4pt;\n\tmso-para-margin:0in;\n\tmso-para-margin-bottom:.0001pt;\n\tmso-pagination:widow-orphan;\n\tfont-size:12.0pt;\n\tfont-family:Cambria;\n\tmso-ascii-font-family:Cambria;\n\tmso-ascii-theme-font:minor-latin;\n\tmso-hansi-font-family:Cambria;\n\tmso-hansi-theme-font:minor-latin;}</style><![endif]--><!--StartFragment--><!--[if gte mso 9]><xml><o:DocumentProperties>\n<o:Revision>0</o:Revision>\n<o:TotalTime>0</o:TotalTime>\n<o:Pages>1</o:Pages>\n<o:Words>54</o:Words>\n<o:Characters>310</o:Characters>\n<o:Company>Citrine Capital</o:Company>\n<o:Lines>2</o:Lines>\n<o:Paragraphs>1</o:Paragraphs>\n<o:CharactersWithSpaces>363</o:CharactersWithSpaces>\n<o:Version>14.0</o:Version>\n </o:DocumentProperties>\n <o:OfficeDocumentSettings>\n<o:AllowPNG/>\n </o:OfficeDocumentSettings></xml><![endif]--><!--[if gte mso 9]><xml><w:WordDocument>\n<w:View>Normal</w:View>\n<w:Zoom>0</w:Zoom>\n<w:TrackMoves/>\n<w:TrackFormatting/>\n<w:PunctuationKerning/>\n<w:ValidateAgainstSchemas/>\n<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>\n<w:IgnoreMixedContent>false</w:IgnoreMixedContent>\n<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>\n<w:DoNotPromoteQF/>\n<w:LidThemeOther>EN-US</w:LidThemeOther>\n<w:LidThemeAsian>JA</w:LidThemeAsian>\n<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>\n<w:Compatibility>\n <w:BreakWrappedTables/>\n <w:SnapToGridInCell/>\n <w:WrapTextWithPunct/>\n <w:UseAsianBreakRules/>\n <w:DontGrowAutofit/>\n <w:SplitPgBreakAndParaMark/>\n <w:EnableOpenTypeKerning/>\n <w:DontFlipMirrorIndents/>\n <w:OverrideTableStyleHps/>\n <w:UseFELayout/>\n</w:Compatibility>\n<m:mathPr>\n <m:mathFont m:val=\"Cambria Math\"/>\n <m:brkBin m:val=\"before\"/>\n <m:brkBinSub m:val=\"&#45;-\"/>\n <m:smallFrac m:val=\"off\"/>\n <m:dispDef/>\n <m:lMargin m:val=\"0\"/>\n <m:rMargin m:val=\"0\"/>\n <m:defJc m:val=\"centerGroup\"/>\n <m:wrapIndent m:val=\"1440\"/>\n <m:intLim m:val=\"subSup\"/>\n <m:naryLim m:val=\"undOvr\"/>\n</m:mathPr></w:WordDocument></xml><![endif]--><!--[if gte mso 9]><xml><w:LatentStyles DefLockedState=\"false\" DefUnhideWhenUsed=\"true\"\nDefSemiHidden=\"true\" DefQFormat=\"false\" DefPriority=\"99\"\nLatentStyleCount=\"276\">\n<w:LsdException Locked=\"false\" Priority=\"0\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Normal\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"heading 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 7\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 8\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 9\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 7\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 8\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 9\"/>\n<w:LsdException Locked=\"false\" Priority=\"35\" QFormat=\"true\" Name=\"caption\"/>\n<w:LsdException Locked=\"false\" Priority=\"10\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Title\"/>\n<w:LsdException Locked=\"false\" Priority=\"1\" Name=\"Default Paragraph Font\"/>\n<w:LsdException Locked=\"false\" Priority=\"11\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtitle\"/>\n<w:LsdException Locked=\"false\" Priority=\"22\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Strong\"/>\n<w:LsdException Locked=\"false\" Priority=\"20\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"59\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Table Grid\"/>\n<w:LsdException