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Trusting your transactions to the HELM Real Estate crew is like embarking on a journey home, as each of our agents is dedicated to guiding our clients towards their unique specific goals, strategically leveraging all available resources and expertise to get the transaction closed.
520+
Properties Sold
$ 750 M+
Sales Volume
70+
Years of Experience
Meet HELM Real Estate
HELM Real Estate has a crew of client-focused real estate professionals who bring years of experience and versatility to the table. Trusting your transactions to the HELM Real Estate crew is like embarking on a journey home, as each of our agents is dedicated to guiding our clients towards their unique specific goals, strategically leveraging all available resources and expertise to get the transaction closed.
Our crew brings pride, passion, attention to detail, and a sincere personal touch to their work, and they put great importance into building trust and long-term relationships that go beyond mere transactions. Factor in their keen insight into the local flavors and diverse neighborhoods of San Francisco, when all is said and done, you can count on the HELM Real Estate crew to lead you to safe harbour.
MEET OUR CREW
BRENDAN DALY
REALTOR®
(415) 254-0181
[email protected]
JUSTIN SIMS
REAL ESTATE CONSULTANT
(510) 978-8814
[email protected]
MARLENA MILLER
FOUNDER + OPERATIONS/MARKETING
(415) 730-1601
[email protected]
BERNICE BAGNES PHD
EXECUTIVE ASSISTANT
[email protected]
HILARY SAUNDERS
REAL ESTATE & TAX LAWYER BROKER-OF-RECORD SIDE, INC.
[email protected]
MARCUS MILLER MA
FOUNDER + BROKER
(415) 516-5760
[email protected]
JOY LIU
REALTOR®
(415) 902-6367
[email protected]
JUSTIN HEDEMARK JD
REALTOR®
(650) 483-9506
[email protected]
WINONA FARRIS
REALTOR®
(415) 799-3719
[email protected]
TODD FOX
REALTOR®
(925) 378-1919
[email protected]
STEVEN RUIZ
REALTOR®
(415) 570-4583
[email protected]
BRENDAN DALY
REALTOR®
(415) 254-0181
[email protected]
JUSTIN SIMS
REAL ESTATE CONSULTANT
(510) 978-8814
[email protected]
MARLENA MILLER
FOUNDER + OPERATIONS/MARKETING
(415) 730-1601
[email protected]
BERNICE BAGNES PHD
EXECUTIVE ASSISTANT
[email protected]
HILARY SAUNDERS
REAL ESTATE & TAX LAWYER BROKER-OF-RECORD SIDE, INC.
[email protected]
MARCUS MILLER MA
FOUNDER + BROKER
(415) 516-5760
[email protected]
JOY LIU
REALTOR®
(415) 902-6367
[email protected]
JUSTIN HEDEMARK JD
REALTOR®
(650) 483-9506
[email protected]
WINONA FARRIS
REALTOR®
(415) 799-3719
[email protected]
TODD FOX
REALTOR®
(925) 378-1919
[email protected]
STEVEN RUIZ
REALTOR®
(415) 570-4583
[email protected]
BRENDAN DALY
REALTOR®
(415) 254-0181
[email protected]
JUSTIN SIMS
REAL ESTATE CONSULTANT
(510) 978-8814
[email protected]
MARLENA MILLER
FOUNDER + OPERATIONS/MARKETING
(415) 730-1601
[email protected]
BERNICE BAGNES PHD
EXECUTIVE ASSISTANT
[email protected]
HILARY SAUNDERS
REAL ESTATE & TAX LAWYER BROKER-OF-RECORD SIDE, INC.
[email protected]
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WHAT OUR CLIENTS SAY
As Marcus’ collaborative business partner and long-time friend, I cannot recommend him more highly. The fact that I had already known him for a decade before joining him to form our Real Estate Partnership, should speak volumes. But in the intervening 11 years that we have worked together Marcus’ diligence, creativeness, integrity, professionalism, and charm have not only improved our business but have a...
— JOHN L. W. III
WHAT OUR CLIENTS SAY
Marcus and HELM Real Estate are top-notch. I truly felt that I was their most important client. I was able to reach Marcus by phone, text, and email very easily and Marcus really went out of his way to help my family through this process. He met me late at night, helped facilitate meetings, and kept me informed every step of the way. If you’re considering working with Marcus, do it. Straight-shooter, eve...
— DEREK C.
WHAT OUR CLIENTS SAY
Marcus is simply top-notch. He had an immediate vision for how to position the property, great instincts on market dynamics, and executed the details flawlessly. Marcus exudes confidence, trust, and experience and gives great, nuanced advice.
— BERTIL C.
WHAT OUR CLIENTS SAY
As Marcus’ collaborative business partner and long-time friend, I cannot recommend him more highly. The fact that I had already known him for a decade before joining him to form our Real Estate Partnership, should speak volumes. But in the intervening 11 years that we have worked together Marcus’ diligence, creativeness, integrity, professionalism, and charm have not only improved our business but have a...
