◈ Homepage — http://www.mayaadvisors.com/Skip to Main Content Maya Advisors  |  Your Partner through Life Transitions 650 . 704 . 3074 |  advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog Life Happens Sometimes subtly Sometimes suddenly ​ We are your partner through these transitions We understand. We have been there. And this is what inspires us to serve you Busy Professionals ​ Is life getting too busy to manage finances? More Info   Women ​ Are you experiencing a life-event? More Info Planning for Retirement ​ Are you ready for the biggest transition in life? More Info WHAT  DEFINES  US Independent     |     Fiduciary     |     Fee-only There are many times in life when we find ourselves at the very bottom of our own priority list. What we really need at these times is someone we can trust, someone who will always have our back, someone who cares, but is distanced enough to provide objective guidance. ​ And, this "someone" is what defines and inspires us. ​ We are your partner. When life demands your attention for things more important than finances, we look out for you.  We promise you our integrity and accountability.   ​ Your financial well-being is our focus; and you achieving your goals is our goal. Know More About Us Our promise to you We will walk with you.  We will look out for you. We will support you in reaching your goals TAKE THE FIRST STEP Schedule an appointment Connect Planning/Investment Meeting 1 hr Send an email Call us Send 650 . 704 . 3074 A journey of a thousand miles begins with a single step Lao Tzu Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 ◈ Interior Pages — 8 pages crawled--> Maya Advisors Disclosures top of page Maya  Advisors  |   Your Partner through Life Transitions 650 . 704 . 3074 |   advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog More Use tab to navigate through the menu items. DISCLOSURES Maya Advisors, Inc. ("Maya Advisors") is a Registered Investment Advisor ("RIA"), located in the State of California. Maya Advisors provides investment advisory and related services for clients nationally. Maya Advisors will maintain all applicable registration and licenses as required by the various states in which Maya Advisors conducts business, as applicable. Maya Advisors renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. ​ TERMS OF USE Please read these terms and conditions of use (“Terms”) carefully before using the website located at http://www.MayaAdvisors.com (“Website”) or any of the information or services provided by Maya Advisors, Inc. (collectively “Maya Advisors”, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by Maya Advisors in connection with the Website and should promptly terminate all use thereof.  The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website.  You may use your browser to download or print a copy of these Terms for your records. ​ Maya Advisors reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our website after we have posted changes to these Terms, you are agreeing to these Terms as modified. ​ These Terms were last updated on January 1 2022.   Website Disclosures This web site is intended to provide general information about Maya Advisors and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information. ​ Market data, articles and other content on this web site are based on generally-available information and are believed to be reliable. Maya Advisors does not guarantee the accuracy of the information contained in this web site. The information is of a general nature and should not be construed as investment advice. ​ Maya Advisors will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure") and the Brochure Supplement for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov or you may contact Us at 650.704.3074 or by email at [email protected] to request a free copy via .pdf or hardcopy. ​ We do not respond to "do not track" requests because we do not track you over time or across third party websites to provide targeted advertising. We may track you across our website to help us improve our content. ​ We may use "cookies" and similar online technologies to keep, and sometimes track, information about you regarding your usage of our website. Cookies are small data files that are sent to your browser or related software from a Web server and stored on your device. Cookies help us to collect information about your usage of our website, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site, such as the browser used. You can refuse to store or delete cookies by configuring your web browser settings. Most browsers and mobile devices have their own settings to manage cookies. If you refuse a cookie when on our website, or if you delete cookies, you may experience some inconvenience in your use of our website, such as having to re-configure preferences. ​ When you are on this website you may have the opportunity to click-through to other websites, including websites operated by unaffiliated third parties. These sites may collect non-public personal Information about you. We do not control sites operated by these entities and are not responsible for the information practices of these sites. This Privacy Policy does not address the information practices of other websites. The privacy policies of websites operated by third parties are located on those sites. ​ Email Disclosures Maya Advisors often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. Maya Advisors makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send Maya Advisors private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery. ​ As a registered investment advisor, Maya Advisors emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of Maya Advisors or the securities regulators. ​ If you have received an email from Maya Advisors in error, we ask that you contact the sender and destroy the email and its contents. ​ For a copy of the Maya Advisors Privacy Policy or if you have any questions