◈ Homepage — http://www.pathwayfinancialservices.com/310-432-6067 [email protected] Home About Us Services Resources Contact We Help You Grow The Life You Want Personalized Advice Reflecting Your Values We Help You Grow The Life You Want Personalized Advice Reflecting Your Values Pathway Financial Services, LLC Make Better Financial Decisions We Help You Grow The Life You Want Personalized Advice Reflecting Your Values We Help You Grow The Life You Want Personalized Advice Reflecting Your Values Pathway Financial Services, LLC Make Better Financial Decisions We Help You Grow The Life You Want Personalized Advice Reflecting Your Values " Most financial questions don't have one right answer, just an answer that's right for you" Sallie Krawcheck Welcome! At Pathway Financial Services, we understand that each individual faces unique challenges in their financial lives. We take the time to understand your needs and concerns and specialize in crafting a plan tailored to meeting your financial goals and objectives. Whether you're saving for a new home or retirement or seeking estate planning advice, we provide personalized service offering experience and expertise to deliver desired results as a companion guide on your pathway to financial freedom. We'll help you make better financial decisions. It's easier than you think! Use our online tool to schedule your free initial consultation. We're looking forward to meeting you! SCHEDULE NOW Trust Us to Grow Your Finances. You are the only one who pays us! We choose to be fee-only to avoid conflicts of interest. LEARN MORE Financial Advice Shouldn't Be Complicated. Learn about the services we offer including financial planning consultations and investment management. LEARN MORE Schedule an Appointment Name Email Phone Question SEND Contact Us We’d love to hear from you! Contact Office: 310-432-6067 Mobile: 310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   Schedule an Appointment ◈ Interior Pages — 23 pages crawledPartners 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Partners We may be a small firm, but we have partnered with some of the giants in the financial services industry.  Below is a partial list of the companies with whom we have aligned, the roles they play and the services they provide.                                                                                       Pershing, LLC is a custodian for your investment accounts.  A subsidiary of BNY Mellon, they have been a global leader of financial solutions for over 100 years and have over $1 trillion in global client assets.  Pershing is also a member of SIPC, the Securities Investor Protection Corporation – which protects securities customers against fraud, theft and embezzlement – though not against market fluctuation.   More information available at www.sipc.org and www.pershing.com . Altruist Financial, LLC is another custodian of your investment accounts. A newer custodian, they offer best in class technology for brokerage accounts including digital account opening and transactions.  They are also a member of SIPC, the Securities Investor Protection Corporation – which protects securities customers against fraud, theft and embezzlement – though not against market fluctuation. Altruist also offers an Asset Protection Guarantee in which they will reimburse clients for losses due to unauthorized activity. More information available at www.sipc.org and www.altruist.com . Shareholders Services Group (SSG) – provides back office support for all accounts held with Pathway Financial Services, LLC.  Their experienced staff is our liaison with Pershing to ensure that all account applications and transactions are processed smoothly and efficiently.  SSG also offers access to third-party research and technology services necessary for managing a financial planning firm.  Learn more about SSG at http://www.ssginstitutional.com/ Morningstar, Inc.  is a leading provider of independent investment research in North America, Europe, Australia, and Asia. They provide data on approximately 446,000 investment offerings, including stocks, mutual funds, and similar vehicles, along with real-time global market data on more than 10 million equities, indexes, futures, options, commodities, and precious metals.  At Pathways we rely not only on the objective data and research provided by Morningstar, but utilize their custom reporting software for our clients’ portfolio reports.  http://corporate.morningstar.com Erado is an innovator in electronic communication compliance, providing archiving, security and encryption services to financial professionals worldwide.  We rely on Erado to capture, review, archive and journal all of the electronic and social media content for the firm in compliance with SEC regulations.  www.erado.com   Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Financial Planning Firms Los Angeles - Pathway Financial Services 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Services We are not currently accepting new clients.  If you would like to be added to our waitlist, please send a  message including details about your situation and which of our offerings you are considering.  Thank you! We understand that clients have different needs for services across the various stages of life and offer the following client service packages to suit your particular needs: Consultation or Coaching Designed for people with a specific challenge or immediate financial concern. Limited in scope to the question at hand. Meet in person, via Zoom or on the phone to discuss your concerns and review/revise recommendations. Pay by the hour for as much advice as you need! Personalized Financial Plan (one-time engagement) Designed for those who want an analysis of their entire financial situation, discussion of goals, issues and concerns, followed by recommendations and strategies for reaching those goals. Gathering data and analyzing your financial situation to develop a clear picture of your specific needs, issues, and concerns. Designing a financial strategy that takes into account the full range of needs you have now, as well as assessing needs you may have in the future. We will cover the following areas: Cashflow & spending Retirement planning Investment review and allocation Insurance review Estate planning Debt management College savings (if applicable) Includes 2-3 in-person meetings to gather data and review/revise recommendations. Written recommendations and projections provided. Unlimited phone and email support throughout the planning process. Note - we can tailor the plan to focus on specific planning areas. Planning Services with optional investment management (ongoing engagement) Designed for people who want an ongoing relationship with a planner for personalized financial planning services. This is helpful for those expecting changes in their finances or who are seeking a deeper engagement with follow-up, accountability and implementation. Optional management of your investment portfolio is available only to planning services clients. Personalized financial planning services as outlined above. Regular review meetings to update goals, consider changes that may affect the financial plan, and review of your investment portfolio. Notification of new laws and strategies that apply to your financial situation. Regular review of investment performance, allocation, and risk. With the optional investment management services, you also receive: Access to low-cost, institutional investments which have lower expenses than those available to the general public at the retail level. Implementation of investment recommendations. Taxable gain/loss harvesting strategies. Account servicing - we take care of the paperwork so you don't have to. Annual tax summary. Online access to account information. Unlimited phone and email support throughout the year. The Personalized Financial Plan is like a map to guide you on your journey, while the ongoing Planning Services are similar to a GPS.  Maps will eventually be out of date and need to be updated (at additional cost), but the GPS is constantly adjusting for new conditions in your financial landscape and help is available at the touch of a button! Download our services brochure  for more in-depth descriptions.  