◈ Homepage — http://www.cognizantwealth.com/Home About Us Services Blog Get in Touch Book a Call Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Services We Offer Building Prosperous Lives You have already done a lot. Now you need a professional team that you can partner with to elevate your finances. We do it all; investing, stock compensation, financial planning and tax planning. So that you can relax. [01] Life Planning Stock Options & Tax Planning IPO exit Private sale of company stock Navigating Divorce Growing your Family Preparing for Retirement Charitable Planning Death/ Disability of a Loved one [02] Wealth & Investment Planning Concentrated Stock Diversification Private Company Stock Sale Investment Selection for Alpha Access to Alternative Investments Sustainable Investing Estate Planning Real Estate analysis Planning for Assisted Living [03] Tax Planning Smart Tax Strategies to Lower Taxes Concentrated Stock Tax Planning Tax-Efficient Investing Maximizing Employee Benefits Reducing Taxes pre and post Retirement Tax-Loss Harvesting Capital Gains & AMT Minimization Estate & Gift Tax Planning [04] Dedicated Team Experienced Advisory team Bespoke solutions No Conflict of Interest (No Commissions) Fiduciary - Always Acting in your Best Interest Facilitation of Family Meetings Trusted network of attorneys and accountants Disciplined Execution Multigenerational Wealth Planning When it comes to stock options and tax planning, be it RSUs, ISOs, NQSOs or ESPP, our expertise is unmatched. Ready for the first step? Book a Call About Us Principles We Stand By Independent | Fee - Only | Fiduciary We listen, we create a trusted space, we offer clear advice, and we execute with care and discipline. So that you can focus on what matters most to you. Sheetal Bagde Sheetal is a CERTIFIED FINANCIAL PLANNER™ professional and holds a... Read More Artie Green Artie is a CERTIFIED FINANCIAL PLANNER™ Professional with a... Read More Niclas Murk Nic is the Operations Specialist at Cognizant Wealth. He brings over… Read More Rudolph Rudolph is Cognizant's Chief Pawsitivity Officer Our Blogs Stay Trendy with our latest Blog Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Education Feb 24, 2026 Read More What to Do With A Leftover 529 Plan Leftover funds in a 529 plan? There are several ways to use them without triggering taxes or penalties. Investment Feb 20, 2026 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 2) Thinking of selling your investments? The reason why matters more than the timing Investment Feb 14, 2026 Read More Is Now The Time To Buy Gold? Gold has surged over 60% in the past year, but does it truly belong in a long-term investment portfolio? Investment Feb 8, 2026 Read More Biggest Risks To Market Stability in 2026 What worries you the most about your investment portfolio in 2026? Investment Dec 20, 2025 Read More Are Trump Accounts A Good Idea? Does this new type of savings account fill a gap that other individual savings accounts have been unable to address? Investment Nov 6, 2025 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 1) How much of one stock is too much? Holding too much company stock can expose your portfolio to unnecessary risk Building Exceptional Portfolios Invest in a Way you Understand. Get in Touch Ready for confident financial decisions? Book a free consultation today. First Name * Last Name * Email * Contact Number * Which areas do you need help with? * Select… Planning across all financial decisions I need to make Tax Planning Investment Planning All of the above Note: We do not do hourly planning ReCAPTCHA Submit We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors ◈ Interior Pages — 4 pages crawledCognizant Wealth Advisors: Palo Alto Financial Planner Home About Us Services Blog Get in Touch Book a Call Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Services We Offer Building Prosperous Lives Building Prosperous Lives You have already done a lot. Now you need a professional team that you can partner with to elevate your finances. We do it all; investing, stock compensation, financial planning and tax planning. So that you can relax. [01] Life Planning Life Planning Stock Options & Tax Planning IPO exit Private sale of company stock Navigating Divorce Growing your Family Preparing for Retirement Charitable Planning Death/ Disability of a Loved one [02] Wealth & Investment Planning Wealth & Investment Planning Concentrated Stock Diversification Private Company Stock Sale Investment Selection for Alpha Access to Alternative Investments Sustainable Investing Estate Planning Real Estate analysis Planning for Assisted Living [03] Tax Planning Tax Planning Smart Tax Strategies to Lower Taxes Concentrated Stock Tax Planning Tax-Efficient Investing Maximizing Employee Benefits Reducing Taxes pre and post Retirement Tax-Loss Harvesting Capital Gains & AMT