— JOHN L. W. III
WHAT OUR CLIENTS SAY
Marcus and HELM Real Estate are top-notch. I truly felt that I was their most important client. I was able to reach Marcus by phone, text, and email very easily and Marcus really went out of his way to help my family through this process. He met me late at night, helped facilitate meetings, and kept me informed every step of the way. If you’re considering working with Marcus, do it. Straight-shooter, eve...
— DEREK C.
WHAT OUR CLIENTS SAY
Marcus is simply top-notch. He had an immediate vision for how to position the property, great instincts on market dynamics, and executed the details flawlessly. Marcus exudes confidence, trust, and experience and gives great, nuanced advice.
— BERTIL C.
WHAT OUR CLIENTS SAY
As Marcus’ collaborative business partner and long-time friend, I cannot recommend him more highly. The fact that I had already known him for a decade before joining him to form our Real Estate Partnership, should speak volumes. But in the intervening 11 years that we have worked together Marcus’ diligence, creativeness, integrity, professionalism, and charm have not only improved our business but have a...
— JOHN L. W. III
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01 / 03
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Featured Listings
Browse through some of our most exclusive listings in our areas.
FOR SALE
$4,700,000
281-283 Castro Street, San Francisco, CA 94114
4 BEDS
6 BATHS
4,998 SQ.FT.
PENDING
$1,950,000
741 Filbert Street, San Francisco, CA 94133
3 BEDS
3 BATHS
2,451 SQ.FT.
COMING SOON
Empty heading
141 Glenwood Ave, Daly, CA City
3 BEDS
2 BATHS
FOR SALE
OPEN HOUSE: 5/16/2026, 2:00 PM - 4:00 PM
$998,000
100 Excelsior Avenue, San Francisco, CA 94112
2 BEDS
1 BATH
1,375 SQ.FT.
FOR SALE
OPEN HOUSE: 5/16/2026, 11:00 AM - 1:00 PM
$1,198,000
141 Glenwood Avenue, Daly City, CA 94015
3 BEDS
2 BATHS
1,737 SQ.FT.
FOR SALE
OPEN HOUSE: 5/16/2026, 2:00 PM - 4:00 PM
$4,700,000
281 Castro Street, San Francisco, CA 94114
5 BEDS
6 BATHS
4,998 SQ.FT.
FOR SALE
$4,700,000
281-283 Castro Street, San Francisco, CA 94114
4 BEDS
6 BATHS
4,998 SQ.FT.
PENDING
$1,950,000
741 Filbert Street, San Francisco, CA 94133
3 BEDS
3 BATHS
2,451 SQ.FT.
COMING SOON
Empty heading
141 Glenwood Ave, Daly, CA City
3 BEDS
2 BATHS
FOR SALE
OPEN HOUSE: 5/16/2026, 2:00 PM - 4:00 PM
$998,000
100 Excelsior Avenue, San Francisco, CA 94112
2 BEDS
1 BATH
1,375 SQ.FT.
FOR SALE
OPEN HOUSE: 5/16/2026, 11:00 AM - 1:00 PM
$1,198,000
141 Glenwood Avenue, Daly City, CA 94015
3 BEDS
2 BATHS
1,737 SQ.FT.
FOR SALE
OPEN HOUSE: 5/16/2026, 2:00 PM - 4:00 PM
$4,700,000
281 Castro Street, San Francisco, CA 94114
5 BEDS
6 BATHS
4,998 SQ.FT.
FOR SALE
$4,700,000
281-283 Castro Street, San Francisco, CA 94114
4 BEDS
6 BATHS
4,998 SQ.FT.
PENDING
$1,950,000
741 Filbert Street, San Francisco, CA 94133
3 BEDS
3 BATHS
2,451 SQ.FT.