See our fees page for more information about the cost of these services. If you have questions about any of these services, please do not hesitate to contact us. Or click  HERE to schedule a complimentary phone call!   Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Investment Firms in Los Angeles - Pathway Financial Services 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Why Pathway? As an independent financial management firm, Pathway Financial Services, LLC  focuses directly on acting in your best interest at all times by serving your needs with the confidence you seek. We adhere to the fiduciary standard—the highest level of care in the financial services industry. Pursuit of financial success is provided on your  terms because as a fee-only financial planning firm, we have no financial obligations to investment product vendors, no proprietary products to sell and no home-office directives. We are free to use investment products from among all of those available and diligently research these offerings to find the solution that best fits your needs. We encourage you to read more about the importance of fee-only financial planning in this article  from Forbes Magazine or at the National Association of Personal Financial Advisors ( NAPFA ).   When you work with Pathway Financial Services, LLC you can rest assured that we receive compensation only from you, the client, and that your best interest always receives top priority. Book a quick phone call now to learn more!   We have been delighted with the move to our new office conveniently located in Mar Vista. There are lots of restaurants and coffee shops within walking distance and a beautiful courtyard to enjoy the Southern California weather. Drop by and say hello!   Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Resources | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Resources Estate Manage personal affairs while you're alive and control the distribution of wealth upon your death. Insurance A well-structured insurance strategy can help protect your loved ones from the financial consequences of unexpected events. Investment Create an investment strategy that’s designed to pursue your risk tolerance, time horizon, and goals. Lifestyle How to strike a balance between work and leisure is just one aspect of the wide-ranging Lifestyle matters. Money Managing your money involves more than simply making and following a budget. Retirement Steps to consider so you can potentially accumulate the money you'll need to pursue the retirement activities you want. Tax Understanding tax strategies can potentially help you better manage your overall tax situation. Have A Question? Name Email Address Message Thank you! Oops! Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Meet Our Founder 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Meet Our Founder Jen Mulder is the founder of Pathway Financial Services and an active member in the Los Angeles Chapter of the Financial Planning Association. After graduation from the UCLA Personal Financial Planning Program in 2009, Jen joined Cetera Advisor Network, working with other planners to learn the craft and art of financial planning in the midst of one of the worst financial crises in recent history. Seeing how valuable good advice was to people in times of need planted the seed that became Pathway Financial Services. At Pathway, working with people from all walks of life, Jen shares valuable knowledge with those seeking financial independence. She especially enjoys developing lasting relationships with individuals and small businesses, watching their once "far-away" dreams become reality.   Outside of the office, you'll find Jen cooking up a feast or relaxing on the beach with her wife Tara. They are both looking forward to traveling again, exploring the food, culture and wines of the world!    Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Featured Links 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Featured Links Listed below are links to web sites that may be of interest to you—feel free to peruse them. The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to. American Student Assistance (student loan information) - There are lots of ways to pay for college and student loans can be extremely helpful. But before you sign those loan documents, it's important to do your research and ensure that you'll be able to afford your loan payments. This site contains a wealth of information for those starting college and considering new loans as well as for those who have graduated and are repaying their loans. Did you know that you might be eligible for loan forgiveness after just 10 years of payments - regardless of the remaining balance? Take some time to explore your options!  AnnualCreditReport.com - Errors in your credit report can hurt you! Creditors, insurers, bankers and even some employers will review your credit history. You should do so as well. You are entitled to view your credit report from each reporting agency once a year. Visit the website now to view your report from one credit agency. Then set a reminder in your calendar to come back in 4 months to view your report from another credit agency. If you see any errors, report them immediately following the instructions on the website! Monarch Money - We recommend using Monarch Money to help track your spending if you are comfortable using an app. Their interface features a clean, modern design and is intuitive to use. Connect your bank and credit cards and the transactions are automatically imported. Customize categories to fit your life and set up rules to make the process seamless. Set budgets and easily see how your spending is tracking each month. You can even set goals and add investment accounts so you can see them all in one place! Monarch Money is an excellent tool and worth the small monthly fee in our opinion. We provide a subscription to all ongoing clients as part of their annual retainer.                                                                                       ****** Pathway Financial Services, LLC provides links to websites produced by other providers or industry related material  for your convenience.  Accessing websites through links directs you away from our website. Pathway Financial Services, LLC is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites.   Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Personal Information Form 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Personal Information Form Name Email Address Message Prohibit the sale of personal information Request copies of personal information Request deletion of personal information Thank you! Oops! Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Tax | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Tax Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. Featured Video The Facts About Income Tax Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Making Your Tax Bracket Work Have you explored all your options when it comes to managing your taxable income? You May Need to Make Estimated Tax Payments If… Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes. How Income Taxes Work A quick look at how federal income taxes work. Articles Calculators Videos Does Your Child Need to File an Income Tax Return? When your child has income, there’s a good chance that he or she will need to report it and pay taxes. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Counteracting Capital Gains with Tax-Loss Harvesting You may have heard the phrase "tax-loss harvesting." A financial professional may be able to provide some guidance. Do You Owe The AMT? If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT. Tax & Estate Strategies for Married LGBTQ+ Couples Learn how to maximize your tax and estate strategy as a married member of the LGBTQ+ community. Filing Final Tax Returns for the Deceased The federal government requires deceased individuals to file a final income tax return. View all articles Home Mortgage Deduction Use this calculator to assess the potential benefits of a home mortgage deduction. Federal Capital Gains Tax Estimator Estimate your potential federal capital gains tax liability on the sale of an asset. Social Security Tax Estimator Estimate how much of your Social Security benefit may be subject to federal income tax. View all calculators Making Your Tax Bracket Work Have you explored all your options when it comes to managing your taxable income? The Facts About Income Tax Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you. View all videos Articles What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. How to Make the Tax Code Work for You When you take the time to learn more about how it works, you may be able to put the tax code to work for you. Do You Owe The AMT? If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT. What's My 2026 Tax Bracket? Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed. Capital Gains Tax When Selling Your Home If your clients are buying or selling a home, use this to help them determine if they qualify for capital gains taxes. What Do Your Taxes Pay For? Here's a breakdown of how the federal government spends your tax money. View all articles Calculators Social Security Tax Estimator Estimate how much of your Social Security benefit may be subject to federal income tax. Home Mortgage Deduction Use this calculator to assess the potential benefits of a home mortgage deduction. Federal Capital Gains Tax Estimator Estimate your potential federal capital gains tax liability on the sale of an asset. View all calculators Videos The Facts About Income Tax Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you. Making Your Tax Bracket Work Have you explored all your options when it comes to managing your taxable income? View all videos Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Estate | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Estate Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate strategy can spell out your healthcare wishes and ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so. Featured Video Safeguard Your Digital Estate If you died, what would happen to your email archives, social profiles and online accounts? Have A Question About This Topic? Name Email Address Message Thank you! Oops! When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. White Elephant Inheritance This article deals with how one might deal with a burdensome inheritance. 4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. Articles Calculators Videos When Heirs are Imperfect The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive. Trends in Charitable Giving Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits. Steps to Protecting a Child with Disabilities Planning for children with special needs can be confusing but by working together, we can help navigate those challenges. Choosing a Business Structure Entrepreneurs all face the same question, “Which business structure should I adopt?” Problems with Probate Probate can be a completely public process, or it can be managed to include as little information as possible. Four Reasons Millennials Need an Estate Strategy Estate strategies for millennials may sound like less of a concern than retirement, but young adults should prepare now. View all articles Comparing Mortgage Terms Compare different mortgage term lengths side by side to find the option that fits your budget. View all calculators Estate Management 101 A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate. Safeguard Your Digital Estate If you died, what would happen to your email archives, social profiles and online accounts? Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Exit Strategies of the Rich and Famous Estate conservation is too important to put off. Do you have a smart exit strategy? When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. View all videos Articles Critical Estate Documents Sound estate management includes creating financial and healthcare documents. Here's an inside look. Managing an Inheritance A windfall from a loved one can be both rewarding and complicated. A Checklist for When a Spouse or Parent Passes An overview of some fundamental steps when a loved one passes. What is the Value of Your Business? Ascertaining the value of your business is important for a variety of reasons. 3 Estate Challenges for Blended Families This article will help your clients with blended families think and prepare their estate strategy. And the Executor Is The right executor may help ensure the distribution of your assets is done with as little upheaval as possible. View all articles Calculators Comparing Mortgage Terms Compare different mortgage term lengths side by side to find the option that fits your budget. View all calculators Videos When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? Safeguard Your Digital Estate If you died, what would happen to your email archives, social profiles and online accounts? Exit Strategies of the Rich and Famous Estate conservation is too important to put off. Do you have a smart exit strategy? When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Estate Management 101 A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate. View all videos Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> All Videos | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact All Videos When Markets React When markets shift, experienced investors stick to their strategy. Behavioral Finance An amusing and whimsical look at behavioral finance best practices for investors. Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Emerging Market Opportunities What are your options for investing in emerging markets? Social Security: By the Numbers Here are five facts about Social Security that might surprise you. The Other Sure Thing A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges. 16 Wall Street Cliches in 60 Seconds Pundits say a lot of things about the markets. Let's see if you can keep up. Retirement Accounts When You Change Your Job This video explores what to do with retirement accounts when you move on from your job. Bull and Bear Go To Market Learn about the difference between bulls and bears—markets, that is! Consider These 3 Things Before Driving Off the Lot Here are 3 quick tips to keep in mind when buying or leasing your next vehicle. 18 Years Worth of Days The average retirement lasts for 18 years. What will you do with your days? How Cash Apps Work Peer-to-peer payment apps are one of the newest ways to send money. Top 5 Things to Tell Your Financial Pro Here are the top 5 things your team may want to hear. How to Bake a Pie-R-A Roth IRAs are tax-advantaged differently from traditional IRAs. Do you know how? Preparation is the Key to Retirement The simplest ideas can sometimes make a massive difference over time. Enjoy this brief video to learn more. Timing Your Retirement This short video illustrates the importance of understanding sequence of returns risk. What You Need to Know About Social Security Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype? Retirement Plan Detectives Watch this fun video for tips on how to search for missing money. Working With A Financial Professional A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you. Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation. Dog Bites and Homeowners Insurance Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs. Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life. 4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. The Wild West of Data Theft Learn about cyber liability insurance in this entertaining video. Risk Tolerance: What’s Your Style? Learn about what risk tolerance really means in this helpful and insightful video. Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? Encore Careers: Push Your Boundaries Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here. Stay Safe with a Business Owner's Policy Learn the advantages of Business Owner's Policies with this highly educational and fun animated video. The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. A New Way to Look at Your Bucket List Bucket lists don’t have to be for tomorrow. Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Bridging the Confidence Gap In the world of finance, the effects of the "confidence gap" can be especially apparent. Tuning Your Social Security Benefit When should you take your Social Security benefit? Saving for College 101 Here's a crash course on saving for college. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. It Was the Best of Times, It Was the Worst of Times All about how missing the best market days (or the worst!) might affect your portfolio. The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Forecast This short video helps explain why markets can be as unpredictable as the weather. Retirement Redefined Around the country, attitudes about retirement are shifting. Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards. Investments You’ve made investments your whole life. Work with us to help make the most of them. Surprises Making the most of surprises is a great reason to work with us. Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them. A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. From Boats to Brokers From the Dutch East India Company to Wall St., the stock market has a long and storied history. Jane Bond: Scaling the Ladder Agent Jane Bond is on the case, uncovering the mystery of bond laddering. Jane Bond: Infiltrating the Market Agent Jane Bond is on the case, cracking the code on bonds. The Fed and How It Got That Way Here is a quick history of the Federal Reserve and an overview of what it does. How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff? Bursting the Bubble Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst? Inflation and Your Portfolio Even low inflation rates can pose a threat to investment returns. The Real Cost of a Vacation Home What if instead of buying that vacation home, you invested the money? An Arm and a Leg A visit to the hospital can be painful, for both your body and your wallet. Don't let it be more painful than it has to be. What to Do When You Lose Your Wallet Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. Suddenly Single: 3 Steps to Take Now Have you found yourself suddenly single? Here are 3 steps to take right now. Global and International Funds Investors seeking world investments can choose between global and international funds. What's the difference? Are Alternative Investments Right for You? With alternative investments, it’s critical to sort through the complexity. The Business Cycle How will you weather the ups and downs of the business cycle? The Rule of 72 Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out. A Bucket P Retirement | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Retirement Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources. Featured Video Rightsizing for Retirement What does your home really cost? Have A Question About This Topic? Name Email Address Message Thank you! Oops! Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Exploring Retirement Plans for Small Businesses Help small businesses make better retirement decisions for employees with this eye-catching and informative infographic. Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? Articles Calculators Videos Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Women and Wealth: A Pivot Towards Retirement Tips and strategies for women approaching retirement to ensure a smooth transition. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Retirement Realities Many pre-retirees can become focused on the “ideal” retirement, but turning that dream into a reality can be tricky. Retirement Questions That Have Nothing to Do With Money Things to consider before retirement. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. View all articles Simple 401k See how increasing your 401(k) contributions today could affect your balance at retirement. What Rate Would I Need to Earn on My Savings? Work backwards from your savings goal to find the rate of return you'd need to get there. Assess Your Life Insurance Needs Estimate how much life insurance coverage may be appropriate for your situation. IRA Income Estimate the potential monthly income your IRA balance could generate in retirement. How Much Do I Need To Retire? How much is enough to retire? It depends on your lifestyle, timeline, and more. Use this calculator to get a personalized est My Retirement Savings See how your current savings rate and contributions may grow into retirement income. View all calculators Retirement Accounts When You Change Your Job This video explores what to do with retirement accounts when you move on from your job. Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation. RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Preparation is the Key to Retirement The simplest ideas can sometimes make a massive difference over time. Enjoy this brief video to learn more. Working With A Financial Professional A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you. Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. View all videos Articles Retirement Plan Choices for Small Businesses Retirement choices can feel intimidating. Choosing the right strategy can make all the difference. AI Tools Changing Retiree Entrepreneurship The impact that Artificial Intelligence (AI) tools can have on retirees with a consulting or small business venture. Six Surprising Facts About Retirement Confidence This attention-grabbing infographic covers retirement topics you may not have considered. Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time. Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio. View all articles Calculators Roth 401(k) vs. Traditional 401(k) Compare Roth and traditional 401(k) options to see which may work better for your situation. Simple 401k See how increasing your 401(k) contributions today could affect your balance at retirement. How Much Do I Need To Retire? How much is enough to retire? It depends on your lifestyle, timeline, and more. Use this calculator to get a personalized est Inflation & Retirement See how inflation over time could affect the purchasing power of your retirement income. My Retirement Savings See how your current savings rate and contributions may grow into retirement income. Annuity Comparison Compare annuity options to see how each one could affect your long-term income outlook. View all calculators Videos Top 5 Things to Tell Your Financial Pro Here are the top 5 things your team may want to hear. Retirement Plan Detectives Watch this fun video for tips on how to search for missing money. How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. How to Bake a Pie-R-A Roth IRAs are tax-advantaged differently from traditional IRAs. Do you know how? Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. View all videos Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Insurance | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Insurance Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance. Featured Video Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Have A Question About This Topic? Name Email Address Message Thank you! Oops! The Other Sure Thing A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges. Medicare vs. Medicaid The terms Medicare and Medicaid sound similar but are two very different things. Learn the differences in this informative article. The Wild West of Data Theft Learn about cyber liability insurance in this entertaining video. Articles Calculators Videos Qualifying For Medicare Under Age 65 You might qualify for Medicare if you’re under 65-years-old. This article will explain the conditions where you may qualify for Medicare early. The ABC’s of Auto Insurance What kind of auto insurance should you have? Do you know? Medicare Advantage 101 Overview of Medicare Advantage, what’s in them, special rules, and more. Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs. Can Group, Private Disability Policies Work Together? Loss of income from disability has the potential to cause financial hardship. Disability insurance can help. Insurance Needs Assessment: For Empty Nesters and Retirees Do your insurance needs stay the same when the nest empties? View all articles How Long Will My Savings Last If I Become Disabled? See how long your current savings might last if a disability interrupted your income. Long-Term-Care Needs Estimate potential long-term care costs and what coverage may help address them. View all calculators Your DNA Test A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold. The Other Sure Thing A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges. The Wild West of Data Theft Learn about cyber liability insurance in this entertaining video. Dog Bites and Homeowners Insurance Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs. Stay Safe with a Business Owner's Policy Learn the advantages of Business Owner's Policies with this highly educational and fun animated video. Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? View all videos Articles The ABC’s of Auto Insurance What kind of auto insurance should you have? Do you know? Protecting Your Business from the Loss of a Key Person Business owners may be able to protect themselves from the financial consequences of losing a key employee. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Test Your Life Insurance Knowledge How much do you know about one of the most important tools you have to help protect your and your family’s financial future? Understanding the Basics of Medigap Policies Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years. Questions to Ask About Medicare Take the guesswork out of your IEP or SEP with this helpful article. View all articles Calculators How Long Will My Savings Last If I Become Disabled? See how long your current savings might last if a disability interrupted your income. Long-Term-Care Needs Estimate potential long-term care costs and what coverage may help address them. View all calculators Videos Your DNA Test A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold. Stay Safe with a Business Owner's Policy Learn the advantages of Business Owner's Policies with this highly educational and fun animated video. Dog Bites and Homeowners Insurance Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs. The Other Sure Thing A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges. Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? The Wild West of Data Theft Learn about cyber liability insurance in this entertaining video. View all videos Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Contact | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Contact Los Angeles Office 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 Phone: 310-432-6067 Mobile: 310-422-2521 Mon-Sat: By Appointment Have A Question? Name Email Address Message Thank you! Oops! Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> About Financial Planning: Financial Planner Los Angeles - Pathway Financial Services 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact About Us Many people believe that their financial well-being is linked solely to their ability to earn a high income. However, true financial independence is learning how to do more with what you already have. Understanding and tending to your fiscal responsibilities requires setting goals and implementing strategies specific to your unique objectives ... and we’re here to help you plan for financial success! We are committed to: Helping clients actualize their dreams with their financial resources. Promoting open, two-way communication. Cultivating relationships built on trust. Leading with reasonable expectations and responsible decisions. Delivering high-quality service that values reciprocity and loyalty. Whether your goals involve building wealth through investing, funding a child's education, securing a comfortable retirement, or protecting your estate, we can help you develop a road map specific to your goals. Travel safely, use a compass to help you navigate the new terrain, and allow Pathway Financial Services, LLC to guide you!   Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Client Center 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Client Center Use the links below to login and view your Brokerage accounts online Altruist Accounts:       Login here Altruist is an all-in-one digital brokerage platform that helps us provide you with a great client experience. From fully online account opening to a sleek client portal and mobile app, you'll find it a breeze to view your portfolio performance, holdings and transactions. You can also quickly link your bank account online and make contributions and withdrawals. Altruist does not charge commissions on trading equities or ETF's, saving you money along your financial journey! Learn more here. Starting in 2024, we'll be offering Altruist as an option for new and existing clients. Contact us if you'd like to consider this platform for your accounts! Pershing Accounts:      NetXInvestor      Pathway Financial Services, LLC's financial organization number is 47Y . Save money and trees by signing up for e-delivery of statements, trade confirmations and other shareholder communications. For Pershing accounts, click on the "Go Paperless" link on the home screen. Pathway Financial Services, LLC provides links to websites produced by other providers or industry related material  for your convenience . Accessing websites through links directs you away from our website. Pathway Financial Services, LLC is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites.   Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Money | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Money One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Featured Video Saving for College 101 Here's a crash course on saving for college. Have A Question About This Topic? Name Email Address Message Thank you! Oops! How Cash Apps Work Peer-to-peer payment apps are one of the newest ways to send money. The Big Pause This handy interactive explains which essential government services are affected by a shutdown. Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. Articles Calculators Videos How to Read Your Credit Report Solve a mystery while learning how important your credit report is with this story-driven interactive. Budgeting After a Divorce Divorce is the second most stressful time in a person's life. Here's some tips to get through it. Spotting Credit Trouble The wise use of credit is a critical skill. These 10 questions will help you assess your skill level. How Big is Money? Learn a little about worldwide currency in this fun infographic Life and Death of a Twenty Dollar Bill How long does a $20 bill last? Making a Charitable Gift Did you know that there are benefits and limitations when you decide to donate stock? Learn more about your options. View all articles Historical Inflation See how the purchasing power of a dollar has changed over time due to inflation. Lifetime of Earnings Estimate how much you may earn over your working years based on your current income. Credit Card Payoff Find out how long it may take to pay off a credit card balance and what it costs in interest. View all calculators Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. Saving for College 101 Here's a crash course on saving for college. How Cash Apps Work Peer-to-peer payment apps are one of the newest ways to send money. The Power of Compound Interest Learn how to harness the power of compound interest for your investments. View all videos Articles Managing Money as a Couple Keys to preparing to grow wealthy together. Pay Yourself First It sounds simple, but paying yourself first can really pay off. Data Thieves from Outer Space Learn about the dangers of internet fraud with this highly educational and fun “pulp” comic. The Economic Journey of Your Morning Coffee Few contemplate the complex journey that brought their coffee from farm to kitchen table. How to Read Your Credit Report Solve a mystery while learning how important your credit report is with this story-driven interactive. Making Sense of HSAs and FSAs How HSAs and FSAs might help your household. View all articles Calculators Lifetime of Earnings Estimate how much you may earn over your working years based on your current income. Credit Card Payoff Find out how long it may take to pay off a credit card balance and what it costs in interest. Historical Inflation See how the purchasing power of a dollar has changed over time due to inflation. View all calculators Videos How Cash Apps Work Peer-to-peer payment apps are one of the newest ways to send money. Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff? Saving for College 101 Here's a crash course on saving for college. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. View all videos Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Fees 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Fees The   initial consultation   is   complimentary  and allows us the opportunity to get to know each other and determine which level of service is appropriate for your needs. Financial planning is a very personal process and the initial consultation is our opportunity to determine if our personalities are conducive to building a healthy working relationship.  One-time   personalized financial plans   are tailored to the level of services required to meet your needs and priced based on the total number of hours required to complete the plan. Following the initial consultation, we will provide an estimate of the time required and expected fee based on our hourly rate of $300. Expect a minimum of 10-12 hours with  fees ranging from $2,750-$6,000 . Ongoing  planning services   are offered on an annual basis, starting   at $2,600 per year.  A 2-year commitment is recommended. Your total fee depends upon the   complexity   of your particular financial situation. Optional investment management services are available for an additional fee. We charge a management fee of 0.25% of the balance in the account, deducted quarterly.  For example, the management fee on an investment account of $100,000 is $250 per year, with $62.50 deducted quarterly from the account. Investment management services are only available as an add-on service for clients with our ongoing Planning Services. We work with accounts of all sizes. Accounts are held with a 3rd-party custodian. Occasionally we will offer investment management services only without the ongoing planning services. In that case, management fees on an investment account are up to 1.5% per annum.  Hourly consultations and financial coaching sessions are also available for   $300/hou r. Visit our   services page   to learn more. Regardless of the package you choose, Pathway Financial Services provides financial planning and investment services tailored to fit your needs. We believe that transparency in fees is critical and are passionate about providing our services on a   fee-only   basis. This means that only clients pay our fees and you'll always receive an invoice detailing exactly what you have paid. We do not receive any compensation from investment product sponsors or any third parties. We are also committed to the   fiduciary standard , always putting our clients' best interests first. Learn more about fee-only planners and the fiduciary standard   here . Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> All Calculators | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact All Calculators Retirement The Power of 401k Catch-Ups Assess Your Life Insurance Needs My Retirement Savings Annuity Comparison Simple 401k Inflation & Retirement IRA Income Estimate Your RMD Roth 401(k) vs. Traditional 401(k) Emergency Fund Calculator What Rate Would I Need to Earn on My Savings? How Much Do I Need To Retire? Investment How Long Will Your Money Last? Monthly Budget College Savings Comparing Investments Debt vs. Investment What Is My Net Worth? Student Loan Payoff Calculator: Extra Payments Can Save You Money Student Loan Refinance Calculator Wedding Budget Calculator Bi-Weekly Mortgage Payments Taxable vs. Tax-Deferred Savings What Is the Dividend Yield? Debt-to-Income Ratio Calculator The Power of Interest - How Long Will it take My Money to Double? How Can I Save a Million Dollars? How Compound Interest Works Estate Comparing Mortgage Terms Insurance How Long Will My Savings Last If I Become Disabled? Long-Term-Care Needs Tax Home Mortgage Deduction Federal Capital Gains Tax Estimator Social Security Tax Estimator Money Credit Card Payoff Lifetime of Earnings Historical Inflation Lifestyle How Much Home Can I Afford? What's Your MPG? Should I Buy or Lease an Auto? Rent vs Buy Calculator   The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG, LLC, to provide information on a topic that may be of interest. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Investment | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Investment Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors. Featured Video Should I Invest in Gold? Learning more about gold and its history may help you decide whether it has a place in your portfolio. Have A Question About This Topic? Name Email Address Message Thank you! Oops! The Rule of 72 Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out. Best-Performing Asset Classes Bonds may outperform stocks one year only to have stocks rebound the next. Should You Invest in Exchange Traded Funds? There are thousands of ETFs available. Should you invest in them? Articles Calculators Videos Do Our Biases Affect Our Financial Choices? Even the most seasoned investors have biases affecting their financial choices. You Would Rather Be... Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance. A Primer on Dividends A company's profits can be reinvested or paid out to the company’s shareholders as “dividends." Estimating the Cost of College This worksheet can help you estimate the costs of a four-year college program. Diversification, Patience, and Consistency Three important factors when it comes to your financial life. Inflation and the Real Rate of Return Learn about the role of inflation when considering your portfolio’s rate of return with this helpful article. View all articles Taxable vs. Tax-Deferred Savings Compare how the same contribution grows differently in taxable versus tax-deferred accounts. How Long Will Your Money Last? See how long a lump sum of savings could last based on your withdrawal rate and return. What Is the Dividend Yield? Calculate the dividend yield of a holding and see what that means for income over time. Student Loan Refinance Calculator Compare your current student loan terms to a potential refinance to see if it makes sense. Debt-to-Income Ratio Calculator Calculate your debt-to-income ratio to understand how lenders may view your financial health. Debt vs. Investment Weigh the potential outcomes of paying off debt versus directing those dollars elsewhere. View all calculators The Real Cost of a Vacation Home What if instead of buying that vacation home, you invested the money? Investments You’ve made investments your whole life. Work with us to help make the most of them. What Smart Investors Know Savvy investors take the time to separate emotion from fact. Are Alternative Investments Right for You? With alternative investments, it’s critical to sort through the complexity. Emerging Market Opportunities What are your options for investing in emerging markets? Jane Bond: Infiltrating the Market Agent Jane Bond is on the case, cracking the code on bonds. View all videos Articles The Anatomy of an Index The S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding. Types of Stock Market Analysis Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. Here’s a look at each. Your Shifting Risk Tolerance Time and market performance may subtly and slowly imbalance your portfolio. Required Reading: The Economic Report of the President The Economic Report of the President can help identify the forces driving — or dragging — the economy. Bull & Bear Markets: A Timeline This helpful infographic will define bull and bear markets, as well as give a historical overview. TIPS for Inflation If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering. View all articles Calculators College Savings See how much you may need to save now to cover future college costs for your child. Comparing Investments Compare two different scenarios side by side to see how they stack up over time. The Power of Interest - How Long Will it take My Money to Do Use the Rule of 72 to estimate how long it takes your money to double at a given rate. Monthly Budget Track your monthly income and expenses to get a clearer view of your cash flow. What Is the Dividend Yield? Calculate the dividend yield of a holding