◈ Homepage — https://www.truist.com/finder?searchTerm=90212&category=zip&latlong=34.067427%2C-118.4084616&profileType=wealth+profile&cid=local-seoSkip to main content Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More Truist Homepage Checking & savings Credit cards Loans Mortgage Investing & retirement Premier Banking Money and Mindset Open Account Sign in to Truist online banking and other accounts. Find a Truist professional. Our teammates are Truist. And every day, they’re delivering meaningful acts of care to their clients and communities. Get to know our Truist professionals. Wealth advisors Ready for a genuine conversation and a meaningful relationship? Like a true friend, we'll help you go after what you want and see your ideas through to the end.   Listening to what you say. Picking up on what you don’t. It’s the best way for us to truly understand you and work for your dream. Let's start making your future better, together. Find an advisor wealth advisor , opens in new tab Premier advisors Starting with your top priority, we create a financial plan that can change and evolve—just like you. Find an advisor to get started with your financial plan. , opens in new tab Mortgage loan officers The neighborhood? We know it. And we know the mortgage process too. Reach out—we’re ready to help you get a home. Find an officer mortgage professional , opens in new tab Looking for something else? Find a branch or ATM location. Either face-to-face or at the touch of a screen—we’re close by and here when you need us. Find a location more about Business Banking. Financial wellness Upgrade your money mindset. Learn new skills, change your point of view, and take control of your finances. Learn more about Financial Wellness. Disclosures Disclosures Truist Bank, Member FDIC. © 2026 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. Equal Housing Lender Investment and Insurance Products: Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates. Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA , opens in new tab . Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries. Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA , opens in new tab  and SIPC , opens in new tab . Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry , opens in new tab . Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences. "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc. Limited English Proficiency Support: Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly. New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca. , opens in new tab Borrowers with Limited English Proficiency (LEP) needing information can use the following resources: The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/ , opens in new tab Site footer Privacy Limit the use of my sensitive personal information , opens in new tab Fraud & security Terms and conditions Footer Navigation Banking products Checking Commercial Credit cards personal Loans personal Mortgage Online & mobile Open an account Savings personal Small business Wealth About Truist About us Knowledge and Care Community Purpose Truist Foundation , opens in new tab Truist Leadership Institute , opens in new tab Truist Securities Truist Ventures Resources Careers , opens in new tab Community Reinvestment Act Corporate Responsibility & Sustainability Belonging Facts about banking FDIC Insurance Investor relations , opens in new tab Money and Mindset Newsroom , opens in new tab Suppliers Support Accessibility Client emergency resources Consumer payment relief hub Find a banker or advisor Find a branch or ATM Help Center Schedule a branch appointment , opens in new tab 844-4TRUIST (844-487-8478) Truist routing numbers AdChoices Do not sell or share my personal information , opens in new tab , opens in new tab , opens in new tab , opens in new tab , opens in new tab © 2026, Truist. All Rights Reserved. ◈ Interior Pages — 154 pages crawledLoans & Lines of Credit: Apply for Personal, HELOC, Auto | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? 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Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loans and lines of credit Unsecured loan overview HELOC Auto loans overview More loan types. Recreational loans overview Recreational loans overview Just a moment : loading interest rates LightStream unsecured loan Embrace the future. Bridge the gap between you and your dreams with a low-rate loan and no fees … for anything. Apply now for a LightStream unsecured loan. What can we help you with? Section Header --> Loading Previous slide to navigate through 7 clickable items Auto loans HELOC LightStream unsecured loan RV loans Boat loans Marine loans Next slide to navigate through 7 clickable items What can we help you with? Auto loans HELOC LightStream unsecured loan RV loans Boat loans Marine loans View all products Do more than dream. Make it real with the right loan. Low rates. Flexible monthly payment options. Design your loan to work within your budget, or to be paid off quickly. It’s great to have choices, isn’t it? inside of ul / ol --> Fast decisions. Fast funding. Have a need for speed? We’ll show you how to drive your dream car off the lot as soon as the same day Disclosure 1 . Let’s get going. inside of ul / ol --> Convenience and support. Have questions or need help? You’ll find a lot of smiling faces in any of our 1,900 locations. Or just give us a call. We’re ready to help. inside of ul / ol --> Borrow your way. Get a one-time lump sum to handle big challenges. Or a revolving line of credit to use when you need it. It’s your call. inside of ul / ol --> Great rates. Plenty of options. Open doors and put plans into motion with the right Truist loan. Just a moment : loading interest rates LightStream unsecured loan Improve your home, consolidate debt, or manage big expenses with a LightStream loan. We have a unique, purpose-based lending solution with low fixed rates and custom loan terms for your needs. Loans from $5,000 to $100,000 Rates from {{lsiAutoMinRate}}% to {{lsiAutoMaxRate}}% APR with AutoPay Disclosure 2 No fees … for anything Learn more about LightStream unsecured loans. inside of ul / ol --> Home equity line of credit When it’s not the right time to refinance, a HELOC is a great option for cash access. Choice of fixed or variable rates Interest paid potentially tax-deductible Disclosure 3 Borrow up to 89% of your home's value Learn more about a Home Equity Line of Credit. inside of ul / ol --> Boat, Marine, & RV loans We’ll help make adventures possible with boat, marine, and RV financing that’s as easy as your next weekend away. Loans available for boat, marine, & RV Fixed rates for the life of your loan For purchasing new, used, or refinancing Learn more about Boat and RV loans. inside of ul / ol --> Auto loans Whether you’re buying new, buying used, or refinancing, we can help make your decisions easier. Depending on your location, Truist offers secured and unsecured auto loan options. 30-day interest rate lock guarantee Disclosure 4 Up to 84-month Disclosure 5 terms available Competitive rates and funding as soon as today Disclosure 1 , Disclosure 6 Learn more about Truist auto loans. inside of ul / ol --> Frequently asked questions about loans and lines of credit Component ID : "faq-2074405642" Model : "faq" Position : "left" What’s the difference between a secured loan and an unsecured loan? The main difference between secured and unsecured loans is that secured loans require collateral and unsecured loans don’t. For instance, a secured home loan uses your home as collateral, and a secured vehicle loan uses your vehicle as collateral. If you fail to pay the loan, you can lose your asset. Unsecured loan benefits include a simpler application and approval process, because there is not a need to secure a title to collateral property. Unsecured loans, also called unsecured personal loans, are backed by your creditworthiness—your past repayment history and your credit score, among other factors. Because of this, interest rates on unsecured loans can be higher than those on secured loans. We only approve good-to-excellent credit profiles for LightStream loans. How does my credit score affect my ability to get a loan or li RV Loans & Financing: Buy or Refinance Today | Truist --> Skip to main content Truist Homepage Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Sign in to Truist online banking and other accounts. Recreational loans View all recreational loans. Boat loans Marine loans More recreational loans. RV loans RV loans RV Loans and Refinancing RV loan options to fit your budget—and your dreams. Competitive rates, flexible terms, and quick decisions. Where will the road take you? Get there in comfort and style with an RV. We have secured and unsecured lending options for buying new or used RVs, or refinancing Disclosure 1 your existing RV loan. And, you can receive your funds as soon as today. Disclosure 2 , Disclosure 3 Enter your ZIP code to view loans available in your area. ZIP code 5-digit format Please enter a valid 5-digit ZIP code (ex: 30301). You’ve reached the ZIP code change limit. We can’t determine product availability for your ZIP code. Please try again or close this window. Submit Showing loans available in Compare options for RV loans. Secured RV loan A secured RV loan uses your RV as collateral. Best if: You want a newer RV We finance RVs up to 7 prior model years. You prefer a more personalized experience Our loan specialists can guide you through the process. inside of ul / ol --> Unsecured RV loan An unsecured RV loan does not require collateral. Best if: You want more flexibility There are no restrictions on your RV’s age or mileage. You prefer to keep it all online From application to funding, it’s all online—no appointment needed. inside of ul / ol --> Just a moment : loading interest rates Secured RV loan A secured RV loan uses your RV as collateral. Staying current on payments helps you maintain ownership of your collateral. LightStream unsecured RV loan An unsecured loan does not have collateral. Because of that, it may have a higher interest rate compared to a secured loan. How to apply Apply in person , or by phone if you have a Truist account. Call 855-527-8762 . Schedule an appointment with a Truist banker to apply for an RV loan. Calculate your monthly payments on a secured RV loan. Apply online. Apply now for a LightStream unsecured RV loan. Explore rates and payments on a LightStream unsecured RV loan Availability Available in branches in the following states: AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, OH, PA, SC, TN, TX, VA, WV. Available nationwide Collateral RV None Vehicle model year Up to 7 prior model years No restrictions Mileage No restrictions No restrictions Interest rates Fixed rates from 7.33% to 10.28% APR Disclosure 4 Fixed rates from {{lsiAutoMinRate}}% to {{lsiAutoMaxRate}}% APR with AutoPay Disclosure 5 Loan amounts $10,000 to $1 million Disclosure 6 $5,000 to $100,000 Loan terms Up to 180 months (new) Up to 144 months (used) Disclosure 7 Up to 144 months Disclosure 8 Fees No pre-payment penalties. Late payment and returned payment fees vary by state. No origination fees, no pre-payment penalties, and no late fees. Payment options Digital, Autopay, mail, phone, in-branch Digital—Autopay or invoice Interest rate lock 90 days Disclosure 9 30 days Disclosure 9 Funding As soon as today Disclosure 3 As soon as today Disclosure 2 How to apply Apply in person , or by phone if you have a Truist account. Call 855-527-8762 . Schedule an appointment with a Truist banker to apply for an RV loan. Calculate your monthly payments on a secured RV loan. Apply online. Apply now for a LightStream unsecured RV loan. Explore rates and payments on a LightStream unsecured RV loan Secured RV loan A secured RV loan uses your RV as collateral. Staying current on payments helps you maintain ownership of your collateral. LightStream unsecured RV loan An unsecured loan does not have collateral. Because of that, it may have a higher interest rate compared to a secured loan. How to apply Apply in person , or by phone if you have a Truist account. Call 855-527-8762 . Schedule an appointment with a Truist banker to apply for an RV loan. Calculate your monthly payments on a secured RV loan. Apply online. Apply now for a LightStream unsecured RV loan. Explore rates and payments on a LightStream unsecured RV loan Availability Available in branches in the following states: AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, OH, PA, SC, TN, TX, VA, WV. Available nationwide Collateral RV None Vehicle model year Up to 7 prior model years No restrictions Mileage No restrictions No restrictions Interest rates Fixed rates from 7.33% to 10.28% APR Disclosure 4 Fixed rates from {{lsiAutoMinRate}}% to {{lsiAutoMaxRate}}% Home Mortgage Loans and Services: Get Pre-Approved | Truist Bank --> Skip to main content Truist Homepage Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Sign in to Truist online banking and other accounts. Personal mortgage Overview of Truist mortgage. Rates Buy a home More information on types of Mortgages. Refinance Refinance Homebuyer's Guide Homebuyer's Guide Manage your mortgage Manage your mortgage Doctor Loan Doctor Loan FHA Loans FHA Loans VA Loans VA Loans Get preapproved for a Truist mortgage. Get preapproved for a Truist mortgage. A mortgage with real care? Yes, please. An enhanced digital experience—with help from real people when you need it. Buy a home Refinance your mortgage or talk to a mortgage professional at 855-445-0999 . What's next for you? Show me how much I can afford. Want to know how much house is in your budget? Disclosure 1 , Disclosure 2 Our calculator Disclosure 3 can show you based on your monthly expenses and income. Home affordability calculator inside of ul / ol --> I want to get preapproved for a mortgage. A smart move. Getting a mortgage preapproval Disclosure 4 helps you know where you stand. Even better, it shows real estate agents and sellers that you’re ready to do business. Get preapproved for a Truist mortgage. inside of ul / ol --> I'm ready to apply. Found the right home? Great! It’s time to make it yours. Apply entirely online, then follow your status in real time with our progress tracker. New to this? Watch a short video to know what to expect. Apply now for a Truist mortgage. Or call 844-487-8478 for more information about a mortgage. inside of ul / ol --> Interest rate discount for Truist customers Disclosure 5 You may qualify for an interest rate discount based on your total deposit and investment balances. The more you have in balances with Truist, the greater the potential discount you can receive. inside of ul / ol --> Today’s mortgage rates Disclosure 6 Mortgage rates change every day. If you see a rate that works for you, start your application right away. Check rates for home mortgages. inside of ul / ol --> Talk to a mortgage professional in your neighborhood. Truist loan officers are pros that care. Find one near you to start a relationship and begin your journey. Looking for help by phone? Call us at 855-257-4040 , or schedule an appointment. {1} {3} Location Location (required) {0} suggestion{1} available; expanded, use up/down arrow keys to navigate, Enter to select. {2} Location required: Search by city, state, zipcode   Valid US location required for search. Specialty Affordable Financing Building a New Home Doctor Loans First Time Homebuyers Jumbo Mortgage Loans New Home Purchase Refinancing Options Veteran Loans Specialty Search Search Component ID : "accordionGridLayout-1763666723" Model : "disclaimer" Position : "left" Transcript Audio description: Upbeat guitar music begins to play. Visual Description and On-Screen Text: Welcome to Truist Mortgage Voiceover: Welcome to Truist Mortgage. Visual Description and On-Screen Text: Start your journey to homeownership today with the Truist online application. Voiceover: Start your journey to homeownership today with the Truist online application. Visual Description: Sunlight pours through treetops. A woman takes a small dog and a larger dog for a walk. A man is mowing his front lawn. Voiceover: Home means something different to everyone. Visual Description: An older couple shares drinks and a conversation on their front porch. A man and woman throw a baseball back and forth in their lawn as another couple looks on. Voiceover: It’s a place you love. A place as unique as you are. Visual Description: A woman walks through her front yard towards the street and smiles. Audio Description: The sound of a bicycle changing gears. Upbeat guitar music swells. Voiceover: A place where you can be yourself. Visual Description: A boy rides his bike down a neighborhood street. Nearby, a group of children with water squirters are chased by their parents, shrieking with happiness. Voiceover: It’s a place to grow into and a place to come back to. Visual Description: A man speaks with a builder outside of his house, construction nearly completed. A man in military fatigues walks towards a front porch where a sign that says “Welcome Home” hangs. Voiceover: It’s a place for life’s moments, big and small. Visual Description: A toddler helps her parents unload a moving van in the front yard of their home. She carries a box labeled “Maya’s Toys” to her mother. Voiceover: And moments that last a lifetime. Visual Des Find A Professional Financial Advisor Near You | Truist --> Skip to main content Truist homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? 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Can't find what you're looking for? Contact us: 844-206-8900 Find other financial help Let us connect you to the right people. Can't find what you're looking for? Contact us: 844-206-8900 Find other financial help Frequently asked questions Component ID : "faq-1415186259" Model : "faq" Position : "left" What are the key responsibilities and value an advisor brings? An advisor can help you turn your financial goals into a clear, personalized plan—particularly during times of complexity or major life decisions. You might benefit from working with an advisor if: You're unsure how to prioritize or reach your financial goals Your finances involve multiple accounts, taxes, or planning needs You want guidance, not just products or investment tips At Truist, our advisors start by asking thoughtful questions and listening carefully. They help translate what matters most to you into a strategy that evolves as your life does. Even if you're comfortable managing things on your own, an advisor can offer valuable oversight and help you evaluate if you are on track. Do I have enough money to work with an advisor? You likely have enough money to work with a Truist advisor if you have $1 million or more in investable assets. Note: Investable assets typically include liquid or semi-liquid holdings such as cash, stocks, bonds, mutual funds, ETFs, and retirement accounts. They exclude real estate, business ownership, and personal property. Our service levels are structured to adjust to the complexities of managing significant wealth but can also be tailored to meet your unique financial situation. The three Truist wealth management service levels are: Signature ($1 to 3 million): Personalized advice to simplify complex decisions and align your wealth with your goals Reserve ($3 to 25 million): Strategic planning and portfolio design for growing, preserving, and transferring wealth GenSpring Family Offices ($25 million+): Comprehensive, values-based solutions for families managing generational wealth Not sure where you fit? A Truist advisor can help you assess your options in a commitment-free initial conversation. What kind of support can I expect from an advisor? A Truist advisor can help you make informed decisions and serve as your strategic partner, helping you navigate key financial moments with clarity. Here are a few things advisors can help with: Planning and advice: Retirement income strategies, tax planning *, savings goals, and business transition support Access to banking solutions: Integrated access through our affiliates to deposits, lending, and specialty financing solutions (aircraft, marine vessels, art, etc.) Risk management: Insurance reviews, asset protection, and healthcare funding strategies Investment guidance: Tailored portfolios, strategic asset allocation, and oversight Estate and trust planning: Help with will execution, trust selection*, and generational wealth transfer Philanthropy: Charitable giving strategies and donor-advised fund support Education and learning: Ongoing insights through events, articles, and resources Note: Some services vary by wealth management tier. For example, family office services like governance and full wealth administration are typically offered at the highest advisory level. *Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences. Do I need to bring anything to the first meeting with my advisor? There’s no paperwork required to have an initial conversation, and you d Outsmarting debt | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? 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Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Guiding Principle Outsmarting debt Borrow responsibly and reduce high-interest debt to feel in control and earn a credit score that helps you do more. Explore managing credit and debt Filter by media type: Article Calculator resources Outsmarting debt Secured vs. unsecured loans: What’s the difference? Both are common types of loans, but there’s one key difference: collateral. Not sure if a secured or unsecured loan is right for you? Compare key differences, including interest rates, requirements, and borrowing flexibility. 05/16/2025 Article 05/16/2025 8 minutes Secured vs. Unsecured Loans: It’s All About Collateral Outsmarting debt Secured vs. unsecured loans: What’s the difference? Both are common types of loans, but there’s one key difference: collateral. 05/16/2025 Article 05/16/2025 8 minutes Secured vs. Unsecured Loans: It’s All About Collateral Outsmarting debt How (and when) to consolidate debt Debt consolidation may help reduce the burden of debt, and it might even save you money. There are pros and cons to consolidating your debt into a single payment. Here’s how to tell if it’s the right way to reduce your debt stress. 04/30/2025 Article how-and-when-to-consolidate-debt 04/30/2025 8 minutes When to Consider Debt Consolidation Outsmarting debt How (and when) to consolidate debt Debt consolidation may help reduce the burden of debt, and it might even save you money. 04/30/2025 Article how-and-when-to-consolidate-debt 04/30/2025 8 minutes When to Consider Debt Consolidation Outsmarting debt Your credit score, explained Your FICO® credit score is one of the most common ratings used to determine your creditworthiness. Credit scores are based on your credit habits. Learn the factors that go into calculating your credit score and tips on how to improve it. 04/13/2025 Article your-credit-score-explained 04/13/2025 5 minutes Your credit score explained | Truist Outsmarting debt Your credit score, explained Your FICO® credit score is one of the most common ratings used to determine your creditworthiness. 04/13/2025 Article your-credit-score-explained 04/13/2025 5 minutes Your credit score explained | Truist Outsmarting debt How to build good credit from scratch Building good credit can save you money, build your financial confidence, and unlock certain possibilities in life. Want to achieve your financial dreams? You’ll need to start building credit, but how do you establish credit with no credit history? Learn how to build your credit for the first time. 02/13/2025 Article 02/13/2025 How to build credit and why you need it Outsmarting debt How to build good credit from scratch Building good credit can save you money, build your financial confidence, and unlock certain possibilities in life. 02/13/2025 Article 02/13/2025 How to build credit and why you need it Outsmarting debt What are credit inquiries? Everything you need to know What are credit inquiries? Everything you need to know Credit inquiries are not always a bad thing. Used wisely, they help you build credit history. But, how many inquiries is too many and what's with hard vs. soft inquiries? 06/20/2024 Article 06/20/2024 10 minutes What are credit inquiries? Everything you need to know Outsmarting debt What are credit inquiries? Everything you need to know What are credit inquiries? Everything you need to know 06/20/2024 Article 06/20/2024 10 minutes What are credit inquiries? Everything you need to know Outsmarting debt 5 common credit mistakes you can easily avoid to boost your score Chances are, we’ve all made at least one of these credit mistakes—and that’s OK. Raise your credit score by learning what not to do. Here are five common credit mistakes people make and how to avoid them. 03/10/2024 Article credit-score-mistakes 03/10/2024 9 minutes 5 common credit mistakes you can easily avoid to boost your score Outsmarting debt 5 common credit mistakes you can easily avoid to boost your score Chances are, we’ve all made at least one of these credit mistakes—and that’s OK. 03/10/2024 Article credit-score-mistakes 03/10/2024 9 minutes 5 common credit mistakes you can easily avoid to boost your score {0} {2}   about {0} {6} {7 Visa® Debit Cards: Easy to Use + Fast Access To Your Money | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Personal debit cards Personal debit cards Control your money with Visa® bank debit cards Combing convenience, security, and ease of use—your card does it all. The Delta SkyMiles® debit card program is ending. See our frequently asked questions (PDF) for more information. Carry a card that lets you do more. Take control. Set spending limits, track purchases, and control how your card is used. inside of ul / ol --> Reward yourself. Earn cash back when you sign up for Truist Deals . Disclosure 6 inside of ul / ol --> Lock it, unlock it. Use Truist Mobile to lock and unlock your card if it’s stolen, misplaced, or hopefully—found. inside of ul / ol --> Contactless checkout. Make checkout fast, easy, and secure with contactless chips and mobile wallet capabilities. inside of ul / ol --> Personal Debit Card Easy access to your money, secure transactions, account monitoring that identifies fraudulent spending—all in one card that’s personalized for you. Digital wallet capabilities Contactless chip technology No charge for replacement Customize your card from a variety of images or upload your own. Disclosure 2 Open a Truist One Checking account for a Personal debit card. Learn more about Truist One Checking. A few other ways we can help. 