regarding our email policies, please contact Us at 650.704.3074 or by email at [email protected] . ​ Social Websites Maya Advisors may utilize third-party websites, including social media websites, blogs and other interactive content. Maya Advisors considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, Maya Advisors generally retains copies of information that Maya Advisors or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of Maya Advisors or the securities regulators. ​ Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by Maya Advisors’ advisory persons after entering into an advisory agreement and providing Maya Advisors with all requested background and account information. ​ If you have any questions regarding our policies, please contact Us at 650.704.3074 or by email at [email protected] . ​ ​ Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 bottom of page --> Blog | mayaadvisors top of page Maya  Advisors  |   Your Partner through Life Transitions 650 . 704 . 3074 |   advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog More Use tab to navigate through the menu items. All Posts Retirement Financial Planning Investments Taxes Estate Planning Tariffs Federal Policy Rate cut economic outlook Search 2026 - What do the tea leaves say? Holidays are interesting times. There is holidays cheer, there is holidays stress, that FSA account has to be used up, travels have to be borne, some introspection is done, and some resolutions are made. As a financial advisor, the task of listening to all the financial pundits is an extra task on my list. No one can predict the future, but it is still an interesting exercise to listen to different perspectives and identify the key themes that may play out in the year to come Lavina Nagar Dec 23, 2025 3 min read What drove markets higher in Q3? The S&P 500 gained almost eight percent during the quarter and reached new all-time highs, with the Nasdaq and Dow also posting strong... Lavina Nagar Oct 9, 2025 1 min read What the Fed Rate Cut Means for Investors As was widely expected, the Fed cut policy rates by 0.25% at its September meeting, continuing the easing cycle that first began in 2024.... Lavina Nagar Sep 20, 2025 4 min read What the One Big Beautiful Bill Means for Us Now that the storm has passed, we all can take a long breath and let the dust settle! After months of negotiations, a new tax and... Lavina Nagar Jul 7, 2025 6 min read I accept terms & conditions Subscribe Thanks for submitting! Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 bottom of page --> Retirement Planning | Maya Advisors top of page Maya  Advisors  |   Your Partner through Life Transitions 650 . 704 . 3074 |   advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog More Use tab to navigate through the menu items. You are proud of your past achievements; and you have dreams for your future. These dreams are more personal; until now they have been pushed to the bottom of your list as you attended to things that you needed to do. But now is your time - time to reach out and realize those dreams. Question you ask is - are you financially ready for this?   ​ Maya Advisors was our dream. It was not easy to quit a successful corporate career to start an independent practice. But it was our calling. We reached out for our dream and have never looked back. ​ We want you to achieve your calling; experience what we experience every day - the satisfaction, the excitement of waking up every day, to know you are in a place where you always belonged.  Our Avant-garde New Client Process has been developed to help you make this important decision. We understand your financial situation and your goals, so we can create strategies to help you reach your goals We do financial projections based on your future income and expenses. We use our research and knowledge to create realistic assumptions for future expectations. We review your assets and its tax impact, and will work with your tax and estate planning professionals to develop strategies that work best for you We analyze your asset locations (taxable v/s tax-free v/s tax-deferred) and plan for optimal withdrawal strategies. We ensure your portfolio reflects your risk capacity and your goals. Our risks change with our age. We look at your situation in totality and suggest ways to mitigate your potential risks. We understand the causes you are passionate about and suggest strategies that helps you make a difference while optimizing your charitable impact Let Us Connect Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 bottom of page --> Services & Fees | Maya Advisors top of page Maya  Advisors  |   Your Partner through Life Transitions 650 . 704 . 3074 |   advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog More Use tab to navigate through the menu items. SERVICES & FEES Financial Planning Would you like to have the big picture of your finances while addressing those important details? More Info Discretionary Portfolio Management   Would you like your portfolio to be managed efficiently and cost effectively while reflecting your goals & aspirations? More Info Collaborative Portfolio Management Would you like to manage your portfolio under professional guidance and discipline? More Info Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 bottom of page --> Women facing Life Events | Maya Advisors top of page Maya  Advisors  |   Your Partner through Life Transitions 650 . 704 . 