Name: Mandy Andrei
Address: 1045 W El Camino Real Suite C, Mountain View, 94040, US
Telephone: 6503218586

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Mandy Andrei is an Edward Jones Financial Advisor serving Mountain View, CA. Get the personal financial advice you need to achieve your goals.

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◈ Homepage — https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRlSkip to Main Content Country: United States | English Why Edward Jones Working with a Financial Advisor Investment Services Market News and Insights Secure Login Find a Financial Advisor FINANCIAL ADVISOR Mandy Andrei CFP®, AAMS® 1045 W El Camino Real Suite C, Mountain View, CA 94040 opens in a new window Add to My Favorites Accepting New Clients Serving clients with $1,000,000 Home Find a Financial Advisor Locations California Mountain View Mandy Andrei About Mandy Show Full Bio Named to the 2025 Forbes Top Women Wealth Advisors Best-in-State in California** Ranked #98 MY INSPIRATION Growing up with parents who were both CEOs, I witnessed firsthand how their thoughtful financial decisions positively impacted our lives. Their purposeful approach to budgeting, saving and growing wealth has been a lasting source of inspiration for me. Immersed in the principles of financial success and wealth building from an early age, it was a natural path for me to join Edward Jones, a company whose values align with mine: push to be best, always improve, always learn and always care. My commitment and dedication... Focus Areas Wealth Strategies Retirement Income Strategies Information Technology Professionals Entrepreneurs & Business Owners Employee Stock Options Intergenerational Planning Work History Edward Jones Edward Jones January 2012 to Current Financial Advisor Certifications CFP® CERTIFIED FINANCIAL PLANNER® AAMS® Accredited Asset Management Specialist™ Education Bucharest Acad-Econom Studies Bucharest Acad-Econom Studies Bachelor of Business Admin Personal Interests Volunteering Pets Wine Collecting/Enthusiast Team Members Yue Pang Sr. Branch Office Administrator Send Me a Message * Required field Existing Client? Log In * First Name * Last Name * Email * Phone Number (555) 555-5555 * How can we support you? Select Introductory Consultation Review my current strategy Open an account Help with a major financial event * I certify that I am the person identified in the above and give Edward Jones permission to contact me by e-mail or phone. I elect to receive further communications from Edward Jones. If I've previously unsubscribed, I'm acknowledging that I'm resubscribing with Edward Jones. Office Information Hours Office Hours Weekday Availability Mon 09:00AM - 04:00PM Tue 09:00AM - 04:00PM Wed 09:00AM - 04:00PM Thu 09:00AM - 04:00PM Fri By Appointment Only Sat Closed Sun Closed Additional Hours Web Conferencing Phone (650) 321-8586 Fax (888) 248-5186 Office Address 1045 W El Camino Real Suite C Mountain View, CA 94040 opens in a new window Show Map and Location For information about how Edward Jones uses and protects your data, visit our Privacy and Security page: https://www.edwardjones.com/us-en/privacy Information we collect will be used by us and our affiliates to deliver personalized services, content, information and offers, to inform and tailor our marketing and research efforts, and to understand the performance of our websites and digital experiences. More to explore Find your financial starting point Planning your financial future? Our Starting Point tool can help you take the first steps. Learn More What are your priorities? Need help determining what your financial priorities are? The "My Priorities" quiz can help. It's an important step in building a comprehensive financial strategy. Take the My Priorities quiz Weekly market wrap A summary of last week's market highlights and economic news. Read this week’s market update Market Data DJIA 50,071.19 (+377.99) S&P 500 7,499.79 (+55.54) NASDAQ 26,632.09 (+229.74) Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Do Not Sell or Share My Personal Information Copyright © 2026 Edward Jones. All rights reserved. Member SIPC. This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Notice, Consent & Right to Opt-Out Edward Jones uses cookies and similar technologies (“cookies”) that collect information about your use of our Sites to allow them to function, to personalize and analyze your use of our Sites and for advertising. We also allow third-party partners, including ad platforms, to do the same, including collecting information about your use of our Sites and other websites. For more information about how we use cookies, please see our Online Privacy Policy opens in a new window . By selecting Accept Cookies below, you agree and consent to the use of such cookies. If you select “Manage Cookies," you may customize the use of non-essential cookies. Accept Cookies Manage Cookies Give Feedback ◈ Interior Pages — 71 pages crawledMy Priorities You need to enable JavaScript to run this app. Edward Jones: Financial Advisors and Wealth Strategies United States | English Canada | English Canada | French How can we help you today? Find a location near you Review fees and pricing Explore products and services How to choose a financial advisor Benefits of an Edward Jones financial advisor Protect yourself from fraud Investors who work with a financial advisor feel more financially secure. Source: Kantar 2022 U.S. MONITOR Find a Financial Advisor Latest News How long will my money last in retirement? All Articles Financial goals aren't achieved overnight. The right process can help. Match with financial advisors based on your needs. Take the Quiz Or Search by Location opens in a new window Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Financial Advisor Costs & Fees | Edward Jones United States | English Canada | English Canada | French Accounts, fees and costs Working with an Edward Jones financial advisor means you have a partner who deeply understands you and your goals. Understanding your costs and fees is an integral part of that partnership. How much a financial advisor costs depends on the type of account you open. We’ve designed our account options so you can choose the approach that works for you. With all our options, your financial advisor helps you by: Building customized financial strategies that work for your goals and comfort with risk Providing the knowledge and guidance you need to feel confident, informed and in control of your future Staying connected throughout your journey to help keep you on track. There are many benefits to working with a financial advisor , so before you make any decisions about your path forward, we want to understand what’s important to you. Contact an Edward Jones financial advisor for a no-cost, no-obligation consultation today. Get started by choosing the right financial advisor Search by name, location, or other attributes tha best suit your needs to find the right fit for your financial needs. Find a Financial Advisor Important information: Many of the investments available through Edward Jones are offered by prospectus. You should consider the investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other important information. Your Edward Jones financial advisor can provide a prospectus, which you should read carefully before investing. Edward Jones is a dually registered broker-dealer and investment adviser. Edward Jones Advisory Solutions® is a wrap-fee program that provides investment advisory services for an asset-based fee. Depending on a client’s minimum investment, a client can select Fund models, which invest in affiliated mutual funds (if available), unaffiliated mutual funds and exchange-traded funds (ETFs), or UMA models, which also include separately managed accounts (SMAs). Please review the applicable Edward Jones Advisory Solutions Brochure for more information. Edward Jones Guided Solutions® is a client-directed wrap-fee program designed to provide the client with ongoing investment advice, guidance and services for an asset-based fee. Depending on a client’s minimum investment, a client can select a Guided Solutions Fund account, which permits investment in eligible mutual funds and exchange-traded funds (ETFs), or a Guided Solutions Flex account, which also permits investment in eligible stocks and, for accounts of $50,000 or more, individual bonds and CDs. Within the Guided Solutions Fund account, accounts can be established with an initial investment amount of less than $5,000 and are not subject to an account minimum. Until these accounts reach $5,000, they are limited in the number and types of investments that may be purchased or held. Please review the applicable Edward Jones Guided Solutions Brochure for more information. The Edward Jones Select account is a transactional (brokerage) account. You pay a commission when you buy and sell certain investments. Some investments, such as mutual funds, may also have internal expenses in addition to a sales charge. There is no minimum investment for a Select Account; however, some investments in Select accounts require minimum purchase amounts. In an Edward Jones Select account, you can build your portfolio with a range of investment choices that includes stocks, bonds, CDs, mutual funds, exchange-traded funds (ETFs) and annuities. Certain brokerage accounts may not be part of the Select account program. These accounts include some non-ERISA retirement plans, ERISA retirement plans, Flex Fund accounts and pooled employer retirement plans. Please contact your ﬁnancial advisor for additional information. Purchases of annuities in a Select account may require at least a $10,000 minimum. Related links Best Interest & Client Relationship Summary Brokerage Account Agreements Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Stock Market News Today | Edward Jones United States | English Canada | English Canada | French Thursday, 5/14/2026 a.m. Markets rally as consumers keep spending – Major U.S. equity markets continue to hit new highs as data this morning point to strong consumer spending despite an ongoing inflation squeeze from higher energy prices. The Dow Jones Industrial Average index is leading the way with a 0.6% jump, pushing the benchmark just shy of the 50,000 marker it hit back in February before the outbreak of the conflict in Iran. Meanwhile, the S&P 500 index is trading at a new record high, and we are seeing solid gains in small-cap and international stocks too. Oil is trading slightly lower, but at $101 per barrel WTI prices remain elevated as investors continue to watch for signs of progress in unlocking the important energy supply route through the Strait of Hormuz. Bonds are rallying in early trading, reversing some of the sell-off seen in recent sessions after a slew of disappointing inflation data. However, at 4.44% the yield on the 10-year U.S. Treasury note remains close to its 2026 highs. Finally, the dollar is appreciating against a trade-weighted basket of currencies, and gold prices are steady.   Keep calm and carry on spending – Today's retail sales data point to further signs of resilience from U.S. consumers in the face of the latest inflation shock. Headline sales were up for a third consecutive month, with spending in nominal terms rising 0.5% over April. Admittedly, this jump in part reflects higher prices, particularly for gas, with the consumer price index rising 0.6% over the month. Still we think the resilience of spending in the face of this shock has been impressive, and we are seeing few signs of consumers cutting back on other types of spending as costs at the pump increase. Indeed, excluding sales at gas stations, spending was up 0.3% month-over-month in this report, and through March and April this type of spending is up 6% in annualized terms. Larger tax refunds are likely supporting this strength in our view, alongside a solid labor market, with today's initial unemployment insurance claims reading still at low levels. It is possible this resilience could be tested by a more prolonged spike in inflationary pressures. However, absent a more severe energy price shock, we think the U.S. consumer looks in good shape to continue spending.   Investors continue to watch Trump-Xi summit – President Trump's state visit to China remains in focus for markets, as investors look for signals around trade policy, the next steps in the Iran conflict, and U.S. policy over Taiwan. The leaders of the world's two superpowers met in closed-door talks yesterday, with Chinese state media reporting that Xi had warned the U.S. its stance over Taiwan could lead to "clashes" and a "highly dangerous situation." However, the tone of today's meetings, which included a range of U.S. business leaders, sounded more upbeat, with Xi signaling a desire to further open up the Chinese economy to international companies and talking positively of the benefit of economic ties between China and the U.S. President Trump also talked up the prospects for a fantastic future between the two countries. It will be interesting to see if this positive rhetoric is followed by news of agreements around tariffs or trade deals after the trip. From a geopolitical perspective, talks on the Middle East and Ukraine are scheduled for today, with investors looking for signs that China might add to pressure on Iran to reopen the Strait of Hormuz. James McCann ; Investment Strategy Source for all data: Bloomberg, FactSet. Wednesday, 5/13/2026 p.m. Markets close higher despite hotter-than-expected inflation – Equity markets closed higher on Wednesday even after a producer price inflation (PPI) report came in above estimates, suggesting investors remain focused on resilient growth and strong corporate earnings. As widely expected, Kevin Warsh was confirmed by the U.S. Senate to become the next Federal Reserve chair, succeeding Jerome Powell, who will remain on the Fed Board for now. Bond yields rose, with the 10-year Treasury at 4.47%, likely reflecting some sensitivity to the inflation data and the likelihood that the Fed may need to keep its policy rate steady for longer. Internationally, Asian markets finished mostly higher as investors there likely focused on the Trump-Xi meeting that started today. Meanwhile, the U.S. dollar strengthened against major currencies, consistent with higher bond yields and a less-dovish interest-rate backdrop.   Producer price inflation rises more than expected – Producer price index (PPI) inflation accelerated to 6.0% year-over-year in April, above forecasts for 5.0%. Similar to Tuesday's CPI report, elevated oil prices were a major driver, with energy prices up about 22% from a year earlier and accounting for much of the headline increase. Core PPI, which excludes food and energy, also surprised to the upside, rising to 5.2% year-over-year, compared with estimates of 4.3%. Gains in trade services prices suggest tariffs may be having a larger impact as well. From a corporate earnings perspective, higher input costs could create profit-margin pressure unless businesses can pass along higher costs to consumers. That said, much of the impact appears tied to energy-related price increases, which should prove temporary, assuming oil prices retreat as supply disruptions ease.   Strong earnings season in the home stretch – With about 91% of S&P 500 companies reporting, earnings continue to come in well above expectations. About 84% have beaten EPS estimates by an average upside surprise of 19%. That outperformance has driven a significant upward revision in earnings growth estimates to 26%, compared with 12% at the end of the quarter. If sustained, this would mark the sixth straight quarter of double-digit earnings growth. We believe these strong results demonstrate that fundamentals remain supportive of equity markets, even as inflation risks remain near-term headwinds. Technology is leading earnings growth, up more than 50% year-over-year, reflecting demand from artificial intelligence and cloud-computing infrastructure. Communication services and materials are also posting robust EPS gains of more than 40% from a year ago. With 10 of the 11 sectors posting year-over-year EPS gains, growth has also been broad-based. We believe wide earnings growth should help support more balanced market performance across sectors, help reduce reliance on a narrow group of market leaders, and help strengthen the case for portfolio diversification. Brian Therien, CFA ; Investment Strategy Source for all data: FactSet. Tuesday, 5/12/2026 p.m. Markets close lower as inflation comes in slightly hotter than expected – Equity markets pulled back on Tuesday as investors weighed an inflation report than modestly exceeded expectations. Sector performance was mixed, with health care and consumer staples leading gains, while consumer discretionary and technology lagged, reflecting a risk-off tone. Bond yields moved higher, potentially reflecting the view that the Fed may remain on the sidelines for longer with inflation elevated. Internationally, Asian markets finished mostly lower overnight, and European markets were also down. In energy markets, WTI oil added to recent gains amid continued disruptions in the Strait of Hormuz. Meanwhile, the U.S. dollar strengthened against major currencies, likely supported by higher bond yields.   CPI inflation rises more than expected – Consumer price index (CPI) inflation rose to 3.8% year-over-year in April, modestly above forecasts for 3.7%. Elevated oil prices were a key contributor, with energy prices up nearly 18% from a year earlier and accounting for much of the increase in headline inflation. Core CPI, which excludes the more volatile food and energy categories, edged higher to 2.8% annualized, compar Mandy Andrei, Financial Advisor | Edward Jones United States | English Canada | English Canada | French Financial Advisor Mandy Andrei CFP®, AAMS® 1045 W El Camino Real Suite C, Mountain View, CA 94040 opens in a new window Accepting New Clients Serving clients with $1,000,000 Call Send Me a Message Send Me a Message Focus Areas Wealth Strategies Retirement Income Strategies Information Technology Professionals Entrepreneurs & Business Owners Employee Stock Options Intergenerational Planning Focus Areas Wealth Strategies Retirement Income Strategies Information Technology Professionals Entrepreneurs & Business Owners Employee Stock Options Intergenerational Planning Financial Advisor Certifications CFP® CERTIFIED FINANCIAL PLANNER® AAMS® Accredited Asset Management Specialist™ Personal Interests Volunteering Pets Wine Collecting/Enthusiast Team Members Yue Pang Sr. Branch Office Administrator Send Me a Message * Required field Existing Client? Log In You must have JavaScript enabled to use this form. * First Name * Last Name * Email * Phone Number (555) 555-5555 * How can we support you? Select Introductory Consultation Review my current strategy Open an account Help with a major financial event How can we support you? * How much are you planning to invest? Select Less than $250K $250K-$499K $500K-$1MM $1MM+ Prefer not to disclose How much are you planning to invest? * I certify that I am the person identified in the above and give Edward Jones permission to contact me by e-mail or phone. I elect to receive further communications from Edward Jones. If I've previously unsubscribed, I'm acknowledging that I'm resubscribing with Edward Jones. Leave this field blank Office Information Hours Office Hours Weekday Availability Mon 09:00AM - 04:00PM Tue 09:00AM - 04:00PM Wed 09:00AM - 04:00PM Thu 09:00AM - 04:00PM Fri By Appointment Only Sat Closed Sun Closed Additional Hours Web Conferencing Phone (650) 321-8586 Fax (888) 248-5186 Office Address 1045 W El Camino Real Suite C Mountain View, CA 94040 opens in a new window For information about how Edward Jones uses and protects your data, visit our Privacy and Security page: https://www.edwardjones.com/us-en/privacy   Information we collect will be used by us and our affiliates to deliver personalized services, content, information and offers, to inform and tailor our marketing and research efforts, and to understand the performance of our websites and digital experiences. More to explore Find your financial starting point Planning your financial future? Our Starting Point tool can help you take the first steps. Learn More What are your priorities? Need help determining what your financial priorities are? The "My Priorities" quiz can help. It's an important step in building a comprehensive financial strategy. Take the My Priorities quiz Weekly market wrap A summary of last week's market highlights and economic news. Read this week’s market update Email Me Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Company History | Edward Jones United States | English Canada | English Canada | French Our history Throughout our history, we have always worked to make a difference in our clients' lives, helping them achieve what matters most. 1922 Edward Jones opens office in St. Louis Edward D. Jones Sr. establishes Edward D. Jones & Co. in 1922, determined his company will treat associates as partners and treat clients fairly by offering appropriate, quality investments. The firm’s office in downtown St. Louis is a single room furnished with a desk, three chairs and a hat rack. 1948-1968 Son joins the firm, originates branch office concept Ted Jones, Edward Jones Sr.’s son, returns to St. Louis after working in New York at a correspondent firm of Edward Jones. He becomes the firm’s 18th broker, first based in the St. Louis suburb of Clayton, and then Montgomery City, Mo. There he sets up shop over a hardware store and begins his career driving 150 miles a day visiting communities that dot the area, selling securities from the trunk of his car. One such town, Mexico, Mo., becomes home to the firm’s first branch office in 1957. The branch was the office of Warren “Zeke” McIntyre, the 21st broker at Edward Jones. In 1968, Ted Jones becomes the firm’s second managing partner. He not only believed in service, but that Edward Jones should also be owned by its associates to give them a personal stake in the firm’s success and allow them to pay attention to service, rather than to stakeholders. 1980-1986 Continued focus on neighborhood offices In 1980, Ted realizes his dream of opening 300 offices and names John Bachmann as the firm’s next managing partner. John persuades management authority Peter Drucker to consult on the firm’s expansion plans. Under Drucker’s encouragement, Edward Jones targets metropolitan areas to expand its branch-office network. This focus pays off as Edward Jones triples in size within five years, opening its 1,000 th  office in Stoughton, WI. 1990 – 2008 Oh, Canada! 10,000 offices and counting Edward Jones begins plans to expand into Canada in 1990; Doug Hill becomes the firm’s fourth managing partner in 2004, followed by Jim Weddle, who becomes the firm’s fifth managing partner in 2006. Two years later, the firm opens its 10,000 th  office, despite the period’s economic challenges. 