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Get Started Today REVIEWS WHO WE ARE OUR SERVICES RESOURCES CONTACT CLIENT LOGIN "Someone is sitting in the shade today because someone planted a tree a long time ago." - WARREN BUFFET Read Our Google Reviews We Do Our Best Work With Business Owners and Those In The Entertainment Industry FEE-ONLY FINANCIAL ADVISOR | SANTA MONICA, CA Meet Our Founder - Adam Scott "Someone is sitting in the shade today because someone planted a tree a long time ago." - WARREN BUFFET Read Our Google Reviews We Do Our Best Work With Business Owners and Those In The Entertainment Industry FEE-ONLY FINANCIAL ADVISOR | SANTA MONICA, CA Meet Our Founder - Adam Scott SCHEDULE YOUR CALL MEET OUR TEAM DISCOVER OUR SERVICES EXPLORE OUR PODCAST SPEAK TO AN ADVISOR COMPREHENSIVE WEALTH MANAGEMENT As with any investment in life - a family, a home, a college education - the best results are achieved by carefully constructing a plan and then following that plan consistently over time. Financial Planning Retirement Planning Asset Management Tax Planning Estate Planning LEARN MORE ABOUT THE WELLACRE WEALTH PLAN SCHEDULE A DISCOVERY MEETING Adam Scott, CFP® Founder and CEO MEET OUR TEAMLEARN MORE ABOUT OUR SERVICES OUR STORY A message from the founder The name WellAcre pays homage to a distant ancestor who built a house outside Manchester under that name in the 1860's. Today, all that is left are the gate posts. However, despite two world wars, the great depression, 95% tax rates and gross mishandling by future generations, a small bequest came down to me as an impoverished young man, which became the seed corn that changed my life. My calling is to help other families manage their wealth the right way. READ THE WELLACRE HISTORY Adam Scott is Quoted in Financial Planning: " How to retire abroad: What to consider and how advisors can help" Adam Scott is Quoted in InvestmentNews: “If you can’t rebuild in Malibu that plot with fantastic views overlooking the ocean … it’s worthless. I think that’s something people don’t realize.” Adam Scott is Quoted in Financial Advisor Magazine: "Bubbles, Taxes And ETFs" Adam Scott is Quoted in BQ Prime by Bloomberg "Someone is sitting in the shade today because someone planted a tree a long time ago. " — WARREN BUFFET Our Trusted Affiliates Discover Your Total Client Profile Developing your unique Total Client Profile begins with our first Discovery meeting and the issues we discuss during that important encounter. YOUR FINANCIAL VALUES How does money a role in your life and why it is important to you? What is your money story? YOUR FINANCIAL GOALS What are your (financial and/or life) goals? What are your priorities? YOUR RELATIONSHIPS What are your most important relationships? How have they impacted your life? YOUR ASSETS What are your major assets? How have they been acquired? YOUR ADVISORS What professional advisors are you currently working with? Who have you worked with in the past? YOUR PREFERRED PROCESS What type of process do you prefer when working with a professional advisor? What hasn't worked for you in the past? YOUR INTERESTS What are your most valued personal interests? What do you love to do/experience? THE WELLACRE WEALTH PROCESS find out more WHAT WE DO Read our latest articles Whats Your Investment IQ? Does Your Child Need To File A Tax Return? Healthcare Costs In Retirement THERE'S NO TIME LIKE THE PRESENT Let's Schedule a Discovery Call We offer a complimentary "Get Acquainted" meeting to learn about your goals and see if our services are right for you. Come in for a cup of coffee and a second opinion – both are free. TALK TO AN ADVISOR Subscribe to our newsletter SUBSCRIBE Contact Office: (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place. ◈ Interior Pages — 40 pages crawledWhat’s Your Investment IQ? | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Investment What’s Your Investment IQ? Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Suddenly Single: 3 Steps to Take Now Have you found yourself suddenly single? Here are 3 steps to take right now. Choosing a Retirement Plan that Fits Your Business To choose a plan, it’s important to ask yourself four key questions. Do You Owe The AMT? If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT. Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Glossary | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Glossary A B C D E F G H I J K L M N O P Q R S T U V W Y Z 1035 Exchange A method of exchanging insurance-related assets without triggering a taxable event. Cash-value life insurance policies and annuity contracts are two products that may qualify for a 1035 exchange. 401(k) Plan A qualified retirement plan available to eligible employees of companies. 401(k) plans allow eligible employees to defer taxation on a specific percentage of their income that is to be put toward retirement savings; taxes on this deferred income and on any earnings the account generates are deferred until the funds are withdrawn—normally in retirement. Employers may match part or all of an employee’s contributions. Employees may be responsible for investment selections and enjoy the direct tax savings. 401(k) Loan A loan taken from the assets within a 401(k) account; 401(k) loans charge interest and are normally paid back through payroll deductions. If the borrower leaves an employer before a 401(k) loan has been repaid, the full amount of the loan is generally due. If the borrower fails to repay the loan, it is considered a distribution, and ordinary income taxes may be due along with any applicable tax penalties. Note: under the Tax Cuts and Jobs Act, you don’t have to pay taxes or the penalty if you repay the loan by the due date of your tax return for the year that you leave your job (including extensions). For example, if you leave your job in 2020, you’d have until April 15, 2021, to repay the loan. 403(b) Plan A 403(b) plan is similar to a 401(k). A 403(b) is a qualified retirement plan available to employees of non-profit and government organizations. Account Balance The amount held in an account at the end of a reporting period. For example, a credit card account balance would show the amount owed to a lender as a result of purchases made during a specific period. Adjustable-Rate Mortgage (ARM) A mortgage with an interest rate that is adjusted periodically based on an index. Adjustable-rate mortgages generally have lower initial interest rates than fixed-rate mortgages because the lender is able to transfer some of the risk to the borrower; if prevailing rates go higher, the interest rate on a variable mortgage may adjust upward as well. Adjusted Gross Income (AGI) One figure used in the calculation of income tax liability. AGI is determined by subtracting allowable adjustments from gross income. Administrator A probate-court-appointed person who is tasked with settling an estate for which there is no will. After-Tax Return The return on an investment after subtracting any taxes due. Aggressive Growth Fund A mutual fund offered by an investment company that specifically pursues substantial capital gains. Mutual fund balances are subject to fluctuation in value and market risk. Shares, when redeemed, may be worth more or less than their original cost. Mutual funds are sold only by prospectus. Individuals are encouraged to consider the charges, risks, expenses, and investment objectives carefully before investing. A prospectus containing this and other information about the investment company can be obtained from your financial professional. Read it carefully before you invest or send money. Alternative Minimum Tax (AMT) A method of calculating income tax with a unique set of rules for deductions and exemptions that are more restrictive than those in the traditional tax system. The AMT attempts to ensure that certain high-income taxpayers don’t pay a lower effective tax rate than everyone else. To determine whether or not the AMT applies, taxpayers must fill out IRS Form 6251. Annual Percentage Rate (APR) The yearly cost of a loan expressed as a percentage of the loan amount. The APR includes interest owed and any fees or additional costs associated with the agreement. Annual Report A report required by the Securities and Exchange Commission (SEC) of any company issuing registered stock, that describes a company’s management, operations, and financial reports. Annual reports are sent to shareholders, and must also be available for public review. Annuity A contract with an insurance company that guarantees current or future payments in exchange for a premium or series of premiums. The interest earned on an annuity contract is not taxable until the funds are paid out or withdrawn. Withdrawals and income payments are taxed as ordinary income. If a withdrawal is made prior to age 59½, penalties may apply. The guarantees of an annuity contract depend on the issuing company’s claims-paying ability. Annuities have fees and charges associated with the contract, and a surrender charge also may apply if the contract owner elects to give up the annuity before certain time-period conditions are satisfied. Appraisal A formal assessment of a property’s value at a specific point in time, performed by a qualified professional. Asset Anything owned that has a current value that may provide a future benefit. Asset Allocation A method of allocating funds to pursue the highest potential return at a specific level of risk. Asset allocation normally uses sophisticated mathematical analysis of the historical performance of asset classes to attempt to project future risk and return. Asset allocation is an approach to help manage investment risk. It does not guarantee against investment loss. Asset Class A specific category of investments that share similar characteristics and tend to behave similarly in the marketplace. Audit In accounting, the formal examination of a company’s financial records by a qualified professional to determine the records’ accuracy, consistency, and conformity to legal standards and established accounting principles. In taxes, the formal examination of a tax return by the Internal Revenue Service or other authority to determine its accuracy. Automatic Reinvestment An arrangement under which an institution automatically deposits dividends or capital gains generated by an individual’s investment back into the investment to purchase additional shares. Balanced Mutual Fund A mutual fund offered by an investment company which attempts to hold a balance of stocks and bonds. Mutual funds are subject to fluctuation in value and market risk. Shares, when redeemed, may be worth more or less than their original cost. Mutual funds are sold only by prospectus. Individuals are encouraged to consider the charges, risks, expenses, and investment objectives carefully before investing. A prospectus containing this and other information about the investment company can be obtained from your financial professional. Read it carefully before you invest or send money. Bear Market A market experiencing an extended period of declining prices. A bear market is the opposite of a bull market. Beneficiary The person or entity who will receive benefits from a life insurance policy, qualified retirement plan, annuity, trust, or will upon the death of an individual. Blue Chip Stock The stock of an established company which has a history of generating a profit and possibly a consistent dividend. Bond A debt instrument under which the issuer promises to pay a specified amount of interest and to repay the principal at maturity. The market value of a bond will fluc Podcasts II Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Podcasts II   Subscribe to never miss an episode!                 In our Red Carpet Retirement™ Podcast we provide real life stories of what to do - and what not to do - illustrating our unique strategies that help  Make Work Optional™ to help ensure your Red Carpet Retirement™ success and illustrating  how best to enjoy it!  We help Make Work Optional™ for highly successful pre-retirees and retirees by helping to enhance and secure their financial future. We do our best work with business owners and those from the entertainment and creative industries. Listen and learn today! Real Estate Part 1: What Is the Future for Home Prices? | Ep.13 We’ve received a lot of questions about real estate and Adam Scott addresses them in this two-part real state series. In this episode, Adam talks about real estate across America and how the future may differ from what we’ve seen happen historically. He goes over what’s going on with the housing market, whether it’s a good time to buy or sell, how taxes can affect the housing market, and what tax strategies you can use to minimize your real estate taxes. 10 Things You Should Think About When It Comes To Long-Term Care Insurance With Jennifer Burnham-Grubbs | Ep.12 Medicare doesn’t cover long-term care. If you thought it did or haven’t purchased long-term care insurance for any other reason, Adam has 10 things for you to think about before you make your final decision. In this episode, Adam Scott, CFP®, introduces a dear friend of his, Jennifer Burnham-Grubbs, Founder of Quantum Insurance Services and Women Of Wealth, to go over 10 things you should know about long-term care insurance. How To Choose A Great CPA | Ep.11 Why did the CPA cross the road? To get to the other side of the balance sheet. In this episode, Adam sheds light on a crucial topic that concerns many individuals and businesses: how to find a GREAT CPA. Adam discusses the questions you should be asking and takes you through eight essential steps that will help you identify and select the right tax professional for you. Top 5 Strategies for Business Owners and Freelancers to Build Wealth | Ep.10  For business owners and freelancers in entertainment, this is an episode you won’t want to miss! CPAs look through the rearview mirror at where you have been. Good Financial Planners help you navigate the route ahead. In this episode, Adam Scott, CFP®, provides 5 valuable wealth-building insights and practical tax-saving strategies that CPAs often don’t know or overlook. Listen in as Adam unpacks these strategies to help you achieve greater financial flexibility to pursue your dreams and enjoy your hard-earned money. The Top 10 Sexiest Benefits Of The Secure Act 2.0 | Ep.9 Spice up your retirement planning with the Secure Act 2.0’s hottest benefit strategies. Retirement planning may not sound like the sexiest topic, but the Secure Act 2.0 is changing that. In this episode, Adam discusses several benefit strategies that employers, retirees, pre-retirees, and even younger employees can take advantage of, and they’re anything but boring. The 10 Biggest Estate Planning Mistakes | Ep.8 Estate planning isn’t a fun topic of conversation, but it’s more important than you might think. Don’t miss these 10 common mistakes. In this episode, Adam Scott shares 10 of the most significant estate planning mistakes. He explains what they are and how to avoid them! He also drives the lessons home with a few stories about instances of these snafus. 