COMING SOON
Empty heading
141 Glenwood Ave, Daly, CA City
3 BEDS
2 BATHS
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HELM Real Estate Blog
SAN FRANCISCO REAL ESTATE MARKET UPDATE - February 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - January 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - December 2025
SAN FRANCISCO REAL ESTATE MARKET UPDATE - May 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - April 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - March 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - February 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - January 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - December 2025
SAN FRANCISCO REAL ESTATE MARKET UPDATE - May 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - April 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - March 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - February 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - January 2026
SAN FRANCISCO REAL ESTATE MARKET UPDATE - December 2025
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CONTACT US
Helm Real Estate
(415) 516-5760
[email protected]
CA DRE# 02014153
Address
580 4th Street
San Francisco, CA 94107
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◈ Interior Pages — 8 pages crawledMarlena Miller - Helm Real Estate Properties Search Homes Home Valuation Sell My Home HELM Revive Contact Us (415) 516-5760 Close Menu Home Properties Communities All Communities SF District Guide Noe Valley Bernal Heights Glen Park Mission Terrace Mission Mission Dolores Russian Hill Pacific Heights Cow Hollow The Richmond District Sunset District Parkside Buying Selling Sell My Home Home Valuation Cash Offer Search Homes About Us Our Crew Blog Past Sales Testimonials Contact Us Let's Connect Leave a Message Interested in... Selling & Buying Selling Buying Renting Other Interest Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit Thank you for your message. We will be in touch with you shortly. Meet Marlena Marlena Miller Founder + Operations/Marketing Email Address [email protected] Primary Phone (415) 730-1601 Get to Know Me Marlena Miller’s elegance in developing material that draws attention to brands and businesses has fueled her marketing and advertising career for over 30 years. She is led by her passion to create, and eagerness to acquire new skills and knowledge from experiences. With unshakable integrity, Marlena and the crew of real estate consultants at Helm Real Estate work together like a family to create memorable experiences for their clients as they move toward their real estate goals. Marlena’s momentum in shaping her mastery of marketing is directly linked to her hands-on approach to learning. With a BS in Marketing, she started in the in-house marketing department of an Anheuser-Busch wholesaler where her perseverance and full immersion propelled her up into management resulting in 18 rewarding years with the company. As her interest in the real estate world was piqued by her husband’s established career as a real estate broker, Marlena shifted her focus and channeled her efforts towards Hill and Co. as their marketing manager. From here, with an intrinsic motivation to design an environment that supports a quality balance between work and life, Marlena and her husband Marcus forged Helm Real Estate, a brand resonating with the core values that fuel their lives. Marlena’s professional role is supported by a combination of interdependent factors that strengthen her efforts to extend services to clients that are genuine, and advantageous for their real estate goals. Her engrained joy for helping others and enthusiasm for keeping things organized have added to the mindful shaping of Helm Real Estate, in turn, giving Marlena and Marcus the opportunity to establish, and reinvent, their position in the real estate industry. With a certification in advanced social media and a partnership with Reside, an innovative and tech-forward boutique brokerage, Marlena’s marketing efforts have been fully supported as she embraces the operations side of the business. Marlena’s professional journey continues to be driven by not only her passion and skills but by her family and the life they continue to nurture together. With their two children at their heart, Marlena and Marcus effortlessly allow their natural intentions to guide them on their adventures. Let's Talk You’ve got questions and we can’t wait to answer them. Contact Us Helm Real Estate (415) 516-5760 [email protected] CA DRE# 02014153 Address 580 4th Street San Francisco, CA 94107 Home Properties Communities Search Homes Our Crew Contact Us All information deemed reliable but not guaranteed and should be independently reviewed and verified. Powered by Luxury Presence Copyright © | Privacy Policy Get in Touch Middle Name Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit ted Contact Details Helm Real Estate (415) 516-5760 [email protected] 580 4th Street San Francisco, CA 94107 × Thanks, please provide more information to help serve you Email Trigger Source Phone Number Interest Interested in... Selling & Buying Selling Buying Renting Other Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. ... Privacy Policy . Read more Submit Blog - Helm Real Estate Properties Search Homes Home Valuation Sell My Home HELM Revive Contact Us (415) 516-5760 Close Menu Home Properties Communities All