Locked=\"false\" UnhideWhenUsed=\"false\" Name=\"Placeholder Text\"/>\n<w:LsdException Locked=\"false\" Priority=\"1\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"No Spacing\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" UnhideWhenUsed=\"false\" Name=\"Revision\"/>\n<w:LsdException Locked=\"false\" Priority=\"34\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"List Paragraph\"/>\n<w:LsdException Locked=\"false\" Priority=\"29\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Quote\"/>\n<w:LsdException Locked=\"false\" Priority=\"30\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Quote\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"19\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtle Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"21\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"31\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtle Reference\"/>\n<w:LsdException Locked=\"false\" Priority=\"32\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Reference\"/>\n<w:LsdException Locked=\"false\" Priority=\"33\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Book Title\"/>\n<w:LsdException Locked=\"false\" Priority=\"37\" Name=\"Bibliography\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" QFormat=\"true\" Name=\"TOC Heading\"/>\n </w:LatentStyles></xml><![endif]--><!--[if gte mso 10]><style>/* Style Definitions */\ntable.MsoNormalTable\n\t{mso-style-name:\"Table Normal\";\n\tmso-tstyle-rowband-size:0;\n\tmso-tstyle-colband-size:0;\n\tmso-style-noshow:yes;\n\tmso-style-priority:99;\n\tmso-style-parent:\"\";\n\tmso-padding-alt:0in 5.4pt 0in 5.4pt;\n\tmso-para-margin:0in;\n\tmso-para-margin-bottom:.0001pt;\n\tmso-pagination:widow-orphan;\n\tfont-size:12.0pt;\n\tfont-family:Cambria;\n\tmso-ascii-font-family:Cambria;\n\tmso-ascii-theme-font:minor-latin;\n\tmso-hansi-font-family:Cambria;\n\tmso-hansi-theme-font:minor-latin;}</style><![endif]--><!--StartFragment--><!--[if gte mso 9]><xml><o:DocumentProperties>\n<o:Revision>0</o:Revision>\n<o:TotalTime>0</o:TotalTime>\n<o:Pages>1</o:Pages>\n<o:Words>54</o:Words>\n<o:Characters>310</o:Characters>\n<o:Company>Citrine Capital</o:Company>\n<o:Lines>2</o:Lines>\n<o:Paragraphs>1</o:Paragraphs>\n<o:CharactersWithSpaces>363</o:CharactersWithSpaces>\n<o:Version>14.0</o:Version>\n </o:DocumentProperties>\n <o:OfficeDocumentSettings>\n<o:AllowPNG/>\n </o:OfficeDocumentSettings></xml><![endif]--><!--[if gte mso 9]><xml><w:WordDocument>\n<w:View>Normal</w:View>\n<w:Zoom>0</w:Zoom>\n<w:TrackMoves/>\n<w:TrackFormatting/>\n<w:PunctuationKerning/>\n<w:ValidateAgainstSchemas/>\n<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>\n<w:IgnoreMixedContent>false</w:IgnoreMixedContent>\n<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>\n<w:DoNotPromoteQF/>\n<w:LidThemeOther>EN-US</w:LidThemeOther>\n<w:LidThemeAsian>JA</w:LidThemeAsian>\n<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>\n<w:Compatibility>\n <w:BreakWrappedTables/>\n <w:SnapToGridInCell/>\n <w:WrapTextWithPunct/>\n <w:UseAsianBreakRules/>\n <w:DontGrowAutofit/>\n <w:SplitPgBreakAndParaMark/>\n <w:EnableOpenTypeKerning/>\n <w:DontFlipMirrorIndents/>\n <w:OverrideTableStyleHps/>\n <w:UseFELayout/>\n</w:Compatibility>\n<m:mathPr>\n <m:mathFont m:val=\"Cambria Math\"/>\n <m:brkBin m:val=\"before\"/>\n <m:brkBinSub m:val=\"&#45;-\"/>\n <m:smallFrac m:val=\"off\"/>\n <m:dispDef/>\n <m:lMargin m:val=\"0\"/>\n <m:rMargin m:val=\"0\"/>\n <m:defJc m:val=\"centerGroup\"/>\n <m:wrapIndent m:val=\"1440\"/>\n <m:intLim m:val=\"subSup\"/>\n <m:naryLim m:val=\"undOvr\"/>\n</m:mathPr></w:WordDocument></xml><![endif]--><!