Minimization Estate & Gift Tax Planning [04] Dedicated Team Dedicated Team Experienced Advisory team Bespoke solutions No Conflict of Interest (No Commissions) Fiduciary - Always Acting in your Best Interest Facilitation of Family Meetings Trusted network of attorneys and accountants Disciplined Execution Multigenerational Wealth Planning When it comes to stock options and tax planning, be it RSUs, ISOs, NQSOs or ESPP, our expertise is unmatched. When it comes to stock options and tax planning, be it RSUs, ISOs, NQSOs or ESPP, our expertise is unmatched. Ready for the first step? Ready for the first step? Book a Call About Us Principles We Stand By Principles We Stand By Independent | Fee - Only | Fiduciary Independent | Fee - Only | Fiduciary We listen, we create a trusted space, we offer clear advice, and we execute with care and discipline. So that you can focus on what matters most to you. Sheetal Bagde Sheetal Bagde Sheetal is a CERTIFIED FINANCIAL PLANNER™ professional and holds a... Read More Artie Green Artie Green Artie is a CERTIFIED FINANCIAL PLANNER™ Professional with a... Read More Niclas Murk Niclas Murk Nic is the Operations Specialist at Cognizant Wealth. He brings over… Read More Rudolph Rudolph Rudolph is Cognizant's Chief Pawsitivity Officer Our Blogs Stay Trendy with our latest Blog Stay Trendy with our latest Blog Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Education Feb 24, 2026 Read More What to Do With A Leftover 529 Plan Leftover funds in a 529 plan? There are several ways to use them without triggering taxes or penalties. Investment Feb 20, 2026 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 2) Thinking of selling your investments? The reason why matters more than the timing Investment Feb 14, 2026 Read More Is Now The Time To Buy Gold? Gold has surged over 60% in the past year, but does it truly belong in a long-term investment portfolio? Investment Feb 8, 2026 Read More Biggest Risks To Market Stability in 2026 What worries you the most about your investment portfolio in 2026? Investment Dec 20, 2025 Read More Are Trump Accounts A Good Idea? Does this new type of savings account fill a gap that other individual savings accounts have been unable to address? Investment Nov 6, 2025 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 1) How much of one stock is too much? Holding too much company stock can expose your portfolio to unnecessary risk Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Building Exceptional Portfolios Building Exceptional Portfolios Invest in a Way you Understand. Invest in a Way you Understand. Get in Touch Ready for confident financial decisions? Ready for confident financial decisions? Book a free consultation today. Book a free consultation today. First Name * Last Name * Email * Contact Number * Which areas do you need help with? * Select… Planning across all financial decisions I need to make Tax Planning Investment Planning All of the above Note: We do not do hourly planning ReCAPTCHA Submit We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors Cognizant Wealth Advisors: Palo Alto Financial Planner Home About Us Services Blog Get in Touch Book a Call Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Services We Offer Building Prosperous Lives Building Prosperous Lives You have already done a lot. Now you need a professional team that you can partner with to elevate your finances. We do it all; investing, stock compensation, financial planning and tax planning. So that you can relax. [01] Life Planning Life Planning Stock Options & Tax Planning IPO exit Private sale of company stock Navigating Divorce Growing your Family Preparing for Retirement Charitable Planning Death/ Disability of a Loved one [02] Wealth & Investment Planning Wealth & Investment Planning Concentrated Stock Diversification Private Company Stock Sale Investment Selection for Alpha Access to Alternative Investments Sustainable Investing Estate Planning Real Estate analysis Planning for Assisted Living [03] Tax Planning Tax Planning Smart Tax Strategies to Lower Taxes Concentrated Stock Tax Planning Tax-Efficient Investing Maximizing Employee Benefits Reducing Taxes pre and post Retirement Tax-Loss Harvesting Capital Gains & AMT Minimization Estate & Gift Tax Planning [04] Dedicated Team Dedicated Team Experienced Advisory team Bespoke solutions No Conflict of Interest (No Commissions) Fiduciary - Always Acting in your Best Interest Facilitation of Family Meetings Trusted network of attorneys and accountants Disciplined Execution Multigenerational Wealth Planning When it comes to stock options and tax planning, be it RSUs, ISOs, NQSOs or ESPP, our expertise is unmatched. When it comes to stock options and tax planning, be it RSUs, ISOs, NQSOs or ESPP, our expertise is unmatched. Ready for the first step? Ready for the first step? Book a Call About Us