Communities SF District Guide Noe Valley Bernal Heights Glen Park Mission Terrace Mission Mission Dolores Russian Hill Pacific Heights Cow Hollow The Richmond District Sunset District Parkside Buying Selling Sell My Home Home Valuation Cash Offer Search Homes About Us Our Crew Blog Past Sales Testimonials Contact Us Let's Connect Leave a Message Interested in... Selling & Buying Selling Buying Renting Other Interest Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit Thank you for your message. We will be in touch with you shortly. Blog SAN FRANCISCO REAL ESTATE MARKET UPDATE - May 2026 May 1, 2026 SAN FRANCISCO REAL ESTATE MARKET UPDATE - April 2026 April 1, 2026 SAN FRANCISCO REAL ESTATE MARKET UPDATE - March 2026 March 1, 2026 SAN FRANCISCO REAL ESTATE MARKET UPDATE - February 2026 February 1, 2026 SAN FRANCISCO REAL ESTATE MARKET UPDATE - January 2026 January 1, 2026 SAN FRANCISCO REAL ESTATE MARKET UPDATE - December 2025 December 1, 2025 Let's Talk You’ve got questions and we can’t wait to answer them. Contact Us Helm Real Estate (415) 516-5760 [email protected] CA DRE# 02014153 Address 580 4th Street San Francisco, CA 94107 Home Properties Communities Search Homes Our Crew Contact Us All information deemed reliable but not guaranteed and should be independently reviewed and verified. Powered by Luxury Presence Copyright © | Privacy Policy Get in Touch Middle Name Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit ted Contact Details Helm Real Estate (415) 516-5760 [email protected] 580 4th Street San Francisco, CA 94107 × Thanks, please provide more information to help serve you Email Trigger Source Phone Number Interest Interested in... Selling & Buying Selling Buying Renting Other Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. ... Privacy Policy . Read more Submit 281 Castro Street Properties Search Homes Home Valuation Sell My Home HELM Revive Contact Us (415) 516-5760 Close Menu Home Properties Communities All Communities SF District Guide Noe Valley Bernal Heights Glen Park Mission Terrace Mission Mission Dolores Russian Hill Pacific Heights Cow Hollow The Richmond District Sunset District Parkside Buying Selling Sell My Home Home Valuation Cash Offer Search Homes About Us Our Crew Blog Past Sales Testimonials Contact Us Let's Connect Leave a Message Interested in... Selling & Buying Selling Buying Renting Other Interest Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit Thank you for your message. We will be in touch with you shortly. VIEW PHOTOS Photos Map Street View Share Facebook Twitter Via Email $4,700,000 281 Castro Street 5 Beds 6 Baths 4,998 Sq.Ft. 2,495.99 Sq.Ft. Inquire Now Open House 5/16/2026 2:00PM - 4:00PM PDT 5/17/2026 2:00PM - 4:00PM PDT Description Set along one of San Francisco's most iconic corridors, 281 Castro Street presents a rare opportunity to own a fully renovated, legal two-unit building with a fully warranted ADU. Behind its historic facade lies a thoughtfully curated living experience that blends architectural charm with contemporary sophistication, ideal for multi-generational living, income potential, or a seamless single-residence compound. Fully renovated in 2025-2026, the primary residence boasts 3 bedrooms and 3.5 bathrooms across 3 levels (appx. 3,693 sqft), including a finished attic, primary suite with expansive en suite bathroom, soaking tub and wet-room, downtown City views, walk-in cedar-lined closet, refinished hardwood floors, luxury finishes including a chef's kitchen, stainless steel Viking appliances, quartz countertops, a soapstone island, a coffee bar, and modern open-concept living. The lower level includes a 1-bedroom, 1-bathroom garden apartment (appx. 954 sq/ft) with access to the backyard, and a studio ADU (appx. 351 sq/ft), perfect for au pair quarters or a guest suite. With 5+ bedrooms, 5.5+ bathrooms, and multiple outdoor spaces, 281 Castro Street is a rare opportunity to own a piece of San Francisco history, thoughtfully designed for the way we live today. Share Property Location 281 Castro Street, San Francisco, CA 94114 Status For Sale Justin Hedemark JD TITLE Realtor® PHONE (650) 483-9506 EMAIL [email protected] CONTACT AGENT 360 Virtual Tour Take a tour of this property Property Amenities Interior Laundry room Laundry Closet, See Remarks Fireplace Gas, Living Room Appliances Dishwasher, Disposal, Free-Standing Gas Oven, Free-Standing Gas Range, Free-Standing Refrigerator, Gas Water Heater, Range Hood, Microwave, Washer/Dryer Stacked Flooring Luxury Vinyl Plank, Marble, Painted/Stained, Quartz, Tile, Wood Total Bedrooms: 5 Half Bathrooms: 1 Full Bathrooms: 5 Other Interior Features Cathedral Ceiling(s), Formal Entry, In-Law Floorplan Area & Lot Open house 5/16/2026 2:00PM - 4:00PM PDT 5/17/2026 2:00PM - 4:00PM PDT Total area 4,998 Sq.Ft. Lot Area 2,495.99 Sq.Ft. Living area 4,998 Sq.Ft. MLS® ID 426128127 Year Built 1900 School District San Francisco View Description Bay,City,Downtown,San Francisco Architecture Styles Victorian Type Residential Status For Sale Exterior Stories 4 Air conditioning None Heat type Central, Gas Water Source Public Security Features Carbon Monoxide Detector(s), Security Gate, Smoke Detector(s) Sewer Public Sewer Other Exterior Features Balcony, Uncovered Courtyard Lot Features Zero Lot Line Roof Composition Utilities Natural Gas Connected, Public, Underground Utilities Finance Sales Price $4,700,000 Schedule a Showing We would love to show you our beautiful property. Please select your preferred date and time below. An agent will be in touch shortly to confirm your appointment. Choose a time In Person Meeting Type Via Video Chat Next Schedule a Showing We would love to show you our beautiful property. Please select your preferred date and time below. An agent will be in touch shortly to confirm your appointment. Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Middle Name Schedule a Tour Loading Thank You! Thank you for your interest in 281 Castro Street, San Francisco, CA 94114. We are reviewing your request and will be in touch shortly! Change time Meeting Time Similar Listings For Sale Open House: 5/16/2026, 2:00 PM - 4:00 PM $998,000 100 Excelsior Avenue, San Francisco, CA 94112 2 BEDS 1 BATH 1,375 Sq.Ft. For Sale Open House: 5/16/2026, 11:00 AM - 1:00 PM $1,198,000 141 Glenwood Avenue, Daly City, CA 94015 3 BEDS 2 BATHS 1,737 Sq.Ft. For Sale Open House: 5/16/2026, 2:00 PM - 4:00 PM $4,700,000 281 Castro Street, San Francisco, CA 94114 5 BEDS 6 BATHS 4,998 Sq.Ft. For Sale $4,700,000 281-283 Castro Street, San Francisco, CA 94114 4 BEDS 6 BATHS 4,998 Sq.Ft. Pending $1,950,000 741 Filbert Street, San Francisco, CA 94133 3 BEDS 3 BATHS 2,451 Sq.Ft. Coming Soon 141 Glenwood Ave, Daly, CA City 3 BEDS 2 BATHS View All Properties Let's Talk You’ve got questions and we can’t wait to answer them. Contact Us Helm Real Estate (415) 516-5760 [email protected] CA DRE# 02014153 Address 580 4th Street San Francisco, CA 94107 Home Properties Communities Search Homes Our Crew Contact Us All information deemed reliable but not guaranteed and should be independently reviewed and verified. Powered by Luxury Presence Copyright © | Privacy Policy Get in Touch Middle Name Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit ted Contact Details Helm Real Estate (415) 516-5760 [email protected] 580 4th Street San Francisco, CA 94107 × Thanks, please provide more information to help serve you Email Trigger Source Phone Number Interest Interested in... Selling & Buying Selling Buying Renting Other Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. ... Privacy Policy . Read more Submit SAN FRANCISCO REAL ESTATE MARKET UPDATE - January 2026 Properties Search Homes Home Valuation Sell My Home HELM Revive Contact Us (415) 516-5760 Close Menu Home Properties Communities All Communities SF District Guide Noe Valley Bernal Heights Glen Park Mission Terrace Mission Mission Dolores Russian Hill Pacific Heights Cow Hollow The Richmond District Sunset District Parkside Buying Selling Sell My Home Home Valuation Cash Offer Search Homes About Us Our Crew Blog Past Sales Testimonials Contact Us Let's Connect Leave a Message Interested in... Selling & Buying Selling Buying Renting Other Interest Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit Thank you for your message. We will be in touch with you shortly. SAN FRANCISCO REAL ESTATE MARKET UPDATE - January 2026 January 1, 2026 BUSINESS SHARE The Big Story Quick Take: Mortgage rates continue to slowly move downwards, as the Federal Reserve continues its rate cuts. Inventories remain high, as new supply is hitting the market faster than existing homes are being sold. Last Wednesday, the Fed lowered the federal funds rate by another 25 basis points, bringing the target range to 3.50%-3.75%. Note: You can find the charts & graphs for the Big Story at the end of the following section. *National Association of REALTORS® data is released two months behind, so we estimate the most recent month's data when possible and appropriate. Although they are on the decline, interest rates remain much higher than the inflation rate Unfortunately, we have yet to see mortgage rates drop below the 6% mark, as the Federal Reserve continues its cutting cycle, after its third consecutive cut to the federal funds rate in December. Although many are hopeful that we will continue to see rate cuts into 2026, the future of the federal funds rate is relatively uncertain. While there’s still roughly a month and a half before the next interest rate decision, CME’s FedWatch tool is predicting roughly a 25% chance that we see another rate cut in January. As we all know, the federal funds rate is the most important factor in the determination of interest rates, so paying attention to what the Fed is doing is pivotal! We’ll likely see an increase in the probability of another rate cut if some of the new/delayed economic data that’s coming out provides a cause for concern. Inventory levels have remained remarkably steady throughout the entire year Throughout much of the year, inventories at a national level have remained remarkably steady, with most months hovering near the 1.5 million mark. With that being said, in the month of October, we saw inventory levels at roughly 1,520,000, representing a 10.95% increase on a year-over-year basis. During that same time period, we saw more than 384,000 new homes hit the market, representing an increase of 5.08% on a year-over-year basis. We also saw the median sale price for a home increase by 2.06%, bringing the median home value to $415,200. The Fed continues to cut rates, as the broader market faces uncertainty Right now, we’re in the midst of a relatively interesting period of time, economically speaking. During the government shutdown, not only were there very few publicly released economic datapoints, but many offices responsible for