◈ Homepage — http://www.realtyfi.net/HOME TAX PLANNING REAL ESTATE MORTGAGE SERVICES ABOUT ME CONTACT TAX PLANNING  |   REAL ESTATE  |   MORTGAGE SERVICES ONE STOP SOLUTION MISSION STATEMENT Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. RealtyFi Team   OUR SERVICES Whether you need advice on tax strategies, mortgage options, or real estate investments, we have the expertise and experience to guide you. We offer unparalelled real-estate advise. ONE STOP SOLUTION Simplify your path to better profits! We bring real estate, tax planning, and mortgage consulting under one roof, eliminating the hassle of coordinating separate professionals who may not fully grasp each other's expertise. With an advisor who understands it all, you enhance your chances of optimizing return. TAX PLANNING  |  REAL ESTATE  |  MORTGAGE SUBSCRIBE SIGN-UP FOR NEWS UPDATES AND ALERTS SUBSCRIBE LATEST ARTICLES SEE ALL REAL ESTATE AND TAX PLANNING: UNLOCKING FINANCIAL SUCCESS Integrating real estate into your tax planning strategy can be a game-changer for individuals and businesses alike... READ MORE WHY USING A MORTGAGE BROKER MAY BE YOUR BEST CHOICE Securing residential loans, whether Conventional or Government-backed, involves a journey from the Primary Market to the Secondary Market... READ MORE TAX PLANNING FOR SHORT TERM RENTALS Short term rental tax strategy is a great way to lower taxes on your income, and is a main reason for many short term real estate investors. READ MORE Real estate success demands a holistic strategy that goes beyond the ordinary. Our approach seamlessly integrates tax planning and mortgage consulting, ensuring each move is strategically optimized. It's not just about properties; it's about maximizing profits, minimizing risks, and securing a future of financial prosperity Julian Florescu WHY CHOOSE US? 0 HOMES SOLD 0 HAPPY CUSTOMERS 0 LOANS CLOSED 0 YEARS OF EXPERIENCE TESTIMONIALS Stephanie Chan We met Julian through a mutual contact and we were so lucky to have worked with him. With Julian’s help, we purchased our first house and new home in Rancho Park area in LA during the middle of pandemic. Julian was so informative and patient with us. He helped guide us through the process as our Buying Agent. He is super knowledgeable and came up with good strategies on making offers. He helped us purchase our dream house. We cannot thank him enough. We look forward to working with Julian again in the future. JULIAN FLORESCU, CPA Real Estate Broker | Mortgage Broker LOS ANGELES, CALIFORNIA 90067 [email protected] +1.213.335.2107 GET IN TOUCH You Name You Email You Phone Message SEND I agree to be contacted by RealtyFi Inc. via call, email, and text. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. View our Privacy page. ABOUT Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. COMPANY TAX PLANNING REAL ESTATE MORTGAGE SERVICES ABOUT ME   CONTACT ME LISTINGS PRIVACY TERMS OF USE HAPPY CLIENTS 0 POWERED BY AQUANTI MEDIA © 2023 ALL RIGHTS RESERVED DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) ◈ Interior Pages — 23 pages crawledRealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Loans Foreign Nationals Get a Quote About me Contact Mortgage Services PERSONALIZED LENDING SOLUTIONS PERSONALIZED LENDING SOLUTIONS Specializing in complex transactions, we provide personalized lending solutions meticulously crafted to align with both our lenders' criteria and our clients' specific requirements. Our lending approach is highly personalized, aiming to comprehend all intricacies, select the optimal lending product, structure the loan effectively, and present it appropriately to our lender-partners. Key steps in this process involve gaining a profound understanding of the client's business and assets, conducting a comprehensive review using our CPA experience and employing a problem-solution storytelling structure when presenting the file to the lenders. We provide a range of loan products, including interest-only and fully amortizing options, tailored to match borrowers with lenders handling complex loan scenarios. Additionally, our services encompass distinctive refinance solutions for adjustable-rate mortgages on the verge of resetting or already reset to higher interest rates. Real estate investors, self-employed borrowers, and foreign nationals are just a few examples of individuals who gain advantages from our distinctive proficiency, which seamlessly integrates taxation, loan financing, and real estate knowledge. Get a quote About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact MORTGAGE SOLUTIONS Self-employed financing SELF-EMPLOYED FINNANCING Self-employed individuals often have irregular income that may come from several sources, and they may not be able to qualify based on the income shown on their tax return. We offer a variety of alternatives that can help self-employed borrower obtain financing for either their primary residence purchase or for real estate investing initiatives. Bank Statements Loans Bank statement loans have emerged as a viable alternative to traditional stated income loans for borrowers facing challenges in verifying their income through conventional means such as providing the last two years' tax returns, W-2s, and pay stubs. Classified as non-QM loans, nontraditional loans, or expanded criteria loans, these financial instruments accept alternative forms of documentation to demonstrate the borrower's capacity to repay. Essentially, a bank statement loan enables borrowers to validate their income using bank statements, offering flexibility and an alternative avenue for those with unconventional income verification needs. Profit and Loss Loans These loans usually use a CPA, EA prepared Profit and Loss statement rather then 2 years tax returns that is common for conventional financing. It can be a great option to self-employed borrower when the net income per books is higher than what is reflected on taxes manly due to time differences. 