--[if gte mso 9]><xml><w:LatentStyles DefLockedState=\"false\" DefUnhideWhenUsed=\"true\"\nDefSemiHidden=\"true\" DefQFormat=\"false\" DefPriority=\"99\"\nLatentStyleCount=\"276\">\n<w:LsdException Locked=\"false\" Priority=\"0\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Normal\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"heading 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 7\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 8\"/>\n<w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 9\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 7\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 8\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 9\"/>\n<w:LsdException Locked=\"false\" Priority=\"35\" QFormat=\"true\" Name=\"caption\"/>\n<w:LsdException Locked=\"false\" Priority=\"10\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Title\"/>\n<w:LsdException Locked=\"false\" Priority=\"1\" Name=\"Default Paragraph Font\"/>\n<w:LsdException Locked=\"false\" Priority=\"11\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtitle\"/>\n<w:LsdException Locked=\"false\" Priority=\"22\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Strong\"/>\n<w:LsdException Locked=\"false\" Priority=\"20\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"59\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Table Grid\"/>\n<w:LsdException Locked=\"false\" UnhideWhenUsed=\"false\" Name=\"Placeholder Text\"/>\n<w:LsdException Locked=\"false\" Priority=\"1\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"No Spacing\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" UnhideWhenUsed=\"false\" Name=\"Revision\"/>\n<w:LsdException Locked=\"false\" Priority=\"34\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"List Paragraph\"/>\n<w:LsdException Locked=\"false\" Priority=\"29\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Quote\"/>\n<w:LsdException Locked=\"false\" Priority=\"30\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Quote\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 1\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 2\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 3\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 4\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 5\"/>\n<w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Dark List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 6\"/>\n<w:LsdException Locked=\"false\" Priority=\"19\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtle Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"21\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Emphasis\"/>\n<w:LsdException Locked=\"false\" Priority=\"31\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtle Reference\"/>\n<w:LsdException Locked=\"false\" Priority=\"32\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Reference\"/>\n<w:LsdException Locked=\"false\" Priority=\"33\" SemiHidden=\"false\"\n UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Book Title\"/>\n<w:LsdException Locked=\"false\" Priority=\"37\" Name=\"Bibliography\"/>\n<w:LsdException Locked=\"false\" Priority=\"39\" QFormat=\"true\" Name=\"TOC Heading\"/>\n </w:LatentStyles></xml><![endif]--><!