collecting data were unable to. This means we’re receiving economic data that has been tremendously delayed. Uncertainty like this, of course, does not bode well with countless entities, like lenders, markets, and most importantly, the Federal Reserve. Since the Fed is so reliant on public data that has been inaccessible/delayed given the government shutdown, it’s hard to tell what they will do next with interest rates. Luckily for homebuyers and sellers alike, we saw another quarter-point cut in December, but overall, it’s unclear whether or not this cut cycle will continue. However, this is just what we’re seeing at a national level. As we all know, real estate is incredibly localized, so be sure to check out your local lowdown below! Big Story Data The Local Lowdown Quick Take: Median sale prices skyrocketed in San Francisco on a year-over-year basis in November. Inventories declined by more than 40% across the board in San Francisco. The average single-family home sold for in just 13 days. Note: You can find the charts/graphs for the Local Lowdown at the end of this section. The median single-family home sold for 15.82% more than it did last year In the month of November, we saw median sale prices soar on a year-over-year basis. Typically, we see a drastic decline in median sale price from October to November, but we didn’t see that this year. The decrease in median sale price was very modest, which resulted in the median sale price of single-family homes increasing by 15.82%, and the median sale price of condos increasing by 9.36% year-over-year. Additionally, single-family homes are selling for the highest premium that we’ve seen in the past three years, with the average home selling for 16% over the original asking price! There are only 553 homes for sale in San Francisco Inventory levels have reached the lowest levels we’ve seen in the past three years, which is concerning, as we typically see further declines in inventory in December. On a year-over-year basis, single-family home inventories declined by 44.84%, and condo inventories declined by 41.90%. Unfortunately, there is no end in sight for the inventory glut that we’ve been experiencing over the past couple of years. If there are further rate cuts in the future, that may incentivize people to move, which would give the market some much-needed fresh inventory! As inventories dwindle away, listings are getting bought up at a breakneck pace Since inventories are declining steadily over time, listings are spending less and less time on the market. The average single-family home in San Francisco is selling in just 13 days. This represents a 13.33% year-over-year decrease. Likewise, condos are moving incredibly quickly as well, with the average condo selling in just 35 days, representing a 30% year-over-year decline. Unfortunately, this means that buyers don’t have time to ponder an offer before they make it, and this issue won’t resolve itself until the market is able to absorb some inventory! The entire San Francisco market is a sellers market When determining whether a market is a buyers’ market or a sellers’ market, we look to the Months of Supply Inventory (MSI) metric. The state of California has historically averaged around three months of MSI, so any area with at or around three months of MSI is considered a balanced market. Any market that has lower than three months of MSI is considered a sellers’ market, whereas markets with more than three months of MSI are considered buyers’ markets. With just 0.8 months of single-family home inventory and 2.1 months of condo inventory on the market, the entire San Francisco market has become a deeply entrenched seller's market. It does not appear that this will change any time soon! Local Lowdown Data -------------------------- If you are interested in selling, buying or just curious about the San Francisco and Bay Area real estate market, please give me a call. We are here to help you and anyone you care about. -------------------------- Recent Blog Posts Stay up to date on the latest real estate trends. BUSINESS SAN FRANCISCO REAL ESTATE MARKET UPDATE - May 2026 May 1, 2026 BUSINESS SAN FRANCISCO REAL ESTATE MARKET UPDATE - April 2026 April 1, 2026 BUSINESS SAN 741 Filbert Street Properties Search Homes Home Valuation Sell My Home HELM Revive Contact Us (415) 516-5760 Close Menu Home Properties Communities All Communities SF District Guide Noe Valley Bernal Heights Glen Park Mission Terrace Mission Mission Dolores Russian Hill Pacific Heights Cow Hollow The Richmond District Sunset District Parkside Buying Selling Sell My Home Home Valuation Cash Offer Search Homes About Us Our Crew Blog Past Sales Testimonials Contact Us Let's Connect Leave a Message Interested in... Selling & Buying Selling Buying Renting Other Interest Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit Thank you for your message. We will be in touch with you shortly. VIEW PHOTOS Photos Map Street View Share Facebook Twitter Via Email $1,950,000 741 Filbert Street 3 Beds 3 Baths 2,451 Sq.Ft. 3,889.91 Sq.Ft. Inquire Now Description Located in the very heart of North Beach, just steps from iconic Washington Square Park, 741 Filbert Street offers an exceptional opportunity to own a spacious and versatile residence in one of San Francisco's most beloved neighborhoods. A ground floor flat and separate adorable cottage, part of Russian Hill, but also in the heart of North Beach, with a Walk Score of 100 and Transit Score of 86. The lovely property has an open-concept layout, deeded light wells, a private sun porch, with a shared deck and enclosed garden adding to the spacious sunny atmosphere. 