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{ : "https://schema.org", : "FAQPage", "mainEntity": [ { : "Question", "name": "Imagine you were involved in an accident in your personal vehicle while engaged in company business. Did you know your personal insurance may not cover you? What if you have employees on the road making service calls to customers?", "acceptedAnswer": { : "Answer", "text": "Commercial auto insurance provides valuable protection for your company-owned vehicles, leased or rented vehicles, and your employees' vehicles used for business purposes." } }, { : "Question", "name": "How is the vehicle used?", "acceptedAnswer": { : "Answer", "text": "If you or your employees use the vehicle for business purposes, then you need a commercial policy. Even personal cars may need commercial auto coverage if used frequently for business purposes. Although employees' vehicles are covered by their own personal insurance, this coverage will take effect if an employee is involved in an automobile accident with damages that exceed the limits of their policy." } }, { : "Question", "name": "What Can Commercial Auto Insurance Cover?", "acceptedAnswer": { : "Answer", "text": "Commercial auto insurance coverage can be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads." } }, { : "Question", "name": "Do I Need Commercial Auto Insurance?", "acceptedAnswer": { : "Answer", "text": "If it is registered in the name of the business, you need commercial auto insurance." } } ] }
{ : "https://schema.org", : "FAQPage", "mainEntity": [ { : "Question", "name": "What manufacturing insurance coverage do I need?", "acceptedAnswer": { : "Answer", "text": "The exact coverage you choose will vary because your company and its risks are unique. However, there are some core policies we strongly recommend for all manufacturing company owners.\n\nWorkers Compensation\nCommercial Auto\nProfessional Liability\nBusiness Owners Policy (BOP)\n\nThe coverages listed above don’t cover everything. Depending on your manufacturing company, you may also benefit from the following policies:\n\nEarthquake\nUmbrella\nEquipment Breakdown\nManufacturers Errors and Omissions\nProduct Recall and Replacement\n" } }, { : "Question", "name": "Do you or your employees act as specialists providing custom design and manufacturing services that may cause a client financial damage through any errors or omissions?", "acceptedAnswer": { : "Answer", "text": "If so, then you should maintain a professional liability policy. You work hard to perform your duties and responsibilities to the best of your ability, but you may face a lawsuit if your customer isn't satisfied. Protect your employees, your business, and yourself with a professional liability policy.\n" } }, { : "Question", "name": "Who needs manufacturing insurance?", "acceptedAnswer": { : "Answer", "text": "Anybody with a manufacturing company. Consider doing a brief self-evaluation by asking yourself the following questions:\n\nDoes your company have the finances to survive a mass product recall?\nCan your manufacturing facility afford excess downtime if a natural disaster happens?\nWill you be able to repair or replace heavy machinery if it breaks down?\n\nIf your answer to any of these questions is yes, it is strongly recommended that you protect yourself and your business with manufacturing insurance." } }, { : "Question", "name": "What affects manufacturing insurance premiums?", "acceptedAnswer": { : "Answer", "text": "You run a unique company with unique factors and risks. Each factor and risk play a part in determining your company's manufacturing insurance premiums. Some of these risks and factors include:\n\nSpecific Industry\nYour Recommended Insurance Limits\nUse of Heavy-Duty Machinery\nPresence of Hazardous Materials\nVehicles\nNumber of Employees\nClaim History\n\nAs professionals in manufacturing insurance, we make it our business to know you and your concerns. We spend time learning and listening to better serve you, our clients.\nYou've worked hard to build your company. The next step is to protect it. We'll assess what your risks are and help you tailor an insurance policy for your company.\nWe'd love to chat with you. Contact us today!" } }, { : "Question", "name": "What is manufacturing insurance?", "acceptedAnswer": { : "Answer", "text": "The term manufacturing insurance covers a wide range of policies available for purchase by manufacturing companies. There isn't one, all-encompassing insurance policy for manufacturing that will cover your entire range of risks. However, there is an upside. Because your company is unique, you can tailor coverage to best fit your company's needs.\nYou can find coverage options for all types of manufacturing. Some examples of different manufacturers include:\n\nBottling and Canning\nClothing Manufacturers\nTextile Creators\nElectronics\nMachinery\nForging\nCasting\nMeat Packing Plant\nPrinters\nFurniture Manufacturers\n" } } ] }
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