2017-Today Workplaces and leaders for modern times CEO Action for Diversity and Inclusion launches in 2017 and Edward Jones, under Jim Weddle’s leadership, becomes one of the first companies to sign its pledge. Today more than 1,000 CEOs of the world’s largest companies and business organizations, are leveraging their individual and collective voices to advance diversity and inclusion in the workplace. In 2018,  David Gunn , a native Canadian, is named the fourth country leader for Edward Jones Canada. An advocate of associate and branch development, David is responsible for more than 2,300 advisors, branch office administrators and home-office associates in Canada. Penny Pennington ,  becomes the firm’s sixth managing partner in 2019. Recently named to Fortune Magazine’s Most Powerful Women in Business List*, Penny is the only woman running a major U.S. brokerage. As managing partner, Penny is responsible for the firm’s strategic direction, working together with the approximately 55,000 associates across the U.S. and Canada to make a meaningful difference in the lives of more than 9 million clients. With a total of $2.5 trillion in client assets under care as of Dec. 31, 2025, our financial advisors help clients achieve their most important financial goals. Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Explore more Edward Jones Perspective Newsletter Guidance and perspectives How we work together Purpose, Inclusion and Citizenship report * 2024 Fortune Most Powerful Women, published October 2024, data as of August 2024. Compensation provided for using, not obtaining, the rating. Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Questions to Ask a Financial Advisor | Edward Jones United States | English Canada | English Canada | French The relationship between you and your financial advisor lays the groundwork for a sound financial strategy, and can help you feel knowledgeable and in control of your future. Finding the right financial advisor for you can feel overwhelming at times, so we’ve compiled 10 key questions to ask when choosing one. 1. How will we work together? You might be an experienced, hands-on investor, or maybe you want to delegate decision-making to a professional. Many firms offer the services of traditional financial advisors, online financial planners, robo-advisors, or a combination of these. We'll help to identify what type of advice and planning you prefer, and offer support in whichever capacity you need . 2. How will you communicate with me, and how often? Open communication should be a priority for you and your financial advisor. Whether it’s through in-person meetings, virtual check-ins or a combination of both, the frequency and method of communication should work for both of you. A financial advisor should also be proactive, providing you regular market updates and the latest investment guidance and research. 3. What services do you provide? Consider the products and services you might need and make sure they’re offered. Straightforward financial needs like an IRA or annuity might be table stakes, but you may have more complex financial needs that require a more comprehensive service. 4. What’s your investment philosophy? An effective financial advisor will take the time to learn about you, your unique financial picture, as well as your reason for investing. They should ask detailed questions about your immediate needs, short- and long-term goals and risk tolerance, and plan accordingly. Ask if the financial advisor favors one style of investing or a particular type of investment, and how they respond to market volatility. Find a local Edward Jones financial advisor who’s right for you. Ready to take the first step? 5. How will you track my investment performance? A financial advisor should help their client create a clearly defined strategy, track their progress and benchmark the short- and long-term goals along the way. Ask your financial advisor about the criteria they use to define success, how they report and communicate your progress and when to further diversify or rebalance your portfolio. 6. What professional experience do you have? Financial advisors often have career experience outside financial services that can enable them to offer more specific insight. They might be a former accountant or someone with a managerial or military background, for example, or bring other life experience to the table similar to your own. Additional industry certifications like a CFP®, or ChFC® may help a financial advisor better serve their clients. These can be verified on the BrokerCheck tool at FINRA.org . 7. What resources will I have when working with you? A financial advisor may work independently or as part of an investment organization, which may become important as your financial needs grow more complex. Ask about online tools or the firm’s app to conveniently monitor and make changes to your portfolio. And inquire about firm resources so you can stay up to date on market news and other educational materials to stay informed and track progress. 8. How are you paid? Financial advisors use a variety of fee structures — a percentage of the assets managed, a flat fee, transaction fees, an hourly rate, or a combination of these. Ask the financial advisor how they’re compensated, and ensure what they say is transparent and aligned with their marketing materials. 9. How will you consider assets you aren’t directly managing? Your net worth may include assets not directly invested with a finance firm, like an employer-sponsored 401(k), or rental properties you may own. Communicate your full portfolio to your financial advisor so they can ensure all your assets are working toward your overall goals. 10. Do you work with CPAs or attorneys? If you’re a business owner, planning an estate or have complex financial circumstances, other professionals will likely need to coordinate with your financial advisor. Will the financial advisor you’re considering work with professionals already on your team, or will they provide referrals if you need these services? There are many benefits to working with a financial advisor, but it’s important to find one who’s right for you. Choosing the right financial advisor for your needs Considering working with an Edward Jones financial advisor? There are many benefits to working with a financial advisor, but it’s important to find one who’s right for you. Learn what you can expect during an initial meeting with one of our financial advisors. If you’re considering working with a financial advisor, you can get started with Edward Jones today. We’re a firm built on relationships, and our financial advisors are committed to creating personalized strategies so you can achieve the future you want. Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Explore more What you can expect as a client How we work together Fees and pricing Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Market Pulse Updates | Edward Jones United States | English Canada | English Canada | French Market fluctuations, economic events, legislative changes: While we can’t control them, we can control our reactions to them. We’re committed to keeping you in the know about the latest market and economic developments. Click on the links below to read our Market Pulse reports. If you have any questions, reach out to your financial advisor . Navigating the current market correction (03-31-2026) What we know and what matters as geopolitical risks rise (03-04-2026) Revisiting Gold's Role: Portfolio Considerations After the Surge (02-11-2026) 2026 Charitable Deduction Changes (11-12-2025) Mutual Fund Capital Gains Distributions 2025 (11-5-2025) Social Security announces 2026 cost-of-living adjustment for benefits (10-24-2025) Actions To Consider During A Government Shutdown (10-01-2025) Federal Tax Bill 2025 (07-18-2025) Social Security Trustees Report 2025 (06-18-2025) A business owner's guide to navigating uncertainty (04-04-2025) Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Financial Solutions for Business Owners | Edward Jones United States | English Canada | English Canada | French Solutions for business owners Let's connect to see how Edward Jones can help you and your business. 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I elect to receive further communications from Edward Jones. If I've previously unsubscribed, I'm acknowledging that I'm resubscribing with Edward Jones. Leave this field blank How Edward Jones works with business owners When you own a business, you know it's vital to make informed decisions. But you're also busy running a business. So, how can you find the right approach to simplify your life and work and meet your day-to-day financial needs? We're here to help.  We live and work in your community. We understand the unique challenges of running a business. Together, we can build a comprehensive financial strategy to help you meet both personal and professional goals — offering tailored solutions to optimize tax savings, plan for retirement and protect your legacy. All so you can focus on growing the business and enjoying your future. Ready to learn more? Let's connect. Click this link to be in contact with a business retirement specialist in our Edward Jones headquarters. Connect with Edward Jones More resources Do I need an IRA if I have a 401(k)? Learn the difference between 401(k) and IRA accounts the benefits of contributing to both types, and how to maximize your investment savings Learn more Boost 401(k) savings It's never too soon to ramp up savings for life as a retiree. And one of the best ways to do so is to increase contributions to a 401(k) — or whatever retirement account you have access to. Learn more Investor education Having the right tools and resources at your fingertips is an important part of making smart decisions. At Edward Jones, we're committed to helping you do so confidently. Learn more Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. lgl-7559-a-e-cc.pdf | Edward Jones United States | English Canada | English Canada | French Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Tax Planning and Investing | Edward Jones United States | English Canada | English Canada | French Tax-smart strategies Many people wait until February or March to think about taxes. Sound familiar? If so, it may be time to rethink your strategy. These resources can help you find ways to incorporate tax-smart investing ideas year-round. Tax-efficient investing for high-income earners Every dollar saved in taxes is one more you can spend, save or give to others. These three tax-smart strategies may help you reduce taxes now or in the future. Learn More Building tax-free assets today to help manage taxes in retirement Where you save for retirement is an important decision. Learn more about the benefits of having tax-free assets in retirement and how you can incorporate these accounts into your retirement strategy. Learn More How tax-loss and tax-gains harvesting work We all want strong investment performance, but with it comes the potential for capital gains taxes. These strategies may help reduce your capital gains taxes and increase your after-tax investment returns. Learn More Tax season calendar View important deadline dates for trades, furnishing tax forms and filing tax returns. Learn More Your tax-filing checklist Do you have everything you need to file your taxes? This list covers some of the most common documents and information you may need to complete your income tax return. Learn More Avoid these common tax-filing mistakes If you choose to do your taxes yourself instead of hiring a tax prep professional, consider these steps to reduce the chance of making a mistake. Learn More More resources on investments and taxes How to start an investment portfolio Identify your investing goals. When it comes to creating an investment portfolio, it all starts with you and your aspirations. Learn More Investing rules of the road Not sure how to invest? These 10 time-tested rules can help investors in the long term. Learn More Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. View Our Press Releases | Edward Jones United States | English Canada | English Canada | French News releases The latest news, updates and announcements from Edward Jones. May 2026 Education Savings Confidence Slips as Economic Pressure Mounts Edward Jones Bolsters Long-Standing Commitment to Early Savings and Wealth Building Edward Jones Q1 2026 Update: Trust, Innovation, and Purpose in Action April 2026 Edward Jones Ranks 21 in Fortune 100 Best Companies to Work For March 2026 Edward Jones Ranks No.1 in J.D. Power Investor Satisfaction Study Finding Fulfillment: Edward Jones’ 2026 Purpose, Inclusion and Citizenship Report Showcases Impact for Clients, Colleagues and Communities February 2026 Edward Jones Bank Approved by FDIC Edward Jones Marks 26-Year Streak as a Training Magazine APEX Award Honoree New Technology Relationship With Moment Financial Advisor Troy Nelson Helps Shape the Future of Wealth Management Edward Jones Named to Fortune’s 2026 World’s Most Admired Companies List Edward Jones Ventures invests in AI-driven solutions to help families navigate life’s biggest financial decisions December 2025 Edward Jones Testifies Before US Senate HELP Committee on the Future of Retirement Security New year, new you: Setting financial resolutions for 2026 Beyond the Game: Edward Jones and Big 12 Drive Lasting Impact Across 16 Communities Edward Jones Launches Education Savings and Career Readiness Programs for Texas students November 2025 Edward Jones Honored for its Strategic Alliance with the Alzheimer's Association Protecting Your Money Online: What You Need to Know Big 12 Conference Announces Edward Jones as Title Sponsor of Big 12 Football Championship Edward Jones Advances Banking Strategy to Deepen Client Financial Fulfillment October 2025 Edward Jones Enhances Workplace Retirement Plan Offerings to Support Local Businesses and Their Employees September 2025 Edward Jones Named to Fortune’s 2025 List of Best Workplaces in Financial Services & Insurance Elevated Wealth Management: Edward Jones Expands Services for High Net Worth Clients July 2025 Amid Heightened Stress about Market Volatility, Financial Advisors Counsel Clients to Stay the Course, Edward Jones Study Finds June 2025 Edward Jones to Acquire Natixis Investment Managers' Overlay Management Services Capabilities Despite Recent Volatility, Americans Agree They Can Live Financially Fulfilled Lives, Edward Jones Research Finds Edward Jones Named to Fortune 500® for 13th Consecutive Year May 2025 Financial Advisors Say Guidance and Policy Changes are Needed to Support Caregivers, Edward Jones Study Finds Caregivers Face Lasting Financial, Emotional and Career Impacts, Edward Jones Study Finds Over Half of Americans Don’t Know About 529 Plans for Education Savings, Edward Jones Study Finds Edward Jones' Compliance Symposium Highlights the Importance of Core Values and Client Protection to Make Effective Decisions April 2025 Edward Jones Expands Offerings for High Net Worth Clients With Alternative Investments and Advanced Financial Planning Services Edward Jones Accelerates Value for Clients through New Products, Services and Capabilities The Jones Financial Companies, L.L.L.P. Submits Application for Industrial Bank Charter to Complement Existing Banking Strategy Edward Jones ranks No. 24 in 2025 Fortune Best Companies to Work For Celebrating the Katy Trail with events across Missouri March 2025 Edward Jones Enhances Capabilities to Serve High Net Worth Clients Caring for More Clients, Colleagues and Communities, More Completely Is the Focus of Edward Jones' Annual Report Explore more Our locations Our history Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Wealth Strategies | Edward Jones United States | English Canada | English Canada | French Build your wealth your way Choose the level of support you're comfortable with – from a hands-on approach using our guidance and tools to a team of professionals who partner with you and your tax advisor, attorney and financial advisor to address your unique situation. Edward Jones Advisory Solutions® Having a long-term plan for your future doesn't mean you have to be involved in day-to-day investing decisions. Advisory Solutions lets you delegate these management decisions to a team of Edward Jones research analysts. Learn More Edward Jones Guided Solutions® If you enjoy playing a role in the management of your investments, but like having guidance from your financial advisor and tools to help keep you on track, Guided Solutions may be the choice for you. Learn More Edward Jones Financial Advisor Managed Solutions® Available through select financial advisors, Financial Advisor Managed Solutions® allows your financial advisor to build and manage a customized portfolio, so you can step away from day-to-day portfolio management by delegating investment decisions and rebalancing to your financial advisor. Learn More What account type is best for you? Edward Jones Advisory Solutions ® Edward Jones Guided Solutions ® Edward Jones Financial Advisor Managed Solutions® Fund Models Minimum $25,000 Flex Account Minimum $25,000 Available through select financial advisors UMA Models Minimum $300,000 for select portfolio objectives* Fund Account Minimum $5,000 Account Minimum  $25,000 Delegated We automatically invest your account according to your selected portfolio model. Hands-on When building your portfolio, you make the yes/no decisions for buys and sells. Delegated Your financial advisor invests your account according to your selected portfolio objective and makes all buy/sell decisions for you. You choose the model Advisory Solutions Fund Models: These accounts contain a mix of mutual funds and/or exchange-traded funds. Advisory Solutions UMA Models: These accounts add separately managed allocations, which are professionally managed individual stocks and bonds for tax efficiencies. You choose the investments Guided Solutions Fund Account: Your choices include mutual funds and exchange-traded funds (ETFs). Guided Solutions Flex Account: Your choices include stocks, mutual funds and ETFs. Bonds and certificates of deposit (CDs) are also available with Flex Accounts with $50,000 or more. Your financial advisor chooses the investments Choices include stocks, mutual funds and ETFs. Bonds and certificates of deposit (CDs) are also available with FA Managed Solutions Accounts with $50,000 or more. Other account features An Advisory Solutions Fund Models account offers ongoing portfolio rebalancing and quarterly performance reports. You meet with your Edward Jones financial advisor at least once a year to review your progress. An Advisory Solutions UMA Models account offers everything our Fund models do, plus a specialized management team will review your model for tax management purposes. Other account features A Guided Solutions Fund Account offers built-in, automated portfolio rebalancing. A Guided Solutions Flex Account alerts you if your portfolio moves out of the range set by your goals, so you know to work with your Edward Jones financial advisor to make adjustments. Other account features A Financial Advisor Managed Solutions Account alerts your financial advisor if your portfolio moves out of the range set by your goals, so they know to make adjustments. Learn More   Learn More   Learn More   * For UMA Models investing in a Balanced growth & income, Balanced toward growth, Growth focus or All-equity focus portfolio objective, including Custom Models containing SMAs, the initial minimum investment amount is $300,000, with additional options available at $500,000 and $1 million. For UMA Models investing in an Income focus or Balanced toward income portfolio objective, including Custom Models containing SMAs, the initial minimum investment amount is $500,000, with additional options available at $1 million. Client Consultation Group This team has deep knowledge and experience in areas such as retirement income planning, tax-sensitive portfolio construction, business sale/succession considerations and wealth management. They'll partner with you and your tax advisor, attorney and financial advisor to address your unique situation. Learn More More resources Trust Company Backdoor Roth IRA: Tax Benefits and How It... Tax-efficient investing for high-income... Important information: Many of the investments in Advisory Solutions and Guided Solutions are offered by prospectus. You should consider the investment objective, risks, and charges and expenses carefully before investing. The prospectus contains this and other information. Your Edward Jones financial advisor can provide a prospectus, which you should read carefully before investing. Edward Jones is a dually registered broker-dealer and investment adviser. Edward Jones Advisory Solutions ® is a wrap fee program that provides investment advisory services. Depending on a client’s minimum investment, a client can select Fund Models, which invest in affiliated mutual funds (if available), unaffiliated mutual funds and exchange-traded funds (ETFs), or UMA Models, which also include separately managed allocations (SMAs). Please review the applicable Edward Jones Advisory Solutions Brochure for more information. Edward Jones Guided Solutions ® is a client-directed advisory program designed to provide the client with ongoing investment advice, guidance and services for an asset-based fee. Depending on certain criteria, a client can select a Guided Solutions Fund Account or a Guided Solutions Flex Account. Please review the applicable Edward Jones Guided Solutions Brochure for more information. All investment strategies and investments involve risk, and the value of your account will fluctuate. As a result, your account may be worth more or less than the amount of money you invested. Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Financial Advisors in Mountain View, California | Edward Jones United States | English Canada | English Canada | French Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Investment Policy Committee | Edward Jones United States | English Canada | English Canada | French Investment Policy Committee We build our investment guidance around you, the individual investor. Our Investment Policy Committee (IPC) plays a central role. The Investment Policy Committee (IPC) defines and upholds the firm’s investment philosophy, which is grounded in the principles of quality, diversification and a long-term focus. The IPC provides guidance about financial and investment strategies, creating the guidelines your financial advisor can incorporate when developing personalized recommendations and strategies for your specific goals. This guidance is also embedded in our systems and tools.  