and see what that means for income over time. What Is My Net Worth? Get a snapshot of your overall financial picture by calculating your total net worth. View all calculators Videos Should You Invest in Exchange Traded Funds? There are thousands of ETFs available. Should you invest in them? Behavioral Finance An amusing and whimsical look at behavioral finance best practices for investors. Investments You’ve made investments your whole life. Work with us to help make the most of them. Global and International Funds Investors seeking world investments can choose between global and international funds. What's the difference? Are Alternative Investments Right for You? With alternative investments, it’s critical to sort through the complexity. Jane Bond: Infiltrating the Market Agent Jane Bond is on the case, cracking the code on bonds. View all videos Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Latest Articles | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Latest Articles Retirement Introducing the 530A Accounts 9 Facts About Retirement What to Expect in Your First Year of Retirement Social Security: Maximizing Benefits Who Is Your Trusted Contact? First Year of Retirement: What to Expect Conquering Retirement Challenges for Women Deciding When to Take Social Security Women on the Rise Choosing a Retirement Plan that Fits Your Business Investment The Utility of Sector Investing The Anatomy of an Index Alternative Investments - Going Mainstream The Threat of Identity Theft A Primer on Dividends A Taxing Story: Capital Gains and Losses Inflation & Your Money TIPS for Inflation How Stocks Work Mutual Funds vs. ETFs Estate Problems with Probate Four Steps to Valuing an Estate Intellectual Property and Your Estate Estate Strategies of the Rich and Famous How Often Should You Update Your Estate Strategy? Estate Management Checklist A Brief History of Estate Taxes Steps to Protecting a Child with Disabilities Yours, Mine, and Ours: Estate Strategies for Second Marriages A Living Trust Primer Insurance Keeping Summer Safe: Pool and Spa Safety Tips Teen Drinking and Your Liability Making Sense Of A Home Warranty The Cost of Medical Care What to Look for in an Extended-Care Policy Inventorying Your Possessions When Life Insurance Becomes Taxable Understanding Extended Care Assess Life Insurance Needs The A, B, C, & D of Medicare Tax How Income Taxes Work How to Make the Tax Code Work for You Five Most Overlooked Tax Deductions Understanding Marginal Income Tax Brackets What's My 2026 Tax Bracket? Tax & Estate Strategies for Married LGBTQ+ Couples Filing Final Tax Returns for the Deceased What Do Your Taxes Pay For? Do You Owe The AMT? What Is a 1035 Exchange? Money The Half Million Dollar Baby Buying vs. Leasing a Car How Big is Money? Making Sense of HSAs and FSAs What Can You Buy With 529 Distributions? Personal Finance Calendar What If Your Kids Decide Against College? The Big Pause What Will You Do With Your Bonus or Windfall? Year-End Charitable Gifting and You Lifestyle A Path to Serenity and Smart Money Choices Prevent a Rift: Money Tips for Newlyweds Fixed or Variable Mortgage, Which Should You Pick? Mastering Mobile Lingo Money Draining Food Myths Changing Unhealthy Behaviors The Financial Literacy Crisis Putting a Price Tag On Your Health How Boomers and Millennials Differ Do Your Kids Know The Value of a Silver Spoon?   Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Blog | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Blog Tax Filing Tips Saturday, February 17, 2024 Filing income tax returns can be stressful. Being organized will make it a little easier. Before paying for tax software, check with the IRS to see if you can file online for free.  Common tax forms: W-2:  Employer paid... Read More Coronavirus and bear markets Friday, March 13, 2020 No doubt about it, these are serious times. The Covid 19 outbreak is now officially a pandemic. The steps we are taking both individually and collectively to protect our health and to slow the spread of the virus are causing great... Read More Partial Retirement Right for You? Monday, July 15, 2019 Retirement used to mean a gold watch and pension from a company after 30 years of service. No longer. Increasing numbers of people are working after age 65. Whether they consult or work part-time in a new field, partial retirement is..... Read More Tax Laws Have Changed! Monday, August 20, 2018 You've probably heard a lot about the income tax law changes passed last year. While most of the tax cuts went to corporations, there was a slight reduction in tax rates for most individuals. There was also an increase in the standard... Read More A tax cut may mean more money in your pocket Monday, December 18, 2017 Congress is poised to pass a tax bill that will affect every American. The effects on your family will vary depending on your income level and what deductions you take. Regardless of whether you think this tax cut is a positive or... Read More Show All Equifax breach - what to do now? Tuesday, September 12, 2017 Identity theft is always a risk, but the recent massive data breach at Equifax underscores how important it is to be vigilant in monitoring our accounts and credit reports. Not sure where to start? Here are some steps to follow:... Read More Investing for good! Wednesday, May 10, 2017 Investing in companies that follow socially responsible practices (SRI) has been skeptically in investment circles.These companies follow policies to reduce or eliminate negative effects on the environment, are transparent and ethical... Read More Healthcare changes are coming Monday, December 5, 2016 Health insurance used to be something that people received through their workplace. But with rising costs and many people working part-time jobs or as independent contractors, more and more people are responsible for buying their own... Read More The election is over...now what? Thursday, November 10, 2016 With the unexpected results of the Presidential election last night, it’s time to reevaluate investments in light of the possible effects of a Trump presidency on our investments. I’ve been concerned about the possibility... Read More Cooking at home saves you money! Thursday, October 20, 2016 Finding time to meal plan, grocery shop and prepare meals can be difficult if you're working full time. But cooking for yourself is healthier and less expensive than eating out! Whether you are a novice cook or experienced in the... Read More Brexit becomes a reality Friday, June 24, 2016 The world was shocked last night when the votes were finally tallied and the Leave campaign won. The voters in the UK voted to leave the European Union by a wide margin. The financial impact began immediately with futures markets... Read More Financial 101 - P/E ratios Thursday, February 25, 2016 When reading about investments or listening to cable news you'll run across lots of jargon. It can be difficult to follow the conversation if you don't understand what the jargon means. A common term is the P/E ratio or... Read More Stocks are down, time to buy? Wednesday, January 20, 2016 The S&P 500 has fallen 12% from the highs posted last year amid concerns about declines in global growth and damage to the energy sector from falling oil prices. However, economic indicators in the US are still fairly good as outlined... Read More Should we count on Social Security? Sunday, November 8, 2015 Many of my clients express concern over the future of Social Security....and rightly so. The system is badly out of balance with current recipients generally receiving much more than they have contributed, as reported by the Economist.... Read More How to choose a Financial Planner Tuesday, July 14, 2015 You've decided that it's time to think about your finances, plan for the future and you want some help. Maybe you changed jobs recently, got married, had a baby or received an inheritance. Whatever the motivation, you need to find a... Read More Concerned about your elderly parents and their money? Friday, March 13, 2015 Concerned about your elderly parents and their money? You’re not alone. Unfortunately, seniors are often the targets of financial scams. Studies have shown that as we age, we