◈ Homepage — https://sanjoseins.com/Phone: 408-371-3700 SAN JOSE INSURANCE AGENCY INC. Request a Quote Home About Us Request a Quote Insurance Service Blog Contact Your Local Source for Insurance San Jose Insurance Agency Inc. has proudly served the insurance needs of San Jose and all of California since 1964. Our independent agency can help you find the best value on auto, home, business, and more. Contact us now for free, competitive quotes. Request a Quote 408-371-3700 Choose local. Choose independent. Choose San Jose Insurance Agency Inc. We’ve been helping the Santa Clara, San Jose, Campbell, and Silicon Valley communities and all of California compare and save on insurance since 1964. As an independent insurance agency, we work for you, not the insurance carriers. That means we can help you find the best value on auto insurance, home insurance, business insurance, and more from several of California’s most trusted carriers. Get the insurance you need at a price you can afford. Auto Insurance Home Insurance Business Insurance Insurance Tips From Our Blog Moving This Summer? Insurance Mistakes to Avoid Before You Relocate Are You Covered for Spring Storms? What Does Your Insurance Actually Cover? Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Our Location 2542 So Bascom Ave #280 Campbell, CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Insurance Partners Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell, CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Request a Quote Insurance Service Blog Contact ◈ Interior Pages — 36 pages crawledMotorsport & ATV Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Motorsport & ATV Insurance Coverage for your ATV, dirt bike, golf cart, snowmobile, and more. Serving Campbell and all of California. There’s no shortage of ways to get outside in California. Whether you’re hitting the trail, playing the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. San Jose Insurance Agency Inc. can help you get the specialized coverage you need for your outdoor activities, so you can focus on having fun. Request a free online quote or call us at 408-371-3700 to get started. Do You Need Motorsport Insurance? Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in California require specialty vehicle riders to be properly insured. How Much Does Motorsport Coverage Cost? Several factors can affect the cost of insuring a specialty vehicle. So what can you do to keep your rates low? Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher. Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure. Own more than one. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy. Common Types of Coverage Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies: Collision coverage: pays for covered damage to your vehicle when in a collision with another vehicle or other object. Property damage liability coverage: insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you. Bodily injury liability coverage: insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you. Comprehensive physical damage coverage: pays for covered losses resulting from incidents other than collision — like fire, theft, or vandalism. Let us help make sure you’re covered when you hit the trail — talk to us today to find out how to get the best price and value on the motorsports insurance. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Why an Independent Agent? - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Why Choose an Independent Insurance Agent? Not all insurance agents are the same! Choosing the right one can make a big difference in price, service, and value. With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like San Jose Insurance Agency Inc. you get choices. Why? Because independent insurance agencies, like San Jose Insurance Agency Inc., represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Campbell community, and we’re committed to doing business face-to-face and being your advocate in times of need. 10 Reasons Why You Should Work With Us Here are a few reasons why San Jose Insurance Agency Inc. should be your first and last stop when looking for insurance. We are real, live members of the Campbell community. We work for you when you have a claim. We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change. We are your consultants, working with you as you determine your needs. We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service. We offer one-stop shopping for a full range of products, including home, renters, auto, business, life, and retirement plans. We can periodically review your coverage to keep up with your changing insurance needs. We are committed to customer satisfaction, it’s the key to our livelihood. We treat you like a person, not a number. We are licensed professionals with strong customer and community ties. There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, please contact San Jose Insurance Agency Inc. . Give us a call today at 408-371-3700. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 About Us Companies We Represent Why an Independent Agent? Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Property Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Property Insurance Insurance protection to help you feel secure at home. Serving Campbell and all of California. San Jose Insurance Agency Inc. is on your side. As an independent insurance agency, we review multiple insurance companies and compare protection and prices to find the best value for you. We’re your neighbors — real members of the Campbell community. We know what’s important for your homeowners’ insurance policy in California, and we’re committed to being your advocate in times of need. To talk with one of our helpful team members about your insurance needs, contact us today. Homeowners Insurance protection for your most valuable asset. Renters Inexpensive insurance options that make sense for renters. Condo Condos have special needs — make sure your insurance is right! Landlord Renting your home? Protect yourself with landlord insurance. Flood Insurance that covers what many homeowners policies don’t. Earthquake Specialized insurance coverage for when an earthquake strikes. Umbrella Extra insurance protection for the unforeseen. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Disclaimer - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Disclaimer Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Commercial Property Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Commercial Property Insurance Serving the unique needs of businesses in Campbell and all of California One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered. A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, San Jose Insurance Agency Inc. can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today . California – What you need to know about commercial property insurance Building Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs? Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give San Jose Insurance Agency Inc. a call today at 408-371-3700, and we’ll help you determine if you have enough commercial property insurance for your business. Flood Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask San Jose Insurance Agency Inc. to review your coverage, and we’ll help you find the best solution. Business Personal Property Business personal property insurance covers property at a specified location for furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater). Business Income (Business Interruption Coverage) This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed. It applies while the premises are being restored because of damage from an event, such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. San Jose Insurance Agency Inc. strongly recommends that all businesses acquire this coverage. Electronic Data Processing (EDP) This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks. Based in California, San Jose Insurance Agency Inc. understands the business insurance needs of our customers. The right coverage for you is unique – call us at 408-371-3700 or contact us today to find out how to protect your business and your future with the right insurance. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Condominium Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Condo Insurance Condos are unique. Find the coverage you need. Serving Campbell and all of California. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let San Jose Insurance Agency Inc. help you find the right amount of coverage to suit your insurance needs California. Call us today at 408-371-3700 or request a free quote online . What Does Condo Insurance Cover? Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss. If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Your condo insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. San Jose Insurance Agency Inc. can help you determine your coverage needs to make sure you’re properly covered. Call us at 408-371-3700 or contact us online . Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Vehicle Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Vehicle Insurance Insuring vehicles in Campbell and all over California — from two wheels to twelve! As an independent insurance agency, San Jose Insurance Agency Inc. works with many insurance companies and can help you compare protection and prices to find the coverage and value that’s right for you. We’re your local agents — real, live members of the Campbell community, so we know how to get the right insurance for your vehicle. Whether your hitting the winter trails, taking a summer road trip, or just driving the daily commute, our team can help you find the right insurance for you. Talk with one of our helpful team members about your insurance needs today. Auto Coverage for your car, truck, van, SUV, or other vehicle. Motorcycle Ride safe and insure your motorcycle. Classic Car Your classic car is an icon. Insure it well. Boat & Watercraft Insurance coverage for the captain of the ship. Motorsport & ATV Insurance policies that cover all your toys. RV & Motorhome Insurance for your home-on-the-road. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Landlord Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Landlord Protection Insurance Get the right coverage to protect your rental properties. Serving Campbell and all of California. A rental property is a great investment, especially if you protect your assets with excellent coverage. Make sure that you and your property are covered when choosing a landlord protection insurance policy. Protect Yourself Landlord Protection liability insurance options protect you and your spouse or domestic partner against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander. Extra Coverage Doesn’t Have to Cost a Lot Many landlords supplement their coverage with personal umbrella liability insurance for broader protection. Talk to us today about the amount of coverage that’s right for you. To find out more about this product and other products and services, contact San Jose Insurance Agency Inc. today. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Boat & Watercraft Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Boat & Watercraft Insurance Make your time on the water relaxed and worry-free with the right coverage. Serving Campbell and all of California. San Jose Insurance Agency Inc. will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment. The average boat costs less than a dollar a day to insure. Request a free online quote or call us at 408-371-3700 to get started. Common Types of Coverage Here are some items you’ll need to consider when shopping for boat insurance in California: Navigational Area: Know where you are covered in the water. Some companies offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In California, Florida and Oregon, additional coverage area can be purchased. Agreed Value Coverage: Boats depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. Agreed value means that if your boat is a total loss you will get the value you insured it for, minus any deductible. Liability: Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are at-fault. Medical Payments: Medical payments coverage will pay for the cost of needed care that is the result of a boating accident. This coverage is available from $500 to $10,000 and covers you, your passengers, and even your water skiers/tubers, regardless of who is at-fault. Physical Damage Coverage: Physical damage coverage pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer, if it is stolen or damaged. Uninsured/Underinsured Watercraft Bodily Injury: Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater, and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident. Fuel Spill Liability and Wreckage Removal: Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive. Personal Effects: Your policy can provide coverage for many personal effects, including clothing, jewelry, cell phones, scuba/snorkeling and other sporting equipment, and fishing equipment. Unattached Equipment Coverage: This pays to repair or replace equipment that isn’t permanently attached to your boat or personal watercraft, but is designed for use primarily on a boat. This includes items like lifesaving equipment, water skis, anchors, oars, fire extinguishers, tarps etc. Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water. Every need is unique — contact San Jose Insurance Agency Inc. today to find out how to get the best boat and watercraft insurance coverage for you. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Earthquake Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Earthquake Insurance What are the two most important things to know about earthquake insurance? 1. Most home insurance policies do not cover earthquake damage. 2. Even if you don’t live in an area where earthquakes are common, you may still need earthquake insurance. Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our neighbors in Campbell, earthquake insurance can be inexpensive – contact San Jose Insurance Agency Inc. to find out what the costs would be for your home. Earthquake insurance can have many options Most homeowner, condo and rental insurance policies do not cover damage caused by an earthquake, but coverage can be purchased as an endorsement or a separate policy. You may be able to choose to purchase earthquake insurance from the same company that provides your home insurance, from a specialized earthquake insurance provider, or from an independent organization such as the California Earthquake Authority (CEA). Does California really need earthquake insurance? In all likelihood, almost the entire US would be better protected by purchasing earthquake insurance. Consider the facts: In the West: According to the U.S. Geological Survey, there is a 70 percent probability that one or more damaging earthquakes of magnitude 6.7 or larger will strike the San Francisco Bay area during the next 30 years. In the East: The Earthquake Education Center at Charleston Southern University claims there’s a 40 to 60 percent chance of a major earthquake somewhere in the eastern United States in the next 20 years. In the Midwest: According to the Insurance Information Institute, there’s a 40 to 63 percent chance the New Madrid Fault (which runs through Arkansas, Kentucky, Missouri and Tennessee) region will suffer an earthquake with a 6.0 magnitude in the next 15 years. What does earthquake insurance cover? Earthquake insurance provides coverage if your home is damaged by an earthquake. Standard homeowner and renters policies will not cover earthquake damage. Earthquake insurance is a separate endorsement you must buy and add to your homeowner or renters policy. An earthquake endorsement generally excludes damages or losses from floods and tidal waves – even when caused or compounded by an earthquake. However, if you experience a loss due to a landslide, settlement, mudflow, or the rising, sinking and contracting of earth, your endorsement may cover it if the damage resulted from an earthquake. There are several options to consider when purchasing earthquake insurance, including: Does the policy cover only your home? Are other structures, such as garages, also