IPC guidance helps your financial advisor: Develop a strategy for multiple financial goals, such as saving for or living in retirement, paying for education and planning your legacy Provide guidance on financial topics such as retirement income, health care, Social Security and wealth transfer Build your personalized investment portfolio with return and risk expectations that align with your goals and comfort with risk Consider market conditions and their effect on you and your investments Identify and analyze changes in the markets, the economy and regulations and their impact on financial strategies such as retirement, education or legacy planning Ensure you're prepared for the unexpected, with strategies for emergency cash, insurance and other types of protection Keeping pace with the changing environment While our investment philosophy focuses on the long term, this doesn’t mean we ignore today’s economic trends and events. The IPC meets regularly to talk about the markets, the economy and the current environment, propose new policies and review existing guidance — all with your financial needs at the center. Members of the IPC — experts in economics, market strategy, asset allocation and financial planning — each bring a unique perspective to developing recommendations that can help you achieve your financial goals. Meet our team of experts Kristen Steffens , CFA®, CFP®, Co-chair, Asset Allocation, Investment Risk, and Optimization Linda Bannister , CFA®, CFP® SMA Portfolio Management Team Ryan Beaudoin , CFA®, Asset Allocation Dario Castagna , CFA®, Portfolio Solutions Mark Hoppe , CFA®, Product Review Mona Mahajan , Co-chair, Investment Strategy Rachel Meier , CFA®, CFP®, Edward Jones Trust Company Victor Soto , CFA®, CAIA, FRM, Investment Manager Research Russ Tipper , CIMA®, Products Non-voting Sarah Bauer Scott Burkhardt Mike Fross Jason Habermeyer Jason Lounsbury Steve Rueschhoff Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Explore more Guidance and perspectives Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Find a Financial Advisor | Edward Jones United States | English Canada | English Canada | French Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Financial reports | Edward Jones United States | English Canada | English Canada | French The Jones Financial Companies, L.L.L.P. SEC filings Our parent company, The Jones Financial Companies, L.L.L.P. (JFC) files annual, quarterly, and current reports along with other information required by the Securities and Exchange Act of 1934, as amended with the Securities Exchange Commission (SEC). JFC is the parent company of Edward D. Jones & Co., L.P. (Edward Jones), our original registered broker-dealer, which remains our single largest entity. Form 10-K Form 10-Q Form 8-K Form 3 All SEC Filings Edward D. Jones & Co., L.P. statement of financial condition On a semi-annual basis, Edward Jones provides certain financial information to its individual investors. This financial information is provided in the Statement of Financial Condition. December 2025 (PDF) June 2025 (PDF) Explore more Media kit Edward Jones Perspective Newsletter Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Personal Finance Tips | Edward Jones United States | English Canada | English Canada | French Help for navigating your journey Your finances and financial goals are unique to you. We’re here with the knowledge, advice and practical tips to help you navigate that financial journey. Whether you’re interested in education savings, planning for the unexpected, or just looking for investing strategies, you’ll find insights grounded in our straightforward, disciplined investment philosophy. Investing strategies Lean on these strategies to help bring you closer to the future you see for yourself.  Learn More Education savings Create an education savings strategy that will make the grade. Learn More Insurance and unexpected events You can't predict the future, but we can help you plan for it. Find guides, tips and more. Learn More Estate considerations Learn how creating financial strategies for your estate can protect you and your family. Learn More Business owners and entrepreneurs We'll help you develop a strategy that encompasses the needs of your business, employees and family. Learn More Women investors Women investors have unique considerations. We can help. Learn More More resources Wealth strategies We offer solutions to create a better future for you, those around you and future generations. Learn More Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. How to Choose a Financial Advisor | Edward Jones United States | English Canada | English Canada | French Key takeaways  Financial advisors provide services that support all areas of your financial life, from saving and investing to estate considerations and insurance. The best advisor for you will offer services at the appropriate time, respect your goals, and recommend products that fit your needs. Edward Jones can help you match with a financial advisor who aligns with your goals so you can plan for the future.  Your guide on how to find a financial advisor Building a financial future can feel overwhelming. The sea of savings vehicles and investment options is vast, and conflicting advice can make it difficult to know if you're making the right decision. A financial advisor can cut through the confusion so you can more clearly see the path to your savings goals. But how do you find an advisor that works for you? The trick is to understand your options, identify the services you need, research prospective candidates, and match with a professional you trust. This guide will teach you about fees, functions, best qualities, services and how to find a reputable professional so you can plan with confidence for years to come. Edward Jones can help you choose a financial advisor who fits your needs. Find an Edward Jones Financial Advisor Now Building a financial future can feel overwhelming. The sea of savings vehicles and investment options is vast, and conflicting advice can make it difficult to know if you're making the right decision. A financial advisor can cut through the confusion so you can more clearly see the path to your savings goals. But how do you find an advisor that works for you? The trick is to understand your options, identify the services you need, research prospective candidates, and match with a professional you trust. This guide will teach you about fees, functions, best qualities, services and how to find a reputable professional so you can plan with confidence for years to come. Edward Jones can help you choose a financial advisor who fits your needs. Find an Edward Jones Financial Advisor Now What services do financial advisors offer? Financial advisors can provide services  for every area of your financial life, from investing and saving to insurance policy selection, estate considerations, tax-sensitive investing and retirement. But financial advisors go beyond just providing financial solutions. They personalize a wealth strategy to make those solutions as impactful for you as possible. Explore Investment Products and Services Financial advisors can provide services  for every area of your financial life, from investing and saving to insurance policy selection, estate considerations, tax-sensitive investing and retirement. But financial advisors go beyond just providing financial solutions. They personalize a wealth strategy to make those solutions as impactful for you as possible. Explore Investment Products and Services What to look for when picking a financial advisor To get the full benefits of working with a financial advisor, look for these three important factors when choosing: They offer the services you need when you need them   A trusted financial advisor makes data-driven insights during all stages of life as you move through them, suggesting the appropriate financial services, like debt management, higher education and housing savings, or retirement planning. If you’re unsure of your goals or the services you need, you can contact a financial advisor now to pinpoint them. They create a safe space for your finances and risk tolerance A dedicated financial advisor can provide 1:1 service that prioritizes your financial well-being. Whether you’re planning for retirement, saving for your child's education, or planning your estate, your financial advisor can create a personalized long-term strategy while respecting your risk tolerance. They provide the products your portfolio needs The right financial advisor can recommend a specific financial products for wherever you’re at in your financial journey, which may include insurance, annuities or a variety of other investment products.  Explore Wealth Strategies To get the full benefits of working with a financial advisor, look for these three important factors when choosing: They offer the services you need when you need them   A trusted financial advisor makes data-driven insights during all stages of life as you move through them, suggesting the appropriate financial services, like debt management, higher education and housing savings, or retirement planning. If you’re unsure of your goals or the services you need, you can contact a financial advisor now to pinpoint them. They create a safe space for your finances and risk tolerance A dedicated financial advisor can provide 1:1 service that prioritizes your financial well-being. Whether you’re planning for retirement, saving for your child's education, or planning your estate, your financial advisor can create a personalized long-term strategy while respecting your risk tolerance. They provide the products your portfolio needs The right financial advisor can recommend a specific financial products for wherever you’re at in your financial journey, which may include insurance, annuities or a variety of other investment products.  Explore Wealth Strategies How to choose a financial advisor in 5 steps  Now that you know what to look for, ask those you trust for a reference and conduct online research which may provide more insight to your advisor's investing approach and values.  It’s vital you feel confident in your advisor’s qualifications, so consider these steps to guide your selection process. 1. Know the services you need and which type of professional provides them  Not every financial advisor offers or focuses on the same services, so understanding what you need—and what you don’t—can help you quickly narrow the field. The key is to align your choice with what matters most: your personal situation, and financial goals. Define your aspirations, such as building a savings plan, managing investments, or preparing for retirement. The services you need will change over time, so choose an advisor who can evolve with you.  For example, a young person just starting their career might need immediate advice on investing and retirement planning. But over the next five years, they plan to buy a house and start a family. By choosing a financial advisor who can help them with debt management and college savings plans when they’re ready, they can continue building their financial future with the same level of trust.  In addition to services, your financial advisor may offer investment products like mutual funds, insurance policies, or annuities. They can explain which of these products would make a good fit for your financial strategy and why. 2. Check backgrounds and credentials  When choosing a financial advisor, you might notice a string of letters after their name – like CFP, CFA or chFC. These abbreviations represent professional designations that signal specific training and expertise. But what do they actually mean? Explore our guide that breaks down the most common financial advisor credentials, helping you understand what each designation stands for, the qualifications required to earn them, and how they might align with your financial goals. Use the Financial Industry Regulatory Authority’s (FINRA) online Broker Check tool to search the certifications, registrations, and complaints that may be tied to a financial advisor. You can also ask the advisor about their credentials and issuing agency to help you decide which certifications are relevant to you. 3. Research financial advisor fees  No one structure is “better” than another, but it’s important to understand how your financial advisor is compensated. Commission-based: You pay each time a tran What is an ETF? | Edward Jones United States | English Canada | English Canada | French There’s more to building your portfolio than buying stocks, bonds and mutual funds. Have you considered exchange-traded funds (ETFs)? ETFs can be used as the building blocks of your portfolio or as a complement to other investments you own, providing further diversification. It all depends on your individual goals and circumstances. Transcript: What is an ETF? What is an ETF? What is an ETF? An exchange-traded fund (ETF) holds a variety of securities in one category or class. Most ETFs are passively managed, meaning they are designed to track the performance of a particular index. What is an index? An index is made of a big cross-section of stocks or bonds, and bigger indexes are commonly used as benchmarks for the overall stock market. ETFs allow you to invest in a broad segment of a market, like the S&P 500 or the Dow, or in the market as a whole. Because they are designed to mimic an index, passively managed ETFs offer potentially lower expenses and greater tax efficiency. If you want the chance to outperform an index, you might want to look into actively managed mutual funds. Are ETFs right for me? ETFs may be appropriate for many kinds of investors, especially the traditional, more broadly diversified and passively managed ETFs that provide exposure to multiple securities and sectors. Your local Edward Jones financial advisor is ready to help you determine if ETFs are right for you. Investing in ETFs involves risk. Your principal and investment return will fluctuate in value. Your investment, when redeemed, may be worth more or less than the original cost. ETFs are offered by prospectus. You should consider the investment objectives, risks, and charges and expenses carefully before investing. The prospectus contains this and other information. Your Edward Jones financial advisor can provide a prospectus, which you should read carefully before investing. What is an ETF? The video offers a brief overview about exchange-traded funds (ETFs). An ETF can be used as a building block of your portfolio or as a complement to other investments you own, providing further diversification. It all depends on your individual goals and circumstances. An ETF is an investment fund through which investors can pool their money to invest in a preselected basket of securities that are traded as a package on a stock exchange — which is how it gets its name. It has specific characteristics. ETFs offer investors a way to combine their money and invest as a group in a basket of securities. ETF shares are bought and sold throughout the day on an organized market, such as the New York Stock Exchange. Most ETFs are passively managed investments designed to track the performance of a particular index by investing in the same securities as the index. ETFs are easy to track because investors can look up their trading price by checking their tickers. Since ETFs trade on an exchange, they may experience price changes throughout the day. If you are new to investing, it may still be a bit confusing as to what exactly an ETF is. Don’t worry, you’re not alone. Sometimes it helps to just break it all down. And if you are already an experienced investor, you may want to skip ahead to “How does an ETF work?” What does an ETF include? As an exchange-traded investment fund, an ETF offers investors the opportunity to pool their money and invest in a preselected basket of securities. This fund is made up of tradeable financial assets, such as stocks, bonds, currencies, futures contracts and/or commodities, or some combination of these investments. An ETF can own thousands of securities. What am I investing in if I invest in an ETF? You are investing in a basket (group) of securities that are tradeable financial assets. As mentioned above, an ETF is an exchange-traded investment fund through which investors can pool their money to invest in a preselected basket of securities. These securities are tradeable financial assets such as stocks (shares of a company), bonds (loans to a company or government), currencies (various forms of money, including foreign currency), futures contracts (legal agreements to buy or sell something in the future) and/or commodities (such as crops or natural gas), or some combination of these investments. When you invest in an ETF, you are joining other investors in pooling your money to invest in multiple securities simultaneously. Each share you purchase gives you a little piece of every security (asset) included in the ETF. How are ETFs created? The process all starts with an ETF sponsor, usually a fund manager, who creates an investment management strategy based on studying various securities and their performance. The plan is submitted to the Securities and Exchange Commission (SEC) for approval. Once the plan is approved, the securities that align with the strategy for the newly approved ETF are obtained and placed in a trust. Then, creation units (large blocks of shares — typically 50,000 or more) are formed, based on the value of the ETF. The creation units, which represent the value of the securities in the ETF, are divided into shares. These shares are then sold to investors on an exchange. How does an ETF work? You can buy and sell ETFs via a brokerage firm/broker (including online brokers and robo-advisors) throughout the day on the ETF’s chosen stock exchange. Thus, the ETF’s share price can fluctuate from hour to hour. Because ETFs can create shares when they are needed or redeem them when they are not, the number of available shares each day can vary, as well. In addition to your initial investment, you will typically pay an administrative fee, possible brokerage commissions (depending on your broker) and transaction fees (required by the SEC) for the sale of ETF shares. In return, as an investor, you will get a share of the fund (based on what you purchase), possibly entitling you to dividend payments, capital gains distributions or other benefits. You can learn details about how your specific ETF works by reviewing its prospectus, which you can request from your financial advisor . What should I consider when selecting ETFs? Before investing in an ETF, keep these key considerations in mind: Assess your financial goals — Understand the fund’s investment strategy and evaluate if it is right for you. Determine your tolerance for risk — All investments carry risk . Securities held by a fund can go up and down in value. Be aware that, as with many other investments, you could lose some or all of the principal amount you are investing. Understand how your specific ETF works — ETFs are sold by prospectus, which provides important information, such as the fund’s investment objectives. Request the prospectus from your financial advisor and read it fully before making an investment decision. What are the different ETF types? There are many types of ETFs, each varying in terms of asset type, tax implication and expense ratio. The following is a list of the most common ETF categories. Equity ETFs Equity ETFs invest in various stock assets, usually tracking stocks in a particular industry or in an entire index of equities, such as the Dow Jones Industrial Average (DJIA) or the S&P 500 Index. Equity ETFs may own stocks, generally selected based on company location, sector or size. Fixed-income ETFs (bond ETFs) Fixed-income ETFs (bond ETFs) invest in bonds, which are fixed-income securities. Most bond ETFs focus on a specific subset of bonds, such as government or corporate bonds, and are generally lower risk, which can help reduce your portfolio’s volatility. Bond ETFs trade throughout the day on a centralized exchange, as opposed to individual bonds, which are sold by bond brokers. Commodity ETFs Commodity ETFs invest in either physical commodities, such as natural resources or precious metals, or derivative contracts linked to the price of commodities. Currency ETF Edward Jones Ventures | Edward Jones United States | English Canada | English Canada | French Why partner with us At Edward Jones, we are committed to fostering innovation and driving meaningful value creation. Here are a few reasons to partner with us:  Empowering innovation and strategic partnerships We invest in innovation through pilots, incubations, joint ventures, and other commercial relationships. As design partners, we help startups find product-market fit and achieve impactful growth.  Founder-centric value creation We prioritize retaining significant founder ownership to incentivize growth and maximize enterprise value creation, ensuring your vision remains at the forefront of your company's journey. Flexible investment and growth support Our partnership approach is tailored to meet your company's specific stage of growth. We align our investments and collaborations with Edward Jones' key organizational priorities to help ensure mutual success.  A sample of Edward Jones Ventures' portfolio Offers secure access to essential insurance products via an industry-leading digital platform.   Teaches kids about saving, spending and the importance of developing healthy financial habits through their financial education platform.   Simplifies long-term care planning by using AI to project future care needs and help individuals create personalized plan to secure their futures.     A digital TPA that helps advisors design and launch retirement plans in minutes, not weeks. Powered by automation, AI, and high-touch service.   A technology that helps advisors visualize existing estate plans, conduct "what-if" scenario planning with clients and easily create estate-planning documents with their estate advisory platform. Alix is an AI-powered platform that combines advanced technology and compassionate human expertise to handle every aspect of estate settlement, allowing families to focus on healing. Let's talk Have a question about Edward Jones Ventures? Reach out to [email protected] to learn more. Contact us Meet the Edward Jones Ventures team Gregory Robinson, Principal, Edward Jones Ventures & Corporate Development Edward Jones Principal Greg Robinson leads the Edward Jones Ventures team, driving the firm's innovation and inorganic growth strategy. He oversees strategic investments, partnerships, mergers and acquisitions, and new solutions to advance enterprise goals and industry progress for clients. Greg joined Edward Jones in his current role in 2021. Prior to that, he spent nine years at Charles Schwab, most recently as vice president of Client Service & Support, where he was responsible for most of the non-client facing operations of retail client service. He also spent six years in Charles Schwab's Corporate Development & Strategy group. Prior to joining Charles Schwab, he worked in Finance & Strategy at Salesforce. Greg and his wife live in St. Louis and have three children.   