Principles We Stand By Principles We Stand By Independent | Fee - Only | Fiduciary Independent | Fee - Only | Fiduciary We listen, we create a trusted space, we offer clear advice, and we execute with care and discipline. So that you can focus on what matters most to you. Sheetal Bagde Sheetal Bagde Sheetal is a CERTIFIED FINANCIAL PLANNER™ professional and holds a... Read More Artie Green Artie Green Artie is a CERTIFIED FINANCIAL PLANNER™ Professional with a... Read More Niclas Murk Niclas Murk Nic is the Operations Specialist at Cognizant Wealth. He brings over… Read More Rudolph Rudolph Rudolph is Cognizant's Chief Pawsitivity Officer Our Blogs Stay Trendy with our latest Blog Stay Trendy with our latest Blog Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Education Feb 24, 2026 Read More What to Do With A Leftover 529 Plan Leftover funds in a 529 plan? There are several ways to use them without triggering taxes or penalties. Investment Feb 20, 2026 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 2) Thinking of selling your investments? The reason why matters more than the timing Investment Feb 14, 2026 Read More Is Now The Time To Buy Gold? Gold has surged over 60% in the past year, but does it truly belong in a long-term investment portfolio? Investment Feb 8, 2026 Read More Biggest Risks To Market Stability in 2026 What worries you the most about your investment portfolio in 2026? Investment Dec 20, 2025 Read More Are Trump Accounts A Good Idea? Does this new type of savings account fill a gap that other individual savings accounts have been unable to address? Investment Nov 6, 2025 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 1) How much of one stock is too much? Holding too much company stock can expose your portfolio to unnecessary risk Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Building Exceptional Portfolios Building Exceptional Portfolios Invest in a Way you Understand. Invest in a Way you Understand. Get in Touch Ready for confident financial decisions? Ready for confident financial decisions? Book a free consultation today. Book a free consultation today. First Name * Last Name * Email * Contact Number * Which areas do you need help with? * Select… Planning across all financial decisions I need to make Tax Planning Investment Planning All of the above Note: We do not do hourly planning ReCAPTCHA Submit We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors Cognizant Wealth Advisors | Blogs Home About Us Services Blog Get in Touch Book a Call Our Recent Posts Insights, Innovations, and Ideas Shaping Business Explore thought-provoking articles on business strategy, technology trends, leadership, and industry insights. Stay informed and inspired with our curated content that could transform your business. Join us on a journey of continuous learning and discovery. Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Education Feb 24, 2026 Read More What to Do With A Leftover 529 Plan Leftover funds in a 529 plan? There are several ways to use them without triggering taxes or penalties. Education Feb 24, 2026 Read More What to Do With A Leftover 529 Plan Leftover funds in a 529 plan? There are several ways to use them without triggering taxes or penalties. Investment Feb 20, 2026 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 2) Thinking of selling your investments? The reason why matters more than the timing Investment Feb 20, 2026 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 2) Thinking of selling your investments? The reason why matters more than the timing Investment Feb 14, 2026 Read More Is Now The Time To Buy Gold? Gold has surged over 60% in the past year, but does it truly belong in a long-term investment portfolio? Investment Feb 14, 2026 Read More Is Now The Time To Buy Gold? Gold has surged over 60% in the past year, but does it truly belong in a long-term investment portfolio? Investment Feb 8, 2026 Read More Biggest Risks To Market Stability in 2026 What worries you the most about your investment portfolio in 2026? Investment Feb 8, 2026 Read More Biggest Risks To Market Stability in 2026 What worries you the most about your investment portfolio in 2026? Investment Dec 20, 2025 Read More Are Trump Accounts A Good Idea? Does this new type of savings account fill a gap that other individual savings accounts have been unable to address? Investment Dec 20, 2025 Read More Are Trump Accounts A Good Idea? Does this new type of savings account fill a gap that other individual savings accounts have been unable to address? Investment Nov 6, 2025 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 1) How much of one stock is too much? Holding too much company stock can expose your portfolio to unnecessary risk Investment Nov 6, 2025 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 1) How much of one stock is too much? Holding too much