--[if gte mso 10]><style>/* Style Definitions */\ntable.MsoNormalTable\n\t{mso-style-name:\"Table Normal\";\n\tmso-tstyle-rowband-size:0;\n\tmso-tstyle-colband-size:0;\n\tmso-style-noshow:yes;\n\tmso-style-priority:99;\n\tmso-style-parent:\"\";\n\tmso-padding-alt:0in 5.4pt 0in 5.4pt;\n\tmso-para-margin:0in;\n\tmso-para-margin-bottom:.0001pt;\n\tmso-pagination:widow-orphan;\n\tfont-size:12.0pt;\n\tfont-family:Cambria;\n\tmso-ascii-font-family:Cambria;\n\tmso-ascii-theme-font:minor-latin;\n\tmso-hansi-font-family:Cambria;\n\tmso-hansi-theme-font:minor-latin;}</style><![endif]--><!--StartFragment--></p><p>We are a team of fee-based CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals committed to transparency and the fiduciary standard of care. Our relationship-based, comprehensive approach to wealth management and financial planning is designed to create and conserve wealth while providing our clients with financial peace of mind and an increased quality of life.<!--EndFragment--></p><p style=\"text-align:center\"><!--EndFragment--></p><p style=\"text-align:center\"><!--EndFragment--></p><p style=\"text-align:center\"><!--EndFragment--></p>",
  "image": "//images.squarespace-cdn.com/content/v1/532635b2e4b074f7f885535d/1454255791668-88LEJZ7T7UNIL5FZH2Y3/Logo.website.png",
  "@context": "http://schema.org",
  "@type": "WebSite"
}
◈ Source: https://citrinecapitaladvisors.com/ · Law I — Provenance
Block 2 · @type: Organization
{
  "legalName": "Citrine Capital",
  "address": "535 Mission Street\nSan Francisco, CA, 94105\nUnited States",
  "email": "[email protected]",
  "telephone": "415-494-8262",
  "sameAs": [
    "http://www.facebook.com/citrinecapital",
    "https://www.linkedin.com/company/citrine-capital/",
    "https://x.com/CitrineCapital"
  ],
  "@context": "http://schema.org",
  "@type": "Organization"
}
◈ Source: https://citrinecapitaladvisors.com/ · Law I — Provenance
Block 3 · @type: LocalBusiness
{
  "address": "535 Mission Street\nSan Francisco, CA, 94105\nUnited States",
  "image": "https://static1.squarespace.com/static/532635b2e4b074f7f885535d/t/56a133a6841aba2cba6bf8c0/1775587913273/",
  "name": "Citrine Capital",
  "openingHours": "Mo 09:00-17:00, Tu 09:00-17:00, We 09:00-17:00, Th 09:00-17:00, Fr 09:00-17:00, , ",
  "@context": "http://schema.org",
  "@type": "LocalBusiness"
}
◈ Source: https://citrinecapitaladvisors.com/ · Law I — Provenance
Block 4 · @type: Organization
{
  "@context": "http://schema.org",
  "@type": "Organization",
  "name": "Citrine Capital",
  "url": "http://www.citrinecapitaladvisors.com",
  "sameAs": [
    "http://www.facebook.com/citrinecapital",
    "http://www.twitter.com/citrinecapital",
    "http://plus.google.com/+Citrinecapital"
  ]
}
◈ Source: https://citrinecapitaladvisors.com/ · Law I — Provenance
Block 5 · @type: Article
{
  "name": "Equity Tax Planning: What to Know | Citrine Capital",
  "url": "https://citrinecapitaladvisors.com/blog/equity-tax-planning",
  "datePublished": "2026-02-03T18:16:31-0800",
  "dateModified": "2026-02-26T12:00:40-0800",
  "headline": "Equity Tax Planning: Strategies for Navigating Taxes and Equity Compensation",
  "author": "Jirayr Kembikian, CFP®",
  "publisher": {
    "name": "Citrine Capital",
    "logo": {
      "@type": "ImageObject",