Andy Boyd, Senior Manager Andy supports Corporate Development and Edward Jones Ventures through sourcing and evaluating opportunities, leading incubations and pilots, and contributing to select M&A initiatives. He works closely with partners across the firm to advance innovation and support long-term growth. Previously, he spent four years at Edward Jones in the Experience Center of Expertise and the Accelerated Leadership Program. Before joining the firm, he served five years as an Artillery Officer in the United States Army. He holds an MBA from Columbia Business School and a BS in Systems Engineering from the United States Military Academy. Jerry Chen, Senior Manager Jerry joined Edward Jones Ventures in 2024 to help lead strategic investments, partnerships, mergers and acquisitions, and piloting initiatives on behalf of Edward Jones. He is responsible for the full investment sourcing, evaluation and execution process, and is actively building Edward Jones Ventures to become a premier destination for corporate innovation. Prior to joining Edward Jones, Jerry was a private equity investor with Long Ridge Equity Partners, a fintech-focused growth equity firm managing $2 billion in assets under management. Jerry started out his career as an mergers and acquisitons investment banker with Broadhaven Capital Partners, an NYC-based boutique mergers and acquisitons advisory firm. He holds an BA from Amherst College, graduating with honors and dual degrees in economics and mathematics. Lukas Fedak, Senior Manager Lukas joined Edward Jones in 2023 and has helped to develop the firm's mergers and acquisitions, and strategic investing capabilities. He currently helps in leading and sourcing mergers and acquisitions, and strategic investing initiatives. Prior to joining Edward Jones, Lukas was an investment banker at Broadhaven Capital Partners, focusing on merger and acquisiton transactions in financial services. He holds a BA from Boston College with focuses on economics and finance. Sage Hughes, Senior Manager Sage Hughes is a senior leader at Edward Jones Ventures, focusing on corporate venture capital initiatives, strategic investments and business incubation efforts. With extensive experience in mergers and acquisitions, integrations and scaling new ventures, Sage has played a key role in building the firm's venture arm from the ground up. Prior to joining Edward Jones, Sage held positions at Affirm and Truist, focusing on building the mergers and acquisitions and integration functions, and leading innovation-driven projects. Kristen Norwood, Senior Associate Kristen joined Edward Jones Ventures in March 2025 to lead pilot projects and support broader corporate development initiatives. Prior to Edward Jones Ventures, Kristen worked in organizational and professional development and as a professor of communication studies. Kristen holds a PhD from the University of Iowa. Alexa Fillingim, Senior Associate Alexa joined Edward Jones Ventures in 2025 to support corporate venture investing and strategic commercialization opportunities across the firm. She helps manage the full investment process, from sourcing through execution, and drives forward opportunities that position the firm for sustained innovation. Prior to joining Edward Jones, Alexa was a private equity investor at Vista Equity Partners, a global investment firm managing more than $100 billion in assets under management and investing exclusively in B2B enterprise software businesses. Alexa graduated summa cum laude from The Ohio State University with degrees in finance, economics, and philosophy. Kristy Zhu, Senior Associate Kristy joined Edward Jones Ventures in 2025 to help drive strategic investments, mergers and acquisitions, and partnerships in support of the firm's long-term growth strategy. She is closely involved in practice acquisition initiatives, with a focus on advisor book-of-business transactions and related inorganic growth efforts. Prior to joining Edward Jones, Kristy was part of the Corporate Development team at Cetera Financial Group, where she supported M&A execution and strategic growth initiatives. She began her career in M&A and transaction advisory at Houlihan Lokey. Kristy holds a BA from Claremont McKenna College, graduating with honors and dual degrees in economics and psychology. Related content Chief Strategy Officer Hasan Malik speaks with FORTUNE Edward Jones CSO Hasan Malik speaks with FORTUNE about how Edward Jones Ventures partners with startups and founders to advance wealth management technology. Read Hasan Malik’s strategy Edward Jones to acquire proprietary technology Learn more about Edward Jones' exciting new partnership with Natixis Investment Managers. Read about Natixis IM acquisition *Edward Jones Ventures invested in the companies listed above through JFCA LLC, an affiliate of Edward Jones. Select investments were executed prior to the establishment of Edward Jones Ventures. 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All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. What is a 529 plan? | Edward Jones United States | English Canada | English Canada | French A 529 education savings plan is an investment account that offers tax benefits when used toward qualified education expenses for the account beneficiary. Although 529 plans offer federal tax benefits, they are sponsored by individual states. This means that while they are treated the same for federal taxes, state tax treatments can vary. Each state offers different plans with their own investment options, and you do not have to use your home state’s plan. Benefits of a 529 plan 529 plans offer tax benefits without income phaseouts. 529 plan contributions aren’t deductible for federal income tax purposes, but many state plans offer state income tax deductions for contributions. Earnings grow tax free. When used for qualified education expenses, distributions are federally tax free. Some options for saving for education (such as Coverdell accounts or education savings bonds) are subject to income limitations to receive the tax benefits, while others (such as taxable accounts and custodial accounts) don’t offer tax benefits. 529 plans offer tax benefits regardless of how much income the account owner has. The account owner (generally the parent) maintains control over the funds. The account owner retains control over the funds, so they can ensure those funds are used how they wish. The beneficiary (generally the child) has dedicated funds for their education. 529 funds are a way to fund the beneficiary’s education and may be able to offset some or all of what they would have had to take out in student loan debt. The beneficiary can be updated to any eligible family member of the current beneficiary. The account owner sets up the account for one beneficiary. If the named beneficiary decides not to attend school, the account owner can change the beneficiary to another eligible family member, such as a sibling. Investment options offer potential growth for funds. Money contributed to 529 plans can be invested, for example in mutual funds and exchange-traded funds, to allow for potential growth over time. As with any investment, a 529 plan can experience market fluctuations that may affect its value when it’s redeemed. Contribution limits are high. Contribution limits are set by the state offering the plan, and all 529 plans prohibit contributions once the account balance reaches a certain point, typically more than $235,000. The actual amount varies depending on the plan. That said, for states that offer a state income tax deduction for contributions, many limit the amount of annual contributions that can be deducted. Additionally, contributions are treated as gifts, so most people will want to stay within the annual gifting limit (which for 2025 is $19,000 for single filers and $38,000 for married filing jointly). Anyone can contribute to the account. In addition to the account owner, anyone is able to contribute to the account. This includes grandparents, family friends, parents and others, regardless of their income. Contributions from friends and family members are treated as gifts to the beneficiary. For more on the benefits of 529 plans, explore our State of Education Savings: 529 Account Survey . Accelerated giving provisions 529s have special provisions that allow individuals to contribute up to five years of gifts in a single year. The contribution must then be equally spread across five years, and a gift tax return will have to be filed. Any additional annual contributions within that same five years that exceed the annual gift exclusion amount would count against the lifetime gift exemption and could be taxable if the donor has used their entire lifetime gift tax exclusion. However, if a donor dies before the five-year period has ended, only a portion of the contribution is considered a completed gift. The remaining amount will be added back to the donor’s estate and subject to any taxes. For example, if a grandparent decides to superfund her grandchild's 529 (and gives the grandchild no other gifts), she could give up to $90,000 in 2024. That would equate to $18,000 per year for 2024, 2025, 2026, 2027 and 2028. If the annual gift exclusion amount goes up to $18,500 in 2025, she can gift her grandchild an additional $500 in 2025. 529 plan FAQs How does saving in a 529 plan impact financial aid? A 529 education savings plan is considered a parental asset, whether it’s owned by the parent or the dependent student. That means it should have a relatively low impact on a student’s financial aid. Parental assets above a small threshold reduce student aid by less than 6% . What happens if my child gets a scholarship, or doesn't go to college? If your child receives a scholarship, you can withdraw up to the scholarship amount from the 529 plan penalty-free. However, the earnings will still be taxable. To avoid taxation, see if you can use the funds for other qualified expenses such as room and board, housing and textbooks. Outside the option for scholarships, there are many options for repurposing 529 plans , but most still involve funding education, either for the beneficiary or a family member of the beneficiary. What happens if I use 529 funds for something other than qualified education expenses? If distributions are used for nonqualified expenses, earnings are subject to federal taxes and a 10% penalty. States may also impose taxes and penalties. Speak with your financial advisor to help make sure you’re not overfunding your plan. How should I invest my 529 funds? Each 529 plan will offer its own range of investment choices. These options will often include mutual funds, exchange-traded funds and age-based or target-based portfolios. As with any investment account , consider how you feel about risk, the amount of time you have before withdrawing the funds and the return objectives you have for the 529 plan. Remember, you can only change your current 529 plan investments twice per calendar year or when changing the beneficiary. Types of 529 plans There are two types of 529 plans — 529 prepaid tuition plans and 529 education savings plans. Although they both offer ways to save money on future education costs, the structure and intent of these plans are very different. 529 prepaid tuition plans 529 prepaid tuition plans are limited to use only for tuition expenses, cannot offer potential investment growth and have set guidelines for enrollment based on a student’s age. However, with a prepaid tuition plan, the provider or the plan (usually the state or university) bears the risk associated with the plan. Only some states offer prepaid tuition plans, and they're generally limited to residents of the state. 529 education savings plans A 529 education savings plan offers investment accounts that can be used toward qualified education expenses for the account beneficiary. There are fewer restrictions for residency, with many states offering 529 savings plans to out-of-state residents. These plans also allow contributions to be used for other costs, in addition to tuition. However, the account owner and beneficiary bear the investment risk with the education savings plan. When to set up a 529 education savings plan With tuition rates continuing to rise, setting aside money every month can make a big difference. And the earlier you can start saving, the more time your investments have the potential to grow. Starting from when a child is born is often a great way to incorporate this goal into your financial strategy, but even if your kids are older, you can still make progress (and potentially get tax benefits) by contributing to a 529. To learn more about how much to save and when to start, visit our guide on saving for your child’s college education. Using 529 plans for qualified high education expenses Since the plan’s earnings accumulate tax free, withdrawals are federally income tax free and penalty free, as long as they are used for qualified high educati Financial Advisor Managed Solutions | Edward Jones United States | English Canada | English Canada | French Edward Jones Financial Advisor Managed Solutions Step away from day-to-day portfolio management by delegating investment decisions and rebalancing to your financial advisor. Available through select financial advisors, Financial Advisor Managed Solutions™ allows your financial advisor to build and manage a customized portfolio, so you can stay focused on what matters most. Features at a glance Delegated approach Wide range of investments Monitored by financial advisor with guardrails $25,000 minimum Building your portfolio It's important for us to understand your goals, comfort with risk and the length of time you have to reach your goals. We'll meet with you to discuss this and then work with you to select the portfolio objective that's right for your situation. Your financial advisor will then use this information to build your portfolio to align with those goals and objectives, and Edward Jones guidance. You'll then delegate the ongoing management and any buy or sell decisions to your financial advisor. Flexible investment choices Your financial advisor will have access to a wide range of eligible investment choices when building your portfolio, including stocks, exchange-traded funds (ETFs) and mutual funds. Individual bonds and certificates of deposit (CDs) are also available for accounts with $50,000 or more. The initial investment minimum to open an account is $25,000. Staying on track With Financial Advisor Managed Solutions, your financial advisor will monitor and adjust your portfolio to adapt to your evolving investment needs and stay aligned with our guidance. But your financial advisor won't be the only one monitoring your portfolio. Advanced technology working behind the scenes will help you stay on track to meet your goals. If your portfolio moves outside of the range set by your goals, your financial advisor will receive an alert and work to make adjustments. You’ll receive monthly statements and have access to online tools, reports and notifications so you can keep track of your portfolio. And your financial advisor will work with you at least annually to review your progress. How you'll pay for services The Program Fee begins at 1.35% and the Platform Fee begins at 0.05%. These fees are tiered so additional invested assets are subject to lower fees. The fees do not include internal investment expenses. The Program Fee includes your financial advisor's services, trading costs, performance reporting, evaluation and selection of investments for the program by Edward Jones research professionals, and other services to keep your account aligned with our guidance. The Platform Fee covers the support and maintenance of accounts on the Edward Jones investment advisory platform, such as trading and risk tools, training and education, and ongoing platform development. The fees do not include the internal expenses of the mutual funds and ETFs you own. Paying an ongoing fee can make expenses more predictable but can be more expensive over time. Is this account right for you? Contact an Edward Jones financial advisor today to see if they offer Financial Advisor Managed Solutions. Important information: Edward Jones Financial Advisor Managed Solutions™ is a financial advisor managed discretionary wrap fee program offered by Edward Jones as an investment adviser. It is designed to provide the client with ongoing investment advice, guidance and services for an asset-based fee. The minimum initial investment amount for this program is $25,000. The client’s financial advisor (and, in some cases, the financial advisor’s team) can invest in various eligible investments, including eligible stocks, mutual funds, exchange traded funds (ETFs), and, for accounts of $50,000 or more, individual bonds, CDs and cash equivalents. Please review the Edward Jones Financial Advisor Managed Solutions™ brochure for more information. Many of the investments available in Financial Advisor Managed Solutions are offered by prospectus. You should consider the investment objectives, risks, and charges and expenses carefully before investing. The prospectus contains this and other important information. Your Edward Jones financial advisor can provide a prospectus, which you should read carefully before investing. Rebalancing a Financial Advisor Managed Solutions account may result in a taxable event. Please contact your tax professional regarding your situation. Rebalancing and asset allocation do not guarantee a profit or protect against loss in a declining market. Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Resources For CPAs And Attorneys | Edward Jones United States | English Canada | English Canada | French How can we help you? A strategic partnership with Edward Jones includes valuable insights, resources and services backed by the strength of our firm. We are pleased to offer tax resources, continuing education opportunities, estate services and more to our valued partners and help provide better solutions for our shared clients. Tax resources Be better prepared for the busiest time of the year with these complimentary planning and informational tools. See Tax Resources Continuing education Conveniently and cost-effectively earn credits for your professional licensing with these CPE/CLE options. See Continuing Education Technical publications Find up-to-date information on a variety of tax and financial topics to help keep up in a fast-changing regulatory environment. See Reports Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Financial Education Webinars | Edward Jones United States | English Canada | English Canada | French The power of financial planning Learn how comprehensive financial planning helps integrate the aspects of your financial life into a detailed written plan — helping you gain clarity, confidence and control over your financial future. DISCLOSURE Comprehensive financial planning is not the right fit for all clients. To be eligible to receive this financial planning offering, you must currently have a minimum of $250,000 in investment advisory accounts at Edward Jones. Financial planning services will be subject to a separate annual cost.  For additional information about Edward Jones' products and services, please see edwardjones.com/FormCRS   Watch Webinar Learn how comprehensive financial planning helps integrate the aspects of your financial life into a detailed written plan — helping you gain clarity, confidence and control over your financial future. DISCLOSURE Comprehensive financial planning is not the right fit for all clients. To be eligible to receive this financial planning offering, you must currently have a minimum of $250,000 in investment advisory accounts at Edward Jones. Financial planning services will be subject to a separate annual cost.  For additional information about Edward Jones' products and services, please see edwardjones.com/FormCRS   Watch Webinar 2026 market outlook: Preparing for what's ahead Explore with us what 2026 may hold for the markets and economy, how recent legislation could shape your finances and which time-tested strategies remain essential for long-term success. Watch Webinar Explore with us what 2026 may hold for the markets and economy, how recent legislation could shape your finances and which time-tested strategies remain essential for long-term success. Watch Webinar Year-end financial moves you won't want to miss From tax law changes to market ups and downs, this year has brought challenges and opportunities. As 2025 winds down, now is the time to take proactive steps that can help you strengthen your financial position. Watch Webinar From tax law changes to market ups and downs, this year has brought challenges and opportunities. As 2025 winds down, now is the time to take proactive steps that can help you strengthen your financial position. Watch Webinar Women and wealth: Building financial confidence Women aren’t only financial decision-makers for themselves; they’re also central in building family financial strategies. Learn some strategies for a strong financial foundation. Watch Webinar Women aren’t only financial decision-makers for themselves; they’re also central in building family financial strategies. Learn some strategies for a strong financial foundation. Watch Webinar Financial insights for the military community Members of the military and veteran community face unique financial opportunities and challenges. Gather helpful insights from financial professionals, all veterans themselves. Watch Webinar Members of the military and veteran community face unique financial opportunities and challenges. Gather helpful insights from financial professionals, all veterans themselves. Watch Webinar 2025 market outlook: Preparing for what's ahead Learn about the market outlook, opportunities for the next 12 months and top considerations to discuss with your financial advisor to help you stay on track toward your goals in 2025. Watch Webinar Learn about the market outlook, opportunities for the next 12 months and top considerations to discuss with your financial advisor to help you stay on track toward your goals in 2025. Watch Webinar Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. How do stocks work? | Edward Jones United States | English Canada | English Canada | French How do stocks work? From building wealth to planning for the future, stocks can play a role in many financial strategies. Understanding how stocks work is the first step in using them to reach your goals. What are stocks? A stock is fractional ownership of a company. When you buy stock, you become part owner of the business, along with all the other shareholders. When a privately held company needs money for expansion or operations, it has several options. It can borrow the money, but that involves taking on debt and paying it back with interest. Or it can issue shares on a stock exchange or in the private markets. By selling stock, the company gets the funding it needs. By buying stock, shareholders may get a say in how the company runs and own a piece of all future cash flows from the business. Often, when you own common stock in a business, you get a say in major decisions. For example, you can vote on who sits on the board of directors and whether the company should take part in a merger. Stocks are bought and sold on a stock exchange such as the New York Stock Exchange (NYSE) and in the private market, where individual and institutional investors can negotiate purchases and sales of company ownership. The “stock market” includes stock exchanges and marketplaces where other investments are traded . Why do stock prices fluctuate so much? When demand for a company’s stock is high but the number of available shares is low, the price goes up. When stockholders sell off a lot of shares, the exchange is flooded with more supply than demand. That causes the price to fall. In the long run, however, the performance of a company’s shares relates to the individual performance of the company. If the company can grow its sales and bottom line, the stock price will typically rise.  