10 Important Questions To Ask Your Financial Advisor | Ep. 7 Finding a financial advisor can be difficult. Just because they are likable doesn’t mean they will be excellent at taking care of you. How can you tell the difference? In this episode, Adam shares 10 of the most important questions everyone should ask their financial advisor, especially if they are in the interview process, to find out if the financial advisor will actually help them, how they’ll help, or if the advisor will put their own interests first. The Top 8 Tax Oversights That CPAs And Their Clients Make | Ep. 6 Taxes are something everyone could save money on by properly implementing tax strategies, but many of those strategies can easily be overlooked. In this episode, Adam brings attention to the top 8 tax oversights CPAs and clients make. He explains how these overlooked strategies can save clients tons of money unnecessarily spent on taxes and he emphasizes the importance of having tax returns double-checked by a financial advisor before submitting them. Top 10 Year-End Tax Tips | Ep. 5 The end of the tax year is rapidly approaching, and we have 10 tips to help you minimize your taxes. In this episode, Adam shares his Top 10 year-end tax tips as the end of 2022 nears. He talks about Roth conversions, why and when it’s a great strategy to reduce taxes, and how it works. Adding to Roth conversions, Adam shares a few stories about putting Roth conversions into practice and finishes with a speedy roundup of nine other great year-end tax strategies. Our 90-10 Investment Process™: Part 2 | Episode 4 We help reduce risk, enhance returns and create more certainty with our 90-10 Investment Process™ and our 5 Investment Pillars . Previously, we talked about pillars 1-3. Today, we wrap up our philosophy with pillars 4 and 5. In this episode, Adam Scott, CFP® elaborates on the 90-10 Investment Process™ with a recap of pillars 1-3 before diving into pillars 4 and 5. Adam unpacks the bucket investment strategy and shares a story explaining how the different types of buckets can be utilized. Adam then talks about the significance of tax efficiency in navigating your financial journey. Our 90-10 Investment Process™: Part 1 | Episode 3  Many smart people invest inefficiently, or worse they make catastrophic investment mistakes. They don't know what they don't know. At WellAcre, we help minimize risk, enhance returns and create more certainty with our patented  90-10 investment Process™ and our 5 Investment Pillars . In this episode, Adam introduces WellAcre Wealth Management’s 90-10 Investment Process™ , goes over the 5 Investment Pillars , and elaborates on the first three in-depth. Don’t hesitate to contact Adam Scott, CFP® for more information or subscribe to Red Carpet Retirement for our upcoming episode about the last two pillars of our investment strategy. Making Work Optional with WellAcre Wealth Management, LLC | Episode 2 What is it like to work with WellAcre Wealth Management, LLC and how do they make work optional? In this episode, Adam Scott, CFP® describes the Red Carpet Experience of working with WellAcre Wealth Management. Adam covers the significance of being a fee-only financial planner and the importance of their patented  Lunar Landing Wealth Management Formula™ .  Adam goes over what someone can expect when they call the office to arrange a meeting with him, and describes the Lunar Landing Formula  designed to make work optional. This includes a description of four of the main pillars of Advanced Fin All Videos | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today All Videos When Markets React When markets shift, experienced investors stick to their strategy. Behavioral Finance An amusing and whimsical look at behavioral finance best practices for investors. Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Emerging Market Opportunities What are your options for investing in emerging markets? Social Security: By the Numbers Here are five facts about Social Security that might surprise you. 16 Wall Street Cliches in 60 Seconds Pundits say a lot of things about the markets. Let's see if you can keep up. Retirement Accounts When You Change Your Job This video explores what to do with retirement accounts when you move on from your job. Bull and Bear Go To Market Learn about the difference between bulls and bears—markets, that is! Consider These 3 Things Before Driving Off the Lot Here are 3 quick tips to keep in mind when buying or leasing your next vehicle. 18 Years Worth of Days The average retirement lasts for 18 years. What will you do with your days? How Cash Apps Work Peer-to-peer payment apps are one of the newest ways to send money. Top 5 Things to Tell Your Financial Pro Here are the top 5 things your team may want to hear. How to Bake a Pie-R-A Roth IRAs are tax-advantaged differently from traditional IRAs. Do you know how? Preparation is the Key to Retirement The simplest ideas can sometimes make a massive difference over time. Enjoy this brief video to learn more. Timing Your Retirement This short video illustrates the importance of understanding sequence of returns risk. What You Need to Know About Social Security Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype? Retirement Plan Detectives Watch this fun video for tips on how to search for missing money. Working With A Financial Professional A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you. Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation. Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life. 4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. Risk Tolerance: What’s Your Style? Learn about what risk tolerance really means in this helpful and insightful video. Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? Encore Careers: Push Your Boundaries Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here. The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. A New Way to Look at Your Bucket List Bucket lists don’t have to be for tomorrow. Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Bridging the Confidence Gap In the world of finance, the effects of the "confidence gap" can be especially apparent. Tuning Your Social Security Benefit When should you take your Social Security benefit? Saving for College 101 Here's a crash course on saving for college. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. It Was the Best of Times, It Was the Worst of Times All about how missing the best market days (or the worst!) might affect your portfolio. The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Forecast This short video helps explain why markets can be as unpredictable as the weather. Retirement Redefined Around the country, attitudes about retirement are shifting. Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards. Investments You’ve made investments your whole life. Work with us to help make the most of them. Surprises Making the most of surprises is a great reason to work with us. Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them. A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. From Boats to Brokers From the Dutch East India Company to Wall St., the stock market has a long and storied history. Jane Bond: Scaling the Ladder Agent Jane Bond is on the case, uncovering the mystery of bond laddering. Jane Bond: Infiltrating the Market Agent Jane Bond is on the case, cracking the code on bonds. The Fed and How It Got That Way Here is a quick history of the Federal Reserve and an overview of what it does. How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff? Bursting the Bubble Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst? Inflation and Your Portfolio Even low inflation rates can pose a threat to investment returns. The Real Cost of a Vacation Home What if instead of buying that vacation home, you invested the money? An Arm and a Leg A visit to the hospital can be painful, for both your body and your wallet. Don't let it be more painful than it has to be. What to Do When You Lose Your Wallet Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. Suddenly Single: 3 Steps to Take Now Have you found yourself suddenly single? Here are 3 steps to take right now. Global and International Funds Investors seeking world investments can choose between global and international funds. What's the difference? Are Alternative Investments Right for You? With alternative investments, it’s critical to sort through the complexity. The Business Cycle How will you weather the ups and downs of the business cycle? The Rule of 72 Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out. A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. Safeguard Your Digital Estate If you died, what would happen to your email archives, social profiles and online accounts? The Richest Man in Bab Podcasts Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Podcasts   Subscribe to never miss an episode!                 In our Red Carpet Retirement™ Podcast we provide real life stories of what to do - and what not to do - illustrating our unique strategies that help  Make Work Optional™ to help ensure your Red Carpet Retirement™ success and illustrating  how best to enjoy it!  We help Make Work Optional™ for highly successful pre-retirees and retirees by helping to enhance and secure their financial future. We do our best work with business owners and those from the entertainment and creative industries. Listen and learn today! Push Me, Pull You: Why Markets Behave Unexpectedly in a Crisis (Ep. 43) With war headlines, rising government debt, and fears of broader instability, many investors are asking a simple question: Why isn’t the market reacting more? This episode was recorded during a recent market pullback, when volatility and uncertainty were front of mind. Shortly afterwards, markets recovered—highlighting one of the central themes of this conversation: markets often move in ways that feel counterintuitive in the moment. Adam Scott, CFP®, unpacks the apparent disconnect between alarming global events and a market that, at times, appears surprisingly resilient. Drawing on real client questions, he explores whether we’re truly in a crisis—and more importantly, whether markets are behaving irrationally or exactly as they tend to over time. Adam breaks down the “push and pull” forces at work beneath the surface. He outlines resilient factors that can support markets even when headlines suggest they should be falling, and why the real challenge isn’t predicting the next move, but being properly positioned before volatility arrives. This episode is less about a specific moment in the market—and more about understanding why markets often behave in ways that surprise investors during every crisis. How to Feel More Alive: What Actually Makes Life Feel Good to Live? (Ep. 42) What does it really take to feel energized, fulfilled, and happy in your life—at any stage? In this episode, Adam Scott, CFP®, is joined by his wife, Cynthia Scott, for a personal conversation about how lifestyle, environment, relationships, and daily habits shape how we actually experience life. Cynthia shares a pivotal experience that changed her perspective, and the practical lessons she’s drawn from it. Together, they explore how community, walkability, physical activity, and learning new skills can increase happiness, purpose, and overall quality of life—whether you’re working, transitioning, or retired. Medicare Advantage vs Medigap: A Decision That Shapes Your Retirement (Ep. 41) Healthcare choices in retirement often feel routine at first, yet they can quietly shape finances, stress levels, and quality of life for decades. How do you weigh lower monthly costs against long-term predictability? What happens when a decision made at 65 becomes harder to reverse later? In this episode, Adam Scott and co-host Patrice Sikora break down the real differences between Medicare Advantage and traditional Medicare with Medigap coverage. They explain how these options work, why many retirees choose Advantage plans, and where hidden costs and administrative hurdles can emerge. The conversation highlights timing, underwriting risk, managed care realities, and why planning for future health matters as much as present health. AI, MARKETS, AND THE FUTURE OF PRODUCTIVITY WITH OLIVER SCOTT AND JULIAN SCOTT (EP. 40) Market valuations are reaching levels not seen since the dot-com bubble, raising questions about whether AI justifies these heights or if we’re heading for another crash. Are we witnessing a genuine transformation or falling for hype? Can AI really deliver the productivity gains everyone is betting on? In this episode, Adam Scott, CFP®, brings on his sons Oliver Scott, a software engineer working on AI at Compass, and Julian Scott,  formerly a consultant at McKinsey & Company, currently Chief of Staff at Generate Capital, to explore AI’s real impact on business and the economy. They break down what AI actually is, from machine learning to large language models, and discuss how it’s reshaping consulting, software engineering, and countless other industries. They also discuss the limitations of current AI technology and whether artificial general intelligence is feasible. LEAVING UNCLE SAM: THE REAL COST OF EXPATRIATING (EP. 39) Many Americans dream of retiring abroad, but few realize the tax implications involved. In this episode, Adam Scott, CFP®, explains what it really means to expatriate, the financial consequences of renouncing U.S. citizenship, and how couples can strategically plan to reduce taxes. He also discusses potential pitfalls, from exit taxes to inheritance issues, and offers advice on when living abroad makes both financial and emotional sense. Adam also examines the process and costs of expatriation, strategies to stay below U.S. tax limits, and highlights where moving abroad can actually benefit retirees and entrepreneurs. MOVING ABROAD FOR TAXES AND LIFESTYLE (Ep. 38) Can living abroad really lower your tax bill, or is it more about lifestyle?  In this episode, Adam Scott, CFP®, explores the allure of relocating to places like Portugal, Italy, Greece, and even Puerto Rico. He explains ways to reduce your taxes by moving abroad, but that for some gaining residency  and improving lifestyle  often outweighs tax savings. Adam shares insights, examples, and strategies to consider before packing your bags. THE BIG BEAUTIFUL BILL AND YOUR SOCIAL SECURITY FUTURE (EP. 37) Social Security decisions have always been a balancing act, but a new piece of legislation, the “Big Beautiful Bill,” is adding fresh twists. This week, Adam Scott examines how recent changes impact when and how to claim Social Security, challenging viral “claim early” advice and breaking down the bill’s pros and cons. Adam unpacks myths, math errors, and what the future may really hold for your benefits. He also delivers a sobering warning: plan for a 20% cut in benefits after 2032, and don’t count on Congress to save the day. TURNING 65: THE VITAL ACTION STEPS (EP. 36) Turning 65 is more than a milestone. It’s a financial and healthcare turning point that demands action. In this episode, Adam Scott, CFP®, shares the essential decisions you must make around Medicare as you turn 65, from enrollment timelines to cost-saving strategies.  With personal anecdotes and professional insights, Adam demystifies Parts A, B, C, and D, discusses common missteps, and explains how Medicare ties into employer and retiree health plans. Whether you’re still working, semi-retired, or fully retired, this episode breaks down what really matters at 65. 7 REAL CAREER PIVOTS FOR MIDLIFE REINVENTION WITH LIZ MOHLER, M.S., PCC – PART 2 (EP. 35) When the credits roll on your first career, what’s next?  For midlife professionals—especially those in entertainment, reinvention is not just possible, it’s essential. In t Advanced Wealth Management | WellAcre | Santa Monica, CA Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Advanced Plan HELPING YOU SEE WHAT'S BEYOND THE HORIZON To ensure that your family’s most important financial issues are addressed as needed, we serve as your advisor and personal ‘chief financial officer.’ In that capacity we address your wealth longevity plan during our Regular Progress Meetings and help bring into focus the broader areas of your financial life. The advanced wealth management plan focuses on the four key areas of your financial life beyond your investments: wealth enhancement, wealth transfer, wealth protection and charitable giving. Wealth Enhancement Sophisticated tax mitigation techniques and cash flow planning are key to enhancing and protecting your wealth. Wealth Transfer Effective wealth transfer techniques that can elevate your lifestyle today, whilst helping your loved ones and the causes you care about in the future. Wealth Protection Wealth protection is aimed at protecting your wealth against potential creditors, litigants, children’s spouses and potential ex-spouses Charitable Giving Charitable giving helps fulfill your charitable goals. It is most effective when coordinated with the three services above. Wealth Consultative Process At WellAcre Global Wealth Management, we follow a systematic consulting process for uncovering your most important goals and to design and implement appropriate solutions. LEARN MORE ABOUT OUR WEALTH CONSULTATIVE PROCESS THERE'S NO TIME LIKE THE PRESENT Let's Schedule a Discovery Call We offer a complimentary "Get Acquainted" meeting to learn about your goals and see if our services are right for you. Come in for a cup of coffee and a second opinion – both are free. Talk to An Advisor Subscribe to our newsletter Name Email Address Phone Send Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Lifestyle | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Lifestyle Creating a life map involves a close review of personal finances and an assessment of other building blocks. Lifestyle matters look at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual “enjoy the journey.” Featured Video What to Do When You Lose Your Wallet Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards. Creative Ways to Motivate Your Employees Five creative (and inexpensive) ideas for motivating your employees. Choosing a Mortgage Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions. Articles Calculators Videos The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge. To Catch a Thief Having your identity stolen may result in financial loss plus the cost of trying to restore your good name. Money Draining Food Myths These food myths will really put a drain on your wallet. Good Health is Good Business Good employee health can be great for the company’s bottom line. How Boomers and Millennials Differ The YOLO Economy is a focus on experiences over material possessions, prompting Boomers to consider a similar mindset. Financial Aid for Students 101 Help your college-bound child explore scholarships, grants, and more with this article on paying for higher education. View all articles Rent vs Buy Calculator Compare the long-term financial outcomes of renting versus buying a home. How Much Home Can I Afford? Estimate how much home may fit within your budget based on income and expenses. What's Your MPG? Calculate your vehicle's fuel efficiency and see what you're spending on gas annually. Should I Buy or Lease an Auto? Compare the true costs of buying versus leasing a vehicle to find the better fit for you. View all calculators To Buy or Not to Buy The decision whether to buy or rent a home may have long-term implications. What to Do When You Lose Your Wallet Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe. A New Way to Look at Your Bucket List Bucket lists don’t have to be for tomorrow. The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Consider These 3 Things Before Driving Off the Lot Here are 3 quick tips to keep in mind when buying or leasing your next vehicle. Forecast This short video helps explain why markets can be as unpredictable as the weather. View all videos Articles Debt Stress There’s a link between debt and stress. Prevent a Rift: Money Tips for Newlyweds Couples may be able to head off many of the problems in a marriage that money can cause. A Path to Serenity and Smart Money Choices An article about meditation, mindfulness, and financial well-being. Pickleball in Retirement Learn about the latest sport to sweep the nation with this informative article. A House Divided By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls. Raising Healthy Children Healthy habits are one of the greatest gifts to give your child. View all articles Calculators Should I Buy or Lease an Auto? Compare the true costs of buying versus leasing a vehicle to find the better fit for you. Rent vs Buy Calculator Compare the long-term financial outcomes of renting versus buying a home. How Much Home Can I Afford? Estimate how much home may fit within your budget based on income and expenses. What's Your MPG? Calculate your vehicle's fuel efficiency and see what you're spending on gas annually. View all calculators Videos Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them. It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. To Buy or Not to Buy The decision whether to buy or rent a home may have long-term implications. What to Do When You Lose Your Wallet Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe. Forecast This short video helps explain why markets can be as unpredictable as the weather. A New Way to Look at Your Bucket List Bucket lists don’t have to be for tomorrow. View all videos Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Tax Resources | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Tax Resources Click on one of the categories below to find forms, explanations, and other tools to help you manage your taxes. Tax Calendar 2026 Important Deadlines Tax Forms A full set of downloadable forms from the IRS Tax Publications A full set of downloadable publications from the IRS Tax Rates Tables to enable you to find your federal marginal income tax rate This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Importance of Investing | WellAcre Global Wealth Advisors Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today A Rich History Inspires a Bright Future Our Story Wellacre symbolizes a debt to the past, an obligation to the future, and the power of a personal vision My great-great-great-grandmother founded a thriving cotton business from her spinning wheel in the 1820’s. Her three sons, James, Adam and Samuel, transformed it into an Industrial Revolution powerhouse. By the 1850’s my great-great-grandfather, Samuel, built much of Flixton village for the mill workers and his own dream house, naming it after the fertile surrounding farmland, Wellacre. Loving the land so much, he determined one day he would own all the land that he could see. Eventually, he succeeded. Two World Wars, the Great Depression, 90% tax rates and an eminent domain seizure at pennies on the pound ended that dream, as Manchester expanded and a 30,000-unit housing project was built on the site. The biggest cause of the erosion of wealth, however, was the mismanagement by ensuing generations, some ending up on the brink of bankruptcy. Despite this, and the financial struggles of my own parents, when I graduated college, I received a tiny piece of seed corn passed down from those long dead ancestors - a small, but surprising inheritance. This gave me my first lessons in the importance of investing and eventually enabled me to put a down payment on my first house and to start my first business. These things transformed my life, allowing me to take risks and seize opportunities, facilitating much of the abundance and freedom we achieved eventually. I believe in the importance of seed corn for everybody. Without it, my life would have been very different. As I grew older and had a family, I felt called to honor the example of these instrumental ancestors and to help others do the same. For me, Wellacre symbolizes how wealth, when well-managed, produces an abundant harvest that can transform lives and be passed down to transform those of future generations and society at large. MEET OUR TEAM MEET OUR TEAM DISCOVER OUR SERVICES DISCOVER OUR SERVICES EXPLORE OUR BLOG EXPLORE OUR BLOG SPEAK TO AN ADVISOR SPEAK TO AN ADVISOR THERE'S NO TIME LIKE THE PRESENT Let's Schedule a Discovery Call We offer a complimentary "Get Acquainted" meeting to learn about your goals and see if our services are right for you. Come in for a cup of coffee and a second opinion – both are free. Talk to An Advisor Subscribe to our newsletter Name Email Address Phone Send Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Tax | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Tax Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. Featured Video Making Your Tax Bracket Work Have you explored all your options when it comes to managing your taxable income? Have A Question About This Topic? Name Email Address Message Thank you! Oops! The Facts About Income Tax Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Do You Owe The AMT? If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT. Articles Calculators Videos What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. How to Make the Tax Code Work for You When you take the time to learn more about how it works, you may be able to put the tax code to work for you. You May Need to Make Estimated Tax Payments If… Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes. Understanding Marginal Income Tax Brackets An inside look at how marginal income tax brackets work. Tax & Estate Strategies for Married LGBTQ+ Couples Learn how to maximize your tax and estate strategy as a married member of the LGBTQ+ community. Does Your Child Need to File an Income Tax Return? When your child has income, there’s a good chance that he or she will need to report it and pay taxes. View all articles Federal Capital Gains Tax Estimator Estimate your potential federal capital gains tax liability on the sale of an asset. Home Mortgage Deduction Use this calculator to assess the potential benefits of a home mortgage deduction. Social Security Tax Estimator Estimate how much of your Social Security benefit may be subject to federal income tax. View all calculators The Facts About Income Tax Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you. Making Your Tax Bracket Work Have you explored all your options when it comes to managing your taxable income? View all videos Articles You May Need to Make Estimated Tax Payments If… Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes. How Income Taxes Work A quick look at how federal income taxes work. Tax Deductions You Won't Believe Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative. What's My 2026 Tax Bracket? Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed. Understanding Marginal Income Tax Brackets An inside look at how marginal income tax brackets work. How to Make the Tax Code Work for You When you take the time to learn more about how it works, you may be able to put the tax code to work for you. View all articles Calculators Home Mortgage Deduction Use this calculator to assess the potential benefits of a home mortgage deduction. Social Security Tax Estimator Estimate how much of your Social Security benefit may be subject to federal income tax. Federal Capital Gains Tax Estimator Estimate your potential federal capital gains tax liability on the sale of an asset. View all calculators Videos The Facts About Income Tax Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you. Making Your Tax Bracket Work Have you explored all your options when it comes to managing your taxable income? View all videos Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Webinar Signup Page Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Webinars with Adam Scott An Educational Course for Retirees Age 65+ Who should attend?   While there are many courses available for pre-retirement planning, this unique course focuses on the concerns, issues, and needs of today's retirees. Whether you're planning for many years in the future or looking for immediate answers to financial concerns, this course provides an eye-opening experience. Sign Up Here Classroom Experience Learn about important financial topics such as: Calculating whether you should convert your IRA to a Roth IRA Evaluating and planning for health care, long-term care, incapacity and end-of-life decisions Identifying the primary threats to your retirement savings Planning your retirement income to preserve a comfortable lifestyle Affording and enjoying travel, hobbies, sports, crafts, socializing, business ventures & lifelong learning Your Instructor(s) Adam P. Scott, CFP®  is host of  Red Carpet Retirement™  podcast and is a fee-only CERTIFIED FINANCIAL PLANNER™, professional based in Santa Monica. Learn more about Adam Retirement Income Concerns Finding balance in retirement How financial rules change at retirement Embracing a self-reliant retirement Why Americans retire earlier and live longer than expected Transferring longevity risk Elder fraud prevention How Long Will My Money Last? Estimating annual retirement expenses Calculating annual withdrawal rates The impact of declining markets Taxes and inflation Understanding inflation Investments Feelings vs. behavior Investment considerations Common interest risks Risk management strategies Navigating income taxes Tax exempt vs. taxable income Cash reserve accounts DIY vs. professional money management Individually managed accounts Mutual, index and exchange-traded funds Immediate, deferred, variable, fixed, and indexed annuities Retirement Income Sources Social Security strategies and taxation IRAs vs. Roth IRAs Required minimum distributions Tax efficiency and withdrawal choices IRA to Roth IRA conversions 401(k) rollovers Pensions: lump sum or payments? Annuity withdrawal choices Choosing your beneficiary Health Care Planning Health insurance and health care costs Evaluating the cost of coverage Health insurance options in retirement Company Medicare plans Planning for long-term care expenses Long-term care insurance Legal planning Estate Planning Reasons to update your estate plan Estate planning and distribution The probate process Wills, intestacy and trusts Comparing different types of trusts Life insurance and annuities Taxation of estates For more updates, make sure you fill out the form below Sign Up For Webinar Updates Name Email Address Phone Additional Info Send Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Goal-Based Financial Planning | WellAcre | Santa Monica CA Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Services What We Do Helping You Make Your Ideal Life Landscape As your Advisor and your personal "chief financial officer", we set the foundation of your financial house through the development, implementation and execution of a comprehensive financial plan. Total Client Profile Learn more Goals-Based Wealth Plan Learn more Investment Philosophy Statement Learn more Advanced Plan Learn more No two individuals are alike Everyone has different circumstances and aspires to different dreams. The success of our client/advisor relationship is largely contingent on how well we know you and your unique life situation. Separate and apart from understanding your financial situation, assets and investments, it is imperative that deeply comprehend your most important values, goals, relationships, and interests. This level of insight provides several important benefits: It allows us to construct an investment plan that will maximize the probability of achieving all that is most important to you and your family. It sets the foundation for our long-term relationship. It enables us to work with you in precisely the ways which you prefer. For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. [email protected] | (310) 220-4946 Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Small Business Financial Planning | WellAcre | CA Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Small Business Planning WellAcre Global Wealth Advisors specializes in financial planning for small business owners. Contact our experts today! Small Business Planning Santa Monica, CA   We have a lot in common with you. As the owners of a fee-only Registered Investment Advisory company, we are business owners ourselves. We serve several small business owners working in the Entertainment Industry and a wide array of other industries. As a business owner, you face many day-to-day responsibilities and challenges, and you don't always have the time to focus on critical financial strategies and risk solutions.  