1099 Loans A 1099 income loan is for self-employed or independent contract workers who have difficulty qualifying for a conventional mortgage loan. Lenders look at income from a 1099 instead of tax returns. This can pe a great option for independent contractors who are Schedule C sole proprietors. Asset Depletion loans An asset depletion mortgage, also recognized as an asset-based home loan, is a unique mortgage arrangement enabling qualification based on your assets as a source of income. Unlike other asset-based lending approaches, this type of mortgage doesn't use your assets as collateral; instead, lenders convert your assets into income to assess your repayment capacity. Notably, an asset depletion mortgage eliminates the need for proof of employment income, a requirement that may pose challenges for certain borrowers. This is particularly beneficial for individuals such as the self-employed who lack conventional proof like pay stubs or W-2s, and whose tax returns might not accurately portray their financial standing. If you find yourself ineligible for a standard home loan, an asset depletion mortgage could be a suitable alternative for your specific financial situation. These are the most common but there are a multitude if other loan options designed to help the self-employed borrowers qualify based on alternative types of documentation. Get a quote About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Innovative Real Estate TAX PLANNING Taxes are often your largest expense. For many people, the truth can be harsh: taxes can consume a large portion of your yearly income, sometimes as much as 30-50% or even more.Surprisingly, many real estate investors tend to postpone addressing their tax matters, missing out on valuable opportunities to significantly reduce their tax bills. In our assessments of new clients' tax returns, we consistently find that the majority have made errors and overlooked potential avenues to cut down on their tax liabilities. If you're among the many taxpayers who only meet with their tax professionals once a year to file their taxes, there's a critical issue to consider. Your tax return essentially serves as a report card for your financial activities in the past year, highlighting both the moves you made and the ones you missed. While some retroactive corrections are possible, the actions and strategies you employ throughout the year, sometimes even years in advance, have the most substantial impact on the final tally of your tax bill. Our mission is to empower our clients by ensuring they are well-informed about all potential tax consequences in advance and by helping them implement proactive strategies to minimize their tax burden. We are your trusted advisors! We stand out from our competition by combining our expertise in real estate, finance, investment analysis, and taxation. We recognize that real estate transactions can have short and long-term tax consequences and it's crucial to consider them beforehand. Our focus on tax planning allows us to discuss the effects of taxes both in the present and as part of a long-term investment strategy. By being fully aware of the tax implications, our clients can prepare well in advance and make informed decisions that lead to the highest net profits.   About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Subscribe Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved Your one-stop solution RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Tax Planning   |   Real Estate   |   Mortgage Services One stop solution Mission Statement Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. RealtyFi Team   Our Services Whether you need advice on tax strategies, mortgage options, or real estate investments, we have the expertise and experience to guide you. We offer unparalelled real-estate advise. TAX PLANNING Essential in every real estate deal, tax planning is a game-changer for net profit. As real estate tax planning experts we offer strategies that ensure our clients make tax-effective choices for maximum profitability. REAL ESTATE Experience better profits with our unique approach that integrates traditional real estate services, tax planning, investment analysis and mortgage finance. We're not just Top Agents; we're your Trusted Advisors! MORTGAGE Real estate investments often demand creative financing solutions. Our personalized approach aligns sophisticated investor needs with the innovative products offered by our lender partners. CONSULTING As your trusted advisor, we excel in evaluating your asset's performance and its role in your portfolio. Through projections and investment analysis