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Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered Open a Home Equity Line of Credit (HELOC) | Truist --> Skip to main content Truist Homepage Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Sign in to Truist online banking and other accounts. Home Equity Line of Credit HELOC Home equity calculator Home payoff calculator Apply Now for a Home Equity Line of Credit. Apply Now for a Home Equity Line of Credit. Home Equity Line of Credit Special introductory variable rate for your first 9 months Variable rate as low as 5.24% APR. After 9 months, the standard variable rate applies—currently 7.00%-13.60% APR. Disclosure * , Disclosure 1 Apply now for a home equity line of credit. Truist loan officers are pros that care. Call us at 844-4TRUIST (844-487-8478) . Special Introductory Rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.24% APR. Disclosure * Rates will fluctuate based on changes to the prime index rate. Disclosure 1 Excellent credit is required to qualify for the lowest rates. How you can benefit from your home’s equity It's affordable. Want lower rates? Put away the credit card and tap into your HELOC. inside of ul / ol --> Exceptional banking perks Only borrow what you need. Your equity replenishes as you repay—and you choose fixed or variable rates. Disclosure 1, Disclosure 2 inside of ul / ol --> It's easy. It takes minutes to apply and decisions are quick. Plus, you’ll have a dedicated loan officer to answer all your questions. inside of ul / ol --> It has advantages. When you use your HELOC for home improvements, the interest you pay could be tax-deductible. 3 inside of ul / ol --> What's a home equity line of credit? This video can explain more about a HELOC and how you can use it. Component ID : "accordionGridLayout-1006128167" Model : "disclaimer" Position : "left" Transcript Open a Home Equity Line of Credit (HELOC) ( Visual Description: Truist title and logo) Home Equity. It's a valuable asset. Put yours to work for you with a home equity line of credit, or HELOC. ( Auditory Description: HELOC is pronounced HEE-lock). A HELOC lets you tap into your home’s equity and borrow against it. ( Visual Description: Animation of a woman is show with home improvement tools.) You can use a HELOC for almost anything like home improvements, which can increase your home's value. ( Visual Description: Animation of multiple credit cards consolidating into one.) A HELOC can also be used for paying down high interest debt, or for large expenses like medical or education costs. ( Visual Description: Animation of a woman with an injury and college graduate are lowered from columns.) What's home equity? It's the current market value of your home minus the amount you owe your mortgage lender. ( Visual Description: An illustration depicts the terms, Property Value and Equity over the term Mortgage Balance) With a HELOC, you can borrow against a portion of your total equity. Typically, lenders allow you to borrow a total combined amount of 75 to 90% of your home's value. To calculate your potential HELOC amount, simply subtract your outstanding mortgage balance. Here's an example. A lender determines you can borrow against 80% of your home's value. Since your home is valued at $250,000, 80% of that is $200,000. After you subtract your mortgage balance of $150,000 your potential HELOC amount is $50,000. Your credit score and debt to income ratio also play a role in calculating your HELOC amount. ( Visual Description: Animation of a woman’s statistics being calculated. They end with a credit score of 660 and debt to income ratio of 35%.) A HELOC is similar to a credit card, because you can withdraw funds up to your limit. ( Visual Description: Animation of a scale shows a credit card and a house as they balance back and forth.) But unlike a credit card, a HELOC uses your home as collateral, so it's smart to borrow only what you need. Some lenders may charge you fees to open a HELOC. Having all the information can help you figure out if a HELOC will work for you. Generally, you can choose a variable or fixed interest rate with a HELOC, depending on your situation. Then you'll receive a revolving line of credit available for a set period of time, known as the Draw Period. ( Visual Description: Text shows: Draw Period Start at Month 1. The animation extends to show the Draw Period End at Month 12.) During the Draw period, you make payments towards your balance, and you can draw funds up to your available limit. ( Visual Description: Text shows: the HELOC Period Start at Year 1 with a line that connects to HELOC Period End at Year 10.) W Escrow, Taxes, and Insurance: Understand The Basics | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Manage your mortgage Getting started of Truist mortgage. Manage and pay Escrow, taxes, and insurance More more information about Mortgages. Mortgage statements Mortgage statements Mortgage assistance Mortgage assistance Understand the basics of escrow, taxes, and insurance. Sign in and manage your mortgage. Escrow Take me there inside of ul / ol --> Real estate taxes Take me there inside of ul / ol --> Homeowners insurance Take me there inside of ul / ol --> PMI/MIP Take me there inside of ul / ol --> Getting started with escrow If you have an escrow account: Every month when you make a mortgage payment, we put a portion of it into an escrow account to pay your tax and insurance bills for you. However, Truist can’t control how much you will be charged. These amounts may vary annually—making it difficult to perfectly predict escrow. When your tax and insurance bills go up, it can cause a shortage in your escrow account. On the other hand, if your taxes and insurance go down, you may end up with a surplus—resulting in a credit or a refund. We review your escrow account at least once a year to check that we are collecting enough from your monthly payments to cover your tax and insurance bills when they come due. Following our review, we issue an escrow account disclosure statement . Manage your escrow account. Learn about your mortgage finances and take control. Let's get started and manage your mortgage. Component ID : "accordionGridLayout-254841337" Model : "disclaimer" Position : "left" Transcript [music begins] Feeling informed and in control of your finances is key to staying confident. That’s why we’d like to explain the details of your escrow account. Each month, we put a portion of your total mortgage payment into an escrow account to cover your tax and insurance bills. And when those bills are due, that’s what we use to pay them. But we don’t control how much tax and insurance you’re charged annually—that’s up to your local tax office and your insurance company. So those amounts may vary from year to year. At least once a year, we review your escrow account to make sure we’re collecting enough to cover your tax and insurance bills. Sometimes, these bills will be higher than the current balance in your escrow account. This causes a “shortage.” To make sure there are no unpaid bills, we pay the full amount due and charge you the difference. If your taxes or insurance premium go down , you may end up with a surplus. In that case, you’ll receive a credit or a refund. You can find all the details about your escrow account in your annual escrow statement. First, we review the amount of your shortage or surplus. In this sample statement, there’s a shortage. Next, we determine your new monthly escrow amount, which is based on your most recent tax and insurance bills. Lastly, you’ll see the effective date and amount of your new total monthly mortgage payment. In this example, a shortage is one reason for a higher monthly payment. Your monthly escrow amounts can also change based on your current tax and insurance bills, and the shortage payment will be spread over the next 12 months. There’s also the option to pay a shortage upfront. Check out the FAQ page attached to your statement if you’re interested in that option. We’ll also email you an escrow snapshot after preparing your escrow statement—we hope you find it helpful. Understanding what’s changed and why are the first steps to helping you stay in control. We’re here for you. Want more information about your escrow account? Visit Truist.com/myhomeloan or call us at 800-634-7928. [music ends] If you did not opt to have an escrow account: You are responsible for paying all real estate taxes and insurance bills, and showing Truist that you did. Keep your receipts, include your 10-digit loan number, and send them to: Real estate taxes: Mail: Tax Department, Truist – 0011883 P.O. Box 92370 Rochester, NY 14692 Fax: 817-826-0436 Attn: Tax Department, Truist – 0011883 Upload to: uploadmytaxdoc.com Homeowners insurance: Truist Bank ISAOA/ATIMA P.O. Box 7952 Springfield, OH 45501 Mortgage Servicing Form: Submit reque Secure banking features | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Secure Banking Overview Bank Fraud Solutions Fraud Prevention Center More fraud links. Common Fraud Common Fraud Report Fraud Report Fraud Fighting fraud is a team effort. Let’s work together to help keep you safe from fraud and scams. What we’re doing to fight fraud. What you can do to help fight fraud. Secure banking is a team effort. Get support now. If you’ve experienced fraud or seen suspicious activity, let us know so we can help. Report fraud Let’s work together. What we’re doing to help protect you We proactively monitor accounts and will contact you if we see certain types of questionable activity. We stay on top of industry standards for security, and we use a variety of tech tools including encryption and firewalls to provide round-the-clock protection. Learn more about what we do. How you can help protect yourself A few good ways to start: Stay up-to-date on current scams. Follow good security practices. Go paperless. Disclosure 1 And use Truist online and mobile banking Disclosure 2 to get access to helpful security tools including alerts Disclosure 3 , card controls, and secure payment options. Learn more about what you can do. Cybersecurity awareness Check out these resources from the American Bankers Association. Practice Safe Checks. Better safe than sorry. Learn about check fraud. Banks Never Ask That. Some requests are red flags. Learn the signs of a scam. Three common types of fraud Knowledge is power. Understanding what to watch out for can help you avoid becoming a victim. Learn more about common types of fraud. Social engineering Posing as someone you trust to get you to reveal personal information Check fraud Altering a stolen paper check or creating a counterfeit check Bank impersonation Pretending to be the bank or a bank employee to trick you into sending money or divulging sensitive information Small business safety Keep fraud and security at the top of your list of things to stay informed about when running your business. Find out what to watch for Related resources Protecting what matters How to spot phishing scams These best practices can help you protect your personal info and better spot fishy cyber scammers. What is a phishing scam, and how do you protect yourself? Truist Money and Mindset tells you four common types of spam messages, how they work, and how to avoid them. 09/29/2024 Article spotting-suspicious-messages 09/29/2024 5 minutes Suspicious messages? How to avoid phishing scams | Truist Protecting what matters How to spot phishing scams These best practices can help you protect your personal info and better spot fishy cyber scammers. 