included? Will your policy pay for the contents of your home and for additional living expenses if your home is badly damaged or destroyed? Are there any exclusions or limitations to coverage? What deductible must you pay before the insurance kicks in? Earthquakes can happen in California – here’s how you can protect yourself Make sure your water heater, gas appliances, and other fixtures are fastened securely. Check that bookcases and furniture are secure and fastened to walls. Have a family emergency plan that all family members know. Designate a meeting place outside the home where family members can gather once the danger has passed. Designate a distant relative or friend who can serve as a point of contact and communication for you and your family members if you get separated. Plan ahead. Keep flashlights, batteries, and candles on hand. Have a portable radio. Be sure everyone in your house knows how to turn off utilities (electricity, water, and gas). When shopping for earthquake insurance, ask the company to help you identify possible repairs and other improvements that will make your home safer and minimize damage. What to do when an earthquake strikes If you are inside when an earthquake hits, stay inside and get under a heavy table or desk. Stay away from windows. Do not evacuate the building unless emergency personnel direct you to leave. If you are outside , get away from buildings and power lines, and remember that stone and masonry facings can break loose and fall away from upper parts of buildings. If you are in a car , stop safely away from structures, large trees, power lines, and other hazards. Stay inside the vehicle. Keep in mind: Don’t use candles until gas lines are checked. Also, check throughout your home before you use certain utilities, such as water and electric, sewage connections, and even chimneys. Don’t tie up phone lines except to report emergencies. Be prepared. Remember that you will need food and water, even for the short term. Keep your family together and stay alert for aftershocks. Earthquake insurance needs can vary significantly – talk to us today to find out how to get the best price and value on earthquake insurance for you. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Homeowners Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Homeowners Insurance Protect your most valuable asset with the right policy. Serving Campbell and all of California. If your home were damaged or destroyed, you would want your claim settled by an insurance agency that understands this simple fact. San Jose Insurance Agency Inc. can help you find the home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and fair pricing. Whether you own a house, apartment, or condominium — the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today! What Is Home Insurance? Insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you. Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses. How Much Does Home Insurance Cost? Your home insurance policy is most often made up of the specific options you choose, so how much you’ll pay for your policy depends on: What you select. Oftentimes homeowners insurance options are priced individually, so how much you’ll pay for your policy depends on what coverages you buy. How much you want to cover. Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss. Where you set your limits. You may choose to set higher limits than the recommended amount if appropriate to your situation and needs. Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage. Common Coverage Options Protection for Your Home Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm. Protection for You and Other People Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued. Medical Coverage This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household. Additional Living Expenses If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses-commonly for up to 24 months-while damage is assessed and your home is repaired or rebuilt. Protection for Your Belongings Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss. Scheduled Personal Property Coverage If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items. If You Rent Out Your Home Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings. Visit our Landlord Protection Insurance page for more information. Protect the Things that Matter to You Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video — using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home. Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part. Every home is unique – talk to us today to find out how to get the best price and value on homeowners insurance for you. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Business Owners Policy - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Business Owners Policy – Serving California As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where San Jose Insurance Agency Inc. can help. A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs. Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, San Jose Insurance Agency Inc. will work with you to find the right combination of business insurance coverage to meet your specific needs. Contact us today! Supplemental Coverage Available Extended liability for additional insureds. Debris removal, personal property. Tools and equipment. Valuable records protection and accounts receivable. In addition to advising you on the right coverage, we provide additional services, such as: Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime. Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly. Competitive Rates – many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact San Jose Insurance Agency Inc. for more information. Give us a call at 408-371-3700. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact General Liability Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact General Liability Insurance Protecting the businesses of California General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. San Jose Insurance Agency Inc. recommends that all businesses have general liability coverage in place. Request a quote or call us at 408-371-3700. Additional Liability Coverage Take a look at the list below for additional liability coverages that you may want to consider. Professional Liability Insurance (Errors & Omissions) Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. San Jose Insurance Agency Inc. recommends that all professional and technology companies have E&O coverage. Employment Practices Liability Insurance (EPLI) Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, San Jose Insurance Agency Inc. recommends considering this type of coverage. Directors and Officers Insurance (D&O) D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well. To find out more about these, as well as other products and services, call San Jose Insurance Agency Inc. at 408-371-3700 and we’ll help make sure you’re properly covered. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Flood Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Flood Protection Since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S. In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself. Learn about The NFIP Partnership . Flood insurance protects two types of insurable property: building and contents. The first covers your building, the latter covers your possessions; neither covers the land they occupy. Building coverage includes: The insured building and its foundation The electrical and plumbing system Central air conditioning equipment, furnaces, and water heaters Refrigerators, cooking stoves, and built-in appliances such as dishwashers Permanently installed carpeting over unfinished flooring Contents coverage includes: Clothing, furniture, and electronic equipment Curtains Portable and window air conditioners Portable microwaves and dishwashers Carpeting that is not already included in property coverage Clothing washers and dryers The two most common reimbursement methods for flood claims are : Replacement Cost Value (RCV) and Actual Cash Value (ACV). The RCV is the cost to replace damaged property. It is reimbursable to owners of single-family, primary residences insured to within 80% of the buildings replacement cost. All other buildings and personal property (i.e. contents) are valued at ACV. The ACV is the RCV at the time of loss minus physical depreciation. Personal property is always valued using the ACV. Contact San Jose Insurance Agency Inc. or call 408-371-3700 to identify the best combination of coverage, value and price just for you. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Service - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Request Service & Support Need to file a claim? Want to make a change to one of your policies? We’re here to serve you. URL This field is for validation purposes and should be left unchanged. Name * First Last Preferred Contact Method * Email Phone Email Phone What can we help you with? * Select one... Make a Claim Account Changes General Questions Account Changes Needed * Replace Insurance Card Add / Update / Remove Driver Add / Remove Vehicle Other Policy Changes Notes / Comments Δ Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Blog - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Our Blog Moving This Summer? Insurance Mistakes to Avoid Before You Relocate A few simple steps can help you stay protected before, during, and after your move. A few simple steps can help you stay protected before, during, and after your move. Summer is one of the busiest times of year for moving—and one of the easiest times to overlook important insurance details. Between packing, scheduling, and […] May 13, 2026 Are You Covered for Spring Storms? What homeowners need to know about weather risks, flooding, and insurance gaps. Spring brings warmer weather—but it also brings some of the most unpredictable and damaging storms of the year. Heavy rain, strong winds, hail, and even tornadoes can cause significant damage to homes and property. Many homeowners assume they’re fully covered, only to find […] April 8, 2026 What Does Your Insurance Actually Cover? A simple breakdown to help you understand your policies and avoid costly surprises. Insurance is one of those things most people have—but few fully understand. You may know you have homeowners, auto, or life insurance, but do you know exactly what’s covered, what’s not, and where gaps might exist? Many claim issues come down to […] March 25, 2026 Spring Home Maintenance Tips: How to Protect Your Home and Insurance Coverage Winter can be tough on your home. As temperatures rise and spring storms roll in, small issues that developed over the winter can turn into costly repairs. Taking time for seasonal home maintenance not only protects your property — it may also help you avoid insurance claims and out-of-pocket expenses. Spring is the perfect time […] March 3, 2026 Umbrella Insurance: How Extra Liability Coverage Protects Your Future One unexpected lawsuit can put your savings and future income at risk. Most people understand car insurance and homeowners insurance, but fewer know about umbrella insurance—an extra layer of liability coverage that can help protect you if you’re responsible for a serious accident or injury. Umbrella coverage is designed to kick in when the liability […] January 29, 2026 Holiday Insurance Tips: Travel, Gifts, and Home Protection The holiday season is one of the busiest times of year—and one of the riskiest when it comes to insurance claims. From packed travel schedules to expensive deliveries sitting on doorsteps, the end of the year brings a mix of excitement and exposure. Whether you’re staying home or hitting the road, this is a smart […] December 10, 2025 How to Lower Heating Costs This Winter (And What It Means for Your Insurance) When temperatures drop, both your heating bill and your risk of insurance claims can rise. Winter often brings higher energy usage—but it also increases the chances of house fires, frozen pipes, and weather-related damage. The good news is that many of the steps you can take to improve efficiency will also help protect your home […] November 12, 2025 October Home Safety Tips: Avoid Insurance Claims This Fall Fall festivities are fun—until they lead to a costly insurance claim. With cooler weather and the excitement of Halloween, October is a time when many homeowners decorate, entertain, and spend more time indoors. It’s also a season when insurance claims—especially for fire, injury, and property damage—tend to rise. Whether you’re carving pumpkins, hosting friends, or […] October 9, 2025 Back-to-School Insurance Tips for Parents of Teen Drivers Back-to-school season is exciting—and a little stressful—especially if there’s a new driver in the family. Whether your teenager is commuting to high school, driving themselves to sports practice, or heading off to college, it’s important to make sure your auto insurance is up to date. Teen drivers face unique risks, and getting the right coverage […] September 10, 2025 Storm and Flood Insurance: What Homeowners Need to Know Late summer often brings strong storms, heavy rain, and even hurricanes in some parts of the country. If you’re a homeowner, it’s important to know what your insurance policy does—and doesn’t—cover before storm season peaks. Many people assume they’re fully protected, only to find out too late that they need separate flood insurance or additional […] August 13, 2025 Posts pagination 1 2 3 … 11 Next Categories Auto Insurance Business Insurance Homeowners Insurance Insurance Tips Life Insurance Pet Insurance Preventative Care Uncategorized Wedding/Event Insurance Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Companies We Represent - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Companies We Represent With us, you have options. Here are the insurance companies we currently work with. Already a customer? Feel free to use the provided links or phone numbers to manage your account. ACE Manage Account Online Phone: 800-433-0385 AMTrust Manage Account Online Phone: 212-220-7120 Berkshire Hathaway Homestate Manage Account Online Phone: 800-488-2930 California Insurance Group Manage Account Online Phone: 800-682-9255 California Mutual Ins Manage Account Online Phone: 831-637-5824 CNA Manage Account Online Phone: 877-262-2727 Employers Manage Account Online Phone: 888-682-6671 Everest National Manage Account Online Phone: 908-604-3000 Fireman’s Fund Manage Account Online Phone: 888-347-3428 First American Specialty Manage Account Online Phone: 800-854-3643 Foremost Manage Account Online Phone: 800-527-3905 GeoVera Manage Account Online Phone: 800-785-2181 Hagerty Manage Account Online Phone: 800-922-4050 Hanover Insurance Co. Manage Account Online Phone: 800-628-0250 Hartford Insurance Manage Account Online Phone: Personal: 800-243-5860 Business: 800-327-3636 ICW Group Manage Account Online Phone: 877-849-4678 Kemper Preferred Insurance Co. Manage Account Online Phone: 877-252-7878 Liberty Mutual Insurance Co. Manage Account Online Phone: 800-526-1547 Mercury Insurance Group Manage Account Online Phone: 800-503-3724 Nationwide Mutual Fire Insurance Co. Manage Account Online Phone: 800-421-3535 Peerless Insurance Manage Account Online Phone: 800-522-7152 Republic Indemnity Insurance Manage Account Online Phone: 818-990-9860 Safeco Insurance Manage Account Online Phone: 800-332-3226 Travelers Manage Account Online Phone: Personal: 800-252-4633 Business: 800-238-6225 Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 About Us Companies We Represent Why an Independent Agent? Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact RV & Motorhome Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact RV & Motorhome Insurance Protect your motorhome, travel trailer, camper, or even your horse trailer. Serving Campbell and all of California. Let San Jose Insurance Agency Inc. help you select the right coverage for your RV needs at a price you can afford. Call us today at 408-371-3700 or request a free online quote . Here are some things to consider when shopping for recreational vehicle insurance: RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation. Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state. You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include: Stated Value – market value/actual cash value of the RV Agreed Value – the insured amount, regardless of the current market value Replacement Cost – we will replace your insured RV with a new RV that is most like it Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico. Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected. Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed. Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road. Other additional coverage can include: Accident forgiveness, pet coverage, diminishing deductible, and more. Discounts can lower your premium. Ask us at San Jose Insurance Agency Inc. whether you qualify for safe driver discounts, original owner discounts, package discounts and more. You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats. It will also simplify your life. San Jose Insurance Agency Inc. is independently owned and locally operated to handle your insurance needs. Call for a quote today at 408-371-3700. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Commercial Umbrella Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Commercial Umbrella Insurance If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Contact San Jose Insurance Agency Inc. today about a commercial umbrella insurance policy. California – What you need to know about commercial umbrella insurance Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, San Jose Insurance Agency Inc. recommends that your business insurance program include this coverage. What is Excess Liability Coverage? This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy. Who needs Excess Liability Coverage? Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure. Talk to San Jose Insurance Agency Inc. today about your business operations and we can advise you what kind of liability coverage you need to protect yourself and your company. Just give us a call at 408-371-3700 and we’ll help make sure you’re covered. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Privacy Policy - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Privacy Policy What information do we collect? We collect information from you when you register on our site, place an order, subscribe to our newsletter, respond to a survey or fill out a form. When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address or phone number. You may, however, visit our site anonymously. What do we use your information for? Any of the information we collect from you may be used in one of the following ways: To process transactions Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested. To send periodic emails The email address you provide for order processing, will only be used to send you information and updates pertaining to your order. How do we protect your information? We implement a variety of security measures to maintain the safety of your personal information when you place an order or access your personal information. Do we disclose any information to outside parties? We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. Third party links Occasionally, at our discretion, we may include or offer third party products or services on our website or one of our blogs. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites. California Online Privacy Protection Act Compliance Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent. Childrens Online Privacy Protection Act Compliance We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older. Your Consent By using our site, you consent to our privacy policy. Changes to our Privacy Policy If we decide to change our privacy policy, we will post those changes on this page. Contacting Us If there are any questions regarding this privacy policy you may contact us using the information below. San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell, CA 95008 [email protected] Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Auto Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Auto Insurance Get the car insurance coverage you need at a price you can afford. Serving Campbell and all of California. The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. As a local, independent insurance agency, San Jose Insurance Agency Inc. can help you find the right policy for your car by comparing quotes and coverage options from several top providers . In addition to cars, we insure motorcycles, classic cars, motor homes, boats, Jet Skis and ATVs too. Request a free online quote or call us at 408-371-3700 to get started. How Much Auto Insurance Do You Need? We’re based in Campbell, so our team understands the auto insurance needs of our customers. Auto insurance requirements vary by state. In most states, to drive you must carry: Liability coverage — to pay for losses you cause others, or No-fault coverage — to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or Both liability and no-fault coverage Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. We write insurance in California and would be happy to help you ensure you have the right coverage for where you live. Financing a Car? To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes: Collision Insurance Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually includes an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost. Comprehensive Insurance (Other than Collision) Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed. Every situation is unique — talk to us today to find out how to get the best value on auto insurance. Request a free quote or call today at 408-371-3700. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Classic Car Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Classic Car Insurance It’s no ordinary car. Get the right kind of coverage. Serving Campbell and all of California. It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years. Not all classic or antique cars are used the same, so San Jose Insurance Agency Inc. will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs. Here are some features you should look for when shopping for classic car insurance: Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies. Low Rates: Why pay full-time insurance when you drive your collector car only part-time? Coverage Options: Not all collector cars are the same, so San Jose Insurance Agency Inc. can work with you to determine the right amount of coverage to meet your specific needs. Generous Mileage: You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value. Roadside Assistance: Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility. Do you need the insurance for your prize Mustang, Camaro, Charger, Corvette, Thunderbird, or other collector car? Talk with San Jose Insurance Agency Inc. today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Business Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Business Insurance Insurance coverage for your business — so you can get back to work. Serving Campbell and all of California. San Jose Insurance Agency Inc. understands the needs of businesses in our community — you can find our offices in Campbell, and our clients all around California. As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business. We’re proud members of the Campbell marketplace, and we’re committed to being an advocate for you and your business in times of need. To talk with one of our helpful team members about your business insurance needs, contact us today. Business Owners Policy Combine property, liability, and business interruption for SMBs. Commercial Property Coverage for buildings, inventory, equipment, tools, and more. Commercial Umbrella Extra liability protection to meet the rising costs of lawsuits. General Liability Broad coverage for general liability exposures of a business. Commercial Auto Commercial coverage for cars, trucks, vans, and more. Workers’ Compensation Coverage for employees who are injured on the job. Surety Bonds Contract bonds, commercial bonds, fidelity bonds, and more. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Workers' Compensation Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Workers’ Compensation Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases. San Jose Insurance Agency Inc. can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line. Coverage for office workers using their own vehicles on company business is often needed, as well. If you have employees, it is critical that you consider this workers compensation coverage. California – What you need to know about workers compensation insurance Some Workers Compensation coverage can include: Innovative payment systems Medical disability case managers Utilization management nurses Certified life care planning nurses Vocational rehabilitation consultants Physician consulting services Legal staff Contracts with medical network providers Managed prescription drug program To find out more about this product and other products and services, contact San Jose Insurance Agency Inc. today by calling 408-371-3700. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Motorcycle Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Motorcycle Insurance Ride safe and get the coverage you need. Serving Campbell and all of California. Street cycles, Harley Davidsons, cruisers, touring bikes, dirt bikes and more — if you live in California, chances are we cover what you ride. As a local, independent insurance agency, San Jose Insurance Agency Inc. can help you find the right policy for your motorcycle by comparing quotes and coverage options from several top providers. Request a free online quote or call us at 408-371-3700 to get started. Common Coverage Options Your motorcycle insurance can include any or all of the options below — contact San Jose Insurance Agency Inc. today to discuss what coverage is best for you. Custom Parts and Equipment If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment. Roadside Assistance Your policy can provide you with a roadside assistance benefit of up to $300 per breakdown. Liability Coverage You can pick the motorcycle insurance coverage that fits your needs. Most carriers offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection. Medical Coverage This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident. Uninsured/Underinsured Motorist Coverage This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian. Let us help make sure you’re covered before you hit the streets of Campbell — talk to San Jose Insurance Agency Inc. today to find out how to get the best value on the motorcycle insurance. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Surety Bonds - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Surety Bonds Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond, San Jose Insurance Agency Inc. is here to help. We know that you can’t conduct business or win the job without the backing of a solid surety bond. That’s why we only work with the most reputable and trustworthy surety providers. San Jose Insurance Agency Inc. partners with only the best sureties to give you outstanding products supported by value-added services to contractors and businesses. Here are some of the types of bonds we can provide: Contract Bonds Bid Bonds Performance & Payment Bonds Supply bonds Commercial Bonds License and Permit Bonds – Contractor License; Highway and Street Permit; Agent/Adjuster/Broker License; Fuel Dealer; Professional License; Automobile Dealer; and Alcoholic Beverage Compliance Bonds Probate Bonds – Administrator; Executor; Guardian; and Trustee Bonds Receiver or Trustee Bond in Bankruptcy Public Official – Notary Public; Sheriff; Deputy Sheriff; Constable; Jailer; County/City/School Treasurer Bonds; Court Clerk; Loan Closing Attorney; and FHA Schedule Bonds Court Bonds – Plaintiff Replevin; Plaintiff Attachment; and Cost Bonds Miscellaneous Bonds Fidelity Bonds ERISA (Pension Plans), Business Services Bonds (e.g. janitorial, home health care or security) Financial Institution Bonds and D&O Coverage Commercial Banks and Savings Institutions, etc. To find out more about our surety products and services, contact San Jose Insurance Agency Inc. today at 408-371-3700. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Are You Covered for Spring Storms? What Homeowners Need to Know Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Are You Covered for Spring Storms? April 8, 2026 What homeowners need to know about weather risks, flooding, and insurance gaps. Spring brings warmer weather—but it also brings some of the most unpredictable and damaging storms of the year. Heavy rain, strong winds, hail, and even tornadoes can cause significant damage to homes and property. Many homeowners assume they’re fully covered, only to find out after a storm that certain types of damage aren’t included in their policy. Understanding what your insurance covers before severe weather hits can help you avoid costly surprises and recover more quickly if a storm does occur. What Homeowners Insurance Typically Covers in a Storm Most standard homeowners insurance policies provide protection against common storm-related damage. This usually includes: Wind damage to your roof, siding, or windows Hail damage to roofing, gutters, and exterior surfaces Damage from fallen trees or debris Water damage caused by sudden and accidental events, like a burst pipe If your home is damaged by a covered event, your policy may also help pay for temporary living expenses while repairs are being made. However, coverage always depends on the cause of the damage—not just the damage itself. What Flood Damage Is (and Isn’t) Covered One of the biggest misconceptions about homeowners insurance is that it covers flooding. In most cases, it does not. Flood damage typically includes: Rising water from heavy rain Storm surge from coastal weather events Overflow from rivers, lakes, or drainage systems This type of damage requires a separate flood insurance policy, which can be purchased through the National Flood Insurance Program (NFIP) or private insurers. Even homes outside of high-risk flood zones can experience flooding, which is why it’s worth discussing your risk with an insurance professional. Understanding Wind and Storm Deductibles In some areas, especially those prone to severe weather, your policy may include a separate deductible for wind or storm damage. This means: You may pay a different deductible for storm-related claims The deductible could be a percentage of your home’s value, not a flat amount Out-of-pocket costs may be higher than expected after a major storm Knowing how your deductible works ahead of time can help you plan financially and avoid surprises during a claim. Simple Ways to Reduce Storm Damage Risk While you can’t control the weather, you can take steps to reduce your risk. Consider: Cleaning gutters and downspouts to prevent water buildup Trimming trees and removing weak or dead branches Securing outdoor furniture and loose items before storms Inspecting your roof for loose or damaged shingles These small steps can help minimize damage and may even reduce the likelihood of filing a claim. When to Review Your Coverage Spring is a smart time to take a closer look at your homeowners policy. You may want to review your coverage if: You’ve made recent home improvements or renovations Your home value has increased You’re unsure about your flood risk You haven’t reviewed your policy in the past year A quick check now can help ensure your coverage keeps up with your home and your needs. Be Prepared Before the Next Storm Storms can happen quickly—but being prepared ahead of time makes all the difference. Understanding your coverage, identifying potential gaps, and taking preventive steps can help protect your home and your finances when severe weather strikes. Have questions about your storm coverage? Contact your local independent insurance agent to review your policy and make sure you’re ready for whatever the season brings. What Does Your Insurance Actually Cover? Moving This Summer? Insurance Mistakes to Avoid Before You Relocate Categories Auto Insurance Business Insurance Homeowners Insurance Insurance Tips Life Insurance Pet Insurance Preventative Care Uncategorized Wedding/Event Insurance Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact What Does Your Insurance Actually Cover? A Simple Guide for Home, Auto & Life Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact What Does Your Insurance Actually Cover? March 25, 2026 A simple breakdown to help you understand your policies and avoid costly surprises. Insurance is one of those things most people have—but few fully understand. You may know you have homeowners, auto, or life insurance, but do you know exactly what’s covered, what’s not, and where gaps might exist? Many claim issues come down to simple misunderstandings that could have been avoided with a quick review. Taking a little time now to understand your coverage can help you avoid unexpected costs later—and make more confident decisions about your protection. What Homeowners Insurance Typically Covers A standard homeowners policy is designed to protect both your home and your belongings, but coverage isn’t unlimited. Most policies include protection for: The structure of your home from events like fire, wind, or hail Personal belongings such as furniture, clothing, and electronics Liability protection if someone is injured on your property Additional living expenses if your home becomes temporarily unlivable However, there are important exclusions to be aware of. Flooding and earthquakes, for example, are typically not covered and require separate policies. Understanding these limits is key to avoiding surprises when you need coverage most. What Auto Insurance Covers (and What It Doesn’t) Auto insurance can be more complex than it seems because it includes multiple types of coverage working together. Most policies include: Liability coverage for injuries or damage you cause to others Collision coverage for damage to your vehicle after an accident Comprehensive coverage for events like theft, fire, or weather damage Uninsured or underinsured motorist coverage One common misconception is that “full coverage” means everything is covered. In reality, coverage limits, deductibles, and exclusions still apply, which is why it’s important to review your policy details. Life Insurance: More Than Just a Payout Life insurance is often thought of as a simple payout for loved ones, but it plays a much larger role in financial security. A policy can help cover: Mortgage or rent payments Daily living expenses for your family Outstanding debts Future costs like college tuition The key question isn’t just whether you have life insurance—it’s whether you have enough coverage based on your current situation and long-term goals Where Coverage Gaps Commonly Happen Even well-insured individuals can have gaps in their coverage. These gaps often show up in situations like: No coverage for risks like flooding or earthquakes Outdated policy limits that don’t reflect current home values Missing endorsements for high-value items like jewelry or collectibles Limited liability protection Because these issues often aren’t discovered until a claim is filed, reviewing your coverage ahead of time is one of the smartest steps you can take. When Should You Review Your Policies? A good rule of thumb is to review your insurance at least once a year—or whenever a major life change occurs. That includes: Buying or renovating a home Moving to a new location Getting married or growing your family Purchasing high-value items Adding a teen driver Even small updates can make a big difference in how well you’re protected. A Quick Review Can Make a Big Difference You don’t need to become an insurance expert, but having a basic understanding of your coverage can go a long way. A quick policy review with your insurance agent can help clarify what you have, identify any gaps, and ensure your coverage still fits your needs. Taking action now can help you avoid stress and unexpected costs later. Have questions? Contact your local independent insurance agent to review your coverage and make sure you’re protected with confidence. Spring Home Maintenance Tips: How to Protect Your Home and Insurance Coverage Are You Covered for Spring Storms? Categories Auto Insurance Business Insurance Homeowners Insurance Insurance Tips Life Insurance Pet Insurance Preventative Care Uncategorized Wedding/Event Insurance Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact About Us - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact About Us San Jose Insurance Agency Inc. is an independently owned and locally operated insurance agency in Campbell, California. We help people across the state find affordable and reliable insurance products from a variety of trusted carriers. As an independent agency, we can help you find the perfect combination of coverage and price to fit your unique needs. What Does Independent Mean? “Independent” means we’re not tied to any one insurance carrier. In other words, we can research rates and coverage options from several top insurance companies to find the best policies for you. We do the shopping and comparing to save you time and money! How to Get in Touch We invite you to submit a free online quote request or call us at 408-371-3700 to review coverage options for auto, home, life, business, and more. We provide free, no hassle and no obligation insurance quotes to help you make an informed decision. Companies We Represent Here are the insurance companies we currently work with. Already a customer? Use the provided links or phone numbers to manage your account. Why an Independent Agent? Not all insurance agents are the same! Choosing the right one can make a big difference in price, service, and value. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 About Us Companies We Represent Why an Independent Agent? Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact California Insurance Services Not all insurance agents are the same! Choosing the right one can make a big difference in price, service, and value. San Jose Insurance Agency Inc. is an independent insurance agency, which means we do business with multiple insurance companies and compare protection and prices to find the best value for you. We’re not computers, we are real, live members of the Campbell community, and we’re committed to being your advocate in times of need. To talk with one of our helpful team members about your insurance needs, request a free quote or call us at 408-371-3700 today. Vehicle Auto, motorcycle, classic car, boat, ATV, and RV. Property Home, renters, condo, landlord, flood, earthquake, and umbrella. Business Property, auto, umbrella, liability, workers’ comp, and surety bonds. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Insurance Vehicle Property Business Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Contact - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Contact San Jose Insurance Agency Inc. Our team of experienced professionals is eager to lend a hand. Get in touch today. San Jose Insurance Agency Inc. Phone: 408-371-3700 Fax: 408-371-0755 2542 So Bascom Ave #280 Campbell, CA 95008 Comments This field is for validation purposes and should be left unchanged. Name * First Last Preferred Contact Method * Email Phone Email Phone Notes / Comments Δ Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Recently Posted Are You Covered for Spring Storms? What homeowners need to know about weather risks, flooding, and insurance gaps. Spring brings warmer... What Does Your Insurance Actually Cover? A simple breakdown to help you understand your policies and avoid costly surprises. Insurance is one... Spring Home Maintenance Tips: How to Protect Your Home and Insurance Coverage Winter can be tough on your home. As temperatures rise and spring storms roll in, small issues that developed... Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Commercial Auto Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Commercial Auto Insurance Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered. Hired/Non-owned Auto Liability Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy. Use of Personal Vehicles Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business. Every business is unique – talk to San Jose Insurance Agency Inc. today to find out how to get the best commercial auto insurance, service, price and value. Give San Jose Insurance Agency Inc. a call at 408-371-3700. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Renters Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Renters Insurance Find inexpensive coverage for your personal property. Serving Campbell and all of California. You have a lot of things that are important to you — from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let San Jose Insurance Agency Inc. help you find coverage options that protect you, your family, and your personal property. Call us at 408-371-3700 and let us help to make sure you’re properly covered. What Does Renters Insurance Cover? Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation. Your renters insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let San Jose Insurance Agency Inc. help you find the right amount of coverage to suit your needs. Call us today at 408-371-3700. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Umbrella Insurance - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Personal Umbrella Liability Insurance To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. California – What’s Peace of Mind Worth to You? An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered. Campbell – Do You Have Enough Liability Insurance? Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings. Liability Insurance Starts When the Others Stop Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with San Jose Insurance Agency Inc. to determine the right amount of coverage for your needs. Broad Coverages An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid. The right coverage for you is unique – talk to San Jose Insurance Agency Inc. today to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 408-371-3700 to speak with one of our agents and determine the right coverage for you. Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Request a Quote - Campbell, CA | San Jose Insurance Agency Inc. Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Get Your Free Insurance Quote Fill out the form below and one of our agents will be in touch shortly to review your options. Comments This field is for validation purposes and should be left unchanged. Name * First Last Zip Code: * Preferred Contact Method * Email Phone Email Phone Type of Insurance Tell us which type(s) of insurance you're looking for today. Vehicle Auto Motorcycle Classic Car Rv & Motorhome Motorsport & ATV Boat Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Worker's Compensation Surety Bonds Δ Need an insurance quote? Get in touch! Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 408-371-3700 Recently Posted Moving This Summer? Insurance Mistakes to Avoid Before You Relocate A few simple steps can help you stay protected before, during, and after your move. A few simple steps... Are You Covered for Spring Storms? What homeowners need to know about weather risks, flooding, and insurance gaps. Spring brings warmer... What Does Your Insurance Actually Cover? A simple breakdown to help you understand your policies and avoid costly surprises. Insurance is one... Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Moving This Summer? Insurance Mistakes to Avoid Before You Relocate Call Us Request Quote Phone: 408-371-3700 San Jose Insurance Agency Inc. Request a Quote Home About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact Moving This Summer? Insurance Mistakes to Avoid Before You Relocate May 13, 2026 A few simple steps can help you stay protected before, during, and after your move. A few simple steps can help you stay protected before, during, and after your move. Summer is one of the busiest times of year for moving—and one of the easiest times to overlook important insurance details. Between packing, scheduling, and coordinating logistics, insurance is often an afterthought. But missing a key update or misunderstanding your coverage during a move can lead to costly gaps at exactly the wrong time. Whether you’re moving across town or across the country, taking a few minutes to review your insurance can help ensure a smooth transition and avoid unexpected issues. Forgetting to Update Your Address and Policy Details One of the most common mistakes is simply not updating your insurance policies after a move. Your location plays a major role in how your policy is written and priced. Risks like weather exposure, crime rates, and local building costs can all impact your coverage. Be sure to update: Your home address on all policies Where your vehicle is primarily garaged Any changes in how the property is used Even a short delay in updating your information could create complications if you need to file a claim. Assuming Your Coverage Transfers Automatically Not all insurance coverage follows you seamlessly when you move. For example, a homeowners policy typically does not transfer to a new property. You’ll need a new policy that reflects the details and risks of your new home. It’s important to confirm: When your current policy ends When your new policy begins That there is no gap between the two Having continuous coverage is critical—especially during a time when your belongings are in transit. Overlooking Coverage During the Move Itself Many people don’t realize that their belongings may have limited coverage while they’re being moved. If you’re hiring a moving company, their coverage may be minimal and based on weight—not value. Your homeowners or renters policy may offer some protection, but limits can vary. Before moving day, check: What your current policy covers during transit Whether additional moving insurance is needed What liability coverage the moving company provides A little clarity upfront can help protect your belongings every step of the way. Forgetting About Liability Risks Moving comes with more than just property risks—it can also create liability exposure. If someone is injured while helping you move, or if damage occurs to another property during the process, you could be held responsible. Make sure you understand: What liability coverage your policy includes Whether you need additional protection during the move If contractors or movers carry their own insurance This is especially important if you’re coordinating help from friends or third parties. Not Reviewing Coverage for Your New Home Your new home may come with different risks than your previous one. Factors like roof age, location, construction type, and proximity to water or fire services can all affect your coverage needs. Assuming your old policy limits are still appropriate can leave you underinsured. Take time to review: Dwelling coverage based on current rebuild costs Coverage for detached structures like garages or sheds Personal property limits Any additional endorsements you may need Every home is different, and your policy should reflect that. A Smooth Move Starts with the Right Coverage Moving is a big transition—but your insurance doesn’t have to be complicated. A quick review before your move can help you avoid gaps in coverage, protect your belongings, and give you peace of mind during a busy time. Have questions about your coverage before you relocate? Contact your local independent insurance agent to make sure everything is in place for your move. Are You Covered for Spring Storms? Categories Auto Insurance Business Insurance Homeowners Insurance Insurance Tips Life Insurance Pet Insurance Preventative Care Uncategorized Wedding/Event Insurance Why Wait? Contact us for a free insurance quote now. 408-371-3700 Request a Quote Contact Us San Jose Insurance Agency Inc. 2542 So Bascom Ave #280 Campbell , CA 95008 Phone: 408-371-3700 Fax: 408-371-0755 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2026, San Jose Insurance Agency Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Companies We Represent Why an Independent Agent? Request a Quote Insurance Vehicle Auto Motorcycle Classic Car Boat & Watercraft Motorsport & ATV RV & Motorhome Property Homeowners Renters Condo Landlord Flood Earthquake Umbrella Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Service Blog Contact