3 bedrooms, 3 baths total, with rental income from the cottage to help cover a mortgage or which also provides an option for future use as an office, guest house, or possibly converting to standalone unit(s), The private 2-car garage, with steps into the high ceiling living room, has an alcove with a high-end washer/dryer and room for storage. The cottage has an additional set of washer/dryer. Kitchen includes a commercial 4 burner Wolf gas range with a copper hood, a warming drawer, grill, 2 sinks with disposals, 2 skylights, a 2-stool bar counter in addition to other updated appliances and an extraordinary number of cabinets. In addition to central heat, a Vermont Castings wood stove in the living room provides the added warmth and beauty of a fireplace, increasingly rare in San Francisco and the dining area enjoys extra light from the sun porch. The primary BR with an en-suite bath/double shower offers a comfortable retreat. The sunny 2nd bedroom has a door that opens on to the deck, is steps from the garden, and lends itself to a range of uses, whether an art studio, nursery, an office, or 2nd BR. Share Property Location 741 Filbert Street, San Francisco, CA 94133 Status Pending Property Amenities Interior Appliances Gas Cooktop, Microwave, Warming Drawer, Dryer, Washer Flooring Tile, Wood Total Bedrooms: 3 Full Bathrooms: 3 Area & Lot Total area 2,451 Sq.Ft. Lot Area 3,889.91 Sq.Ft. Living area 2,451 Sq.Ft. MLS® ID 426097792 Year Built 1908 Type Condo Status Pending Exterior Heat type Central, Wood Stove Water Source Public Sewer Public Sewer Parking Attached, Garage Door Opener, Size Limited, Side by Side, On Site - Mapped (Condo Only) Utilities Public Finance Sales Price $1,950,000 HOA Fees $519 monthly Schedule a Showing We would love to show you our beautiful property. Please select your preferred date and time below. An agent will be in touch shortly to confirm your appointment. Choose a time In Person Meeting Type Via Video Chat Next Schedule a Showing We would love to show you our beautiful property. Please select your preferred date and time below. An agent will be in touch shortly to confirm your appointment. Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Middle Name Schedule a Tour Loading Thank You! Thank you for your interest in 741 Filbert Street, San Francisco, CA 94133. We are reviewing your request and will be in touch shortly! Change time Meeting Time Similar Listings For Sale Open House: 5/16/2026, 2:00 PM - 4:00 PM $998,000 100 Excelsior Avenue, San Francisco, CA 94112 2 BEDS 1 BATH 1,375 Sq.Ft. For Sale Open House: 5/16/2026, 11:00 AM - 1:00 PM $1,198,000 141 Glenwood Avenue, Daly City, CA 94015 3 BEDS 2 BATHS 1,737 Sq.Ft. For Sale Open House: 5/16/2026, 2:00 PM - 4:00 PM $4,700,000 281 Castro Street, San Francisco, CA 94114 5 BEDS 6 BATHS 4,998 Sq.Ft. For Sale $4,700,000 281-283 Castro Street, San Francisco, CA 94114 4 BEDS 6 BATHS 4,998 Sq.Ft. Pending $1,950,000 741 Filbert Street, San Francisco, CA 94133 3 BEDS 3 BATHS 2,451 Sq.Ft. Coming Soon 141 Glenwood Ave, Daly, CA City 3 BEDS 2 BATHS View All Properties Let's Talk You’ve got questions and we can’t wait to answer them. Contact Us Helm Real Estate (415) 516-5760 [email protected] CA DRE# 02014153 Address 580 4th Street San Francisco, CA 94107 Home Properties Communities Search Homes Our Crew Contact Us All information deemed reliable but not guaranteed and should be independently reviewed and verified. Powered by Luxury Presence Copyright © | Privacy Policy Get in Touch Middle Name Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . 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Read more Submit Winona Farris - Helm Real Estate Properties Search Homes Home Valuation Sell My Home HELM Revive Contact Us (415) 516-5760 Close Menu Home Properties Communities All Communities SF District Guide Noe Valley Bernal Heights Glen Park Mission Terrace Mission Mission Dolores Russian Hill Pacific Heights Cow Hollow The Richmond District Sunset District Parkside Buying Selling Sell My Home Home Valuation Cash Offer Search Homes About Us Our Crew Blog Past Sales Testimonials Contact Us Let's Connect Leave a Message Interested in... Selling & Buying Selling Buying Renting Other Interest Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit Thank you for your message. We will be in touch with you shortly. Meet Winona Winona Farris Realtor® Email Address [email protected] Primary Phone (415) 799-3719 License Number #02134443 Get to Know Me Though she came from the Philippines when she was 6, Winona considers herself a San Francisco native. She graduated from San Francisco State University with a Bachelor of Business Administration after majoring in accounting. Her background in finance led her to work in nonprofit organizations like the American Civil Liberties Union for nearly 20 years. She most recently served at the Alameda Education Association, where she enjoyed working for organizations that help serve others. Her passion for the Bay Area’s architectural diversity and visiting open houses “just for fun” would lead her to real estate. Following a cancer diagnosis and becoming a survivor, she chose to leave her 9-to-5 job to pursue a greater