09/29/2024 Article spotting-suspicious-messages 09/29/2024 5 minutes Suspicious messages? How to avoid phishing scams | Truist Protecting what matters 7 tips for creating secure passwords When it comes to the security of your personal data, a strong password is one of the best defenses. Learn how to create secure passwords to protect your accounts and discover the essential steps to take if your passwords are ever compromised. 05/31/2025 Article protecting-your-personal-data 05/31/2025 6 minutes Create Secure Passwords & What To Do If They’re Compromised Protecting what matters 7 tips for creating secure passwords When it comes to the security of your personal data, a strong password is one of the best defenses. 05/31/2025 Article protecting-your-personal-data 05/31/2025 6 minutes Create Secure Passwords & What To Do If They’re Compromised Protect what matters Help protect your small business from check washing fraud Check washing is one of many threats that require vigilance from small businesses. Small businesses owners can be vigilant against check fraud scams with prevention techniques and secure payment systems to mitigate financial fraud risks. 07/22/2024 Article 07/22/2024 Help protect your small business from check washing fraud Protect what matters Help protect your small business from check washing fraud Check washing is one of many threats that require vigilance from small businesses. 07/22/2024 Article 07/22/2024 Help protect your small business from check washing fraud {0} {2}   about {0} {6} Financial preparation for starting a family | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? 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Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Life's moments Overview on starting a family. Things to know about family budgeting. Starting a family Understand and save for the costs associated with raising kids while your children are still young (or better yet, before you even have them). You’ll be setting your family up to be financially confident. Dig in Tools to make family finances a little easier Guide to budgeting As your family grows, so will your expenses: Our budgeting guide can help. Savings goal calculator The earlier you start saving, the more your money can grow with compound interest. Financial solutions for your growing fam Get rewarded as your family grows. With Truist One Checking Disclosure 1 , we’ll automatically upgrade your account benefits as your total personal account balances grow with Truist. So you can focus on your growing family—and we’ll make sure you're getting the most bang for your bucks. See the benefits Save for your family’s future. Make saving for your growing family simple by setting up automatic deposits to a Truist One Savings Disclosure 1 account. Start saving Earn cash back rewards while you spend on the kids. With the Truist Enjoy Cash credit card, Disclosure 2 you can earn unlimited rewards Disclosure 3  on spending—which can really add up between all the formula and diapers. Start earning Related resources Paying it forward 5 ways to give back safely (without spending a dime) Turns out, giving back can help you improve both your budget and your mindset. Help is needed now more than ever. Here are five ways to give back during COVID 19 safely and without spending any money. Article ways-to-give-back-during-covid 5 safe & free ways to give back during COVID | Truist Paying it forward 5 ways to give back safely (without spending a dime) Turns out, giving back can help you improve both your budget and your mindset. Article ways-to-give-back-during-covid 5 safe & free ways to give back during COVID | Truist The mind-money connection How money scripts may affect your financial habits Find out how your money scripts could be shaping your financial behavior—and how you can change them if needed. Our money scripts impact our financial behaviors, which have a direct impact on our well being. Learn how to take action on creating new positive scripts. Article how-money-scripts-shape-your-financial-habits How money scripts shape your financial habits | Truist The mind-money connection How money scripts may affect your financial habits Find out how your money scripts could be shaping your financial behavior—and how you can change them if needed. Article how-money-scripts-shape-your-financial-habits How money scripts shape your financial habits | Truist The mind-money connection 5 ways to practice happiness We're in the driver's seat of our own happiness, and we can practice happiness through what we focus on. We're in the driver's seat of our own happiness, and we can practice happiness through what we focus on. Article ways-to-practice-happiness 5 ways to practice happiness | Truist The mind-money connection 5 ways to practice happiness We're in the driver's seat of our own happiness, and we can practice happiness through what we focus on. Article ways-to-practice-happiness 5 ways to practice happiness | Truist {0} {2}   about {0} {6} {7} {8} {9} {12} {10} {11} {3} {1} {2} {6} {8} {9} {10} {11} {14} {12} {13} {1} {2} {7} {8} {9} {10} {11} {14} {12} {13} Component ID : "accordionGridLayout-1270960525" Model : "disclaimer" Position : "left" Disclosures This content does not constitute legal, tax, accounting, financial, or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial, or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information. Disclosure 1 Refer to the Account Overview Guides and the Personal Deposit Accounts Fee Schedule for detailed information regarding each feature, benefit and/o Money and Mindset Financial Podcast | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Podcast Money and Mindset with Bright and Brian He knows money. She studies happiness. Together, experts Brian Ford and Bright Dickson discuss ways to grow your financial confidence and live happier. Episodes Tune in as we explore the connection between your finances and well-being, offering practical advice and inspiration for rethinking your relationship to money. The Mind-Money Connection Getting real about money with Gen Z Aleksandra Medina is back to talk more about tips that can help Gen Zers move forward financially. In this episode, explore money tips and smart spending habits made for Gen Z. Discover how to be better with money and build lasting financial skills. 09/26/2025 Podcast 09/26/2025 Episode 55: Getting real about money with Gen Z The Mind-Money Connection Getting real about money with Gen Z Aleksandra Medina is back to talk more about tips that can help Gen Zers move forward financially. 09/26/2025 Podcast 09/26/2025 Episode 55: Getting real about money with Gen Z The Mind-Money Connection Gen Z tech entrepreneur talks money, startup advice While navigating her own journey with money, Aleksandra Medina co-founded Frich, a social finance app. This episode dives into Gen Z financial pressures, startup reality for young entrepreneurs, and how Frich is changing how young people talk about money. 08/28/2025 Podcast 08/28/2025 33:10 minutes Episode 54 - How To Finance a Startup as a Gen Z Woman in Tech | Truist The Mind-Money Connection Gen Z tech entrepreneur talks money, startup advice While navigating her own journey with money, Aleksandra Medina co-founded Frich, a social finance app. 08/28/2025 Podcast 08/28/2025 33:10 minutes Episode 54 - How To Finance a Startup as a Gen Z Woman in Tech | Truist The Mind-Money Connection How to avoid the scams that cost people money Cybersecurity expert Matt Toussain joins the podcast to highlight the top scams that are costing all generations–Gen Z included–money and ideas to help you protect yourself. Discover why Gen Z is at risk for online scams—and how everyone can take steps to prevent scams and stay safer in the digital world. 08/27/2025 Podcast 08/27/2025 Episode 53 - Avoiding Online Scams: What You Need To Know The Mind-Money Connection How to avoid the scams that cost people money Cybersecurity expert Matt Toussain joins the podcast to highlight the top scams that are costing all generations–Gen Z included–money and ideas to help you protect yourself. 08/27/2025 Podcast 08/27/2025 Episode 53 - Avoiding Online Scams: What You Need To Know The Mind-Money Connection Invest like the best: 4 of our favorite tips There’s a lot to know when it comes to investing—especially when you’re just starting out. Here are some of our favorite strategies and steps you can take to help you feel more confident. Start investing with confidence. In this episode, Bright Dickson and Brian Ford revisit four favorite investing tips: from overcoming fear to embracing FIRE. 08/26/2025 Podcast 08/26/2025 Podcast: Episode 52 - 4 Expert Tips for Confident Beginner Investing The Mind-Money Connection Invest like the best: 4 of our favorite tips There’s a lot to know when it comes to investing—especially when you’re just starting out. Here are some of our favorite strategies and steps you can take to help you feel more confident. 08/26/2025 Podcast 08/26/2025 Podcast: Episode 52 - 4 Expert Tips for Confident Beginner Investing The Mind-Money Connection How thinking like an entrepreneur can make you a smarter investor The confidence and growth mindset of entrepreneurs can also be helpful traits to have when it comes to your personal finances Adopt an entrepreneurial mindset for smarter financial planning, better risk management, and sustainable wealth-building strategies. 08/25/2025 Podcast 08/25/2025 Podcast: Episode 51 - Entrepreneurial & Financial Mindset for Success The Mind-Money Connection How thinking like an entrepreneur can make you a smarter investor The confidence and growth mindset of entrepreneurs can also be helpful traits to have when it comes to your personal finances 08/25/2025 Podcast 08/25/2025 Podcast: Episode 51 - Entrepren Truist Premier Banking Financial Planning & Guidance | Truist --> Skip to main content Truist Homepage Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? 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Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Sign in to Truist online banking and other accounts. Truist Premier Overview view Premier Banking Overview page. Rewards and benefits of a Premier Banking account. Financial planning with a premier banking account. Call 844-891-5254 Call 844-891-5254 Financial planning is personal. Clients with at least $250,000 at Truist are eligible to receive personalized financial planning and a dedicated Premier Advisor. Disclosure 1 With you, we craft a plan aligned to your goals. Planning comes through the Premier Advisor Client Experience (PACE) —an advice-driven approach that personalizes guidance for your entire financial picture. Disclosure 1 Understand your goals. Your Truist Premier team will begin listening with intention so they fully understand your goals, your priorities, and what truly matters to you. inside of ul / ol --> Build your plan. We create a personalized plan that brings clarity to your next steps. inside of ul / ol --> Review your plan. Together, we tailor your plan so it reflects your ambitions, your lifestyle, and the future you envision. inside of ul / ol --> Move forward together. As life evolves, your plan evolves with it. With your dedicated team beside you, we can help you be prepared to navigate change and seize new opportunities with confidence. inside of ul / ol --> Let's build and adapt your plan, side by side. Your Premier Advisor and a dedicated team are here to provide ongoing support as your needs evolve. Reserve your time with a Premier Advisor today. Call 844-891-5254 to speak with a Truist Premier advisor. Schedule an appointment with a Premier Advisor. inside of ul / ol --> A plan built on five key fundamentals Planning goes beyond investments or retirement. It’s about the steps that move you toward your goals. We’ll work through your financial picture together using five guiding fundamentals. Disclosure 1 Banking Investments Risk management Planning Estate Banking Efficient cash-flow and liquidity solutions designed for flexibility and control. inside of ul / ol --> Banking services Discuss liquidity and cash flow Strategic credit for short-term and long-term needs Premium benefits with Truist Marquee℠ Checking Disclosure 2 Recommended for clients with combined balances of at least $250,000 inside of ul / ol --> Investments Strategic portfolios aligned with your goals, timeline, and risk tolerance. inside of ul / ol --> Investment services Investing insights for better financial decisions Truist Trade self-directed trading Truist Trade is offered by Truist Investment Services, Inc. Truist Invest automated, advisor-supported investing Truist Invest is offered by Truist Advisory Services, Inc. 