company stock can expose your portfolio to unnecessary risk Economy Nov 6, 2025 Read More One Unintended Source of Housing Unaffordability What if the housing shortage isn’t just about building more homes, but why many existing ones never enter the market? Economy Nov 6, 2025 Read More One Unintended Source of Housing Unaffordability What if the housing shortage isn’t just about building more homes, but why many existing ones never enter the market? Economy Oct 11, 2025 Read More How Do Government Shutdowns Affect The Stock Market? Past government shutdowns created political turmoil, but their impact on the stock market has been surprisingly mixed Economy Oct 11, 2025 Read More How Do Government Shutdowns Affect The Stock Market? Past government shutdowns created political turmoil, but their impact on the stock market has been surprisingly mixed Education Oct 9, 2025 Read More Skipping College? A 529 Plan Can Still Help 529 plans are no longer just for college, new rules now allow funds to support trade schools and career training Education Oct 9, 2025 Read More Skipping College? A 529 Plan Can Still Help 529 plans are no longer just for college, new rules now allow funds to support trade schools and career training Investment Oct 2, 2025 Read More How Bad Can Bad Market Timing Be? Is the economy heading for a fall? Are we nearing a market peak? Is this a good time to sell stocks? Investment Oct 2, 2025 Read More How Bad Can Bad Market Timing Be? Is the economy heading for a fall? Are we nearing a market peak? Is this a good time to sell stocks? Retirement Sep 24, 2025 Read More The Latest Thinking On Retirement Withdrawal Rates The classic 4% rule shaped retirement planning for decades, but new research suggests it may be time to rethink it Retirement Sep 24, 2025 Read More The Latest Thinking On Retirement Withdrawal Rates The classic 4% rule shaped retirement planning for decades, but new research suggests it may be time to rethink it Investment Aug 19, 2025 Read More Remember Meme Stocks? Where Are They Now? The GameStop and AMC frenzy showed the power of social media, but also the risks of hype-driven investing Investment Aug 19, 2025 Read More Remember Meme Stocks? Where Are They Now? The GameStop and AMC frenzy showed the power of social media, but also the risks of hype-driven investing Risk Management Aug 16, 2025 Read More The Two Most Effective Ways To Avoid Being Hacked Most cyber theft starts with phishing, two simple security steps can greatly reduce your risk of being hacked Risk Management Aug 16, 2025 Read More The Two Most Effective Ways To Avoid Being Hacked Most cyber theft starts with phishing, two simple security steps can greatly reduce your risk of being hacked Other Jul 22, 2025 Read More You’re Only As Wealthy As You Feel How much money does it take to feel wealthy? A new study shows Americans’ answers vary widely by generation Other Jul 22, 2025 Read More You’re Only As Wealthy As You Feel How much money does it take to feel wealthy? A new study shows Americans’ answers vary widely by generation Investment Jul 10, 2025 Read More Should You Dollar Hedge Your Foreign Bonds? Foreign bonds add diversification, but should investors hedge away the currency risk? Investment Jul 10, 2025 Read More Should You Dollar Hedge Your Foreign Bonds? Foreign bonds add diversification, but should investors hedge away the currency risk? Economy Jul 10, 2025 Read More Has The U.S. Ever Defaulted On Its Debt? U.S. Treasuries are considered the safest debt in the world, but has the U.S. ever actually defaulted? Economy Jul 10, 2025 Read More Has The U.S. Ever Defaulted On Its Debt? U.S. Treasuries are considered the safest debt in the world, but has the U.S. ever actually defaulted? Risk Management Jun 10, 2025 Read More California Home Insurance Premium Increases Home insurance costs are rising across the U.S., and California may not be the most expensive state Risk Management Jun 10, 2025 Read More California Home Insurance Premium Increases Home insurance costs are rising across the U.S., and California may not be the most expensive state Investment May 23, 2025 Read More Where To Invest During a Tariff War Trade wars create uncertainty, but can investors really predict which markets or sectors will win? Investment May 23, 2025 Read More Where To Invest During a Tariff War Trade wars create uncertainty, but can investors really predict which markets or sectors will win? Other May 15, 2025 Read More The Wrong Way To Buy A House Just because a lender approves your mortga Cognizant Wealth Advisors: Palo Alto Financial Planner Home About Us Services Blog Get in Touch Book a Call Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Building Prosperous Lives Services We Offer Building Prosperous Lives Building Prosperous Lives You have already done a lot. Now you need a professional team that you can