work-life balance as a Realtor®. Winona lived and worked in San Francisco until 2006 when she and her husband, an East Bay native, decided to start their family in Alameda. She can officially say that she is an “island” local, but her heart remains close to San Francisco! Winona and her husband have loved every minute of raising their two daughters and living in Alameda. Appropriately, she wants her clients to feel the same way she feels about her hometown. Winona wants them to experience the excitement and thrill that she and her husband felt when they purchased their home. She loves what Alameda has to offer along with the rest of the Bay Area, including its diversity, beauty, attractions, and ever-changing demographics. With her love for real estate (and her two hometowns) and extensive background in finance, Winona can help you analyze the market, find a home within your budget, and sell your house at a high price using current market data. Let Winona help you feel grounded and calm in a fast-paced market. She’ll make your real estate needs less stressful and more attainable, one breath at a time! Sold Properties Sold $1,250,000 1414 Pacific Avenue, Alameda, CA, CA 94501 5 Beds 2 Baths Sold $730,000 2101 Shoreline Drive, #249, Alameda, CA 94501 2 Beds 2 Baths Sold $1,400,000 2631 Balboa Street, San Francisco, CA 94121 4 Beds 3 Baths 2,010 Sq.Ft. Sold $755,000 3203 Fiji Lane, Alameda, CA 94502 2 Beds 1.5 Baths 1,261 Sq.Ft. Let's Talk You’ve got questions and we can’t wait to answer them. Contact Us Helm Real Estate (415) 516-5760 [email protected] CA DRE# 02014153 Address 580 4th Street San Francisco, CA 94107 Home Properties Communities Search Homes Our Crew Contact Us All information deemed reliable but not guaranteed and should be independently reviewed and verified. Powered by Luxury Presence Copyright © | Privacy Policy Get in Touch Middle Name Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit ted Contact Details Helm Real Estate (415) 516-5760 [email protected] 580 4th Street San Francisco, CA 94107 × Thanks, please provide more information to help serve you Email Trigger Source Phone Number Interest Interested in... Selling & Buying Selling Buying Renting Other Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. ... Privacy Policy . 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Terms & Conditions Privacy Policy About Us Contact Us Follow Us } ] } PROMO LOGIN DAFTAR LINK ALTERNATIF LIVE CHAT Steven Ruiz - Helm Real Estate Properties Search Homes Home Valuation Sell My Home HELM Revive Contact Us (415) 516-5760 Close Menu Home Properties Communities All Communities SF District Guide Noe Valley Bernal Heights Glen Park Mission Terrace Mission Mission Dolores Russian Hill Pacific Heights Cow Hollow The Richmond District Sunset District Parkside Buying Selling Sell My Home Home Valuation Cash Offer Search Homes About Us Our Crew Blog Past Sales Testimonials Contact Us Let's Connect Leave a Message Interested in... Selling & Buying Selling Buying Renting Other Interest Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Submit Thank you for your message. We will be in touch with you shortly. Meet Steven Steven Ruiz Realtor® Email Address [email protected] Primary Phone (415) 570-4583 License Number #02177385 Get to Know Me Amiable and ambitious, Steven Ruiz loves the endless possibilities that come with real estate. From exploring eclectic neighborhoods and beautiful homes throughout the city to negotiating flexible financial strategies, Steven loves every aspect of real estate and is committed to creating a memorable experience for every client. Steven’s passion for people comes from his genuine desire to understand what motivates them. Prior to real estate, he excelled as a licensed behavioral therapist serving children with disabilities. While it aligned with his skills, he felt his passions were elsewhere. Seeking change, he was inspired to build a career that blended his people skills with his mathematical talents, leading him to pursue a career in real estate. Continually striving to be his personal and professional best, Steven seeks to be a source of comfort to clients as they navigate the emotional experience of buying or selling a home. His ability to empathize and align with people’s needs allows him to deliver targeted service and fulfill his goal of making the process of buying or selling a home as easy as possible. Originally from Concord, California, Steven was drawn to San Francisco for its diverse culture, natural beauty, and abundant outdoor activities. Aside from building his real estate career, he is currently pursuing a degree in business and making plans for his own real estate investments. In his free time, Steven enjoys spending time with friends and working on film projects — a passion he has enjoyed since his youth. Let's Talk You’ve got questions and we can’t wait to answer them. Contact Us Helm Real Estate (415) 516-5760 [email protected] CA DRE# 02014153 Address 580 4th Street San Francisco, CA 94107 Home Properties Communities Search Homes Our Crew Contact Us All information deemed reliable but not guaranteed and should be independently reviewed and verified. Powered by Luxury Presence Copyright © | Privacy Policy Get in Touch Middle Name Opt In/Disclaimer Consent: I agree to be contacted by Helm Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . 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