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Let’s take a look at retirement as the start of a new phase in life. Read more about retirement income. inside of ul / ol --> Podcast I’ve been meaning to do that! Join our Head of Investment Management, Oscarlyn Elder, for discussions on how to focus on what really matters. Tune in to the "I've been meaning to do that" podcast. inside of ul / ol --> Trending articles 4 homebuying myths debunked 5 times to consider refinancing your mortgage Benefits based on your relationship with Truist Smart money moves start here. See the rewards and benefits ins Affordable New Car Loans with Competitive Rates | Truist --> Skip to main content Truist Homepage Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Sign in to Truist online banking and other accounts. Auto loans View all Auto refinance Used car - dealership More loan types. Used car - private party Used car - private party New car New car Classic Car Classic Car Just a moment : loading interest rates New car loans New car excitement—unlocked. We make it easy to find your brand-new ride. Depending on your location, we offer a secured new auto loan as well as our LightStream unsecured auto loan. We make it easy to get in the driver's seat at any auto dealer with a simple application process, quick decisions, and versatile loan options. Enter your ZIP code to view loans available in your area. ZIP code 5-digit format Please enter a valid 5-digit ZIP code (ex: 30301). You’ve reached the ZIP code change limit. We can’t determine product availability for your ZIP code. Please try again or close this window. Submit Showing loans available in Compare options for new car loans. Secured new car loan A secured new car loan uses your car as collateral. Best if: You want a lower interest rate Your car secures your loan, so interest rates tend to be lower. You prefer a more personalized process Our loan specialists can guide you through the process. inside of ul / ol --> Unsecured new car loan An unsecured new car loan does not require collateral. Best if: You want a loan that isn’t tied to your car Your car is yours from day one—no collateral required. You prefer a digital-only loan From application to funding, it’s all online. No forms and no appointments. inside of ul / ol --> Just a moment : loading interest rates Secured auto loan A secured auto loan uses your car as collateral. Staying current on payments helps you maintain ownership of your collateral. LightStream unsecured auto loan An unsecured loan does not have collateral. Because of that, it may have a higher interest rate compared to a secured loan. How to apply Apply in person , or by phone if you have a Truist account. Call 877-383-4624 . Schedule an appointment with a Truist teammate to apply for an auto loan. Calculate your monthly payments on a secured auto loan. Apply online. Apply now for a LightStream unsecured auto loan. Explore rates and payments on a LightStream unsecured auto loan. Availability Available at eligible dealerships nationwide, and in branches in the following states: AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, OH, PA, SC, TN, TX, VA, WV. Available nationwide Collateral Auto None Interest rates Fixed rates from 5.08% to 18.00% APR Disclosure 1 Fixed rates from {{lsiAutoMinRate}}% - {{lsiAutoMaxRate}}% APR with AutoPay Disclosure 2 , Disclosure 3 Loan amounts $3,500 to $400,000 Disclosure 4 $5,000 to $100,000 Loan terms Up to 84 months Disclosure 5 Up to 84 months Disclosure 5 Fees No pre-payment penalties. Late payment and returned payment fees vary by state. No origination fees, no pre-payment penalties, and no late fees. Payment options Digital, Autopay, mail, phone, in-branch Digital—Autopay or invoice Interest rate lock 30 days Disclosure 6 30 days Disclosure 6 Funding As soon as today Disclosure 7 As soon as today Disclosure 8 How to apply Apply in person , or by phone if you have a Truist account. Call 877-383-4624 . Schedule an appointment with a Truist teammate to apply for an auto loan. Calculate your monthly payments on a secured auto loan. Apply online. Apply now for a LightStream unsecured auto loan. Explore rates and payments on a LightStream unsecured auto loan. Secured auto loan A secured auto loan uses your car as collateral. Staying current on payments helps you maintain ownership of your collateral. LightStream unsecured auto loan An unsecured loan does not have collateral. Because of that, it may have a higher interest rate compared to a secured loan. How to apply Apply in person , or by phone if you have a Truist account. Call 877-383-4624 . Schedule an appointment with a Truist teammate to apply for an auto loan. Calculate your monthly payments on a secured auto loan. Apply online. Apply now for a LightStream unsecured auto loan. Explore rates and payments on a LightStream unsecured auto loan. Availability Available at eligible dealerships nationwide, and in branches in the following states: AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, OH, PA, SC, TN, TX, VA, WV. Available nationwide Collateral Auto None Interest rates Fixed rates from 5.08% to 18.00% APR Disclosure 1 Fixed rates from {{lsiAutoMinRate}}% - {{lsiAutoMaxRat Zelle® Payments: Send and Receive Money | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Send and receive money fast with Zelle® Disclosure 1 Zelle® is a great way to send money to friends and family, pay the dogwalker, or split the cost of the dinner bill—right from your mobile device. How it works Tell us about yourself Sign in to the Truist mobile app or Truist online banking. Disclosure 2 Choose your investment style Select Transfer & Pay . Then select Send Money with Zelle®. Fund your account Enroll your email address or U.S. mobile number. Live your life You’re ready to start sending and receiving money with Zelle®. Check out our Truist One Checking account. Truist One Checking provides benefits you care about—no overdraft related fees Disclosure 3 and a Balance Buffer for eligible clients when you accidentally overspend. Disclosure 4 The best part? The benefits increase automatically as your balances grow. Open now for a Truist One checking account. Learn more about Truist One checking. Download the Truist mobile app. Check balances, make payments, get personalized insights, deposit checks, Disclosure 5 and move money at your convenience. Enjoy smart technology and innovative features that put you first so you can manage your finances with confidence. Download the Truist mobile app. Scan this code with your phone’s camera to download Truist Mobile. How to spot the pay yourself scam The best way to avoid scams is to know what to look for. Learn more about spotting scams with these tips. Component ID : "accordionGridLayout-1325438226" Model : "disclaimer" Position : "left" Transcript Zelle For Small Businesses: Send & Receive Payments The best way to avoid scams is to know what to look for. ( Visual description: An animation of a cell phone is surrounded by bubbles with red flags.) The pay yourself scam begins with a text message from a scammer that looks like a fraud alert from your bank. ( Visual description: The cell phone animation shows an example of a text message that reads: FREE MSG: Bank Fraud Alert - Did you approve a transaction for $1,000. Reply Yes or No, and then a response message of “No”) If you respond to the text message and engage the scammer, you'll receive a call from a number that appears to be your bank. ( Visual description: Animation of a cell phone shows incoming call from a representative from “My Bank.”) The scammer pretends to be a representative from your bank or credit union and offers to stop the alleged fraud. In reality, the scammer is actually tricking you into sending money to their own bank account. ( Visual description: Animation of a cell phone shows $1000 being sent to the scammer’s mobile device.) Here's how they scam you. When you enroll with Zelle, your bank sends you a security code to verify your identity. ( Visual description: Cell phone shows text message: Your One Time Passcode is 5673.) The scammer lies that they need this passcode to authorize your payment to yourself. ( Visual description: Text reads: One Time Passcodes should not be shared with anyone.) If the scammer is given the one time passcode they'll be able to enroll their bank account with Zelle using your email or phone number. Now the money you thought you were sending to yourself is sent directly to their bank accounts. Remember, your bank will never ask you to send money to yourself. If you detect suspicious activity, hang up and contact your financial institution directly at the number listed on the back of your bank issued debit card in your banking app or the bank's Official website. Frequently asked questions about Zelle® Component ID : "faq-739520484" Model : "faq" Position : "left" How do I enroll? All you need to enroll is an eligible checking or savings account and your email address or U.S. mobile number. Once you review and accept the terms and conditions, you’ll select the email address or U.S. mobile number you want associated with your Zelle® account to receive a one-time verification code. Enter the code and then select which account you want to link up. Then you’re ready to start sending and receiving money with Zelle®. What should I do if my enrollment is blocked? Give us a call at 888-228-6654 , and someone will assist Community | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Community At Truist, we believe in giving back to the communities who have been so good to us. Through our corporate citizenship, Community Benefits Plan, community development efforts, and the Truist Foundation, we’re creating meaningful change on a whole new scale. Advancing Corporate Responsibility At Truist, being a good corporate citizen is more than a responsibility—it’s environmental, social, and corporate governance contributions are more than a responsibility—it's an opportunity to fulfill our purpose to inspire and build better lives and communities. By doing our part to help build a better quality of life for the communities in which we live and work, we hope to inspire others to do the same and create a ripple effect of meaningful change. Creating an impact. In 2022, Truist completed its $60 billion Community Benefits Plan commitment to support home mortgage lending for low- and moderate-income (LMI) borrowers and geographies; lending to small businesses with annual revenues of $1 million or less; and enhanced community development lending, investments, and philanthropy; open new branches in LMI neighborhoods; and increase supplier development. Truist has deep ties in the communities we serve. We will continue supporting projects, organizations, and initiatives that strengthen our social fabric and address the specific needs of communities and individuals. Building better lives through Truist Foundation All people and communities should have an equal opportunity to thrive. Truist Foundation partners with organizations that share our purpose to inspire and build better lives and communities. We achieve this by investing in initiatives, projects and programs focused on building career pathways to economic mobility and strengthening small businesses. Learn more about building better lives through the Truist Foundation. Investing in the communities where we live and work Our communities are our best investment. That’s why we’re committed to our work through the Community Reinvestment Act. From funding programs that support LMI individuals and communities to building the capacity of charitable and nonprofit organizations, we’re improving lives across the country. How we meet community needs Our CRA public files include information about Truist’s lending, investment and service commitments throughout the communities where we work. View CRA public file Funding better communities through grants Community is at the heart of the Truist purpose. Our CRA community development grants help build better communities and prioritize affordable housing, essential community services, small business access to capital and workforce development. More information about what our CRA community development grants support Affordable housing The creation, preservation and/or renovation of affordable rental housing and housing for purchase by LMI borrowers The development of comprehensive solutions to meet market needs to increase the inventory of affordable housing Organizations that advocate on issues related to affordable housing Housing sustainability to include eviction, foreclosure and displacement prevention Essential community services Operations/programs that focus on providing health care, mental health, elder care and addiction services to LMI individuals and families Programs that provide a comprehensive approach to self-sufficiency Operations/programs that focus on providing access to healthy foods to LMI communities. Small business access to capital Nonprofits (CDCs, CDFIs, SBICs, etc.) providing access to capital and/or technical assistance needed for small businesses. Nonprofits providing access to capital and/or technical assistance to businesses located within government designated business districts targeted for revitalization or stabilization Workforce development Programs that focus on skillset development that results in job improvement for LMI individuals to earn a livable wage LMI youth/adult development programs that have a focus on mentorships, apprenticeships, job training and/or scholarships for trade schools/college Programs that eliminate barriers to work (such as transportation programs, so Paze℠ | Fast, Easy Online Checkout --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Meet Paze SM , a convenient way to check out online. Available now with eligible Truist debit and credit cards after activation. Disclosure 1 Sign in to get started with PAZE. Save taps, save time. Skip entering your full card numbers at checkout. After activating Paze SM , all your eligible debit and credit cards are handy at checkout, so you don't have to manually enter your card details to make a purchase.   