But that is where we excel. We offer a comprehensive range of small business planning services, including retirement plans, investment management, executive benefits, tax reduction, business organization, and succession planning. WellAcre Global Wealth Advisors specializes in financial planning for small business owners. Contact our expert Certified Financial Planner™ professionals today! The Golden Tax Opportunities for Business Owners Are you highly successful? Are you a highly successful small business owner? If you are, there is good news for you. The American tax system is built to benefit business owners. And as the owner of a small business, the tax system is built to benefit you. Get Started Today But You Need Expert Advice Unfortunately, most tax professionals are too busy filing tax returns to think strategically. If you are lucky, your tax professional will help ensure your loan out corporation increases your deductible expenses, but is your tax professional advising you on maximizing your 20% Qualified Business Tax deduction? This strategy is even better when combined with a sophisticated retirement plan such as those below. Such plans also help higher-earning small business owners qualify who might otherwise be excluded.  Implementing The Golden Retirement Plan Small businesses are perfect vehicles for implementing highly lucrative retirement plans. Are your tax professionals putting in place retirement plans beyond a SEP or SIMPLE IRA, such as a Solo 401(k), or even better, a Defined Benefit Pension Plan? This particular structure enables you to save pre-tax an amount several times higher than your income – and to qualify for the QBI tax break when otherwise you might be excluded. How is this possible? Talk to us today. These programs require great expertise to implement and navigate successfully. So as with your heart surgeon, you need to be in the care of a highly experienced team. That is us. If this is you, click here and talk to us today at WellAcre Global Wealth Advisors. Many business owners don't have the time to design, implement, and manage a retirement plan. We work closely with you to determine appropriate retirement plan options that help your business, your employees, and you individually pursue a financially secure retirement. We utilize Defined Benefit, Defined Contribution, Profit Sharing, Pension Plans, and ESOPs, or a combination thereof. We educate your employees on the company plan and options, along with consultation on their planning. Small Business Advisor As your small business advisor, we provide goal-oriented, personalized financial advice for small businesses. Your needs are not the same as those of larger corporations. We understand the nuances that come along with owning a small business and how they affect you. No two business financial planning paths are the same because your business is unique to you. Whether you have two employees or two hundred, we are your go-to small business planner in the Santa Monica, CA, area. Give us a call . The Importance of Working with a Fee-Only Advisor Receiving financial advice can be treacherous. It is essential to have unconflicted advice. Fee-only advisors do not sell you financial products, annuities, or insurance and do not receive commissions, whereas traditional brokers and fee-based advisors do. (Do not get confused: fee-based advisors may charge an investment or financial planning fee but are also licensed to sell you financial products.)  Being a fee-only advisor helps ensure that we sit on the same side of the table and offer you unconflicted advice. Rather than selling you products, we focus on financial planning and giving you conflict-free financial and investment advice. Of course, we still need to keep the lights on and put a roof over our employees' heads, so we charge a fee. This is generally charged as a small percentage of your investments that we manage. The more we can grow and protect your hard-earned wealth, the better it is for you and the better it is for us. We offer investment management solutions for business owners to make the most out of their hard-earned wealth. The Importance of Working with a Certified Financial Planner™, Professional It's essential to integrate your business planning with your personal financial needs. Beyond assisting you with your business strategies, we help with a wide range of wealth management services, including retirement planning, estate planning, investments, insurance, and estate planning. A CFP® has received a high degree of training in these five most critical areas. CFPs® also have to pass an extremely rigorous exam, so you have the comfort of knowing you are working with a highly trained expert. In addition, the CFP®  board requires its certificants to be fiduciaries. This means they are held to a high ethical standard and required to work in your best interest. Strangely enough, this is not the industry norm, so ensure that you are working with a CFP®. Even better, ensure you are working with a CFP® who is also a fee-only investment advisor. Executive Benefits Offering a non-qualified benefit plan can attract and retain key employees. We help you determine and implement appropriate plans such as deferred compensation, long-term incentive plans (LTIP), carve-out, bonus, and supplemental executive retirement plans (SERP). Key person insurance is another way to attract and retain key employees. Key person Insurance is Life or Disability Income Insurance on a key employee or partner, with the business serving as the beneficiary. This can offset risk by reimbursing your business for economic losses that occur or the cost of hiring and training someone new when a key person in your company dies or has health issues that force them to stop working. We work with you to determine your business' key personnel and evaluate affordable solutions for this liability. Have a Question? Contact Us Here Tax Reduction Strategies We work with small business owners to reduce their tax implications through a variety of tax reduction strategies. From paying down your debt, maximizing retirement savings contributions, being proactive about procurement and depreciation, deferring income, and making the most out of potential home office deductions, we will ensure that your business runs as tax-efficiently as possible. Business Organization While there are many ways to organize a business, we offer solutions to ensure that your business structure incorporates tax, asset protection, compensation, and estate planning. Your business structure must encompass all these aspects. M Does Your Child Need to File an Income Tax Return? | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Tax Read Time: 3 min Does Your Child Need to File an Income Tax Return? As parents, we encourage our children to work, so they can learn important values about work and independence. At what point, if at all, do children need to file an income tax return for the money they earn? The IRS does not exempt anyone from the requirement to file a tax return based on age, even if your child is declared as a dependent on your tax return. 1 Your dependent children must file a tax return when they earn above a certain amount of income. Dependent children with earned income in excess of $14,600 must file an income tax return (for the 2024 tax year). Dependent children with unearned income of more than $1,300 must also file a return. And if the dependent child's earned and unearned income together total more than the larger of $1,300, or a total earned income up to $14,150 plus $450. 2 These thresholds are subject to change, so please consult a professional with tax expertise regarding your individual situation. Here's an example. Kyle is a 20-year-old college student who's claimed as a dependent by his parents. He received $400 in unearned income and $5,500 for a part-time job on campus. He does not have to file a tax return because both his unearned and earned income fall below the thresholds. Kyle's total income of $5,900 is less than his total earned income plus $450. Even if your child earns less than the threshold amount, filing a tax return may be worthwhile if your child is eligible for a tax refund. If you decide to prepare a separate return for your child, the same reduced standard deduction rules detailed above will apply. 1. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. 2. Investopedia.com, April 15, 2024 The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG, LLC, is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright FMG Suite. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Much Do I Need To Retire? How much is enough to retire? It depends on your lifestyle, timeline, and more. Use this calculator to get a personalized est Making Sense of HSAs and FSAs How HSAs and FSAs might help your household. Find That Lost Retirement Account With over 24 million “forgotten” 401(k) accounts, you may be surprised to learn of your unclaimed “found” money. Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Financial Planning Specialist | WellAcre | Los Angeles, CA Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Goals-Based Wealth Plan GET WHERE YOU WANT TO GO WITH WELLACRE WEALTH MANAGEMENT At Wellacre, we believe that a successful financial journey begins with a clear understanding of your aspirations. Our approach is centered around Goal-Based Financial Planning, a strategy that aligns your financial decisions with your life goals. By prioritizing what matters most to you, we create a roadmap that ensures your wealth works for you. Goal-Based Financial Planning Our planning process starts with you and your goals. We want to get to know you and what you really want most out of life. We want a good, clear, current picture of your life and an equally clear picture of where you want to get. From there, we will create a plan that is completely tailored to your needs, your risk tolerance, and your overall goals. YOUR GOALS-BASED WEALTH PLAN WILL INCLUDE AND CONSIDER: Your total client profile Your financial goals, relationships, assets, existing advisors, preferred process, and your personal interests. Current situation analysis This portion of the plan will include an income and expense analysis and an asset allocation analysis. Financial goals narrative A short-term, intermediate-term and long-term goals narrative with the associated risk tolerance for each time horizon. Goals-based recommendations Professional recommendations for target asset allocation, tax considerations, portfolio construction, cash management, and future liquidity requirements. The result of goal setting in the financial planning process is a diagnostic report aimed at  maximizing your probability for success. In this report, your current financial situation along with our recommendations for any repositioning of your portfolio will be outlined in detail. This goal-oriented plan will also account for any potential costs and taxes that could impact your portfolio. Your new goal-based financial plan will include your recommended investment plan and an investment policy statement. This structure provides several important benefits: It helps provide long-term discipline to your investment decision-making. A well-conceived plan helps ensure that rational analysis is the basis for your investment decisions, making you less likely to act on emotional responses to short-term or one-time events. It encourages effective communication. Because it clarifies both the issues that are most important to you and the investment approach and strategy that will be used, it minimizes any misunderstandings that may arise. It allows both client and advisor to accurately review your critical factors as they may change over time. Such evaluations may indicate that corresponding changes to your investment plan are called for. Steps to Our Goal-Based Wealth Planning Process 1. We Create a Total Client Profile Everyone has different circumstances and aspires to different dreams. As your  financial advisor , we can meet your needs well, only when we know you and your unique life situation well. We believe it is important for us to deeply comprehend not only your investments and other assets, but also your most important values, goals, relationships and interests.  Learn more 2. Developing an Investment Philosophy Statement The investment philosophy statement, or IPS, delves into substantially more detail on our investing approach and our strategic portfolio management process. It also provides summaries of the returns of key indices and of a range of hypothetical portfolios, as well as important disclosures, including the asset classes used to construct hypothetical portfolios, sources and description of data used and treatment of certain data. Learn more 3. Creating a Tailored Investment Plan The investment plan provides an overview of your client profile, our consulting process and our investment recommendations. It also includes brief descriptions of our investment philosophy. Learn more Advanced Plan If, during our Investment Plan Meeting, we decide to work together, we will create your Advanced Plan. The Advanced Plan focuses on the four key areas of your financial life beyond your investments: wealth enhancement, wealth transfer, wealth protection and charitable giving. We will present this plan to you during our first Regular Progress Meeting. Learn more Frequently Asked Questions What is a goals-based wealth plan? Answer: A goals-based wealth plan is a meticulously crafted financial strategy designed to align with your unique client profile, financial goals, and personal interests. This comprehensive approach includes in-depth analysis, personalized recommendations, and a diagnostic report aimed at maximizing your probability for financial success. When should I consider revising my investment plan? Answer: Regularly reviewing critical factors, especially as they evolve over time, may indicate the need for adjustments to your investment plan. Changes in financial goals, risk tolerance, or other circumstances would warrant a reevaluation to ensure your plan remains aligned with your objectives. Why is goal setting important in the financial planning process? Answer: Goal setting plays a crucial role in the financial planning process as it provides a clear roadmap for your financial journey. By defining specific short-term, intermediate-term, and long-term goals, you create a framework that guides investment decisions and strategies. Clear goals help in determining the necessary financial steps, setting realistic expectations, and measuring progress over time. Additionally, goal-oriented financial planning adds purpose and motivation to your wealth-building efforts, ensuring that your resources are directed towards achieving the outcomes that matter most to you. THERE'S NO TIME LIKE THE PRESENT Financial Advisor Near Me If you’ve been searching for a “financial advisor near me,” or “financial advisor Santa Monica,” you’ve come to the right place! We offer a complimentary "Get Acquainted" meeting to learn about your goals and see if our services are right for you. Come in for a cup of coffee and a second opinion. We relish the opportunity to get to know you and, hopefully, help you with your financial and life’s goals. Contact us today to schedule a consultation with a dedicated Financial Advisor. Your financial success starts here with WellAcre Global Wealth Advisors. Talk to An Advisor Subscribe to our newsletter Name Email Address Phone Question Send Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered Personal Information Form Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Personal Information Form Name Email Address Message Prohibit the sale of personal information Request copies of personal information Request deletion of personal information Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Money | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Money One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Featured Video Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Saving for College 101 Here's a crash course on saving for college. How Big is Money? Learn a little about worldwide currency in this fun infographic Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. Articles Calculators Videos The Lowdown on Those Free Credit Scores What’s the deal with your yearly free credit report? Making a Charitable Gift Did you know that there are benefits and limitations when you decide to donate stock? Learn more about your options. 