Several things can fuel demand: What’s happening in the company — When a company launches a popular product, investors may want a piece of the pie. Demand rises, and the stock price goes up. If a business is rocked by scandal, investors may distance themselves. They sell their shares, and the stock price falls. What’s happening in the world — Wars, interest rate hikes and natural disasters are a few of the global events that may impact stock prices. Economic conditions — General economic fluctuation maintains influence on the demand (sales) and expenses for companies, ultimately influencing the trend in profits — a strong driver of stock price performance over time. How do you make money from stocks? The reason to buy shares in a company is so you can profit from that company’s performance. There are two ways your shares can make you money. Capital gains are the profits you make from price appreciation. Ideally, your stock will go up in value while you own it, allowing you to sell it for more than you paid. Some companies pay out dividends . A dividend is a share of the company’s profits. Essentially, a company sets aside a portion of its cashflow and divides it among its shareholders. Companies aren’t required to pay dividends. And even if a company has paid out dividends in the past, there is no guarantee it will keep doing so. Expect to pay taxes on your investment income, no matter which form it takes. A lot of factors go into determining the tax rate on capital gains; for most people, it will be 15% or less. Dividends are taxed at your normal income tax rate. Who should invest in stocks? Stocks have the potential for appreciation, which historically has produced higher average returns relative to lower-risk investments such as bonds or cash, so stocks are generally considered a good investment . But they’re not right for everyone. Remember that stock prices can fluctuate drastically from day to day. Stocks are most appropriate for investors who seek higher returns and have the tolerance for short-term losses. If you’re uncomfortable with the idea of your investments losing value, even temporarily, you could be more comfortable investing in lower-risk alternatives such as cash and bonds. As a rule of thumb, the longer your investment timeline, the more risk you can afford to take . For example, let’s say a 25-year-old and a 55-year-old are saving for retirement. The younger investor, who has a longer investment horizon, can afford to devote a greater percentage of their portfolio to stock. They have time to make up any short-term losses. For the older investor, who has a shorter time horizon, it may be appropriate to have some money in stocks. But a lower tolerance for risk may make it more appropriate for them to allocate a larger portion of their portfolio toward investments that hold a steadier value. Types of stocks If you're looking to purchase stocks, then understanding the difference between common stock and preferred stock, along with the difference between growth stocks and value stocks, is essential for creating a sound investment strategy. Common stock represents ownership in a corporation and typically comes with voting rights at shareholder meetings. As the name implies, common stock is probably the type of stock you’re most likely to buy or own. Shareholders of common stock have the potential to receive dividends and benefit from any increase in the company’s stock value, but they are at the bottom of the priority list in case of company liquidation. Preferred stock is an equity security that has characteristics of bonds and common stocks. Preferred stock has characteristics of bonds in that it generally provides regular fixed payments to its shareholders and typically has a credit rating like a bond. The equity characteristic of preferred stock is its regular, fixed payment in the form of a dividend rather than an interest payment, as with a traditional bond. Also, its claim on company assets is subordinate to all company debt. Remember that all investments carry risk, so investing in a blend of stocks and other assets can help reduce risk and exposure. Dividends may be increased, decreased or eliminated at any time without notice. Talk to your Edward Jones financial advisor to help determine the best stock investment strategy for you. How to buy stocks You can buy or sell stocks by opening a brokerage account through a financial services firm. Your financial advisor can help you get started. How do I know which stocks to buy? Buying stocks is the easy part. Knowing which stocks to buy — and how to manage them — is more complicated. Understanding what you are investing in — and the kind of return you can expect — takes research and analytical skill. That’s why many investors turn to financial advisors for help. We have deep experience in the market. Our knowledge can help guide you to make appropriate choices. You should also consider how each stock fits into your portfolio. All your investments work together to help move you toward your financial goals. Most investors apply one or more of these investment strategies: Value investing — Value investors pick stocks that are trading for less than their intrinsic value and typically focus on stocks with lower valuations. These investors are focused on long-term capital gains. To take this approach, you need a deep understanding of the companies and markets in which you’re investing. Growth investing — Growth investors pick young or small companies on the cusp of a major expansion. This is a risky strategy that requires a lot of confidence. You’ll have to keep one eye on your stock picks and another on changes in the marketplace. Momentum investing — Momentum investors ride the waves of market trends. For example, if the market is rising, momentum investors will buy stock, and if the market is falling, investors will sell. Income investing — The goal of this strategy is to bring in a steady income from dividends. The portfolios of these investors most often focus on large companies with a long history of paying dividends. News & Media Resources | Edward Jones United States | English Canada | English Canada | French Media kit Comprehensive information on newsworthy topics including awards, firm photos and links to other information such as corporate citizenship and history . Go to Media Kit Thought leadership From industry leadership and client experience to talent development and technology, our executive thought leaders provide insights on the most pressing topics of the day. Learn More News releases Read the most current news and information about Edward Jones. View News Releases Contact Public Relations Connect with the Public Relations team for all firm news or to arrange an interview with our investment strategists, analysts or firm thought leaders. Contact Public Relations In the news Global news organizations feature Edward Jones investment strategists and firm leaders as they put the news of the day into perspective. See Edward Jones in the news More resources Client resource center Get the most out of your relationship with your Edward Jones financial advisor and our firm. Learn More Careers at Edward Jones Careers at Edward Jones Learn More Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Investor education | Edward Jones United States | English Canada | English Canada | French Living life on your terms means being free to do the things that are most important to you. Get the information you need to help you make good choices all along the way. Find your starting point Now, more than ever, it feels good to take control of your financial situation, whether it's all at once or a little at a time. That's why we created our Starting Point tool.  Learn More Now, more than ever, it feels good to take control of your financial situation, whether it's all at once or a little at a time. That's why we created our Starting Point tool.  Learn More Investing by age While the market changes everyday, what you want for your future probably doesn't. We want to help you move confidently towards the future you imagine with strategies to support you throughout your lifelong journey.  Learn More While the market changes everyday, what you want for your future probably doesn't. We want to help you move confidently towards the future you imagine with strategies to support you throughout your lifelong journey.  Learn More Financial fitness Create a better future for you and those around you by staying financially fit. Learn More Create a better future for you and those around you by staying financially fit. Learn More Fraud awareness and prevention We understand confidentiality is key in any financial relationship – and we're committed to keeping your personal and financial information secure and confidential. Learn More We understand confidentiality is key in any financial relationship – and we're committed to keeping your personal and financial information secure and confidential. Learn More Charitable giving Are you looking for a better way to do good? You're not alone. Check out these ideas for giving back. Learn More Are you looking for a better way to do good? You're not alone. Check out these ideas for giving back. Learn More Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Explore more Personal finance Guidance and perspectives Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Website Terms of Use | Edward Jones United States | English Canada | English Canada | French Terms of Use Please read these terms and conditions carefully. By accessing this website you agree to be bound by the terms and conditions below. These Terms of Use as well as the information and materials contained in the Edward Jones Website ("Website") are subject to change at any time and from time to time, without notice. Edward Jones may add features to or remove features from the Website at any time and from time to time in our sole discretion. 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All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Disclosure Documents | Edward Jones United States | English Canada | English Canada | French Disclosures Account agreements This section includes information about account agreements and related disclosures that may apply to your brokerage, retirement and/or advisory accounts at Edward Jones. Learn More This section includes information about account agreements and related disclosures that may apply to your brokerage, retirement and/or advisory accounts at Edward Jones. 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Learn More Read important information and disclosures about the online services Edward Jones offers, including Online Access, the Edward Jones mobile app, text messaging, Mobile Check Deposit, Online Bill Payment, linking outside accounts and other services. Learn More Shareholder accounting fees Read about the terms of conditions of Edward Jones' shareholder account fees Learn More Read about the terms of conditions of Edward Jones' shareholder account fees Learn More Investing terms and recurring disclosures As an investor, it's important to understand investment terminology and be aware of current disclosures that apply to your account, including the definition of household. Learn More As an investor, it's important to understand investment terminology and be aware of current disclosures that apply to your account, including the definition of household. Learn More Inforce contract service Read about the terms and conditions of Edward Jones' inforce contract service Learn More Read about the terms and conditions of Edward Jones' inforce contract service Learn More Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Contact External Communications & Public Relations | Edward Jones United States | English Canada | English Canada | French Contact External Communications & Public Relations Connect with the External Communications & Public Relations team for all firm news or to arrange an interview with our investment strategists, analysts or firm thought leaders. For the following: General media inquiries Media interviews with our analysts, investment strategists and financial advisors Financial Focus questions or speaking opportunities with our firm thought leaders Please contact Media Relations at [email protected] . Edward Jones maintains a television studio with an Edward Jones branded set which is available for live interviews with firm leaders and market strategists. 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The Client Relationship Summary (the firm’s Form CRS) listed below contains important information about Edward Jones’ investment adviser and broker-dealer accounts and services.  Client relationship summary Read or print the latest version of this document: Client relationship summary (PDF) Important information about our brokerage services Read or print the latest version of this document: Important information about our brokerage services (PDF) Edward Jones compensation and fees   Account agreements Account fees   Revenue sharing, shareholder accounting, inforce contract and unit investment Trust additional compensation disclosures Investing terms & recurring disclosures   Edward Jones financial reports Disclosures Information about the services, fees and agreements that are part of your relationship with us. Learn More Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Insurance and Annuities | Edward Jones United States | English Canada | English Canada | French Permanent life insurance If you have long-term needs and the cash to pay the annual premiums, permanent life insurance may be right for you. It provides a death benefit and has a cash value that you may be able to borrow against. Learn More If you have long-term needs and the cash to pay the annual premiums, permanent life insurance may be right for you. It provides a death benefit and has a cash value that you may be able to borrow against. Learn More Term life insurance Term life insurance can be an affordable insurance option, particularly for younger families. It p rovides a specified cash payout in the event of the insured's death during the predefined period covered by the policy. Learn More Term life insurance can be an affordable insurance option, particularly for younger families. It p rovides a specified cash payout in the event of the insured's death during the predefined period covered by the policy. Learn More Long-term disability insurance One of your most valuable assets is your ability to earn income. That's why it's so important to protect this capability if you suddenly aren't able to work due to a disabling illness or injury. Even if your current employer provides this coverage, it may be a good idea to supplement it. Learn More One of your most valuable assets is your ability to earn income. That's why it's so important to protect this capability if you suddenly aren't able to work due to a disabling illness or injury. Even if your current employer provides this coverage, it may be a good idea to supplement it. Learn More Long-term care insurance It’s important to help protect your loved ones from financial, physical and emotional burdens if you should require long-term care.   If you're concerned about the rising costs of long-term care and the potential financial impact on you and your family, you may want to consider long-term care insurance. Learn More It’s important to help protect your loved ones from financial, physical and emotional burdens if you should require long-term care.   If you're concerned about the rising costs of long-term care and the potential financial impact on you and your family, you may want to consider long-term care insurance. Learn More Annuities Annuities can help before and after your retire. W hatever your financial and life goals, we can help with tax-deferred savings   for your retirement or income generation. Learn More Annuities can help before and after your retire. W hatever your financial and life goals, we can help with tax-deferred savings   for your retirement or income generation. Learn More Explore more The role of insurance in unexpected events Questions to ask a financial advisor Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Important Information: Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P., and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C. Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Stock Market Guidance and Perspective | Edward Jones United States | English Canada | English Canada | French Guidance and perspectives Financial news and guidance to help you make sense of investing. Use the filters to zero in on insights, checklists, videos and more to support your own financial journey and goals. Featured content Personal Finance What to do after a natural disaster If you’ve been impacted by a natural disaster, consider these steps to help begin the recovery process. Thought Leadership Investing in AI: What you should know Investing in artificial intelligence stocks and ETFs is popular, but is this a good time to invest? Find out what Edward Jones has to say about investing in AI. Taxes Tax-efficient investing for high-income earners Practical and proven strategies you can take to become a more tax-efficient investor. Guidance and perspectives Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Retirement Planning | Edward Jones United States | English Canada | English Canada | French Planning for and living in retirement your way Retirement planning is a critical and ongoing process to secure your financial future. The sooner you start to develop a retirement plan, the more likely you are to reach your goals. And, given that your retirement could be 25 or 30 years long, you'll need to regularly review and potentially adjust your strategy in retirement to help ensure you remain on track. Wherever you are on your journey, we'll help you with resources, ideas and practical advice and guidance at every step. Types of individual retirement accounts Individual retirement accounts (IRAs) can be a key part of your retirement strategy. Learn the benefits, differences between the types of IRAs and how they can help you meet your retirement goals. Learn more Preparing for retirement Explore strategies and steps to take to help create the retirement you see for yourself. Learn more Living in retirement Explore strategies and steps to take to help you remain financially secure in retirement life. Learn more Social Security Social Security is one of the most valuable retirement assets you have. Determining when to start taking it isn't a decision you should take lightly. Learn more Retiring early? Know your health care options. Medicare is the typical option for those 65 and older. But what about those retiring before then? Learn more More resources The role of insurance in unexpected events While you can’t stop unexpected events from happening, insurance can help you prepare for them. Learn More About the Role of Insurance Weekly market wrap A summary of last week's market highlights and economic news. Read this week’s market update The pros and cons of downsizing in retirement Explore these key trade-offs if you're considering moving homes. Learn More Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Financial Market Insights | Edward Jones United States | English Canada | English Canada | French Financial Market Insights Stay up to date on your investments with the latest stock market news. Explore by previous Market Updates Expert Outlooks and Insights Market Tools Meet Our Experts next Daily market snapshot Daily market snapshot Stay up to date with latest developments, trends, and daily insights on the market. Get a comprehensive look at market movements, international updates, economic indicators, and our expert's analysis. Read Latest News Market Compass Market news is everywhere — but what does it all mean for you? Our Monthly Market Compass helps keep you in the know but also looks ahead to what may be down the road. In this video series, our investment strategists share their thoughts on the latest market and economic developments, and offer investing tips you can use as you work toward your long-term financial goals. Learn more View our investment strategists’ latest insights Mona Mahajan Presidential Election Implications for Investors | Edward Jones Published Nov. 6, 2024 Published November 6, 2024 Angelo Kourkafas 5/1: Earnings do the heavy lifting Published May. 1, 2026 Published May 1, 2026 Brian Therien Daily market snapshot Published May. 12, 2026 Published May 12, 2026 Tom Larm Monthly portfolio brief Published May. 5, 2026 Published May 5, 2026 James McCann Weekly market wrap Published May. 8, 2026 Published May 8, 2026 Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Weekly Stock Market Update | Edward Jones United States | English Canada | English Canada | French Three key trends to watch, beyond geopolitical headlines Key takeaways While geopolitics continue to dominate headlines, markets have increasingly refocused on underlying economic and earnings fundamentals, pushing equities to new record highs. This optimism is supported by signs that the economy remains on solid footing, with last week’s labor market data pointing to improving hiring momentum despite ongoing geopolitical uncertainty. Corporate earnings have also continued to surprise to the upside, underscoring strong profitability across sectors, particularly among AI‑related companies that have led the recent rally. In contrast, bonds have lagged the equity rebound, as renewed inflation pressures and resilient growth pose another obstacle to near‑term interest rate cuts. Sustaining equity-market momentum at its recent pace may prove challenging, but we believe the economic and earnings outlook remains constructive, offering opportunities for disciplined, diversified investors. Hopes building over an Iran peace deal The conflict in the Middle East continues to dominate headlines. The big story last week centered on a U.S. proposal to effectively end the war. Details around the one-page document are slim, but Axios reported that the 14-point deal includes a moratorium on Iranian nuclear enrichment, a lift of U.S. sanctions and an end to restrictions on traffic through the Strait of Hormuz. Sources suggest that this is the closest both sides have come to an agreement since the war started. Source: Bloomberg. Chart description This chart shows a large spike in the number of articles on the war in Iran from February onwards. Source: Bloomberg. This chart shows a large spike in the number of articles on the war in Iran from February onwards. Markets responded positively to the news, with major U.S. equity benchmarks hitting new record highs last week. At the time of this writing, we have yet to hear Iran's response, and tensions around the Persian Gulf remain elevated. However, signs of progress in talks supports our expectation that a diplomatic solution to the Iran conflict can be reached. While geopolitics remains front-and-center in the news cycle, markets have increasingly shifted focus away from day-to-day oil price swings and back toward the underlying economic and corporate fundamentals. In this week's wrap we will look at three trends you may have missed amid the outbreak of war in the Middle East. 1. An improving labor market There were concerns around the health of the labor market coming into 2026. Private payrolls growth averaged just 25,000 per month in 2025 as hiring slowed to a crawl, and the unemployment rate drifted higher, from 4.1% at the end of 2024 to 4.5% in late 2025. There were few signs of outright distress, but anemic hiring was flagged by the Fed as a potential threat to the economy. The latest labor market data look brighter, despite the oil shock. Payrolls delivered back-to-back increases for the first time in a year through March and April, lifting the average gain in private employment to near 90,000 per month so far this year. Meanwhile, the unemployment rate has fallen from its 2025 peak and was unchanged in the latest April reading at 4.3%. Source: Bloomberg. Chart description This chart shows that private job gains so far in 2026 have rebounded from the very weak 2025 readings Source: Bloomberg. This chart shows that private job gains so far in 2026 have rebounded from the very weak 2025 readings Scratching beneath the surface, there has been a broadening in sectors adding headcount. The payrolls diffusion index, which compares the number of sectors adding, as opposed to cutting, jobs, has clearly improved in the past six months. This indicates that better hiring has been driven by a wider group of companies and sectors, providing some encouragement over the durability of this trend. Importantly, this trend is consistent with other labor market data. Initial unemployment insurance claims remain low, households are saying that it is slightly easier (or less difficult) to find work, and the Chicago Fed is tracking an improvement in the hiring rate for unemployed workers. Overall, the labor market is looking solid, even in the early innings of an energy price shock. We can't take this resilience for granted should we see a larger or more prolonged spike in oil prices. However, these data also chime with other indicators, such as upbeat retail spending, which suggest the economy is comfortably weathering higher oil prices for now. 2. An earnings frenzy The big story from the corporate sector in recent months has not been centered on the effect of higher oil prices. Instead, the picture is one of robust corporate earnings across sectors, particularly around technology and AI companies.  