Paze Enjoy added security. Your card numbers stay anonymous. With Paze SM your 16-digit card number is replaced with a one-time transaction code. If that merchant gets compromised, your card numbers won’t be. Checkout is simple. Disclosure 2 <a href="#disc2" name="disclaimer-sup"><span class="sr-only">Disclosure </span>2</a></sup>"> After initial setup, Paze SM enables you to check out without entering full card numbers. Your email address and phone number are used to verify your identity with each purchase. There are no new apps to download, no Paze username or password to remember, and best of all, there are no fees to use it. Your banking information stays current. With Paze SM your Truist card numbers are automatically updated. And if you ever update the email, phone number, or address linked to your Truist account, those details will be current at Paze checkout, too. Paze SM is convenient. SM</sup> is convenient."> The network of merchants offering the blue Paze SM checkout button is growing all the time. And you can manage your Paze wallet right from your Truist mobile app or online banking . Start using Paze℠ online checkout in just a few steps. Want to breeze through your Paze activation? Watch this quick tutorial to help you get started using your Truist mobile app. Component ID : "accordionGridLayout-1419279443" Model : "disclaimer" Position : "left" Transcript Let’s activate your Paze wallet. Paze can be activated easily from your Truist online banking or mobile app. In this video, we’ll focus on activating through the mobile app. From your Card Controls screen, select digital wallet. You’ll see any digital wallets connected to your Truist online banking. Sleet Paze. Activate Paze. You may also choose to opt out of Paze from this screen. We’ll let you know you are heading to a third-party site. Select Continue. You’ll have an opportunity to view the Paze Service Agreement. Review the agreement and check I agree. Then, activate your wallet. You’ll see a confirmation screen, along with a few of the merchants who accept Paze. You can return your Truist mobile app from here. Once you’ve returned, you can manage the Truist cards on your page wallet. All eligible cards in your wallet will be set to activate. To remove one, simply toggle off. You’re ready to start checking out online where Paze is accepted. Participating retailers can find your Paze wallet automatically when you enter your email address at checkout. You’ll need to complete a one-time verification with each retailer at checkout. A code will be sent to your mobile device to complete the verification. Enter the code that’s it, you’re verified. Congrats, enjoy simple checkout backed by your bank. Frequently asked questions about Paze SM Component ID : "faq-1301646222" Model : "faq" Position : "left" What is Paze? Paze is an online checkout experience offered by Truist that allows you to checkout online without having to share your actual card numbers with the merchant. What are the benefits of Paze? Paze is convenient, easy to use, and offered by participating banks and credit unions. Paze provides merchants a one-time code when you check out instead of your actual card numbers. It’s easy to use, which makes checkout easy. You won’t need to remember a password to use Paze and you won’t have to manually enter full card details. It’s offered by Truist. Which cards can I use with Paze? Paze supports eligible credit and debit cards issued by participating banks and credit unions—and more are being added. You can find the full list of financial institutions currently offering Paze at Paze.com How can I sign up for Paze? With Paze, you don’t need to sign up or download a ne The mind-money connection | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Guiding Principle The mind-money connection See how your relationship with money and positive thinking can inspire financial changes—and happiness. Explore the connection Filter by media type: Article resources The mind-money connection 9 financial resolutions for 2026 No matter what the year holds, adopting some timeless tactics can help improve your financial well-being. Take charge of your financial goals in 2026 with practical steps for budgeting, planning, and growing your income and peace of mind. 11/01/2025 Article 11/01/2025 9 minutes 9 financial resolutions for 2026 The mind-money connection 9 financial resolutions for 2026 No matter what the year holds, adopting some timeless tactics can help improve your financial well-being. 11/01/2025 Article 11/01/2025 9 minutes 9 financial resolutions for 2026 Mind-money connection Financial check-in guide: Help keep your money goals on track Figure out where you are financially—and chart a path to help you get where you want to be. Build momentum with your financial check-in. Learn how to save, reduce stress, and align your personal goals with what matters most. 10/01/2025 Article 10/01/2025 9 minutes Financial Check-in Tips to Help You Stay On Track Mind-money connection Financial check-in guide: Help keep your money goals on track Figure out where you are financially—and chart a path to help you get where you want to be. 10/01/2025 Article 10/01/2025 9 minutes Financial Check-in Tips to Help You Stay On Track The mind-money connection A guide for gifting money to kids Giving your child a cash gift for a special occasion can be a great way to share valuable money lessons. Explore smart, age-appropriate ways to give money as a gift. Teach values, build habits, and make gifting money to children meaningful. 10/01/2025 Article 10/01/2025 5 minutes Gifting Money to Children: How and When to Do It Right | Truist The mind-money connection A guide for gifting money to kids Giving your child a cash gift for a special occasion can be a great way to share valuable money lessons. 10/01/2025 Article 10/01/2025 5 minutes Gifting Money to Children: How and When to Do It Right | Truist The mind-money connection 5 money lessons to teach your kids Talking about these five crucial concepts around money could help your kids grow into healthy savers and spenders. Help your kids learn smart money habits early. Discover fun, age-appropriate lessons for teaching kids about money and saving wisely. 06/30/2025 Article 06/30/2025 6 minutes Teaching Kids About Money: Smart Money Lessons for Kids The mind-money connection 5 money lessons to teach your kids Talking about these five crucial concepts around money could help your kids grow into healthy savers and spenders. 06/30/2025 Article 06/30/2025 6 minutes Teaching Kids About Money: Smart Money Lessons for Kids Mind-money connection How to resist impulse buying Understanding the strategies retailers use can help you resist the urge to spend more money. Stop impulse buying and take control of your finances. Learn to avoid triggers, build smarter spending habits, and achieve your money goals. 06/08/2025 Article 06/08/2025 8 minutes How To Stop Impulse Buying and Improve Spending Habits Mind-money connection How to resist impulse buying Understanding the strategies retailers use can help you resist the urge to spend more money. 06/08/2025 Article 06/08/2025 8 minutes How To Stop Impulse Buying and Improve Spending Habits Mind-money connection 8 financial principles that can help improve your well-being These principles can help you align your money habits with what you want out of life. Explore the relationship between money and happiness and discover ways to improve both through financial best practices for building wealth and well-being. 05/31/2025 Article how-finances-affect-happiness 05/31/2025 9 minutes Exploring the Relationship Between Money and Happiness Mind-money connection 8 financial principles that can help improve your well-being These principles can help you align your money habits with what you want out of life. 05/31/2025 Article how-finances-affect-happiness 05/31/2025 9 minutes Exploring the Relat Correspondent Mortgage Lending | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Mortgage partners Builders view Builders page. Realtors view Real Estate Professionals page. Correspondent lending view Correspondent Lending page. More view more Mortgage lending pages. Warehouse lending Warehouse lending Correspondent mortgage lending Pass the baton—we’ll take it to the finish line. Your reputation matters. Trust us to offer the service, value, and consistency you expect. Correspondent lending from Truist You've worked hard to build a business that serves your customers and your community—and so have we. Our decades of experience has taught us to treat every client like they're the only one we have. Which is why every client gets a complete effort. To work together, please call your designated account manager listed in the Account Manager Geographic Coverage (PDF) map. LendingSpace Portal Seller Guide CRA Geocoder One vision. One team. Truist Correspondent Lending brings you resources that go beyond transactions. You'll get a dedicated account manager who truly understands your business needs, provides valuable products, and delivers a higher level of service. You can dedicate more time to serving your customers. With competitive pricing. Fast response times. Timely information. And hassle-free loan processing. Our approach allows us to provide diverse, innovative services, technology, and products to help you make a difference in your homebuyers’ lives. When you’re able to focus on serving your clients’ needs, you’re more likely to earn repeat business and referrals from their friends and colleagues Non-delegated lending Working hand-in-hand with you to help you grow. Our Non-Delegated Program provides the personal service you’re looking for—while helping to reduce staffing costs and underwriting risk. We provide the tools you need to help make a real difference in your homebuyers’ lives. Program basics Participating lenders will originate, draw closing documents, and fund loans in their name. 100% non-delegated underwriting to help manage costs and reduce risk. We’ll also underwrite conforming and jumbo loan products. inside of ul / ol --> Delegated lending Our Delegated Program provides the personal service you’re looking for, including Mandatory Delivery. With nearly 30 years of experience, our team provides lenders the resources and support they need to surpass their goals. For information on rates and pricing, visit LoanSphere® LendingSpace®. inside of ul / ol --> Need help in a hurry? If your customers have a Truist Mortgage and need help, we have solutions. They can visit our Mortgage client services page to learn how to set up their account online, view statements, and other helpful mortgage topics. Correspondent lending contact info and resources Contact us. Let's start a conversation about how we can help you grow. 800-382-2111, option 1. Need help with the LendingSpace portal? Download our PDF guides for assistance. LendingSpace QuickStart Guide: For administrators who want to add or edit user info, including passwords — Download PDF . LendingSpace Portal Guide: For portal users who want help uploading documents, extending lock, submitting for underwriting, and conditions — Download PDF . Component ID : "accordionGridLayout-1185028180" Model : "disclaimer" Position : "left" Disclosures Disclosures Truist Bank, Member FDIC. © 2026 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. Equal Housing Lender Investment and Insurance Products: Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates. Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insura Auto Refinance Loan Options & Competitive Rates | Truist --> Skip to main content Truist Homepage Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? 