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How Big is Money? Learn a little about worldwide currency in this fun infographic View all articles Calculators Lifetime of Earnings Estimate how much you may earn over your working years based on your current income. Historical Inflation See how the purchasing power of a dollar has changed over time due to inflation. Credit Card Payoff Find out how long it may take to pay off a credit card balance and what it costs in interest. View all calculators Videos How Cash Apps Work Peer-to-peer payment apps are one of the newest ways to send money. The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. The Power of Compound Interest Learn how to harness the power of compound interest for your investments. Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. View all videos Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Reviews Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Reviews Reviews  ⭐⭐⭐⭐⭐ Our business is built on a foundation of thoughtful client relationships. ➡️ Check out our Google Reviews ⬅️ Casey E. - Google Review ⭐⭐⭐⭐⭐  My partner and I have been clients of Adam for several years, and we couldn’t be more pleased with the exceptional service he and his team provide. They are consistently attentive to our needs, and we have complete confidence in Adam's ability to make the best financial decisions on our behalf. Adam and his team do an excellent job of keeping us informed, and after every meeting, we always feel reassured and positive about how our investments are being managed.  What truly sets Adam apart is his deep knowledge of the entertainment industry, which has been invaluable for us. His understanding of the unique financial challenges and opportunities within this space has made a huge difference. We highly recommend WellAcre to anyone in the entertainment industry looking for a financial advisor who genuinely understands their specific needs. Marina B. - Google Review ⭐⭐⭐⭐⭐  It is a pleasure to recommend WellAcre Global Wealth Advisors, the company's head Adam Scott, and the entire team for their outstanding service, superb customer care, and unwavering probity. I feel fortunate to be in their capable hands. They are not only experts in the field, but genuinely warm and dedicated people who do their utmost to steward their clients. There is never a moment of falling through the cracks, missed communication, or negative interaction. I feel like part of an extended family for whom my well-being, both financial and personal, is of sincere importance. I endorse them without reservation and with true enthusiasm. Rebecca F. - Google Review ⭐⭐⭐⭐⭐  Adam Scott and team are everything you would want as the people in charge of your investments and, of course, future. Unlike other firms who are in it for the commission (and I speak from experience), everyone at WellAcre cares deeply about who you are, where you are in life, and what you want your future to look like. I cannot recommend them highly enough. Hughes W. - Google Review ⭐⭐⭐⭐⭐  Without reservation, I can say that Adam Scott saved my financial life. Thanks Adam Abigail C. - Google Review ⭐⭐⭐⭐⭐  WellAcre Global Wealth Advisors is a stellar financial advisory firm. The assistance and guidance they have provided for these past many years has gone above and beyond my expectations. Not only are they attentive and responsive, but they are proactive and always think about what is in my best interest. They have provided services to not only my personal financial portfolio, but also with my business. They never cease to amaze me with their knowledge and willingness to help out in any way possible. They are simply THE BEST! Geoff A. - Google Review ⭐⭐⭐⭐⭐  I have been a client for 4 years now and have been very impressed with Adam and his team’s high level of technical experience, professionalism, attention to detail and prompt communication. It is rare that I come across great customer experience. Wellacre is exceptional! Thank you! Paul R. - Google Review ⭐⭐⭐⭐⭐  We would like to express our heartfelt gratitude to Adam Scott and WellAcre Global Wealth Advisers. Adam has been our financial advisor for many years. He is highly ethical and his expert guidance, financial planning and sophisticated tax strategies have transformed our financial lives. He is passionately dedicated to his clients, and the results have far exceeded our expectations. Thank you Adam! Diane C. - Google Review ⭐⭐⭐⭐⭐  Adam and his team are a pleasure to work with. They answer my questions promptly with personalized informative feedback. With WellAcre in my corner, I feel confident that I will continue to live comfortably throughout my retirement. Susan K. - Google Review ⭐⭐⭐⭐⭐  I'm so happy I found Adam and the Wellacre team. They're awesome! Really knowledgable and helpful. I don't lose sleep over my investments anymore because I can trust the integrity of Wellacre Global Wealth to look out for my best interests. Thank you Adam and the Wellacre team. Fabienne R. - Google Review ⭐⭐⭐⭐⭐  I feel safe and heard with WellAcre. My finances are handled with much thought and care. I appreciate the personal attention and interest in my goals and plans for the future. Adam Scott is a man of great integrity and I trust him and his team to ALWAYS have my back. Philippa R. - Google Review ⭐⭐⭐⭐⭐  Adam is a most thorough and informative advisor, who invests himself deeply in the minutiae of our situation, and appears to have genuine enthusiasm for the subject of investment, and related matters. Always responsive to queries, and happy to look into prospective plans, he is a pleasure to work with. Philippa Santa Monica Joey T. - Google Review ⭐⭐⭐⭐⭐  Adam has a first class mind about finances. I've always been impressed with his ability to leverage his expertise and years of experience alongside his earnest curiosity and quest for more knowledge of available financial products, all in in service to my financial goals. Albert C. - Google Review ⭐⭐⭐⭐⭐  We’ve been with Adam and his team since 2015 and Abi and I highly recommend his services. Adam has helped us not only in financial matters but personal as well, such as recommending accountants, bookkeepers and Living trust professionals. We’ve been very happy with Adam and WellAcre Global! Kendall M. - Google Review ⭐⭐⭐⭐⭐  We appreciate the personal attention and detail Adam provides us in our meetings! I was initially skeptical but Adam's work ethic and results have won me over! Hannah C. - Google Review ⭐⭐⭐⭐⭐  I’ve been with WellAcre for a couple of years now, and have nothing but great things to say about Adam and his team. They are attentive, responsive, forward-thinking, and an overall pleasure to work with. I highly recommend them! Shannon M. - Google Review ⭐⭐⭐⭐⭐  Very attentive, perceptive, and accurate. Truly worth their weight in gold! Judith O. - Google Review ⭐⭐⭐⭐⭐  WellAcre Global will meet all your goals. We have fruitful discussions. They ask the right questions. And all in all are extremely attentive. Isabelle S. - Google Review ⭐⭐⭐⭐⭐  I've been with WellAcre from the beginning and love their services! The staff is incredibly kind and Adam Scott is wonderful to work with as a financial planner. Oliver S. - Google Review ⭐⭐⭐⭐⭐  Biased because Adam is my father, but he eats, sleeps and breathes finance and wealth management. I can say firsthand that he cares immensely about his clients, works his tail off and is as honest as they come. Shawn Z. - Google Review ⭐⭐⭐⭐⭐  Adam and his crew have been crucial in our investing and their concern about our future. Wish I would have started with him sooner than I did! Wayne H. - Google Review ⭐⭐⭐⭐⭐  We have found that Wellacre is well managed, a reliable investment advisor, and always honest with us. I recommend them highly! Julian S. - Google Review ⭐⭐⭐⭐⭐  WellAcre has played an essential role in my retirement planning and investment management over my entire career, as I managed debt from graduate school, optimizing my ROTH IRA, and maximizing my mega backdoor 401K. Best fee-only ethical fina Webinar Signup Page Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Webinars with Adam Scott An Educational Course for Retirees Age 65+ Who should attend?   While there are many courses available for pre-retirement planning, this unique course focuses on the concerns, issues, and needs of today's retirees. Whether you're planning for many years in the future or looking for immediate answers to financial concerns, this course provides an eye-opening experience. Sign Up Here Classroom Experience Learn about important financial topics such as: Calculating whether you should convert your IRA to a Roth IRA Evaluating and planning for health care, long-term care, incapacity and end-of-life decisions Identifying the primary threats to your retirement savings Planning your retirement income to preserve a comfortable lifestyle Affording and enjoying travel, hobbies, sports, crafts, socializing, business ventures & lifelong learning Your Instructor(s) Adam P. Scott, CFP®  is host of  Red Carpet Retirement™  podcast and is a fee-only CERTIFIED FINANCIAL PLANNER™, professional based in Santa Monica. Learn more about Adam Retirement Income Concerns Finding balance in retirement How financial rules change at retirement Embracing a self-reliant retirement Why Americans retire earlier and live longer than expected Transferring longevity risk Elder fraud prevention How Long Will My Money Last? Estimating annual retirement expenses Calculating annual withdrawal rates The impact of declining markets Taxes and inflation Understanding inflation Investments Feelings vs. behavior Investment considerations Common interest risks Risk management strategies Navigating income taxes Tax exempt vs. taxable income Cash reserve accounts DIY vs. professional money management Individually managed accounts Mutual, index and exchange-traded funds Immediate, deferred, variable, fixed, and indexed annuities Retirement Income Sources Social Security strategies and taxation IRAs vs. Roth IRAs Required minimum distributions Tax efficiency and withdrawal choices IRA to Roth IRA conversions 401(k) rollovers Pensions: lump sum or payments? Annuity withdrawal choices Choosing your beneficiary Health Care Planning Health insurance and health care costs Evaluating the cost of coverage Health insurance options in retirement Company Medicare plans Planning for long-term care expenses Long-term care insurance Legal planning Estate Planning Reasons to update your estate plan Estate planning and distribution The probate process Wills, intestacy and trusts Comparing different types of trusts Life insurance and annuities Taxation of estates For more updates, make sure you fill out the form below Sign Up For Webinar Updates Name Email Address Phone Additional Info Send Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Investment | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Investment Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors. Featured Video Jane Bond: Infiltrating the Market Agent Jane Bond is on the case, cracking the code on bonds. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Where Is the Market Headed? We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?” Estimating the Cost of College This worksheet can help you estimate the costs of a four-year college program. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. Articles Calculators Videos A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss. Separating the Signal From the Noise A good professional provides important guidance and insight through the years. The Business Cycle Understanding the economy's cycles can help put current business conditions in better perspective. Global vs. International: What’s the Difference? International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks. The Investment Risk No One’s Ever Heard Of You face a risk for which the market does not compensate you, that can not be easily reduced through diversification. Investing with Your Heart For some, the social impact of investing is just as important as the return, perhaps more important. View all articles Taxable vs. Tax-Deferred Savings Compare how the same contribution grows differently in taxable versus tax-deferred accounts. Student Loan Payoff Calculator: Extra Payments Can Save You See how extra payments toward your student loans could shorten your payoff timeline. Comparing Investments Compare two different scenarios side by side to see how they stack up over time. College Savings See how much you may need to save now to cover future college costs for your child. Debt vs. Investment Weigh the potential outcomes of paying off debt versus directing those dollars elsewhere. How Can I Save a Million Dollars? See what it takes in monthly contributions and time to reach a million-dollar savings goal. View all calculators Emerging Market Opportunities What are your options for investing in emerging markets? It Was the Best of Times, It Was the Worst of Times All about how missing the best market days (or the worst!) might affect your portfolio. Should You Invest in Exchange Traded Funds? There are thousands of ETFs available. Should you invest in them? Behavioral Finance An amusing and whimsical look at behavioral finance best practices for investors. The Business Cycle How will you weather the ups and downs of the business cycle? Jane Bond: Scaling the Ladder Agent Jane Bond is on the case, uncovering the mystery of bond laddering. View all videos Articles A Taxing Story: Capital Gains and Losses Understanding how capital gains are taxed may help you refine your investment strategies. You Would Rather Be... Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance. Types of Stock Market Analysis Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. Here’s a look at each. Key Money Moments: 4 Times You Should Talk to a Pro Life happens fast, and your finances can take a backseat if you’re not careful. Is it time to check in with a financial professional? This infographic will help you examine your own financial situation and decide if it’s time to step up your financial game. TIPS for Inflation If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk. View all articles Calculators Taxable vs. Tax-Deferred Savings Compare how the same contribution grows differently in taxable versus tax-deferred accounts. Monthly Budget Track your monthly income and expenses to get a clearer view of your cash flow. Student Loan Payoff Calculator: Extra Payments Can Save You See how extra payments toward your student loans could shorten your payoff timeline. What Is the Dividend Yield? Calculate the dividend yield of a holding and see what that means for income over time. College Savings See how much you may need to save now to cover future college costs for your child. The Power of Interest - How Long Will it take My Money to Do Use the Rule of 72 to estimate how long it takes your money to double at a given rate. View all calculators Videos The Business Cycle How will you weather the ups and downs of the business cycle? Where Is the Market Headed? We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?” Jane Bond: Scaling the Ladder Agent Jane Bond is on the case, uncovering the mystery of bond laddering. Are Alternative Investments Right for You? With alternative investments, it’s critical to sort through the complexity. What Smart Investors Know Savvy investors take the time to separate emotion from fact. Should You Invest in Exchange Traded Funds? There are thousands of ETFs available. Should you invest in them? View all videos Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advic Retirement Advisor | WellAcre | Santa Monica, CA Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Retirement Planners We can prepare tailored, comprehensive retirement plans to help you with your retirement objectives. Let us help you pursue your dream retirement! Retirement Planning One small mistake can be detrimental to your retirement wellbeing. You navigate retirement once. We do it every day. You need to work with a fee-only CFP® expert planning and investment advisors who have done this before. There is no one right way to do it. It is an essential process in which one determines realistic goals for their retirement income needs and decides what actions need to be taken to achieve the goals set out.  Retirement planning includes many steps such as identifying potential income sources, optimizing social security and pensions, evaluating expenses, creating a savings plan, managing assets, and determining risk levels. The retirement planning process is geared towards ensuring your retirement financial wellbeing, removing stressors, and bringing individuals peace of mind.  When you reach retirement age, you should focus on what you're going to do to enjoy the rest of your life, not where your income is coming from, and protecting your wealth. A CFP® retirement planner works with individuals to ensure that their retirement plan is strategically mapped out and expertly executed. Working with a firm that is expert in retirement planning helps safeguard your retirement and allows you to focus on enjoying life. Get Started Today The Importance of Working with a Fee-Only Advisor Planning for retirement can be treacherous. It is crucial to have unconflicted advice. Fee-only advisors do not sell you financial products, annuities, or insurance and do not receive commissions, whereas traditional brokers and fee-based advisors do. (Do not get confused: fee-based advisors may charge an investment or financial planning fee but are also licensed to sell you financial products.)  Being a fee-only advisor helps ensure that we sit on the same side of the table and offer you unconflicted advice. Rather than selling you products, we focus on financial planning and giving you conflict-free financial and investment advice. Of course, we still need to keep the lights on and put a roof over our employees' heads, so we charge a fee. This is generally charged as a small percentage of your investments that we manage. The more we can grow and protect your wealth, the better it is for you and the better it is for us. Preparing for a Satisfying Retirement Guide With so many Americans retiring from the workforce, the need for expert advice on 401(k) Retirement Plans has grown. This whitepaper is full of tips and tricks for 401(k) participants to ensure they're getting the most out of their retirement plan. Download Now The Importance of Working with a Certified Financial Planner™, Professional A CFP® has received a high degree of training in the five most critical areas of financial planning, including tax, estate, investment, retirement, and insurance planning. CFPs® also have to pass an extremely rigorous exam, so you have the comfort of knowing you are working with a highly trained expert. In addition, the CFP® board requires its certificants to be fiduciaries. This means they are held to a high ethical standard and required to work in your best interest. Strangely enough, this is not the industry norm, so ensure that you are working with a CFP®. Even better, ensure you are working with a CFP® who is also a fee-only investment advisor. Basics of Retirement Planning Work with a CFP® fee-only Investment Advisor – You want to work with an expert who has your best interests at heart and gives you unconflicted advice. While it is essential to know and understand your retirement plan, all the information available to pre-retirees and retirees can be overwhelming. It is most important to bring in an unconflicted expert who will help you each step of the way, leading you to your best and most successful financial life in retirement. Save- A prominent component of retirement planning basics is to save. Now, while it is wise to save in a standard savings account for general purposes, your retirement savings should be explicitly allocated to a retirement saving account to make the most out of your retirement savings funds. Retirement savings accounts allow your money to grow in a tax-efficient way.  Maximize Contributions- If you are a business owner, there are outstanding wealth-enhancing tax reducing options. If you are an employee and your employer offers a retirement account(s), take advantage of it. Maximize your contributions. Many employers will match a percentage of employee contributions to employer-sponsored retirement plans. Talk to us now. Analyze Roth vs. Tax-Deductible Contributions – Which should you do? Understand the difference and get advice on whether you should be focusing on Roth or Traditional retirement contributions to your 401(k), 403(b), or IRA. Get-to-Know Your Needs- A key component in retirement planning is knowing and understanding your income needs when you retire. This is one reason why it is so important to plan. If you have everything mapped out ahead of time, it is easier to make sound financial decisions during retirement. Apply Basic Principles – Learn about and apply basic investment principles. Your CFP® retirement financial planner is a valuable asset, but you should know what's what when it comes to your retirement planning. Get an IRA- Get an Individual Retirement Account (IRA) if you are eligible. While a 401(k) or other employer-sponsored retirement savings account is good to have, it may not take care of all of your retirement needs on its own. It is important to use multiple retirement savings outlets to ensure that your retirement plan will work for your needs when it comes time to retire. But you need to check your eligibility and only make Tax Deductible or Roth contributions. Speak to your tax professional before taking action. Have a Question? Contact Us Here Retirement Plans For Business Owners Putting in a retirement plan is an excellent way for a business owner to enhance their wealth and that of their employees. Many kinds of retirement plans and retirement accounts work great for small business owners, including entertainment industry loan-out corporations. Some of our favorites are: Solo Roth 401(k) – This is an excellent plan if you employ just yourself and your spouse. It will enable you to fund your retirement at a much higher level than the average person. We particularly like the Roth option, as it gives you a choice of whether to pay tax now or later. The Solo 401(k) can also be designed to allow you to make After-Tax contributions that can then be converted into a Mega Back Door Roth IRA. Multi-Employee 401(k) – This plan will not enable you to save as much as the Solo 401(k) or other plans as a business owner, but it will keep your employees happy and maintain their loyalty. Defined Benefit Pension Plan- This plan is ideal for a highly successful business owner who is either the sole employee or has few employees who are younger and lower-paid. With this plan, the business owner can save hundreds of thousands a year tax-deferred. Financial Advisor Free Consultation | WellAcre | CA Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Get Started Today Schedule Your Call As with any investment in life - a family, a home, a college education - the best results are achieved by carefully constructing a plan and then following that plan consistently over time. Step 1: Discovery Meeting At our initial meeting, we conduct a discovery interview. This helps us identify the challenges you face in achieving all that is important to you. We examine your current situation, the goals you would like to achieve and how you and we can maximize the possibility of achieving those goals. Schedule Your Call Step 2: Investment Plan Meeting At this meeting, we present your diagnosis of your current situation and your recommendations for how we can bridge the gaps in order for you to reach your goals. This plan forms the foundation for all of our work together. Step 3: Mutual Commitment Meeting At this meeting, we are ready to make a mutual decision about whether my services can add substantial value and whether we should proceed. Should we both choose to work together, we commit to each other to work toward achieving everything that is important to you and your family. You and our team also execute the documents necessary to put your investment plan into motion. Have a Question? Step 4: 45-Day Follow-up Meeting When you have multiple investment accounts, it’s easy to become overwhelmed with the amount of paperwork you receive. At this meeting, we help you organize all that paperwork in a notebook that we provide. We also answer any questions you may have so that you understand exactly what is happening with your money. Step 5: Regular Progress Meetings These meetings, which we schedule at intervals convenient to you, provide me an opportunity to review any major changes in your personal or financial situation since your last meeting. If these changes mean that we need to make adjustments to your investment plan, we do so. We also review your overall progress toward your long-term financial goals. This meeting is also your opportunity to implement advanced planning recommendations that may be appropriate for your situation. We will present to you your advanced plan at your first Regular Progress meeting so that we can prioritize those areas of greatest importance to you and then begin to address them systematically. Schedule a Discovery Call Our Role as Your Advisor This consulting process serves as your framework, but it is only the beginning. To ensure that your family’s most important financial issues are addressed as needed, we serve as your advisor and personal ‘chief financial officer.’ As your Advisor and your personal ‘chief financial officer’, you and our team set the foundation of your financial house through this investment plan. Once this is in place, we address additional components of your financial picture as needed. With your wealth management plan to guide me, we focus on your broad areas of your financial life: Wealth Enhancement Sophisticated tax mitigation techniques and cash flow planning are key to enhancing and protecting your wealth. Wealth Transfer Intends to find and facilitate the most tax-efficient way to pass assets to succeeding generations, and to do so in a way that meets your wishes. Wealth Protection Is aimed at protecting your wealth against potential creditors, litigants, children’s spouses and potential ex-spouses Charitable Giving Helps fulfill your charitable goals. It is most effective when coordinated with the three services above. In accordance with your stated priorities, we will raise these issues and make recommendations to you during your Regular Progress Meetings. Over time, this allows me to address all of your advanced planning needs. Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Motion Picture Industry Video Resource Library Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Motion Picture Industry Video Resource Library Optimizing and Reviewing the MPI Pension Plan with CEO David Asplund  How can Entertainment Industry members best ensure financial stability in retirement? Understand how the Motion Picture Industry and Health Plan works and the current funding status. Explore the benefits, strategies, and vital decisions shaping retirement for industry members. In this episode, Adam Scott, CFP® interviews David Asplund, CEO of the Motion Picture Pension and Health Plan, who explains the robust framework supporting financial and healthcare security for entertainment professionals. David addresses common misconceptions, clarifies plan options, and emphasizes the importance of informed retirement planning. Reinventing Careers with Liz Mohler, M.S., PCC – Part 1 (Ep. 34) Life has a way of pushing us toward reinvention, but how do we embrace change and make it work for us? How can we turn uncertainty into opportunity and transition into a career that reflects our passions and values? In this episode, Adam Scott, CFP®, talks with career coach Liz Mohler, M.S., PCC, about the challenges and rewards of career reinvention. They share personal stories, strategies for overcoming self-doubt, and the power of recognizing your transferable skills to make meaningful professional shifts. American Cinema Editors Webinar: Perfect Portfolio Design Part I Orginally presented only to members of ACE, this webiniar simplifies the concepts of Modern Portfolio Theory so even a Kindergartener can have a perfectly designed investment portfolio. Okay, maybe not quite a Kindergartener, but investors will be able to supervise their financial advisors and their savings to ensure they are adequately optimized. Modern Portfolio Theory teaches you how to achieve maximum returns for a given amount of risk. It is based on the work of Nobel Prize winning economist Harry Markowitz. But don’t let that intimidate you. And maybe if Merv Adelson had followed these guidelines he would not have lost a fortune. American Cinema Editors Webinar: Perfect Portfolio Design Part II This is the 2nd Part of our lesson on Portfolio Design given as a webinar to members of ACE . We simplify the concepts of Modern Portfolio Theory so even a Kindergartener can have a perfectly designed investment portfolio. Okay, maybe not quite a Kindergartener, but investors will be able to supervise their financial advisors and their savings to ensure they are adequately optimized. Modern Portfolio Theory teaches you how to achieve maximum returns for a