Source: Factset. Past performance does not guarantee future results. An index is unmanaged, cannot be invested into directly and is not meant to depict an actual investment. Chart description This chart shows how the Magnificent 7—Apple, Microsoft, Alphabet, Amazon, Nvidia, Meta Platforms, and Tesla—have outperformed the rest of the stocks in the S&P 500, though they're not far behind. Source: Factset. Past performance does not guarantee future results. An index is unmanaged, cannot be invested into directly and is not meant to depict an actual investment. This chart shows how the Magnificent 7—Apple, Microsoft, Alphabet, Amazon, Nvidia, Meta Platforms, and Tesla—have outperformed the rest of the stocks in the S&P 500, though they're not far behind. Let's look at the Q1 earnings season as it draws to a close. With 89% of S&P 500 companies having now reported, a full 84% have had better-than-expected earnings per share, comfortably above the typical beat rate over the past five years. The blended earnings growth rate for the index is tracking nearly 28% in Q1, which, if maintained, would be the strongest delivered since 2021. Ten of eleven sectors are reporting positive year-over-year earnings growth, with seven of these in double digits. Admittedly, the oil price shock will only be partly reflected in these reports, with prices spiking late in the first quarter. However, these data help highlight the underlying strength of corporate profitability coming into this shock, and the likely resilience of this trend barring a much worse spike in oil prices. The reports also underline the strength in the tech sector, with an extraordinary investment cycle around AI helping power the sector. The strength of these numbers has helped drive a huge rally in semiconductors in recent weeks, with the Philadelphia semiconductor index up more than 10% last week alone and now 65% year-to-date. 3. A reset in Fed easing expectations While equity markets have more than recovered from the Middle East shock, bonds have not. At the time of this writing the yield on the 10-year U.S. Treasury note is trading at 4.36%, up around 40 basis points from a low in late February. This reflects a durable decline in expectations for Fed interest rate cuts. Markets were pricing at least two 25 basis point (0.25%) cuts by the end of this year before the Iran shock but now think the central bank will be on hold this year. Source: Bloomberg. Chart description This chart shows how oil prices have risen, which has driven expectations for additional Fed rate cuts lower. Source: Bloomberg. This chart shows how oil prices have risen, which has driven expectations for additional Fed rate cuts lower. We think there are a few reasons for this shift. First, and most obviously, higher oil prices have pushed inflation to 3.3%, and a further acceleration is likely in April's report this week. This jump will most likely prove transitory, and we currently expect inflation to peak between 3.5%-4% over Q2, before starting to ease in late 2026. Still, above target inflati Our Investment Philosophy | Edward Jones United States | English Canada | English Canada | French Our investment philosophy We’ve spent the last century helping investors achieve what’s most important to them using a straightforward investing philosophy: Maintain a long-term perspective, focus on quality, and manage risk through diversification. One philosophy for every kind of market The market changes every day, but your important financial goals probably don’t. The same goes for your financial strategies. A long-term strategy We believe the best way to build and preserve your financial future is with a long-term focus. Though when it comes to your investments, “buy and hold” doesn’t mean “buy and ignore.” You should still review your portfolio at least once a year to make sure you’re on track for the long haul.  Hyperfocus on quality With our years of experience, we know what quality looks like. Our team of strategists and analysts make recommendations we believe will perform well over time — through good and bad markets. This approach to evaluating investments, retirement, education, protection and other financial strategies helps us narrow down a multitude of options to those we believe are best-suited for long-term success. Diversify, diversify, diversify While diversification can’t protect you against a loss, it can help reduce your risk. If your money is invested in just one or a few investments, and one of them struggles, your entire financial strategy could be in trouble. We recommend building a portfolio that includes different types of investments that perform differently over time. And we’ll work with you to align your investment portfolio with your comfort with risk and your goals.  How we can help No matter what your path forward looks like, your financial advisor will work with you every step of the way. They'll back you up with candid advice and thoughtful, tailored strategies — so you can see the road ahead and move forward with confidence.   Are you on track to meet your financial goals? Match with Financial Advisors personalized for you. Consultations are complimentary. Take the quiz Back to Top Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. What Are Mutual Funds? | Edward Jones United States | English Canada | English Canada | French What are mutual funds? Build a diversified portfolio tailored to your financial goals with mutual funds that match your risk tolerance, asset allocation and timelines. Mutual funds are investment vehicles that offer investors the opportunity to group their money together and buy stocks, bonds and other investments “mutually” to invest in a common objective, such as to generate current income or seek long-term growth.  As a mutual fund investor, you don’t directly own the stock in the companies the fund purchases. Instead, you share equally in the profits or losses of the fund’s total holdings — another reason they’re called “mutual funds.” Other key characteristics of mutual funds: They’re run by professional money managers who decide which securities (stocks, bonds, etc.)-to buy and when to sell them, with the goal of giving you the best return on your investment. They typically have low minimum investments and are traded only once per day at the closing net asset value. You get exposure to all the investments in the fund and any income or losses they generate. They offer a wide variety of investment strategies and styles. Understanding what mutual funds are and how they work All mutual funds fall into two categories: actively or passively managed funds. These categories help determine the fund’s fees and performance. Actively managed funds These funds strive to beat the market. They’re overseen by portfolio managers who actively select the securities they think will outperform the market. Most mutual funds are actively managed. Pros Cons Opportunity to overperform —  As active funds seek to beat the index, they offer you the potential to earn higher returns than the average. Underperformance —  Statistically speaking, most actively managed funds tend to do worse than the market index. Defensive measures — Managers can minimize potential losses by avoiding certain securities, or by adding more conservative assets. Active risk —  Managers are choosing investments they think will bring high returns, which is great when they’re right, but has consequences when they’re wrong. Tax management — While active funds trigger more capital gains distributions, your financial advisor can tailor tax strategies to offset these gains. Expensive —  Fees are higher due to frequent buying and selling, managerial salaries and research costs.   Passively managed funds These funds, known as index funds, are designed to mimic — rather than beat — a specific index (such as the S&P 500), replicating its holdings and, hopefully, performance. Pros Cons Low fees — Managerial oversight is much less expensive since managers aren’t choosing securities but rather, in most cases, mimicking what’s already in the index. Lack of flexibility —  Managers are usually restricted to a specific index or predetermined set of investments, no matter what happens in the market. Transparency —  Index funds are required to publish their holdings quarterly (and some publish more often). Performance constraints — By definition, passive funds will rarely if ever beat the market. Tax efficiency —  An index fund’s typical “buy and hold” strategy doesn't usually generate large capital gains taxes. No downside protection —  In a down market, the fund’s return will be as bad as the index it tracks, or potentially worse. No matter how the mutual fund is managed, you typically earn money three ways: Dividends and interests —  A fund may earn income from dividends on the stock or interest on the bonds it holds, which it then passes along to its shareholders, minus any expenses. Capital gains —  If the fund sells securities that have increased in price, the fund has a capital gain. Most funds pass along these gains to investors at the end of the year, minus any capital losses. Fund share price increase —  If the fund’s holdings increase in price but aren’t sold by the fund manager, you can sell your shares for a profit. What fees and costs are associated with mutual funds? Investing costs can be a key factor in your net return. To minimize these costs, it’s important to understand how mutual funds assess fees and expenses. These fall into three broad categories: Operating expense ratio (OER) — OERs cover the fund’s operating expenses and are annually factored into the total return you receive. Load — A one-time commission some fund companies charge whenever you buy or sell shares in certain load-based mutual funds. Transaction fee — A trading fee some brokerages may charge whenever you buy or sell mutual fund shares. Why invest in mutual funds? Mutual funds are popular for many reasons, including: Diversification Mutual funds give you an efficient way to diversity your portfolio without having to select individual stocks or bonds. They cover most major asset classes (groupings of similar investments such as stocks, bonds, and real estate) and sectors (specific segments of the economy such as consumer staples, energy, health care, etc.). Professional management Fund managers have extensive knowledge that helps them make investment decisions. A manager may adjust the portfolio mix based on changes in market conditions or a company’s performance to help the fund achieve its stated objective. Convenience You can buy or sell your fund shares on any business day, automatically reinvest the dividends and capital gains distributions, and exchange funds within a fund family without fees. Transparency Mutual funds are subject to industry regulation to ensure accountability and fairness. Additionally, you can see the underlying investments (stocks, bonds, cash, etc.) in each fund’s portfolio either online or via the fund’s prospectus. Mutual funds and ETFs Mutual funds can be used with exchange-traded funds (ETFs) to achieve additional diversification. For example, a mutual fund could fill a gap in a portfolio of ETFs. If you already own a number of large-cap domestic equity and international equity, as well as fixed-income ETFs, you can increase diversification by adding exposure to the mid- or small-cap asset classes via mutual funds. If the ETF family does not have a fund that meets your needs, consider adding a mid- or small-cap mutual fund instead. Mutual funds also can provide exposure to certain asset classes with a more limited number of fund choices, such as emerging markets or international small cap. If you already have a well-diversified portfolio of ETFs with different investment categories and asset classes, mutual funds may not be necessary. Before you consider supplementing your portfolio with other investment types such as mutual funds, see if you are eligible for lower fees — called breakpoints — if you invest a certain amount in a specific ETF family. There is no universal figure for the amount of active or passive investments to include in a portfolio. Think about your desired level of involvement, sensitivity to fees, tax sensitivity and long-term expectations for the investments (e.g., outperform the market).  If the idea of lower expenses and the potential for greater tax efficiency appeals to you, a passively managed fund (especially an ETF) may be appropriate. If you prefer not to make individual investment decisions and want the chance to outperform the index, an actively managed fund may be appropriate. Types of mutual funds There are nearly 10,000 mutual funds available today, covering a broad range of industries, asset classes and market indexes. At Edward Jones, we try to simplify your choices by recommending funds that follow our investing principles of quality, diversification, and a long-term perspective.  That’s why we believe you should focus on these types of mutual funds: Balanced funds Equity or stock funds Bond funds Balanced funds A fund that combines stocks and bonds is called a balanced fund. The stock/bo Find Your Best Financial Advisor Matches | Edward Jones Match with Financial Advisors Our simple quiz will provide you with a personalized list of financial advisors based on your investing goals, preferences, and location. Take the quiz Take the quiz Ready to find your match? Your investing goals are unique. That's why you deserve a financial advisor whose skills, experience, and focus areas are a match for your specific needs. Step 1: Take our 3-minute quiz Answer a few questions to help us understand you, your financial situation, and your goals. Our matching program will find financial advisors whose skills and experience are a fit for your needs. Get Started Get Started Step 2: Explore your list Check out your curated list of financial advisor matches. Learn more about each one as you review their experience, background, and focus areas. 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Mandy Andrei, Financial Advisor | Edward Jones United States | English Canada | English Canada | French Financial Advisor Mandy Andrei CFP®, AAMS® 1045 W El Camino Real Suite C, Mountain View, CA 94040 opens in a new window Accepting New Clients Serving clients with $1,000,000 Call Send Me a Message Send Me a Message Focus Areas Wealth Strategies Retirement Income Strategies Information Technology Professionals Entrepreneurs & Business Owners Employee Stock Options Intergenerational Planning Focus Areas Wealth Strategies Retirement Income Strategies Information Technology Professionals Entrepreneurs & Business Owners Employee Stock Options Intergenerational Planning Financial Advisor Certifications CFP® CERTIFIED FINANCIAL PLANNER® AAMS® Accredited Asset Management Specialist™ Personal Interests Volunteering Pets Wine Collecting/Enthusiast Team Members Yue Pang Sr. Branch Office Administrator Send Me a Message * Required field Existing Client? 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Need help determining what your financial priorities are? The "My Priorities" quiz can help. It's an important step in building a comprehensive financial strategy. Take the My Priorities quiz Weekly market wrap A summary of last week's market highlights and economic news. Read this week’s market update Email Me Find a Financial Advisor Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Revenue Sharing (pdf) Accessibility Terms of Use Cookie Preference Management Copyright © 2026 Edward Jones. All rights reserved. Member  SIPC .  This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Monthly Investment Portfolio Management | Edward Jones United States | English Canada | English Canada | French Markets hit new highs. Is your portfolio prepared for what comes next? What you need to know Markets gain solid ground with stocks leading the way, potentially bringing new life to diversified portfolios following a volatile first quarter. While geopolitical risks continue to cloud the outlook, recent widespread gains were supported by the broader backdrop remaining constructive, leading some stock indexes to new highs. Rather than trying to time market peaks or chase past performance, we favor managing your portfolio with a forward-looking mindset by setting goal-oriented target allocations, then fine tune your positioning with shorter-term opportunities. Consider overweighting stocks—we expect healthy fundamentals to help sustain stock-market momentum in the quarters ahead, and a quality, diversified approach can help manage risks. Portfolio tip Consider anchoring portfolio allocations around two complementary time horizons: one defined by your goals to create your longer-term strategy, and one more near-term in nature to capture opportunities with discipline. Source: Morningstar, 4/30/2026. U.S. large-cap stocks represented by S&P500 TR Index. International large-cap stocks represented by MSCI EAFE NR Index. U.S. mid-cap stocks represented by Russell Mid-cap TR Index. U.S. small-cap stocks represented by Russell 2000 TR index. International small- and mid-cap stocks represented by MSCI EAFE SMID NR Index. Emerging-market equity represented by MSCI Emerging Markets NR Index. U.S. investment-grade bonds represented by Bloomberg US Aggregate TR Index. U.S. high-yield bonds represented by Bloomberg US HY 2% Issuer Cap TR Index. International bonds represented by Bloomberg Global Agg Ex USD TR Hgd Index. Emerging-market debt represented by Bloomberg Emerging Market Agg Index. Cash represented by Bloomberg US Trsy Bellwethers 3Mon TR Index. Past performance does not guarantee future results. Market indexes are unmanaged, cannot be invested into directly and are not meant to depict an actual investment. Chart description This chart shows the performance of equity and fixed-income markets over the previous month and year. Source: Morningstar, 4/30/2026. U.S. large-cap stocks represented by S&P500 TR Index. International large-cap stocks represented by MSCI EAFE NR Index. U.S. mid-cap stocks represented by Russell Mid-cap TR Index. U.S. small-cap stocks represented by Russell 2000 TR index. International small- and mid-cap stocks represented by MSCI EAFE SMID NR Index. Emerging-market equity represented by MSCI Emerging Markets NR Index. U.S. investment-grade bonds represented by Bloomberg US Aggregate TR Index. U.S. high-yield bonds represented by Bloomberg US HY 2% Issuer Cap TR Index. International bonds represented by Bloomberg Global Agg Ex USD TR Hgd Index. Emerging-market debt represented by Bloomberg Emerging Market Agg Index. Cash represented by Bloomberg US Trsy Bellwethers 3Mon TR Index. Past performance does not guarantee future results. Market indexes are unmanaged, cannot be invested into directly and are not meant to depict an actual investment. This chart shows the performance of equity and fixed-income markets over the previous month and year. Where have we been? Markets gained solid ground following the year's volatile first quarter. After a March pullback sparked by heightened Middle East tensions and energy supply disruptions, equities staged an impressive rebound in April, generally helping restore momentum to diversified portfolios. Although the conflict has now entered its third month, early signs of de-escalation have helped temper concerns, reinforcing expectations that its economic effects—such as impacts on inflation and growth—will be modest and short-term in nature, even as uncertainty persists. Beyond geopolitics, in our view, the broader backdrop remained constructive. Resilient economic activity, consumer strength, steady labor markets, and rising corporate profits provided support. Gains were widespread, but stocks meaningfully outperformed bonds as markets struck a more optimistic tone. Strength across growth and cyclical stocks pointed to rising confidence. After growth-oriented tech stocks, particularly within U.S. markets, lagged early in the year amid concerns over valuations and large capital spending plans, they were among April's leaders. Tech-heavy sectors in the U.S. delivered double-digit returns, helping propel the S&P 500 index to new highs. As optimism improved more broadly, investors rotated away from commodity-sensitive and traditionally defensive sectors, leaving energy, health care, and utilities to trail the broader market the most. The strongest performers amid the optimism, howeve