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Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Sign in to Truist online banking and other accounts. Auto loans View all Auto refinance Used car - dealership More loan types. Used car - private party Used car - private party New car New car Classic Car Classic Car Just a moment : loading interest rates Auto Refinance loans Drive down your monthly car loan payments. Explore our flexible refinancing options. Take advantage of lower interest rates and reduced monthly payments with an auto refinance loan. We have competitive rates, flexible terms, and quick decisions. Enter your ZIP code to view loans available in your area. ZIP code 5-digit format Please enter a valid 5-digit ZIP code (ex: 30301). You’ve reached the ZIP code change limit. We can’t determine product availability for your ZIP code. Please try again or close this window. Submit Showing loans available in Compare options for auto refinance loans. Secured auto refinance loan A secured auto refinance loan uses your car as collateral and may offer a lower interest rate than your current loan. Best if: You want a lower interest rate Lower interest rates can decrease your monthly payment. You prefer a more personalized process Our loan specialists can guide you through the process. inside of ul / ol --> Unsecured auto refinance loan Disclosure 1 An unsecured auto refinance loan does not require collateral and may also provide a lower rate than your current loan. Best if: You want more flexibility No appraisal required, and no restrictions on your car’s age or mileage. You prefer a digital-only loan No forms and no appointments—it’s all online, from application to funding. inside of ul / ol --> Just a moment : loading interest rates Secured auto loan A secured auto loan uses your car as collateral. Staying current on payments helps you maintain ownership of your collateral. LightStream unsecured auto loan An unsecured loan does not have collateral. Because of that, it may have a higher interest rate compared to a secured loan. How to apply Apply in person , or by phone if you have a Truist account. Call 866-474-4826 . Schedule an appointment with a Truist teammate to apply for a secured auto loan. Calculate your payments on a secured auto loan. Apply online. Apply now for a LightStream unsecured auto loan. Explore rates and payments on a LightStream unsecured auto loan. Availability Available at eligible dealerships nationwide, and in branches in the following states: AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, OH, PA, SC, TN, TX, VA, WV. Available nationwide Collateral Auto None Vehicle model year Up to 20 prior model years No restrictions Mileage Up to 120,000 miles No restrictions Interest rates Fixed rates from 5.08% to 18.00% APR Disclosure 2 Fixed rates from {{lsiAutoMinRate}}% - {{lsiAutoMaxRate}}% APR with AutoPay Disclosure 3 , Disclosure 4 Loan amounts $3,500 to $400,000 Disclosure 5 $5,000 to $100,000 Loan terms Up to 84 months Disclosure 6 Up to 84 months Disclosure 6 Fees No pre-payment penalties. Late payment and returned payment fees vary by state. No origination fees, no pre-payment penalties, and no late fees. Payment options Digital, Autopay, mail, phone, in-branch Digital—Autopay or invoice Interest rate lock 30 days Disclosure 7 30 days Disclosure 7 Funding As soon as today Disclosure 8 As soon as today Disclosure 9 How to apply Apply in person , or by phone if you have a Truist account. Call 866-474-4826 . Schedule an appointment with a Truist teammate to apply for a secured auto loan. Calculate your payments on a secured auto loan. Apply online. Apply now for a LightStream unsecured auto loan. Explore rates and payments on a LightStream unsecured auto loan. Secured auto loan A secured auto loan uses your car as collateral. Staying current on payments helps you maintain ownership of your collateral. LightStream unsecured auto loan An unsecured loan does not have collateral. Because of that, it may have a higher interest rate compared to a secured loan. How to apply Apply in person , or by phone if you have a Truist account. Call 866-474-4826 . Schedule an appointment with a Truist teammate to apply for a secured auto loan. Calculate your payments on a secured auto loan. Apply online. Apply now for a LightStream unsecured auto loan. Explore rates and payments on a LightStream unsecured auto loan. Availability Available at eligible dealerships nationwide, and in branches in the following states: AL, AR, DC, FL, GA, IN, KY, MD, MS, NJ, NC, Disaster relief and emergency assistance offered by Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Emergency relief and disaster recovery We’re here to help. How can we help you? Whether you’ve experienced property damage from a disaster, facing disruptions to your accounts, or need assistance with emergency loans, we’re here to help guide you through these difficult times. Get in touch Our team is standing by for support. Talk to someone Monday through Friday, 8 am to 8 pm ET, Saturday, 8 am to 5 pm ET. Phone support 844-4TRUIST ( 844-487-8478 ), outside the U.S.: +1- 910-914-8250 Your security matters to us. If you suspect fraud, call us 24/7 at 844-4TRUIST ( 844-487-8478 ), select option 1, then option 4. Outside the U.S.: +1-910-914-8250 Truist Mortgage Servicing 800-634-7928 View full directory We’re here to help you recover. Helping clients and communities through this time is our priority. Post-disaster scams Unfortunately, some scammers use disasters as opportunities to take advantage of people. Remember: Truist won’t email, text, or call to ask you to provide, update, or verify your personal or account information, such as passwords, Social Security numbers, personal identification numbers (PINs), or credit or debit card numbers. We also won’t use scare tactics, threats, or high-pressure language to get you to act quickly—but scammers will. If you think your Truist account has been compromised, report it to us immediately using the button below. To report wire/ACH fraud, call your Treasury Solutions Client Support team at 800-774-8179 . To report check fraud, call 844-4TRUIST ( 844-487-8478 ). Report fraud Payment relief can be available when you need it. If a natural disaster leaves you struggling to meet your mortgage agreement, you may be able to suspend your payments with a forbearance. This way, you won’t be charged penalties or late fees, and your account won’t be reported as delinquent to credit agencies during your forbearance. Learn more about natural disaster assistance. How to prepare Have a plan - Knowing what to do when disaster strikes helps. Prepare a disaster supply kit with essentials like food, water, medication, and first aid supplies to last you at least 72 hours. Get your finances in order - Assembling your own emergency financial first aid kit helps you prepare. Update your contact info - Make sure we can reach you in an emergency. Sign in to online banking to double check your information. Or call 844-4TRUIST ( 844-487-8478 ) and we’ll check for you over the phone. Previous Slide Next Slide Other ways to contact us In person Visit your local branch for immediate help or financial guidance.  Find a location for immediate help or financial guidance. Schedule an appointment for immediate help or financial guidance. Small Business Resources Your business is important to us. In a disaster or emergency, contact our Truist Contact Center Business Care at 877-806-8766 , available 24/7 for support. View full directory Frequently Asked Questions Component ID : "faq-72084753" Model : "faq" Position : "left" Who do I contact in case of an emergency? Truist Care Center, 844-4TRUIST ( 844-487-8478 ), Mon – Fri, 8 am – 8 pm ET, Sat, 8 am – 5 pm ET Truist Mortgage Servicing at 800-634-7928 Wealth clients: Wealth Solutions Center, 800-388-3085 , Mon – Fri, 8 am – 8 pm ET, Sat, 8 am – 5 pm ET Business and commercial clients: Truist Contact Center Business Care, 877-806-8766 , 24/7 What additional resources can I use for disaster relief and recovery? The FEMA Disaster Assistance Improvement Program provides disaster survivors with information, support, services, and a means to access and apply for disaster assistance. They can be reached at 800-621-3362 . For Teletype service, call 800-462-7585 . The American Red Cross meets the immediate disaster-related needs of individuals, families, and communities. Call 800-733-2767 for information. The IRS Disaster Assistance and Emergency Relief for Individuals and Businesses offer special tax law provisions that may help taxpayers and businesses recover financially from the impact of natural disasters. Who do I contact if my home or business has been destroyed? Consumer lending and credit card support: When to Consider Debt Consolidation | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. URL Copied! How (and when) to consolidate debt Money and Mindset | May 2025 Debt consolidation may help reduce the emotional and financial burden of debt, and it might even save you money. Here are answers to some of the most common questions about it. URL Copied! The highlights Debt consolidation can provide you with the opportunity to pay off multiple loans in one monthly payment, ideally with lower interest rates. There are pros and cons to consolidating, and your credit score may take a hit when you consolidate. You’ll need to watch out for “debt relief” scammers when picking a consolidation company or lender. For most people, taking on debt is a fact of life. It’s often part of buying a car or home or getting an education. Using debt strategically is key, and that includes your repayment strategy. One commonly used repayment strategy is debt consolidation—but it’s an approach that should be taken carefully, as it’s not right for everyone. Americans owe an average of $105,056 in debt. Disclosure 1 That includes all different types of debt, like mortgages, auto loans, credit cards, and student loans. And if you’re managing multiple debts from multiple lenders, it can be harder to come up with a clear repayment plan. Consolidating some of your debt can be a helpful way repay your loans in one monthly payment, and it may even save you money in certain cases. What is debt consolidation? Debt consolidation means combining a series of smaller debts into one larger loan with one monthly payment. Ideally, the consolidation loan also comes with a lower interest rate compared to your existing debt. With so many decisions to be made in our daily lives—including which debt to pay off first—consolidating your debt may provide a simpler way to repay multiple loans and make it easier to see your full financial picture. Using a consolidation loan to shift from three or four monthly payments to just one can bring potential benefits. It may help you reduce your debt stress by: Lowering your total minimum monthly payments and freeing up cash for other priorities Reducing the overall amount you’re paying in interest Giving you a clear payoff date Is debt consolidation right for you? While consolidating debt can be a good move in some situations, it isn’t right for everyone. If you’re making your payments on time and are on track to pay off your debt within the next year or so, other payoff strategies like the “snowball” or “avalanche” approaches may be a better fit for you. If your debt is less than 40% of your gross annual income and you can qualify for a low-interest debt consolidation loan or a balance transfer that offers 0% interest for a certain number of months, then consolidation could provide some benefits. For instance, if you have several credit cards with interest rates in the 18% to 28% range, but you make regular on-time payments and have a good credit score, you may be able to qualify for a debt consolidation loan with a lower interest rate. On the other end of the spectrum, if your total debt is more than half of your annual income, consolidation may not be the best option for you. Consolidating too much debt could lead to a large monthly payment that leaves you with less flexibility than your current situation. Ultimately, what’s best for you depends on the type of debt you’re carrying and your unique circumstances. To help you decide, check out these potential pros and cons of debt consolidation. Potential pros Potential cons Could help you pay less in interest Could come with fees One monthly payment instead of multiple Initial credit inquiry and new account could temporarily lower credit score Could lower minimum monthly payment obligations Could take longer to get out of debt depending on loan terms and payment strategy How can debt consolidation impact your credit score? Debt consolidation can both negatively and positively impact your credit score, depending on your situation. First, consider the negatives: If you open a new account to consolidate debt, the new card or loan will lower the average age of all your accounts, which may lower your score. If you transfer your Protecting what matters | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Guiding Principle Protecting what matters Understand your insurance needs, establish a will, and keep your personal information safe. Explore data security, insurance, and more Filter by media type: Article resources Protecting what matters How to spot these 6 common holiday scams Scammers take advantage of the busy holiday season. Here’s how to help keep your personal information and finances safe. Stay safe from holiday shopping scams with tips to help avoid phishing links, scam texts, fake websites, and donation fraud while buying gifts. 