given amount of risk. It is based on the work of Nobel Prize-winning economist Harry Markowitz. But don't let that intimidate you. And maybe if Merv Adelson had followed these guidelines he would not have lost a fortune. Have a Question? Name Email Address Phone Question Send Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    ESG Investing | Santa Monica CA | Wellacre Global Wealth Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today ESG/SRI Investing Aligning Values with Financial Goals Consumerism and investing are financially driven practices that are becoming increasingly informed by ethical concerns. More and more, consumers are opting for items they know have been ethically sourced and produced. In the same way, many investors are looking beyond traditional returns. Environmental, Social, and Governance (ESG) and Socially Responsible Investing (SRI) have emerged as powerful strategies that align financial goals with personal values. At WellAcre Global Wealth Advisors, we empower our clients to make informed decisions that reflect their commitment to sustainability and ethical principles. What is ESG Investing? ESG Investing focuses on evaluating companies based on environmental, social, and governance criteria. This approach aims to identify businesses that are not only financially sound but also demonstrate strong ethical practices and sustainability initiatives. Learn more What is Socially Responsible Investing (SRI)? Socially Responsible Investing (SRI) goes beyond financial metrics to consider the social impact of investments. It involves selecting companies that actively contribute to societal well-being while avoiding those involved in controversial industries like tobacco or firearms. Why Choose ESG/SRI Investing? Aligning Values with Investments: Invest in companies that share your ethical beliefs and values. Long-Term Sustainability: Support businesses that prioritize environmental stewardship and community engagement. Enhanced Risk Management: Companies with strong ESG practices often demonstrate resilience against environmental and social risks. Key Elements of ESG/SRI Investing Environmental Criteria: Assessing a company's impact on the environment through energy use, waste management, and carbon footprint reduction. Social Criteria: Evaluating social factors such as labor practices, community relations, and diversity policies. Governance Criteria: Examining corporate governance practices, including board diversity, executive compensation, and transparency. Contact Us How WellAcre Global Wealth Advisors Can Help At WellAcre Global Wealth Advisors, we specialize in creating personalized ESG/SRI investment strategies that align with your financial objectives and values. Our team conducts thorough research and due diligence to identify opportunities that meet both financial goals and ethical standards. Frequently Asked Questions What is the difference between ESG and SRI Investing? ESG Investing focuses on evaluating companies based on environmental, social, and governance criteria, whereas SRI includes additional criteria related to social impacts and ethical considerations. How can ESG/SRI Investing benefit my portfolio? ESG/SRI Investing can potentially enhance long-term returns by mitigating risks associated with environmental, social, and governance issues. As companies can be penalized for business misconduct and/or illegal activities, avoiding stocks in companies with these kinds of black marks is paramount. This kind of investing also allows investors to support causes they care about, promoting good business, good causes and beneficial industries. Is ESG/SRI Investing suitable for me? ESG/SRI Investing is suitable for investors who prioritize ethical considerations alongside financial returns. It offers a way to make a positive impact through highly selective investment choices. The Entertainment Industry Connection to ESG Investing From the alluring Tinseltown sphere, influence extends far beyond the silver screen, and in recent years, many celebrities and entertainment industry leaders have become vocal advocates for ESG principles. Embracing Environmental, Social, and Governance (ESG) investing aligns perfectly with the ethos of many actors and stars who are passionate about making a positive difference in the world. Socially Responsible Investing (SRI) resonates deeply with many entertainers who champion causes like human rights, gender equality, and community empowerment. Ready to Invest in a Clear Conscience? As Glen Campbell said, “there is no softer pillow than a clear conscience.” Explore the potential of ESG/SRI Investing with WellAcre Global Wealth Advisors and discover how you can achieve financial success while making a meaningful difference in the world. Contact us today to start your journey towards aligning values with investments. Contact Us MEET OUR TEAM MEET OUR TEAM DISCOVER OUR SERVICES DISCOVER OUR SERVICES LISTEN TO OUR PODCAST LISTEN TO OUR PODCAST SPEAK TO AN ADVISOR SPEAK TO AN ADVISOR THERE'S NO TIME LIKE THE PRESENT Let's Schedule a Discovery Call We offer a complimentary "Get Acquainted" meeting to learn about your goals and see if our services are right for you. Come in for a cup of coffee and a second opinion – both are free. Talk to An Advisor Subscribe to our newsletter Name Email Address Phone Send Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Entertainment and Film Industry Expert Advisors, CA Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Entertainment Industry Expert Advisors WellAcre Global Wealth Advisors specializes in financial planning for professionals in the Entertainment and Film industry. Contact our experts today! Entertainment Industry Expert Advisors As fee-only entertainment industry expert advisors, we specialize in creative, comprehensive financial planning for highly successful artists, producers, craftspeople, and business owners. Actors, composers, writers, cinematographers, and editors, we understand your world. We know the intensity of the work and the irregular employment. We understand the challenges of long-term planning in a world of short-term projects. We understand the financial challenges where high earnings one year are decimated by taxes, leaving less for the future. And we have sophisticated solutions. We understand the lives and challenges of entertainment industry personnel nearing or planning for retirement. We understand the different motion picture and entertainment industry pension programs and help you navigate them to make sure you maximize the money owed to you.  To thrive financially and emotionally, you must have fee-only film industry expert advisors on your side to ensure that the hard-earned wealth you gained is protected and preserved.  And it's not just about retirement. Building wealth benefits your whole career as you negotiate from strength. Using sophisticated wealth planning, we help grow and protect your wealth, so ultimately, you choose only to work when you want to work and only on the projects you love. This enhances your life and your career.  The Golden Opportunity of Loan Out Corporations Are you highly successful? Are you a highly successful entertainment industry artist, creative or department head with a loan-out corporation? If you are, there is good news for you. The American tax system is built to benefit business owners. And as the owner of a loan-out corporation, you are a business owner, and the tax system is built to benefit you. But it would be best if you had expert advice.  Unfortunately, most tax professionals are too busy filing tax returns to think strategically. If you are lucky, your tax professional will help ensure your loan out corporation increases your deductible expenses, but is your tax professional advising you on maximizing your 20% Qualified Business Tax deduction? This strategy can particularly benefit loan out corporations in entertainment. And it is even better when combined with a sophisticated retirement plan such as those below. Such plans also help higher earners qualify who might otherwise be excluded. Get Started Today Implementing The Golden Retirement Plan Loan-out corporations are perfect vehicles for implementing highly lucrative retirement plans. Are your tax professionals putting in place retirement plans beyond a SEP or SIMPLE IRA, such as a Solo 401(k), or even better, a Defined Benefit Pension Plan? This unique structure enables you to save pre-tax an amount several times higher than your income – and to qualify for the QBI tax break when otherwise you might be excluded. How is this possible? Talk to us today. These programs require great expertise to implement and navigate successfully. So as with your heart surgeon, you need to be in the care of a highly experienced team. That is us. If this is you, click here and talk to us today at WellAcre Global Wealth Advisors. Strong Finances Let You Negotiate from Strength A strong bank balance enables you to negotiate from strength and not be chasing the next job. But how much should you be keeping in the bank for a "rainy day" rather than building long-term retirement wealth? We can advise you on this. We focus on financial freedom and independence. You get to decide when to work, so your financial plan should reflect that ability. Let Us Watch Your Back Even the most successful Hollywood A-Listers can hit a slow spell or, worse, make disastrous financial decisions. Val Kilmer admits in the documentary Val that despite his outstanding success, he exhausted his financial resources and was left with nothing but debt by mid-life. The same was true of Merv Adelson, who was once Hollywood's most successful television producer but ended his life destitute. You need someone in your corner watching your back… and watching your business manager.  That is us. Let us watch your back. Schedule a call today . Long Term Planning in the World of Short-Term Projects You never know where the next project will come from. There is only one certainty, the current project will end, and you will be looking for the next one. We help ensure that your immediate financial needs are met, that you are building and protecting wealth for long-term goals, and that your legacy will build and last for generations.  We consider that you have needs that differ from those of other professionals. You may enjoy your highest earning potential when young, and then the runway stops abruptly mid-career. Or you may continue to work in the entertainment or film industry for several years after most professionals consider retirement. So, when is it best to claim your pension and social security if you are still working or if you retire early? Call us today at WellAcre Global Wealth Advisors, so we can help you navigate these decisions.  Unlocking the Treasures to Financial Wellness Guide The idea of wellness extends further than how we look and feel. Financial wellness is an important concept, and this whitepaper will explain what it is and how you can help your clients achieve it. Learn more about financial wellness and why it matters.  Download Now Entertainment Industry Pension Experts We understand the lives and challenges of entertainment industry personnel nearing or planning for retirement. We are experts in the different industry pension programs and help you navigate them to make sure you maximize the money owed to you. You must have fee-only film industry expert advisors on your side to ensure that the hard-earned wealth you gain is protected and preserved. Environmental and Socially Responsible Investing Many in the Hollywood community want to make the world a better place, and we are experts in this area. And you can decide to help the world with your investments too. This form of investing is known as SRI (Socially Responsible Investing) or ESG (Environmental, Social, and Governance.) Such investing strategies traditionally might have avoided oil and coal companies, along with tobacco and liquor. They might not just avoid certain companies but focus on companies with positive traits, such as renewable energy companies or companies with more gender equality. Traditionally, it was considered that ESG/SRI investing reduced your potential returns. However, in the last decade, such strategies have strongly outperformed the overall market due to avoiding the past and focusing on the future. Why Work with a Fee-Only Advisor? Receiving financial advice can be treacherous. Fee-only advisors do not sell you financial products, annuities, or insurance and do not receive commissions, whereas traditional brokers and fee-based advisors do. (Fee-based advisors may charge an investment or financial planning fee but are also licensed to sell y Questions about my Financial Situation Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Contact Us Have a question? Fill out the form below Name Email Address Phone Question Send Thank you! Oops! Santa Monica Office 520 Broadway Suite 200 Santa Monica, CA 90401 Phone: 310-220-4946 Fax: 310-231-5261 Mon-Fri: 8:00 AM - 5:00 PM Sat-Sun: By Appointment Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    2024 Tax Planning Guide Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today 2024 Tax Planning Guide Understand where your federal dollars go, some of the ways tax filing may look different in 2024, and what you can do to prepare. Download Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Estate | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Estate Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate strategy can spell out your healthcare wishes and ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so. Featured Video Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? Have A Question About This Topic? Name Email Address Message Thank you! Oops! 4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. What is the Value of Your Business? Ascertaining the value of your business is important for a variety of reasons. Estate Management 101 A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate. Articles Calculators Videos Yours, Mine, and Ours: Estate Strategies for Second Marriage Second marriages are a trigger event to revisit any existing estate strategies. Intellectual Property and Your Estate Do you have intellectual property? Consider how you might include your IP into your estate strategy in this detailed article. Estate Strategies of the Rich and Famous The examples of famous celebrities underline the need for a clear estate strategy. Succeeding at Business Succession There are a number of reasons for business owners to consider a business succession plan sooner rather than later. Grantor Retained Annuity Trusts (GRATs) Explaining Grantor Retained Annuity Trusts (GRATs) and their benefit to estate strategy. Steps to Protecting a Child with Disabilities Planning for children with special needs can be confusing but by working together, we can help navigate those challenges. View all articles Comparing Mortgage Terms Compare different mortgage term lengths side by side to find the option that fits your budget. View all calculators Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? Safeguard Your Digital Estate If you died, what would happen to your email archives, social profiles and online accounts? When Do You Need a Will? When do you need a will? The answer is easy: Right Now. 4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. Estate Management 101 A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate. Exit Strategies of the Rich and Famous Estate conservation is too important to put off. Do you have a smart exit strategy? View all videos Articles Why Everyone Needs an Estate Strategy Do you have an estate strategy? You should. Problems with Probate Probate can be a completely public process, or it can be managed to include as little information as possible. Estate Management Checklist Is your estate in order? This short quiz may help you assess your overall strategy. Critical Estate Documents Sound estate management includes creating financial and healthcare documents. Here's an inside look. Managing the Risk of Outliving Your Money Steps to help you sustain and grow your retirement savings. Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate. View all articles Calculators Comparing Mortgage Terms Compare different mortgage term lengths side by side to find the option that fits your budget. View all calculators Videos Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? Estate Management 101 A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate. When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Safeguard Your Digital Estate If you died, what would happen to your email archives, social profiles and online accounts? 4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. When Do You Need a Will? When do you need a will? The answer is easy: Right Now. View all videos Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Client Logins Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Client Logins WellAcre Investment Portal Click here to access all your accounts and investment information. Access Login WellAcre Planning Portal Click here to access your personal wealth planning tool. Use this tool to set goals, monitor your progress, and make informed financial decisions. Access Login  Flourish An invitation-only platform available exclusively to the clients. Access Login Charles Schwab Log in to your Charles Schwab account. Access Login THERE'S NO TIME LIKE THE PRESENT Let's Schedule a Discovery Call We offer a complimentary "Get Acquainted" meeting to learn about your goals and see if our services are right for you. Come in for a cup of coffee and a second opinion – both are free. Talk to An Advisor Have a Question? Name Email Address Question Submit Thank you! Oops! Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    All Calculators | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today All Calculators Retirement The Power of 401k Catch-Ups Assess Your Life Insurance Needs My Retirement Savings Annuity Comparison Simple 401k Inflation & Retirement IRA Income Estimate Your RMD Roth 401(k) vs. Traditional 401(k) Emergency Fund Calculator What Rate Would I Need to Earn on My Savings? How Much Do I Need To Retire? Estate Comparing Mortgage Terms Investment How Long Will Your Money Last? Monthly Budget College Savings Comparing Investments Debt vs. Investment What Is My Net Worth? Student Loan Payoff Calculator: Extra Payments Can Save You Money Student Loan Refinance Calculator Wedding Budget Calculator Bi-Weekly Mortgage Payments Taxable vs. Tax-Deferred Savings What Is the Dividend Yield? Debt-to-Income Ratio Calculator The Power of Interest - How Long Will it take My Money to Double? How Can I Save a Million Dollars? How Compound Interest Works Tax Home Mortgage Deduction Federal Capital Gains Tax Estimator Social Security Tax Estimator Lifestyle How Much Home Can I Afford? What's Your MPG? Should I Buy or Lease an Auto? Rent vs Buy Calculator Money Credit Card Payoff Lifetime of Earnings Historical Inflation   The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG, LLC, to provide information on a topic that may be of interest. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Contact Office:  (310) 220-4946 Fax: (310) 231-5261 520 Broadway Suite 200 Santa Monica, CA 90401 Series 66 [email protected] Quick Links Retirement Investment Estate Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. ADV FIRM DISCLOSURE WellAcre Global Wealth Advisors is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where WellAcre Global Wealth Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by WellAcre Global Wealth Advisors unless a client service agreement is in place.    Insurance Planning | WellAcre Global Wealth Advisors Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Insurance Planning Services at WellAcre Global Wealth Advisors Welcome to WellAcre Global Wealth Advisors, a fee-only fiduciary firm providing holistic financial advice that includes the use of insurance to fill in financial gaps while providing a safety net for your family. We believe in empowering you with the knowledge and foresight needed to understand how insurance can be utilized to protect your financial wellbeing. Our approach is rooted in personalized, fee-only advice that aims to put you in control of your financial future. Because we are a fiduciary firm, we act only in your best interest, meaning that we aren’t selling insurance, but sitting on the same side of the table with you while you work with your insurance broker . By having a holistic picture of your finances, we can advise you on which policies make the most sense for you. Why WellAcre for Insurance Advice? Unlike many financial advisors, we do not sell insurance. Instead, we act as your knowledgeable consultants, similar to having a trusted mechanic with you when you service your car. Without one, you probably feel like you’re at the mercy of the car dealership because you don’t have the knowledge or credentials to understand “car lingo.” Insurance can be complex and even more costly, so it's crucial to have an unbiased CERTIFIED FINANCIAL PLANNER™ on your side to help navigate these waters. We sit on the same side of the table as you, ensuring your dealings with insurance brokers are in your best interest. Contact Us What is Insurance Planning? Insurance can mean more than protection or recovering the cost of something that was damaged. It can offer peace of mind and financial security. We specialize in guiding you through insurance planning with a focus on three main types of insurance: Life Insurance: Life insurance planning aims to ensure your loved ones are financially protected in the event of your passing. Disability Insurance: Safeguarding your income if you're unable to work due to illness or injury. Long-Term Care Insurance: Planning for future healthcare needs and avoiding unexpected expenses. Additionally, many of our clients are concerned with specific policies related to property and casualty (P&C) insurance such as: Earthquake Insurance Flood Insurance Homeowners Insurance Auto Insurance Umbrella Insurance Given the changing costs of building materials and the economic landscape, we also emphasize the importance of regularly reviewing these policies to keep pace with inflation and ensure adequate coverage. It is important that you consult with your financial and insurance professionals to ensure that you get a tailored plan for your specific needs. Why Insurance Planning Matters Properly structured insurance plans fill critical financial gaps, ensuring you're neither over nor under insured. Some people are more financially vulnerable than others, and all are on different financial and life trajectories. Our advisors work closely with you to: Assess your current financial situation and future goals. Recommend insurance strategies tailored to your unique needs and risk tolerance. Provide ongoing guidance to adjust your plan as life circumstances change. The WellAcre Difference: Fee-Only and Fiduciary As a fee-only firm, we prioritize your best interests above all else. Our fiduciary duty means we provide unbiased advice, reducing the conflicts of interest often found in commission-based models. For example, our life insurance advice is completely objective as we don’t sell insurance ourselves and receive no “kickbacks” or commissions from our recommendations. This approach allows us to focus solely on what's best for you and your financial security. We also advise working closely with your whole team of professionals so you have the insights needed to make the best insurance decisions. Real-World Example Consider a recent client scenario that highlights the importance of proactive insurance planning: One of our clients experienced two minor car accidents within weeks. The second accident led to a lawsuit alleging physical injury, potentially driven by insurance fraud. The claim was for more than the highest limit of standard auto coverage and the lawyers came for their personal assets. However, thanks to our proactive guidance years earlier, the client had a low cost umbrella insurance policy in place. This policy covered legal expenses and protected their substantial physical assets from potential loss. Contact Us Frequently Asked Questions Why Is It a Good Idea To Purchase Insurance? Insurance can be an invaluable tool used to fill in gaps in your financial plan. If you have areas or assets that are particularly vulnerable, insurance can provide a safety net. A life insurance investment is just one way you can create a cushion for your loved ones in the event of your passing.  What's the difference between term and whole life insurance? Term insurance provides coverage for a specific period, while whole life combines insurance with a savings component. The kind of life insurance you purchase depends on many factors which is why you should consult with your team of professionals before committing to a particular plan. When should I consider long-term care insurance? Planning ahead is crucial. Long-term care insurance is best purchased before retirement to secure lower premiums and ensure coverage when needed most. Many find themselves facing unexpected long-term medical needs which are typically not covered by normal health insurance. Paying for this care can leave your savings and assets vulnerable. How can disability insurance benefit me if I'm self-employed? Disability insurance is potentially important for all working people, including self-employed individuals as it replaces lost income if you're unable to work due to illness or injury. It ensures you can continue to meet financial obligations and maintain your standard of living during periods of disability. Need Insurance? At WellAcre, we believe in life insurance wealth management, meaning your financial plan and your insurance needs naturally inform and reinforce each other. Remember, insurance shouldn’t break the bank. It should alleviate uncertainties and fortify your overall financial picture. We act as both insurance advisors and your partners in financial security. Whether you're starting a family, planning for retirement, or protecting your business, our team is committed to guiding you toward a confident future. Don’t let the unforeseen catch you vulnerable or unaware. Get peace of mind by making sure you, your family, and your assets are protected. 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Talk to An Advisor S Retirement | Adam Scott, CFP® Get Started Today ® Home" /> Menu ® Home" /> Home Reviews Who We Are   History Our Founder Team Fee Only Financial Advisor CFP® Near Santa Monica, CA Our Services   Get Started Today Entertainment and Film Industry Financial Planning Small Business Planning Retirement Planning Wealth Consultative Process Goals-Based Wealth Plan Advanced Plan Tax Planning Insurance Planning SRI & ESG Investing Resources   MPI Video Resources Podcasts Podcasts II Webinar Signup Page 2024 Tax Planning Guide Retirement Estate Investment Tax Lifestyle Money Calculators Glossary Tax Resources Contact Client Login Get Started Today Retirement Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources. Featured Video What You Need to Know About Social Security Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype? Have A Question About This Topic? Name Email Address Message Thank you! Oops! Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Social Security: By the Numbers Here are five facts about Social Security that might surprise you. Articles Calculators Videos Retiring Earlier Than Expected? What To Know Retiring earlier than expected can be disheartening. Learn steps that can help you smoothe the road ahead. Why Medicare Should Be Part of Your Retirement Strategy How Medicare can address health care needs in your retirement strategy. A Bucket Plan to Go with Your Bucket List Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer. 9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you. Caring for Aging Parents As our nation ages, many Americans are turning their attention to caring for aging parents. Retirement Is a Beginning Key questions to answer when you are considering retirement. View all articles The Power of 401k Catch-Ups See how catch-up contributions after age 50 could significantly boost your retirement balance. Emergency Fund Calculator Find out how large your emergency fund should be based on your monthly expenses. Estimate Your RMD Calculate your required minimum distribution amount based on your account balance and age. What Rate Would I Need to Earn on My Savings? Work backwards from your savings goal to find the rate of return you'd need to get there. IRA Income Estimate the potential monthly income your IRA balance could generate in retirement. Assess Your Life Insurance Needs Estimate how much life insurance coverage may be appropriate for your situation. View all calculators Retirement Plan Detectives Watch this fun video for tips on how to search for missing money. Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? Retirement Redefined Around the country, attitudes about retirement are shifting. Tuning Your Social Security Benefit When should you take your Social Security benefit? How to Bake a Pie-R-A Roth IRAs are tax-advantaged differently from traditional IRAs. Do you know how? View all videos Articles Is a SEP-IRA Right for Your Business? For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration. Important Birthdays Over 50 Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income. Why Do Renters Have to Save More? How much more would retirement cost if you owned your home rather than rented? It could actually be several times less. Does Your Portfolio Fit Your Retirement Lifestyle? Lifestyle considerations in creating your retirement portfolio. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time. Where Will Your Retirement Money Come From? Retirement income may come from a variety of sources. Here's an overview of the six main sources. View all articles Calculators How Much Do I Need To Retire? How much is enough to retire? It depends on your lifestyle, timeline, and more. Use this calculator to get a personalized est Inflation & Retirement See how inflation over time could affect the purchasing power of your retirement income. What Rate Would I Need to Earn on My Savings? Work backwards from your savings goal to find the rate of return you'd need to get there. Simple 401k See how increasing your 401(k) contributions today could affect your balance at retirement. Estimate Your RMD Calculate your required minimum distribution amount based on your account balance and age. My Retirement Savings See how your current savings rate and contributions may grow into retirement income. View all calculators Videos Top 5 Things to Tell Your Financial Pro Here are the top 5 things your team may want to hear. RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? How to Bake a Pie-R-A Roth IRAs are tax-advantaged differently from traditional IRAs. Do you know how? Timing Your Retirement This short video illustrates the importance of understanding sequence of returns risk. Retirement Redefined Around the country, attitudes about retirement are shifting. R