      "url": "https://static1.squarespace.com/static/532635b2e4b074f7f885535d/t/56a133a6841aba2cba6bf8c0/1775587913273/"
    },
    "@context": "http://schema.org",
    "@type": "Organization"
  },
  "image": "http://static1.squarespace.com/static/532635b2e4b074f7f885535d/59558884099c01a923abf133/69829d8c7467c76c59439130/1772136040312/equity+tax+planning.jpg?format=1500w",
  "@context": "http://schema.org",
  "@type": "Article"
}
◈ Source: https://citrinecapitaladvisors.com/blog/equity-tax-planning · Fetched: 2026-05-15T20:15:13Z · Law I — Provenance
Block 6 · @type: BlogPosting
{
  "@context": "https://schema.org",
  "@type": "BlogPosting",
  "mainEntityOfPage": {
    "@type": "WebPage",
    "@id": "https://citrinecapitaladvisors.com/blog/equity-tax-planning"
  },
  "headline": "Equity Tax Planning: Strategies for Navigating Taxes and Equity Compensation",
  "description": "Equity tax planning strategies to help high earners manage RSUs, stock options, and other equity compensation.",
  "image": "https://citrinecapitaladvisors.com/static/logo.png",
  "author": {
    "@type": "Person",
    "name": "Jirayr Kembikian, CFP(r)"
  },
  "publisher": {
    "@type": "Organization",
    "name": "Citrine Capital",
    "logo": {
      "@type": "ImageObject",
      "url": "https://citrinecapitaladvisors.com/static/logo.png"
    }
  },
  "datePublished": "2026-02-03",
  "dateModified": "2026-02-03",
  "articleSection": "Equity Compensation, Tax Planning",
  "keywords": [
    "equity tax planning, equity compensation planning, stock compensation taxes, restricted stock units (RSUs), stock options tax planning, executive compensation strategies, high-income tax planning, capital gains tax strategies, wealth management for executives, tax-efficient investing"
  ]
}
◈ Source: https://citrinecapitaladvisors.com/blog/equity-tax-planning · Fetched: 2026-05-15T20:15:13Z · Law I — Provenance
schema.org v2.0.0 · source: https://citrinecapitaladvisors.com/ schema.org/WebSite ↗
Semantic Words 40 words · frequency ranked · Law III
40 words · top 5: financial · planning · tax · equity · stock · click to expand
Top 40 words by frequency from https://citrinecapitaladvisors.com/ + 3 interior pages (2,425 words total). Stop-words stripped. Ranked by repetition.
#1financial76x · 3.2%
#2planning65x · 2.74%
#3tax49x · 2.07%
#4equity42x · 1.77%
#5stock42x · 1.77%
#6san35x · 1.48%
#7francisco35x · 1.48%
#8wealth32x · 1.35%
#9investment29x · 1.22%
#10strategies29x · 1.22%
#11management27x · 1.14%
#12advisor22x · 0.93%
#13analysis21x · 0.89%
#14insurance21x · 0.89%
#15meeting21x · 0.89%
#16taxed21x · 0.89%
#17business17x · 0.72%
#18options17x · 0.72%
#19capital16x · 0.67%
#20shares16x · 0.67%
#21compensation15x · 0.63%
#22account14x · 0.59%
#23value14x · 0.59%
#24bitcoin13x · 0.55%
#25irs13x · 0.55%
#26life13x · 0.55%
#27clients13x · 0.55%
#28vesting13x · 0.55%
#29income13x · 0.55%
#30advisors12x · 0.51%
#31help12x · 0.51%
#32startup11x · 0.46%
#33request11x · 0.46%
#34citrine11x · 0.46%
#35goals11x · 0.46%
#36plan10x · 0.42%
#37retirement10x · 0.42%
#38virtual10x · 0.42%
#39taxes10x · 0.42%
#40guidance9x · 0.38%
Law III — frequency measured, meaning is the reader's · source: https://citrinecapitaladvisors.com/
Text Topology Fingerprint v1.0.0 · long · 25,663 chars · Law III
Six-layer pre-linguistic shape measurement. Deterministic. Same input, same output, always. Hash: 0230dd4883ba299513920fd3a1e0cbbd...