partner with to elevate your finances. We do it all; investing, stock compensation, financial planning and tax planning. So that you can relax. [01] Life Planning Life Planning Stock Options & Tax Planning IPO exit Private sale of company stock Navigating Divorce Growing your Family Preparing for Retirement Charitable Planning Death/ Disability of a Loved one [02] Wealth & Investment Planning Wealth & Investment Planning Concentrated Stock Diversification Private Company Stock Sale Investment Selection for Alpha Access to Alternative Investments Sustainable Investing Estate Planning Real Estate analysis Planning for Assisted Living [03] Tax Planning Tax Planning Smart Tax Strategies to Lower Taxes Concentrated Stock Tax Planning Tax-Efficient Investing Maximizing Employee Benefits Reducing Taxes pre and post Retirement Tax-Loss Harvesting Capital Gains & AMT Minimization Estate & Gift Tax Planning [04] Dedicated Team Dedicated Team Experienced Advisory team Bespoke solutions No Conflict of Interest (No Commissions) Fiduciary - Always Acting in your Best Interest Facilitation of Family Meetings Trusted network of attorneys and accountants Disciplined Execution Multigenerational Wealth Planning When it comes to stock options and tax planning, be it RSUs, ISOs, NQSOs or ESPP, our expertise is unmatched. When it comes to stock options and tax planning, be it RSUs, ISOs, NQSOs or ESPP, our expertise is unmatched. Ready for the first step? Ready for the first step? Book a Call About Us Principles We Stand By Principles We Stand By Independent | Fee - Only | Fiduciary Independent | Fee - Only | Fiduciary We listen, we create a trusted space, we offer clear advice, and we execute with care and discipline. So that you can focus on what matters most to you. Sheetal Bagde Sheetal Bagde Sheetal is a CERTIFIED FINANCIAL PLANNER™ professional and holds a... Read More Artie Green Artie Green Artie is a CERTIFIED FINANCIAL PLANNER™ Professional with a... Read More Niclas Murk Niclas Murk Nic is the Operations Specialist at Cognizant Wealth. He brings over… Read More Rudolph Rudolph Rudolph is Cognizant's Chief Pawsitivity Officer Our Blogs Stay Trendy with our latest Blog Stay Trendy with our latest Blog Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Education Feb 24, 2026 Read More What to Do With A Leftover 529 Plan Leftover funds in a 529 plan? There are several ways to use them without triggering taxes or penalties. Investment Feb 20, 2026 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 2) Thinking of selling your investments? The reason why matters more than the timing Investment Feb 14, 2026 Read More Is Now The Time To Buy Gold? Gold has surged over 60% in the past year, but does it truly belong in a long-term investment portfolio? Investment Feb 8, 2026 Read More Biggest Risks To Market Stability in 2026 What worries you the most about your investment portfolio in 2026? Investment Dec 20, 2025 Read More Are Trump Accounts A Good Idea? Does this new type of savings account fill a gap that other individual savings accounts have been unable to address? Investment Nov 6, 2025 Read More Do You Have Too Much Company Stock In Your Portfolio? (Part 1) How much of one stock is too much? Holding too much company stock can expose your portfolio to unnecessary risk Economy Mar 7, 2026 Read More Who Is Really Paying For Trump’s Tariffs? Trump’s 2025 tariffs were meant to punish foreign exporters, but who actually ended up paying the price? Investment Mar 4, 2026 Read More When Is It Better To Underperform The Market? Investors aim to beat the market, but sometimes underperforming it can actually be the smarter strategy Other Feb 25, 2026 Read More Are Car Loans Worth Utilizing? Is it a good idea to use Car Loans to purchase the car of your dreams? Building Exceptional Portfolios Building Exceptional Portfolios Invest in a Way you Understand. Invest in a Way you Understand. Get in Touch Ready for confident financial decisions? Ready for confident financial decisions? Book a free consultation today. Book a free consultation today. First Name * Last Name * Email * Contact Number * Which areas do you need help with? * Select… Planning across all financial decisions I need to make Tax Planning Investment Planning All of the above Note: We do not do hourly planning ReCAPTCHA Submit We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors We serve clients across the United States, both in-person and virtually. Follow Us On Quick Links Home About Us Services Contact Us Blogs Get In Touch Phone (650) 209-4062 Email [email protected] Address 3000 El Camino Real Building 4, Palo Alto, CA 94301 Form ADV Broker Check Customer Relationship Summary Privacy Policy Cognizant Wealth Advisors, LLC ("Cognizant"), dba Perigon Wealth Management, LLC (“Perigon”) is a registered investment advisor. © 2026 - Cognizant Wealth Advisors