gradually lose the ability to critically evaluate new... Read More Time to Invest in Oil? Tuesday, January 13, 2015 With the price of oil dropping over 50% in the past 6 months, you may be thinking this is a great buying opportunity. If you are – you’re thinking like an investor! Buy when prices are low rather than high. But the price of... Read More 2014 Year-End Review Tuesday, December 30, 2014 The end of the year is a good time for looking back. What were our successes and what were our failures? Did we keep our resolutions? Where do we want to improve?As the end-of-year statements arrive, it's also a good time review our... Read More Why Fee-Only Planning? Monday, April 7, 2014 One of the first questions prospective clients usually ask is, "How do you get paid?" And this is an excellent question. It seems simple, but in the financial services field - rarely are things simple. The truth is that there are many... Read More Why It's Wise to Diversify Saturday, June 15, 2013 A varied portfolio is a hallmark of a savvy investor.You may be amused by the efforts of some of your friends and neighbors as they try to “chase the return” in the stock market. We all seem to know a day trader or two: someone... Read More Put More Dollars in your Pocket Sunday, March 10, 2013 Saving for the future is the foundation of a good financial plan. But what can you do when you don’t earn enough to pay all your bills and also set aside money for the future? If you’ve already cut your expenses as far back as you can... Read More What can you control? Wednesday, September 12, 2012 Most clients come to see me because they want to be more financially secure and to make better financial decisions. After we talk about their goals, we look at their resources for meeting those dreams. Reviewing annual income is... Read More Are you prepared? Sunday, July 1, 2012 A few weeks ago in Orlando, Florida at the national planning conference for Financial Network, I attended excellent workshops on economics and investment strategies, heard speakers giving updates on Social Security, income and estate... Read More Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliat Lifestyle | Pathway Financial Services, LLC 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Lifestyle Creating a life map involves a close review of personal finances and an assessment of other building blocks. Lifestyle matters look at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual “enjoy the journey.” Featured Video Forecast This short video helps explain why markets can be as unpredictable as the weather. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Surprises Making the most of surprises is a great reason to work with us. Financial Aid for Students 101 Help your college-bound child explore scholarships, grants, and more with this article on paying for higher education. It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Articles Calculators Videos Prevent a Rift: Money Tips for Newlyweds Couples may be able to head off many of the problems in a marriage that money can cause. Creative Ways to Motivate Your Employees Five creative (and inexpensive) ideas for motivating your employees. Mastering Mobile Lingo Do you understand these common mobile slang terms? Personal Finance Tips for Military Families Military families face unique challenges, making personal finance even more critical. Data Breach: Your Security To-Do List This article provides a checklist of steps to take if you experience a data breach. Raising Healthy Children Healthy habits are one of the greatest gifts to give your child. View all articles What's Your MPG? Calculate your vehicle's fuel efficiency and see what you're spending on gas annually. Rent vs Buy Calculator Compare the long-term financial outcomes of renting versus buying a home. How Much Home Can I Afford? Estimate how much home may fit within your budget based on income and expenses. Should I Buy or Lease an Auto? Compare the true costs of buying versus leasing a vehicle to find the better fit for you. View all calculators Choosing a Mortgage Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions. Consider These 3 Things Before Driving Off the Lot Here are 3 quick tips to keep in mind when buying or leasing your next vehicle. An Arm and a Leg A visit to the hospital can be painful, for both your body and your wallet. Don't let it be more painful than it has to be. What to Do When You Lose Your Wallet Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe. Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards. A New Way to Look at Your Bucket List Bucket lists don’t have to be for tomorrow. View all videos Articles Putting a Price Tag On Your Health Being healthy not only makes you feel good, it may also help you financially. Please Leave Home Without It Concerns over identity theft continue to grow, especially with data breaches at major companies and financial institutions. Debt Stress There’s a link between debt and stress. Raising Healthy Children Healthy habits are one of the greatest gifts to give your child. To Catch a Thief Having your identity stolen may result in financial loss plus the cost of trying to restore your good name. Fixed or Variable Mortgage, Which Should You Pick? When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage. View all articles Calculators Rent vs Buy Calculator Compare the long-term financial outcomes of renting versus buying a home. What's Your MPG? Calculate your vehicle's fuel efficiency and see what you're spending on gas annually. How Much Home Can I Afford? Estimate how much home may fit within your budget based on income and expenses. Should I Buy or Lease an Auto? Compare the true costs of buying versus leasing a vehicle to find the better fit for you. View all calculators Videos An Arm and a Leg A visit to the hospital can be painful, for both your body and your wallet. Don't let it be more painful than it has to be. Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them. Choosing a Mortgage Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions. Forecast This short video helps explain why markets can be as unpredictable as the weather. A New Way to Look at Your Bucket List Bucket lists don’t have to be for tomorrow. The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. View all videos Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1"> Workshops 310-432-6067 [email protected] Menu Home About Us   Why Pathway? Meet Our Founder Partners Blog Services   Workshops Fees Featured Links Client Center Resources   Retirement Estate Investment Insurance Tax Money Lifestyle Contact Workshops Need a speaker for your monthly meeting? Need to provide education to your employees to satisfy ERISA requirements? Pathway Financial Services, LLC  can provide entertaining and educational workshops on a variety of topics to fulfill your needs, including:    What is Financial Planning? Basic Investing Retirement Planning Social Security and Medicare Educational Planning and Gifting/Charitable Gifting If you don’t see a topic that fits your needs—let us know and we can customize a workshop especially for you! All materials are included and attendees will receive handouts and worksheets to continue the educational process at home. Additionally, each attendee will receive a 30-minute, one-on-one phone consultation with the speaker so they have an opportunity to ask questions that pertain to their unique situation. Call us now for more information and to schedule your workshop today!   Contact Office:  310-432-6067 Mobile:  310-422-2521 13101 West Washington Boulevard Suite 241 Los Angeles, CA 90066 [email protected] Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle Latest Articles All Videos All Calculators Check the background of your financial professional on FINRA's BrokerCheck . The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information . Copyright 2026 FMG Suite. Pathway Financial Services, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pathway Financial Services, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Pathway Financial Services, LLC unless a client service agreement is in place.   We will get back to you as soon as we can." data-delay="1">