◈ Signal Matrix
0.352
TTR
0.218
HAPAX
0.782
REP
0.371
BIGRAM
0.619
H2T
0.270
CPRT
9.022
SKEW
88.336
KURT
1.438
C/P
1.452
PENT
0.474
S1P
0.002
NASC
TTR=type-token ratio · HAPAX=hapax ratio · REP=repetition score · BIGRAM=bigram repetition · H2T=hapax-to-type · CPRT=capital token ratio · SKEW=sentence skewness · KURT=sentence kurtosis · C/P=comma-period ratio · PENT=punct entropy · S1P=single-sent para ratio · NASC=non-ASCII ratio
◈ Topology Position
Latin dominant · moderate lexical diversity · mixed register · moderate clause complexity · moderate topic focus · strong uncommon edge signal
◈ Six Measurement Layers
Layer 1 — Character
0.0021
Non-ASCII Ratio
0.0 = Latin-dominant · 1.0 = fully non-Latin script
Layer 1 — Character
3.2800
Character Entropy
Shannon entropy of character distribution.
Layer 1 — Character
'e' (2244x)
Most Frequent
Highest-frequency character. Law V — common edge.
Layer 2 — Token
0.3519
Type-Token Ratio
Unique tokens / total tokens. Lexical diversity signal.
Layer 2 — Token
0.2179
Hapax Ratio
Tokens appearing exactly once. Law VI — uncommon edge.
Layer 6 — Document
0.6193
Hapax to Type
Hapax count / unique token count.
Layer 3 — Punctuation
1.4380
Comma/Period Ratio
Clause complexity per sentence.
Layer 3 — Punctuation
1.4515
Punct Entropy
Shannon entropy across punctuation types.
Layer 4 — Sentence
136
Sentence Count
Total detected sentences across all crawled pages.
Layer 4 — Sentence
9.0221
Skewness
Positive = long-tail. Negative = conversational.
Layer 5 — Paragraph
0.4737
Single Sent Ratio
High = web copy. Low = academic prose.
Layer 6 — Document
0.7821
Repetition Score
Tokens appearing more than once / total.
◈ Token Length Distribution
1-3
28%
4-6
32%
7-10
33%
11-15
6%
16-20
0%
21+
0%
◈ Density Gradient — TTR per Document Tenth
Front-loaded = abstract/preamble · Flat = consistent prose · Back-loaded = building complexity
◈ Lexical Richness Curve — Rolling Window TTR
0.71.0
Window=50 tokens · Step=25 · 150 data points
topology_fingerprint.py v1.0.0 · sha256: 0230dd4883ba2995... · Law III + Law VI
Ratio Signals 8 deterministic measurements · the gap is the signal
Eight deterministic measurements. Law I: every value traces to its source stage.
schema density
0.4750
Schema props extracted / top semantic words.
nav ratio
0.8033
Nav URLs / total internal URLs.
content to structure ratio
0.0122
Total words / raw HTML bytes. Content density.
external tld diversity
2
Unique TLD count in outbound links.
self declaration coherence
0.1156
Fuzzy overlap across title / H1 / meta / schema name.
schema to nav alignment
0.0000
Schema type tokens vs nav link text overlap.
javascript surface ratio
0.0000
Fraction of interior pages JS-gated.
URL Depth Distribution
depth_0: 7 · depth_1: 44 · depth_2: 10 · depth_3plus: 0
Internal URLs by path depth. Depth 0 = root.
Tech Stack · Security · Freshness SecurityLabel.MODERATE · FreshnessLabel.CURRENT
Sitemap: ✗Robots.txt: ✗Schema.org: ✓Open Graph: ✓Canonical: ✓HTTPS: ✓HSTS: ✓CSP: ✗
Security
SecurityLabel.MODERATE
Freshness
FreshnessLabel.CURRENT
Server
Squarespace
cmsSquarespace
web_serverSquarespace
analytics['Google Analytics', 'Google Tag Manager']
Ledger Appends 9 ledgers · graph edge traversal · Law V+VII
Build: national-transit-v1.0.0 Spec: Root-LD v1.0 Status: LIVE Minted: 2026-05-15
citrinecapitaladvisors.com · gdr-c2e91757
citrinecapitaladvisors.com is recorded in the Global Data Registry — open provenance infrastructure for the machine-readable web.
View the Registry →