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◈ Crawled Pages — Provenance Chain

Law I — Provenance · Law III — Reverse Ontology · source: https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl Visit Source ↗

Root-LD — Traveling Context Pod v1.0 · gdr-d7640321 · three layers

Graph Edges

42,990

Tokens Measured

0.1515

Type-Token Ratio

122

Schema Blocks

52%

Schema Coverage

Root-LD is the traveling context pod for this entity — permanent, provenance-grounded. The head <script> block is machine-readable. This section shows the same data to humans. We show the work in both spaces.

Layer 1 — Anchor · Immutable after mint. UUID, federation_id, content hash, timestamps. A new crawl appends to recursive — the anchor is never touched. Law I — Provenance.

rld:anchor — gdr-d7640321

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Layer 2 — Body · Complete measurement snapshot frozen at mint. Identity, SEO, schema graph, six-layer topology fingerprint, ratio signals, navigation. Law II — Temporal Attestation.

rld:body — edwardjones.com

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Layer 3 — Recursive · Empty at mint. Grows forever through accumulated corpus passes. Common edges (Law V), uncommon edges (Law VI), topology cluster scores. The graph builds itself. Law VII — Torus.

rld:recursive — edge_count=0

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Root-LD v1.0 · root-ld.org · Law I+II+VII root-ld.org ↗

Schema.org Intelligence scored · graph traversal · Law VI negative space

▶ 52% coverage · 20 types · 59 props · 52 gaps · click to expand

52%

Schema Utilization Score

GOOD COVERAGE — STRONG ENTITY SIGNAL

schema.org v2.0.0 · 59 props extracted · 52 gaps · https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl

Thing → OrganizationPersonLocalBusinessPostalAddressOpeningHoursSpecification

◈ Schema Graph — Three-Direction Traversal

Declared: Organization · Person · LocalBusiness · PostalAddress · OpeningHoursSpecification · WebPage · ImageObject · Article · BreadcrumbList · ListItem · FAQPage · Question · Answer · VideoObject · ReadAction · WebSite · SearchAction · EntryPoint · NewsArticle · ItemList

✓ Implemented

✓addressown12555 Manchester Road, St. Louis, MO 63131

✓areaServedownUnited States, Canada

✓awardownhttps://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/admired-companies-2024 (+3 more)

✓brandownEdward Jones

✓diversityPolicyownhttps://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/inclusion-diversity-equity-commitment

✓diversityStaffingReportownhttps://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship

✓ethicsPolicyownAt Edward Jones, our purpose is to partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society (+1 more)

✓founderownEdward D. Jones, Sr.

✓foundingDateown1922

✓foundingLocationownSt. Louis, MO

✓hasCredentialownRegistered broker-dealer and investment adviser

✓keywordsownInvesting, financial services firms, financial advisors, retirement savings, education savings, stocks

✓knowsAboutownFinancial services, wealth management, investing, retirement planning, education savings, insurance, fixed income, capital markets, legacy planning, small business owner finances

✓legalNameownJones Financial Companies, L.L.L.P.

✓locationown12555 Manchester Road, St. Louis, MO 63131

✓logoownhttps://www.edwardjones.com/themes/custom/edwardjones/logo.svg

✓memberownEdward D. Jones & Co., L.P

✓memberOfownhttps://www.sipc.org/

✓NAICSown523940

✓numberOfEmployeesown49,000

✓sponsorownNational National Presenting Sponsor of Alzheimer’s Association Walk to End Alzheimer's®

✓imageownhttps://www.edwardjones.com/themes/custom/edwardjones/logo.svg

✓nameownEdward Jones

✓sameAsownhttps://www.edwardjones.com/us-en (+4 more)

✓urlownhttps://www.edwardjones.com/us-en/financial-advisor/mandy-andrei

✓descriptionownEdward Jones is a 100-year old full-service, financial services firm that is built for today. We specialize in helping individuals investors rather than institutions. Being a privately-owned company,

✓jobTitleownFinancial Advisor

✓worksForownEdward Jones

✓telephoneown6503218586

✓openingHoursSpecificationown[OpeningHoursSpecification] (+3 more)

✓streetAddressown1045 W El Camino Real Suite C

✓addressLocalityownMountain View

✓postalCodeown94040

✓addressCountryownUS

✓closesown16:00:00

✓dayOfWeekownhttps://schema.org/Monday

✓opensown09:00:00

✓contentUrlownhttps://edwardjoneslive.pc.cdn.bitgravity.com/assets/fa-pictures/600x900/1590620.jpg

✓mainEntityOfPageownhttps://www.edwardjones.com/us-en/market-news-insights/stock-market-news/daily-market-recap

✓headlineownDaily market snapshot

✓authorownashish.sharma7

✓publisherownEdward Jones

✓datePublishedownThu, 05/14/2026 - 10:28

✓itemListElementownHome (+4 more)

✓positionown1

✓itemownhttps://www.edwardjones.com/us-en

✓dateModifiedown-/-/--

✓alternateNameownN/A

✓mainEntityownWhere do I find a financial advisor? (+2 more)

✓acceptedAnswerown[Answer]

✓textownYou can find a financial advisor through personal recommendations, online platforms, or financial institutions. There are also local financial advisors that you can contact to discuss your financial g

✓isPartOfownhttps://careers.edwardjones.com/#website

✓breadcrumbownhttps://edwardjones.site.findly.com/#breadcrumb

✓inLanguageownen-US

✓potentialActionown[ReadAction]

✓targetownhttps://edwardjones.site.findly.com/

✓query-inputownrequired name=search_term_string

✓urlTemplateownhttps://careers.edwardjones.com/?s={search_term_string}

✓sourceOrganizationownEdward Jones

✗ Not Implemented / Gap

✗aggregateRatinggap—

✗emailgap—

✗geogap—

✗hasOfferCataloggap—

✗openingHoursgap—

✗contactPointgap—

✗identifiergap—

✗priceRangegap—

✗slogangap—

✗fundinggap—

✗employeegap—

✗fundergap—

✗leiCodegap—

✗knowsLanguagegap—

✗skillsgap—

✗naicsgap—

✗hasMerchantReturnPolicygap—

✗parentOrganizationgap—

✗globalLocationNumbergap—

✗reviewgap—

✗eventgap—

✗interactionStatisticgap—

✗actionableFeedbackPolicygap—

✗hasCertificationgap—

✗iso6523Codegap—

✗correctionsPolicygap—

Thingancestor +1schema.org/Thing ↗8/13 (61%)

The most generic type of item.

sameAsnamemainEntityOfPagepotentialActiondescriptionalternateNameurlimage

additionalTypeidentifierownersubjectOfdisambiguatingDescription

CreativeWorksibling via Thingschema.org/CreativeWork ↗102 exclusive

The most generic kind of creative work, including books, movies, photographs, software programs, etc.

providergenrewordCountaccessModeSufficientacquireLicensePagetemporalCoveragepublisherthumbnail

Productsibling via Thingschema.org/Product ↗46 exclusive

Any offered product or service. For example: a pair of shoes; a concert ticket; the rental of a car; a haircut; or an episode of a TV show streamed online.

hasMeasurementweightheightdisplayLocationgtingtin12isRelatedToproductID

Eventsibling via Thingschema.org/Event ↗33 exclusive

An event happening at a certain time and location, such as a concert, lecture, or festival. Ticketing information may be added via the [[offers]] property. Repe

durationendDateeventAttendanceModeactormaximumVirtualAttendeeCapacitysuperEventoffersrecordedIn

Personsibling via Thingschema.org/Person ↗33 exclusive

A person (alive, dead, undead, or fictional).

honorificPrefixweightheightgenderpronounsdeathDateaffiliationchildren

Placesibling via Thingschema.org/Place ↗28 exclusive

Entities that have a somewhat fixed, physical extension.

geoCoversspecialOpeningHoursSpecificationpublicAccesssmokingAllowedgeoOverlapslatitudeopeningHoursSpecificationgeoContains

Actionsibling via Thingschema.org/Action ↗12 exclusive

An action performed by a direct agent and indirect participants upon a direct object. Optionally happens at a location with the help of an inanimate instrument.

providerresultactionProcessstartTimeobjectactionStatusagentinstrument

MedicalEntitysibling via Thingschema.org/MedicalEntity ↗7 exclusive

The most generic type of entity related to health and the practice of medicine.

relevantSpecialtystudycodelegalStatusrecognizingAuthorityguidelinemedicineSystem

Intangiblesibling via Thingschema.org/Intangible ↗0 exclusive

A utility class that serves as the umbrella for a number of 'intangible' things such as quantities, structured values, etc.

LocalBusinesschild / upgradeschema.org/LocalBusiness ↗+32 props

A particular physical business or branch of an organization. Examples of LocalBusiness include a restaurant, a particular branch of a restaurant chain, a branch

additionalPropertyamenityFeaturebranchCodecontainedInPlacecontainsPlacecurrenciesAcceptedgeogeoContains

EducationalOrganizationchild / upgradeschema.org/EducationalOrganization ↗+29 props

An educational organization.

additionalPropertyamenityFeaturebranchCodecontainedInPlacecontainsPlacegeogeoContainsgeoCoveredBy

NewsMediaOrganizationchild / upgradeschema.org/NewsMediaOrganization ↗+4 props

A News/Media organization such as a newspaper or TV station.

mastheadmissionCoveragePrioritiesPolicynoBylinesPolicyverificationFactCheckingPolicy

MedicalOrganizationchild / upgradeschema.org/MedicalOrganization ↗+3 props

A medical organization (physical or not), such as hospital, institution or clinic.

healthPlanNetworkIdisAcceptingNewPatientsmedicalSpecialty

Airlinechild / upgradeschema.org/Airline ↗+2 props

An organization that provides flights for passengers.

boardingPolicyiataCode

Corporationchild / upgradeschema.org/Corporation ↗+1 props

Organization: A business corporation.

tickerSymbol

SportsOrganizationchild / upgradeschema.org/SportsOrganization ↗+1 props

Represents the collection of all sports organizations, including sports teams, governing bodies, and sports associations.

sport

NGOchild / upgradeschema.org/NGO ↗+0 props

Organization: Non-governmental Organization.

GovernmentOrganizationchild / upgradeschema.org/GovernmentOrganization ↗+0 props

A governmental organization or agency.

FundingSchemechild / upgradeschema.org/FundingScheme ↗+0 props

A FundingScheme combines organizational, project and policy aspects of grant-based funding that sets guidelines, principles and mechanisms to support other

PoliticalPartychild / upgradeschema.org/PoliticalParty ↗+0 props

Organization: Political Party.

OnlineBusinesschild / upgradeschema.org/OnlineBusiness ↗+0 props

A particular online business, either standalone or the online part of a broader organization. Examples include an eCommerce site, an online travel booking site,

◈ Structural Negative Type Space — Constitutional Law VI

◈ Action Branch

No structural connection to the Action branch. Graph position measurement. schema.org/Action ↗ · Law III — meaning is yours.

◈ BioChemEntity Branch

No structural connection to the BioChemEntity branch. Graph position measurement. schema.org/BioChemEntity ↗ · Law III — meaning is yours.

◈ CreativeWork Branch

No structural connection to the CreativeWork branch. Graph position measurement. schema.org/CreativeWork ↗ · Law III — meaning is yours.

◈ Event Branch

No structural connection to the Event branch. Graph position measurement. schema.org/Event ↗ · Law III — meaning is yours.

◈ Intangible Branch

No structural connection to the Intangible branch. Graph position measurement. schema.org/Intangible ↗ · Law III — meaning is yours.

◈ MedicalEntity Branch

No structural connection to the MedicalEntity branch. Graph position measurement. schema.org/MedicalEntity ↗ · Law III — meaning is yours.

◈ Person Branch

No structural connection to the Person branch. Graph position measurement. schema.org/Person ↗ · Law III — meaning is yours.

◈ Place Branch

No structural connection to the Place branch. Graph position measurement. schema.org/Place ↗ · Law III — meaning is yours.

◈ Product Branch

No structural connection to the Product branch. Graph position measurement. schema.org/Product ↗ · Law III — meaning is yours.

◈ Taxon Branch

No structural connection to the Taxon branch. Graph position measurement. schema.org/Taxon ↗ · Law III — meaning is yours.

◈ Gap List (52 properties unmapped)

fundingemployeesloganfunderaggregateRatingleiCodeknowsLanguageskillsnaicshasMerchantReturnPolicyparentOrganizationglobalLocationNumberrevieweventinteractionStatisticactionableFeedbackPolicycontactPointhasCertificationiso6523CodecorrectionsPolicyacceptedPaymentMethodisicV4departmentlegalRepresentativecompanyRegistrationhasMemberProgramalumnisubOrganizationlegalAddresspublishingPrinciples

+22 more gaps not shown

◈ Source Schema.org — Raw Extraction (122 blocks)

Block 1 · @type: Organization

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  "areaServed": "United States, Canada",
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    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/2023-corporate-equality-score",
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/2023-fortune-500-ranking",
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/exceptional-training-program-2023"
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  "diversityPolicy": "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/inclusion-diversity-equity-commitment",
  "diversityStaffingReport": "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship",
  "ethicsPolicy": [
    "At Edward Jones, our purpose is to partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society",
    "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship"
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  "founder": "Edward D. Jones, Sr.",
  "foundingDate": "1922",
  "foundingLocation": "St. Louis, MO",
  "hasCredential": "Registered broker-dealer and investment adviser",
  "keywords": "Investing, financial services firms, financial advisors, retirement savings, education savings, stocks",
  "knowsAbout": "Financial services, wealth management, investing, retirement planning, education savings, insurance, fixed income, capital markets, legacy planning, small business owner finances",
  "legalName": "Jones Financial Companies, L.L.L.P.",
  "location": "12555 Manchester Road, St. Louis, MO 63131",
  "logo": "https://www.edwardjones.com/themes/custom/edwardjones/logo.svg",
  "member": "Edward D. Jones & Co., L.P",
  "memberOf": "https://www.sipc.org/",
  "NAICS": "523940",
  "numberOfEmployees": "49,000",
  "sponsor": "National National Presenting Sponsor of Alzheimer’s Association Walk to End Alzheimer's®",
  "image": "https://www.edwardjones.com/themes/custom/edwardjones/logo.svg",
  "name": "Edward Jones",
  "sameAs": [
    "https://www.edwardjones.com/us-en",
    "https://www.youtube.com/user/EdwardJonesVideo",
    "https://www.linkedin.com/company/edward-jones",
    "https://twitter.com/edwardjones",
    "https://www.facebook.com/edwardjones"
  ],
  "url": "https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei",
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}

◈ Source: https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl · Law I — Provenance

Block 2 · @type: Person

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  "name": "Mandy Andrei",
  "url": "https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei",
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  }
}

◈ Source: https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl · Law I — Provenance

Block 3 · @type: LocalBusiness

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}

◈ Source: https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl · Law I — Provenance

Block 4 · @type: WebPage

{
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  "name": "Mandy Andrei",
  "url": "https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei",
  "description": "Mandy Andrei is an Edward Jones Financial Advisor serving Mountain View, CA. Get the personal financial advice you need to achieve your goals."
}

◈ Source: https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl · Law I — Provenance

Block 5 · @type: ImageObject

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  "description": "Financial Advisor Mandy Andrei"
}

◈ Source: https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl · Law I — Provenance

Block 6 · @type: Organization

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}

◈ Source: https://www.edwardjones.com/us-en/ · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 7 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/fees · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 8 · @type: Organization

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}

◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/daily-market-recap · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 9 · @type: Article

{
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  "datePublished": "Thu, 05/14/2026 - 10:28"
}

◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/daily-market-recap · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 10 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/about-us/our-history · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 11 · @type: Organization

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}

◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/questions-ask-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 12 · @type: Article

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  "datePublished": "Tue, 11/18/2025 - 03:55"
}

◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/questions-ask-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 13 · @type: Organization

{
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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/market-pulse · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/market-pulse · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 15 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/workplace · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/tax-planning-and-investing · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/tax-planning-and-investing · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 18 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 19 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/investment-services/wealth-strategies · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/find-a-financial-advisor/locations/california/mountain-view · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/find-a-financial-advisor/locations/california/mountain-view · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 22 · @type: WebPage

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◈ Source: https://www.edwardjones.com/us-en/find-a-financial-advisor/locations/california/mountain-view · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 23 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/investing-approach/investment-policy-committee · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/investing-approach/investment-policy-committee · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/search/find-a-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/search/find-a-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/about-us/financial-reports · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/personal-finance · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/personal-finance · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/how-choose-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/how-choose-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/how-choose-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/how-choose-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/how-choose-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-etfs-how-they-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-etfs-how-they-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-etfs-how-they-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-etfs-how-they-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-etfs-how-they-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/edward-jones-ventures · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 41 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/find-a-financial-advisor/locations · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 42 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/news-media/thought-leadership · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 43 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/contact-us · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 44 · @type: Article

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◈ Source: https://www.edwardjones.com/us-en/contact-us · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 45 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/edward-jones-advantage · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 46 · @type: unknown