3074 |   advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog More Use tab to navigate through the menu items. Divorce, death of a partner/spouse, taking time off from work for a growing family, being a care-giver to aging parents, re-entering the workforce after a career break, starting a new venture ... The list continues of the times a woman transitions through life. ​ We, women are impacted more financially and emotionally by life transitions than men. And many times, these transitions are accompanied by a sense of isolation, and absence of people we can trust. ​ As a woman, I have personally walked through some of these transitions. Some times were so deliriously happy that I did not want a day to end. And some times were so difficult that I did not want to open my eyes in the mornings, knowing what reality awaited me. All through the good and the bad, there was a common thread. A yearning to have someone in my life who not only cares, but can also provide objective guidance; who has my back, who will look out for me. Someone I can trust with my eyes closed. ​ This "someone" is what we promise you.  You are like no one else. Your situation is like no one else's. There is no template we can provide that will help you navigate your situation. But we will come to the place where you are,  we will be by your side, we will look out for you, and we will always honor the trust you place in us.   Let Us Connect Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 bottom of page --> About Us | Maya Advisors top of page Maya  Advisors  |   Your Partner through Life Transitions 650 . 704 . 3074 |   advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog More Use tab to navigate through the menu items. ABOUT  US Lavina Nagar, CFP® Founder & Financial Advisor ​ Financial planning is a second career for me. I hold dual Masters in Mathematics & Computer Science from Indian Institute of Technology (IIT) Delhi, India, and an undergraduate degree in Mathematics & Economics. Before founding Maya Advisors in 2007, I worked in financial services industry for more than fifteen years at corporations like Reuters, Sungard, and Misys, working on solutions for investment banks and other global financial institutions. ​ I founded Maya Advisors when faced with a life transition myself. Since then, life has taken me on many other journeys. Some expected, some unexpected. Some happy, and some challenging. Through all these very different experiences, I found one common thread. When life  overwhelms you, need of a trusted partner is most acute. Someone who not only cares, but can also provide guidance with professional objectivity. This realization has impacted my decision on whom to serve, and how to serve. If you are going through a life transition, and want a partner whom you can trust, it will be my honor to serve you. I promise you that at Maya Advisors, we will support you though good and bad, we will walk with you, and we will look out for you - with integrity and accountability. ​ In addition to helping my clients with financial planning and investments, I am also an active member of the Financial Planning Association (FPA) . I have served on the board of Silicon Valley chapter of FPA as its Treasurer for three years and I also volunteer in Financial Planning Days organized by various organizations. I have also taught at the University of California Santa Cruz in its Personal Financial Planning certificate program. ​ I am  a CERTIFIED FINANCIAL PLANNER™  professional or CFP® professional , and a member of National Association of Personal Financial Advisors (NAPFA) , a nationwide association of independent, fee-only financial planners. ​ ​ Maya Advisors, Inc. is a Registered Investment Advisor (RIA) with the Securities and Exchange Commission (SEC). ​ Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 bottom of page --> Contact Us | Maya Advisors top of page Maya  Advisors  |   Your Partner through Life Transitions 650 . 704 . 3074 |   advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog More Use tab to navigate through the menu items. CONTACT US Schedule an appointment Connect Planning/Investment Meeting 1 hr Send an email Send Call us 650 . 704 . 3074 Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 bottom of page --> Busy Professionals | Maya Advisors top of page Maya  Advisors  |   Your Partner through Life Transitions 650 . 704 . 3074 |   advice @ MayaAdvisors.com Client Login Home Who we are Whom we Serve Services & Fees About Us Contact Us Blog More Use tab to navigate through the menu items. You have always done it. Taken care of your finances, managed your investments, planned for your goals. But one day, you realize life is getting too busy; there are mid-life financial pressures, time poverty, and an overload of financial information.  ​ We understand. We have been there. This was one of the reasons behind starting Maya Advisors. To help professionals like you, with interests and passions that need your attention, for whom personal finances sometimes takes the backseat, not because you cannot do it; but because you have a life to live, and dreams to follow. ​ Your time is premium, we respect this and our  Professional New Client Process   makes onboarding as efficient as possible for you. We understand your financial situation and your goals, so we can create strategies to help you reach your goals We do financial projections based on your income and expenses to create a savings strategy that helps you achieve your goals We review your tax situation and suggest ways to legally optimize deductions and credits to minimize your tax obligation We analyze your risk capacity and see if your portfolio reflects your risk profile and financial goals Holding a concentrated investment is inherently risky. In many cases, it is also unavoidable if you are a company executive, or an employee with concentration in your employer stock. We help you understand your options and how to mitigate the risks within the context of your overall portfolio. We will work with your estate attorney to ensure your estate plan is up to date and reflects what you want it to do Insurance is a tool that serves an important role in protecting your family and your assets. We review your risks and suggest ways by which these risks can be mitigated. Let Us Connect Website Disclosures Form ADV/Disclosure Document Form CRS (C) 2026 Maya Advisors, Inc. | 1881 Page Mill Road, Palo Alto CA 94304 bottom of page