09/15/2025 Article protecting-your-personal-data 09/15/2025 6 minutes How to Spot Holiday Scams This Season Protecting what matters How to spot these 6 common holiday scams Scammers take advantage of the busy holiday season. Here’s how to help keep your personal information and finances safe. 09/15/2025 Article protecting-your-personal-data 09/15/2025 6 minutes How to Spot Holiday Scams This Season Protecting what matters What you need to know about phone hacking Your phone knows a lot about you. Here’s how to help make sure phone hackers don’t. Learn how to know if your phone is hacked, how to remove a hacker from your phone, and smart ways to protect your phone from hackers. 06/30/2025 Article mobile-device-security 06/30/2025 8 minutes Phone Hacking: Signs and Tips To Remove a Hacker Protecting what matters What you need to know about phone hacking Your phone knows a lot about you. Here’s how to help make sure phone hackers don’t. 06/30/2025 Article mobile-device-security 06/30/2025 8 minutes Phone Hacking: Signs and Tips To Remove a Hacker Protecting what matters 7 tips for creating secure passwords When it comes to the security of your personal data, a strong password is one of the best defenses. Learn how to create secure passwords to protect your accounts and discover the essential steps to take if your passwords are ever compromised. 05/31/2025 Article protecting-your-personal-data 05/31/2025 6 minutes Create Secure Passwords & What To Do If They’re Compromised Protecting what matters 7 tips for creating secure passwords When it comes to the security of your personal data, a strong password is one of the best defenses. 05/31/2025 Article protecting-your-personal-data 05/31/2025 6 minutes Create Secure Passwords & What To Do If They’re Compromised Protecting what matters Understanding social engineering scams and how to avoid them Here’s how you can protect yourself—and your finances—by understanding how these scams work. Learn how to identify and avoid social engineering scams with practical tips to protect your personal and financial information online. 05/31/2025 Article protecting-your-personal-data 05/31/2025 8 minutes What Is Social Engineering and How to Avoid It Protecting what matters Understanding social engineering scams and how to avoid them Here’s how you can protect yourself—and your finances—by understanding how these scams work. 05/31/2025 Article protecting-your-personal-data 05/31/2025 8 minutes What Is Social Engineering and How to Avoid It Protecting what matters 9 unexpected tips for protecting your personal data You may know the basics, but take your identity theft protection up a notch with these tips. Learn how to safeguard your identity and personal data from cyber threats. Get practical tips to enhance your online safety and privacy. 05/31/2025 Article protecting-your-personal-data 05/31/2025 6 minutes Tips for Protecting Your Personal Data and Identity Protecting what matters 9 unexpected tips for protecting your personal data You may know the basics, but take your identity theft protection up a notch with these tips. 05/31/2025 Article protecting-your-personal-data 05/31/2025 6 minutes Tips for Protecting Your Personal Data and Identity Protecting what matters How to spot phishing scams These best practices can help you protect your personal info and better spot fishy cyber scammers. What is a phishing scam, and how do you protect yourself? Truist Money and Mindset tells you four common types of spam messages, how they work, and how to avoid them. 09/29/2024 Article spotting-suspicious-messages 09/29/2024 5 min Money and Mindset Financial Blog | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? 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Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Money and mindset Make the most of life’s moments Life can get real. But through all the challenges and triumphs, one of your greatest powers is caring enough to make the most of every moment. When you’re ready to take on whatever comes your way, it feels good—so use these tips and tools to get your money and mindset right for your next chapter and thrive through every moment. Money and Mindset Resources Life's Moments What are your sights set on? Taking charge of your money 3 lessons Borrowing for a big purchase 3 lessons Getting married or partnered 3 lessons Paying for school 3 lessons Starting a family 2 lessons Buying a home 3 lessons Find a moment Back Reset Featured tools Mortgage payment calculator Get an idea of what your budget can handle as you head for homeownership. Emergency savings calculator Figure out how much you should save for emergencies. Then, get a snapshot of how long it’ll take to get there. Guide to budgeting Mindful spending works wonders. This guide can help you adopt a budgeting mindset and set yourself up to be more confident and in control. Guide to saving Learn how saving is an act of self-care. It can boost your confidence and help you feel ready for whatever comes your way. Spring brings a fresh financial focus. We’re here to help you harness the energy of the season to renew your focus on your money and your mindset. Tips for sustainable spending Go green with help from these tips. 7 steps to start budgeting Build your budget with these 7 steps. A guide to becoming a super-saver Get the guide to becoming a super-saver. 5 ways to declutter your finances Get organized with tips to help you declutter your finances. Build giving back into your budget Pay it forward with help from these tips. Podcast: How to organize your finances for less stress Listen in to how to organize your finances for less stress. 5 simple strategies to help you reach your savings goals Go for it with these 5 strategies. How and when to consolidate debt Save and streamline about debt consolidation. Podcast: Money moves to make in your 20s and 30s Listen in to Money moves to make in your 20s and 30s. Get guidance for where you want to be Principles for money and well-being Get exploring with Money and Mindset principles. Podcast: Money and Mindset with Bright and Brian Listen in on Money and Mindset podcasts. Component ID : "accordionGridLayout-1270960525" Model : "disclaimer" Position : "left" Disclosures Disclosures Truist Bank, Member FDIC. © 2026 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. Equal Housing Lender Investment and Insurance Products: Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates. Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA . Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insura Community Reinvestment Act (CRA) | Truist --> Skip to main content Truist Homepage Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Loading User ID Enter User ID Save user ID Forgot user ID? click here to reset your User ID. Password Enter Password Reset password click here to reset Sign in Need a user ID? Set up online banking Online security measures Sign in to another account Personal Small Business Wealth Management Commercial, Corporate & Institutional Search Locations Contact Español More About Truist Knowledge and Care Disaster relief Fraud and security Payment relief Careers Privacy Legal Truist Homepage Checking & savings Checking View all checking options Truist One® Checking Truist Marquee℠ Checking Truist Confidence Account Checking solutions for students Savings View all savings options Truist One Savings Truist One Money Market Account Truist CDs Truist Confidence Savings Banking services Online & mobile banking Zelle® Paze℠ Setting up your Truist Checking Account Switching banks guide Continued Truist Premier Banking Visa® Debit cards Visa® Gift card Health Savings Accounts (HSA) Personal Insurance Like carrying a branch—but lighter. Make deposits, move money, and do so much more with digital banking. See what you can do. Credit cards Our products Credit cards Truist Enjoy Cash Truist Enjoy Travel Truist Future Card Truist Enjoy Beyond Truist Enjoy Cash (secured) Offers Check for Offers Got a minute? Check for offers. See if you're pre-qualified for a Truist credit card. Check now—without impacting your credit. Loans Personal loans and lines of credit LightStream unsecured loans overview Debt consolidation loan Home improvement loan Home Equity Line of Credit Secured line of credit Auto loans Auto Loans Overview Auto refinance Used car - dealership Used car - private party New car Classic car Recreational loans Recreational loans overview RV loans Boat loans Marine loans Learn & explore All loans Secured vs unsecured loans HELOC Calculator How (and when) to consolidate debt Log in to your account A debt consolidation loan puts you in control. Trade higher-interest debt for one payment at a lower rate. Explore loans from Truist. Mortgage For homebuyers Personal mortgage Current mortgage rates Buy a home Refinance Homebuyer's Guide Mortgage loans we offer Home Equity Line of Credit Doctor Loan FHA Loan VA Loan Construction to permanent loan Affordable lending options Manage your mortgage Getting started Manage and pay Escrow, taxes, and insurance Mortgage statements Mortgage assistance For business partners Builders Real estate professionals Correspondent lending Warehouse lending Make your move. Save big on a new mortgage or refinance. See today's interest rates. Investing & retirement Investing Investing services Truist Invest Truist Trade Retirement Retirement planning Retirement accounts Premier banking Financial Planning Investing—thoughtfully. Learn from our advisors. Dig deeper. Check out Truist Investing Retirement. Premier Banking Money and Mindset Life's moments overview Taking charge of your money Borrowing for a big purchase Getting married or partnered Paying for school Starting a family Buying a home Money principles overview The mind-money connection Stress-free saving Budgeting by values Outsmarting debt Protecting what matters Investing in your values Homeowning happiness Living and working my passion Paying it forward Overcoming overdrafts Podcast: Money and Mindset with Bright and Brian Listen in Open Account Featured accounts Banking accounts Savings accounts Credit cards Loans Mortgages Small Business Investments Wealth Sign in to Truist online banking and other accounts. Community Reinvestment Act CRA Public File The Truist purpose is to inspire and build better lives and communities. One way we accomplish that goal is by lending and investing in projects that support and improve our communities. We provide the required CRA Public File online to make accessing and viewing information more convenient. The information is current as of April 1st of each year and may be updated periodically. You can get details by selecting the links below. Questions or comments about this information or regarding our CRA performance in helping to meet community credit needs may be addressed to: Anthony L. Weekly Executive Vice President, Chief CRA & Community Development Officer 214 N Tryon Street Charlotte, NC 28202 You can also email us at [email protected] . Truist Assessment Areas Locations and Services Regulatory Documents Public Comments Truist Assessment Area Structure delineated by Truist represent the communities we serve. Click on the State name to find all Truist Assessment Area Structure maps for that State in alphabetical order. The first link provides a listing of all census tracts within our Truist Assessment Areas. Truist Assessment Area Structure Alabama (PDF) Florida (PDF) Georgia (PDF) Kentucky (PDF) Maryland (PDF) New Jersey (PDF) North Carolina (PDF) Pennsylvania (PDF) South Carolina (PDF) Tennessee (PDF) Texas (PDF) Virginia (PDF) West Virginia (PDF) MMSA (PDF) Component ID : "accordionGridLayout-844792713" Model : "disclaimer" Position : "left" Branch Services, ATMs, and Geographies information and PDF The Branch Services and Geographies document includes the branch name, address, geocode information, branch hours, and wherever there is an ATM. The Non-Branch ATM listing contains the ATM location, address, geocode information, and whether it is a deposit-taking ATM or not. The listings are sorted by State and City. View Truist Branch Services