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◈ Source: https://careers.edwardjones.com/?codes=EDWARD_JONES_WEBSITE&utm_source=EDWARD_JONES_WEBSITE · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 47 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/about-us · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 48 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/educationsavings · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/wealth-strategies/financial-advisor-managed-solutions · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/wealth-strategies/financial-advisor-managed-solutions · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 51 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/cpa-attorney-resources · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/cpa-attorney-resources · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 53 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/webinars · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/webinars · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/how-do-stocks-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/how-do-stocks-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/how-do-stocks-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/how-do-stocks-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 59 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/how-do-stocks-work · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 60 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/news-media · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/investor-education · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 62 · @type: Article

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/investor-education · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 63 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/terms · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 64 · @type: Article

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◈ Source: https://www.edwardjones.com/us-en/terms · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 65 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/about-us/locations · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 66 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/disclosures · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 67 · @type: Article

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◈ Source: https://www.edwardjones.com/us-en/disclosures · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 68 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/news-media/contact-reputation-management · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 69 · @type: Article

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/news-media/contact-reputation-management · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 70 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/disclosures/best-interest-relationship-summary · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 71 · @type: Article

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◈ Source: https://www.edwardjones.com/us-en/disclosures/best-interest-relationship-summary · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 72 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/investment-services/insurance · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 73 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/guidance-perspective · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 74 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/retirement · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 75 · @type: Article

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/retirement · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 76 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 77 · @type: Article

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 78 · @type: WebPage

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 79 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/stock-market-weekly-update · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 80 · @type: NewsArticle

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/stock-market-weekly-update · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 81 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/investing-approach/investment-philosophy · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 82 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-mutual-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-mutual-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-mutual-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/what-are-mutual-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/investment-portfolio-management · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/investment-portfolio-management · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/donor-advised-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/donor-advised-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/donor-advised-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/donor-advised-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/donor-advised-funds · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/trust-company · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/meeting-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/meeting-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/edward-jones-advantage/partnering-throughout-your-journey · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/fixed-income-investments · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/find-a-financial-advisor/locations/california · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/find-a-financial-advisor/locations/california · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/find-a-financial-advisor/locations/california · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/financial-calculators · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/financial-calculators · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/financial-calculators · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/market-news-insights/financial-calculators · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 105 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/investing-approach · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 106 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/search/financial-advisor/results · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/search/financial-advisor/results · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

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◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products/unit-investment-trust · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 109 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/accessibility · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 110 · @type: Article

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  "datePublished": "Mon, 02/02/2026 - 00:06"
}

◈ Source: https://www.edwardjones.com/us-en/accessibility · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 111 · @type: Organization

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}

◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/financial-advisor-relationship · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 112 · @type: Article

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  "datePublished": "Mon, 01/19/2026 - 04:14"
}

◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/financial-advisor-relationship · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 113 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/privacy · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 114 · @type: Article

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  "datePublished": "Mon, 10/13/2025 - 14:41"
}

◈ Source: https://www.edwardjones.com/us-en/privacy · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 115 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/news-media/media-kit · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 116 · @type: Organization

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◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/benefits-working-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 117 · @type: Article

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  "datePublished": "Tue, 11/25/2025 - 06:01"
}

◈ Source: https://www.edwardjones.com/us-en/working-financial-advisor/benefits-working-financial-advisor · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 118 · @type: Organization

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}

◈ Source: https://www.edwardjones.com/us-en/client-resource-center · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 119 · @type: Organization

{
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  "brand": "Edward Jones",
  "diversityPolicy": "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/inclusion-diversity-equity-commitment",
  "diversityStaffingReport": "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship",
  "ethicsPolicy": [
    "At Edward Jones, our purpose is to partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society",
    "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship"
  ],
  "founder": "Edward D. Jones, Sr.",
  "foundingDate": "1922",
  "foundingLocation": "St. Louis, MO",
  "hasCredential": "Registered broker-dealer and investment adviser",
  "keywords": "Investing, financial services firms, financial advisors, retirement savings, education savings, stocks",
  "knowsAbout": "Financial services, wealth management, investing, retirement planning, education savings, insurance, fixed income, capital markets, legacy planning, small business owner finances",
  "legalName": "Jones Financial Companies, L.L.L.P.",
  "location": "12555 Manchester Road, St. Louis, MO 63131",
  "logo": "https://www.edwardjones.com/themes/custom/edwardjones/logo.svg",
  "member": "Edward D. Jones & Co., L.P",
  "memberOf": "https://www.sipc.org/",
  "NAICS": "523940",
  "numberOfEmployees": "49,000",
  "sponsor": "National National Presenting Sponsor of Alzheimer’s Association Walk to End Alzheimer's®",
  "image": "https://www.edwardjones.com/sites/default/files/acquiadam/2022-07/iStock-1157133394.jpg",
  "name": "Edward Jones",
  "sameAs": [
    "https://www.edwardjones.com/us-en",
    "https://www.youtube.com/user/EdwardJonesVideo",
    "https://www.linkedin.com/company/edward-jones",
    "https://twitter.com/edwardjones",
    "https://www.facebook.com/edwardjones"
  ],
  "url": "https://www.edwardjones.com/us-en/investment-services/investment-products",
  "description": "Edward Jones is a 100-year old full-service, financial services firm that is built for today. We specialize in helping individuals investors rather than institutions. Being a privately-owned company, we're able to focus on investor relationships rather than shareholder returns."
}

◈ Source: https://www.edwardjones.com/us-en/investment-services/investment-products · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 120 · @type: Organization

{
  "@context": "https://schema.org",
  "@type": "Organization",
  "address": "12555 Manchester Road, St. Louis, MO 63131",
  "areaServed": "United States, Canada",
  "award": [
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/admired-companies-2024",
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/2023-corporate-equality-score",
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/2023-fortune-500-ranking",
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/exceptional-training-program-2023"
  ],
  "brand": "Edward Jones",
  "diversityPolicy": "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/inclusion-diversity-equity-commitment",
  "diversityStaffingReport": "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship",
  "ethicsPolicy": [
    "At Edward Jones, our purpose is to partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society",
    "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship"
  ],
  "founder": "Edward D. Jones, Sr.",
  "foundingDate": "1922",
  "foundingLocation": "St. Louis, MO",
  "hasCredential": "Registered broker-dealer and investment adviser",
  "keywords": "Investing, financial services firms, financial advisors, retirement savings, education savings, stocks",
  "knowsAbout": "Financial services, wealth management, investing, retirement planning, education savings, insurance, fixed income, capital markets, legacy planning, small business owner finances",
  "legalName": "Jones Financial Companies, L.L.L.P.",
  "location": "12555 Manchester Road, St. Louis, MO 63131",
  "logo": "https://www.edwardjones.com/themes/custom/edwardjones/logo.svg",
  "member": "Edward D. Jones & Co., L.P",
  "memberOf": "https://www.sipc.org/",
  "NAICS": "523940",
  "numberOfEmployees": "49,000",
  "sponsor": "National National Presenting Sponsor of Alzheimer’s Association Walk to End Alzheimer's®",
  "image": "https://www.edwardjones.com/sites/default/files/acquiadam/2022-07/approach-to-investing-setting-your-path.jpg",
  "name": "Edward Jones",
  "sameAs": [
    "https://www.edwardjones.com/us-en",
    "https://www.youtube.com/user/EdwardJonesVideo",
    "https://www.linkedin.com/company/edward-jones",
    "https://twitter.com/edwardjones",
    "https://www.facebook.com/edwardjones"
  ],
  "url": "https://www.edwardjones.com/us-en/why-edward-jones/investing-approach/set-your-path",
  "description": "Edward Jones is a 100-year old full-service, financial services firm that is built for today. We specialize in helping individuals investors rather than institutions. Being a privately-owned company, we're able to focus on investor relationships rather than shareholder returns."
}

◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/investing-approach/set-your-path · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 121 · @type: Organization

{
  "@context": "https://schema.org",
  "@type": "Organization",
  "address": "12555 Manchester Road, St. Louis, MO 63131",
  "areaServed": "United States, Canada",
  "award": [
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/admired-companies-2024",
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/2023-corporate-equality-score",
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/2023-fortune-500-ranking",
    "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/exceptional-training-program-2023"
  ],
  "brand": "Edward Jones",
  "diversityPolicy": "https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/inclusion-diversity-equity-commitment",
  "diversityStaffingReport": "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship",
  "ethicsPolicy": [
    "At Edward Jones, our purpose is to partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society",
    "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship"
  ],
  "founder": "Edward D. Jones, Sr.",
  "foundingDate": "1922",
  "foundingLocation": "St. Louis, MO",
  "hasCredential": "Registered broker-dealer and investment adviser",
  "keywords": "Investing, financial services firms, financial advisors, retirement savings, education savings, stocks",
  "knowsAbout": "Financial services, wealth management, investing, retirement planning, education savings, insurance, fixed income, capital markets, legacy planning, small business owner finances",
  "legalName": "Jones Financial Companies, L.L.L.P.",
  "location": "12555 Manchester Road, St. Louis, MO 63131",
  "logo": "https://www.edwardjones.com/themes/custom/edwardjones/logo.svg",
  "member": "Edward D. Jones & Co., L.P",
  "memberOf": "https://www.sipc.org/",
  "NAICS": "523940",
  "numberOfEmployees": "49,000",
  "sponsor": "National National Presenting Sponsor of Alzheimer’s Association Walk to End Alzheimer's®",
  "image": "https://www.edwardjones.com/sites/default/files/dam/xc9z9kbvob/home-hero-2x.jpg",
  "name": "Edward Jones",
  "sameAs": [
    "https://www.edwardjones.com/us-en",
    "https://www.youtube.com/user/EdwardJonesVideo",
    "https://www.linkedin.com/company/edward-jones",
    "https://twitter.com/edwardjones",
    "https://www.facebook.com/edwardjones"
  ],
  "url": "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship/purpose-inclusion-citizenship-report-2026",
  "description": "Edward Jones is a 100-year old full-service, financial services firm that is built for today. We specialize in helping individuals investors rather than institutions. Being a privately-owned company, we're able to focus on investor relationships rather than shareholder returns."
}

◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship/purpose-inclusion-citizenship-report-2026 · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

Block 122 · @type: Article

{
  "@context": "https://schema.org",
  "@type": "Article",
  "mainEntityOfPage": {
    "@type": "WebPage",
    "@id": "https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship/purpose-inclusion-citizenship-report-2026"
  },
  "headline": "2026 Purpose, Inclusion &amp; Citizenship Report",
  "description": "Download the 2026 Edward Jones Purpose, Inclusion &amp; Citizenship Report. See our impact on 9M clients, 55K colleagues &amp; communities across North America.",
  "image": "Home-hero-2x.jpg",
  "author": {
    "@type": "Person",
    "name": "kritika.adlakha"
  },
  "publisher": {
    "@type": "Organization",
    "name": "Edward Jones",
    "logo": {
      "@type": "ImageObject",
      "url": "https://www.edwardjones.com/themes/custom/edwardjones/logo.svg"
    }
  },
  "datePublished": "Wed, 04/29/2026 - 03:34"
}

◈ Source: https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship/purpose-inclusion-citizenship-report-2026 · Fetched: 2026-05-14T18:37:04Z · Law I — Provenance

schema.org v2.0.0 · source: https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl schema.org/Organization ↗

Semantic Words 40 words · frequency ranked · Law III

▶ 40 words · top 5: financial · jones · edward · advisor · investment · click to expand

Top 40 words by frequency from https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl + 71 interior pages (42,213 words total). Stop-words stripped. Ranked by repetition.

#1financial686x · 3.02%

#2jones531x · 2.34%

#3edward522x · 2.3%

#4advisor293x · 1.29%

#5investment222x · 0.98%

#6services207x · 0.91%

#7advisors194x · 0.85%

#8client168x · 0.74%

#9help167x · 0.73%

#10investments158x · 0.7%

#11canada150x · 0.66%

#12states139x · 0.61%

#13english139x · 0.61%

#14available132x · 0.58%

#15goals130x · 0.57%

#16information128x · 0.56%

#17market119x · 0.52%

#18center118x · 0.52%

#19tax115x · 0.51%

#20residents110x · 0.48%

#21business104x · 0.46%

#22funds103x · 0.45%

#23account95x · 0.42%

#24portfolio94x · 0.41%

#25news93x · 0.41%

#26fund93x · 0.41%

#27income91x · 0.4%

#28resources87x · 0.38%

#29investing85x · 0.37%

#30relationship84x · 0.37%

#31management83x · 0.37%

#32bonds80x · 0.35%

#33disclosures79x · 0.35%

#34retirement78x · 0.34%

#35united76x · 0.33%

#36security76x · 0.33%

#37stocks76x · 0.33%

#38important75x · 0.33%

#39strategy74x · 0.33%

#40state73x · 0.32%

Law III — frequency measured, meaning is the reader's · source: https://www.edwardjones.com/us-en/financial-advisor/mandy-andrei?y_source=1_OTY0MDk3LTcxNS1sb2NhdGlvbi53ZWJzaXRl

Text Topology Fingerprint v1.0.0 · very_long · 277,714 chars · Law III

Six-layer pre-linguistic shape measurement. Deterministic. Same input, same output, always. Hash: ec5706a188dd68de37bf74f4fa9ed185...

◈ Signal Matrix

0.151

TTR

0.076

HAPAX

0.924

REP

0.617

BIGRAM

0.501

H2T

0.191

CPRT

5.772

SKEW

70.455

KURT

0.685

C/P

1.643

PENT

0.556

S1P

0.002

NASC

TTR=type-token ratio · HAPAX=hapax ratio · REP=repetition score · BIGRAM=bigram repetition · H2T=hapax-to-type · CPRT=capital token ratio · SKEW=sentence skewness · KURT=sentence kurtosis · C/P=comma-period ratio · PENT=punct entropy · S1P=single-sent para ratio · NASC=non-ASCII ratio

◈ Topology Position

Latin dominant · narrow vocabulary range · mixed register · moderate clause complexity · narrow topic focus · moderate uncommon edge signal

◈ Six Measurement Layers

Layer 1 — Character

0.0019

Non-ASCII Ratio

0.0 = Latin-dominant · 1.0 = fully non-Latin script

Layer 1 — Character

3.1934

Character Entropy

Shannon entropy of character distribution.

Layer 1 — Character

'e' (25134x)

Most Frequent

Highest-frequency character. Law V — common edge.

Layer 2 — Token

0.1515

Type-Token Ratio

Unique tokens / total tokens. Lexical diversity signal.

Layer 2 — Token

0.0759

Hapax Ratio

Tokens appearing exactly once. Law VI — uncommon edge.

Layer 6 — Document

0.5014

Hapax to Type

Hapax count / unique token count.

Layer 3 — Punctuation

0.6854

Comma/Period Ratio

Clause complexity per sentence.

Layer 3 — Punctuation

1.6434

Punct Entropy

Shannon entropy across punctuation types.

Layer 4 — Sentence

1993

Sentence Count

Total detected sentences across all crawled pages.

Layer 4 — Sentence

5.7716

Skewness

Positive = long-tail. Negative = conversational.

Layer 5 — Paragraph

0.5556

Single Sent Ratio

High = web copy. Low = academic prose.

Layer 6 — Document

0.9241

Repetition Score

Tokens appearing more than once / total.

◈ Token Length Distribution

1-3

31%

4-6

36%

7-10

27%

11-15

16-20

21+

◈ Density Gradient — TTR per Document Tenth

Front-loaded = abstract/preamble · Flat = consistent prose · Back-loaded = building complexity

◈ Lexical Richness Curve — Rolling Window TTR

Window=50 tokens · Step=25 · 1718 data points

topology_fingerprint.py v1.0.0 · sha256: ec5706a188dd68de... · Law III + Law VI

Ratio Signals 8 deterministic measurements · the gap is the signal

Eight deterministic measurements. Law I: every value traces to its source stage.

schema density

1.4750

Schema props extracted / top semantic words.

nav ratio

0.1923

Nav URLs / total internal URLs.

content to structure ratio

0.1245

Total words / raw HTML bytes. Content density.

external tld diversity

Unique TLD count in outbound links.

self declaration coherence

0.2576

Fuzzy overlap across title / H1 / meta / schema name.

schema to nav alignment

0.0000

Schema type tokens vs nav link text overlap.

javascript surface ratio

0.0000

Fraction of interior pages JS-gated.

URL Depth Distribution

depth_0: 15 · depth_1: 19 · depth_2: 31 · depth_3plus: 247

Internal URLs by path depth. Depth 0 = root.

Tech Stack · Security · Freshness SecurityLabel.MINIMAL · FreshnessLabel.CURRENT

Sitemap: ✗Robots.txt: ✗Schema.org: ✓Open Graph: ✓Canonical: ✓HTTPS: ✓HSTS: ✗CSP: ✗

Security

SecurityLabel.MINIMAL

Freshness

FreshnessLabel.CURRENT

Server

—

cms	Drupal
analytics	['Google Analytics', 'Google Tag Manager']
frameworks	['angular']

Ledger Appends 21 ledgers · graph edge traversal · Law V+VII

Every ledger this entity appends to. Follow any link to see every other entity in the registry that shares that TLD or schema type. Law VII — Torus. The corridor never ends.

TLD LEDGER

.com

https://globaldataregistry.com/registry/tld/ledger/com ↗

SCHEMA LEDGER

organization

https://globaldataregistry.com/registry/schema/ledger/organization ↗

SCHEMA LEDGER

person

https://globaldataregistry.com/registry/schema/ledger/person ↗

SCHEMA LEDGER

localbusiness

https://globaldataregistry.com/registry/schema/ledger/localbusiness ↗