models, we assist you in mitigating risks and avoiding unwelcome surprises. One Stop Solution Simplify your path to better profits! We bring real estate, tax planning, and mortgage consulting under one roof, eliminating the hassle of coordinating separate professionals who may not fully grasp each other's expertise. With an advisor who understands it all, you enhance your chances of optimizing return. Tax Planning   |   Real Estate   |   Mortgage Subscribe Sign-Up For News Updates and Alerts Subscribe Latest articles SEE ALL REAL ESTATE AND TAX PLANNING: UNLOCKING FINANCIAL SUCCESS Integrating real estate into your tax planning strategy can be a game-changer for individuals and businesses alike... Read more WHY USING A MORTGAGE BROKER MAY BE YOUR BEST CHOICE Securing residential loans, whether Conventional or Government-backed, involves a journey from the Primary Market to the Secondary Market... Read more TAX PLANNING FOR SHORT TERM RENTALS Short term rental tax strategy is a great way to lower taxes on your income, and is a main reason for many short term real estate investors. Read more OUR LISTINGS All Active Sold Pending Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 View All Listings --> Real estate success demands a holistic strategy that goes beyond the ordinary. Our approach seamlessly integrates tax planning and mortgage consulting, ensuring each move is strategically optimized. It's not just about properties; it's about maximizing profits, minimizing risks, and securing a future of financial prosperity Julian Florescu Why Choose Us? We value knowledge We take pride in sharing unique knowledge that sets us apart from other real estate professionals. We firmly believe that possessing valuable knowledge consistently leads to the best results. Profit focused Unlike many real estate professionals prioritizing 'top dollar' sales, our focus is on maximizing what stays in your pocket. Therefore, we aim to generate the highest net profit for you. Transparency We pride ourselves on transparent communication, providing you with clear information at every step, building trust, and ensuring a seamless and ethical transaction experience. Effectiveness We provide a highly effective real estate sales approach that involves strategic tax planning, accurate market analysis, skillful negotiation, and a keen understanding of client needs. 0 Homes sold 0 Happy Customers 0 Loans closed 0 Years of experience Testimonials Stephanie Chan We met Julian through a mutual contact and we were so lucky to have worked with him. With Julian’s help, we purchased our first house and new home in Rancho Park area in LA during the middle of pandemic. Julian was so informative and patient with us. He helped guide us through the process as our Buying Agent. He is super knowledgeable and came up with good strategies on making offers. He helped us purchase our dream house. We cannot thank him enough. We look forward to working with Julian again in the future. M Lee My son and I had the pleasure of working with Julian who provided expert guidance on real estate tax strategies. From the moment we reached out, he showed a genuine commitment to helping us understand the complex world of real estate tax. What truly stood out was the clear and concise manner in which he explained the most intricate tax concepts. He was patient and took the time to ensure we understood every aspect, which is a rarity in the world of tax. Despite his busy schedule, he made sure to accommodate our needs. Larry Long Tran I have worked with Julian both in mortgage lending and in tax. He excels in both capacities! As a mortgage broker, Julian is experienced and highly knowledgeable about different loan programs. More important, he understands your specific situation and advises the best options that meet your needs. Whether you are a first time home buyer or experienced investor looking for financing options, talk to him! As a CPA, he is very diligent, attentive to details yet strategic and always keeps the big picture in mind - how to save his clients from paying unnecessary tax due by planning ahead. Watch Video Here is a video that describes how our process works. --> ONE STOP SOLUTION! Contact us now JULIAN FLORESCU, CPA Real Estate Broker | Mortgage Broker Los Angeles, California 90067 [email protected] +1.213.335.2107 Get in touch You Name You Email You Phone Message Send I agree to be contacted by RealtyFi Inc. via call, email, and text. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. View our Privacy page. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact LATEST ARTICLES 4 min read Why using a Mortgage Broker may be your best choice   Securing residential loans, whether Conventional or Government-backed, involves a journey from the Primary Market to the Secondary Market, where investors like Fannie Mae, Freddie Mac, and Ginnie Mae purchase mortgage notes. As lenders sell these loans, they replenish their cash reserves, continuing to originate new loans. While the loans end up in the same place, the Primary Market is where consumers access them through different channels offered by the same lenders. Advantages of Choosing a Mortgage Broker: 1. Specialized Services: Dedicated solely to mortgage services, mortgage brokers are free from ties to depository functions. 2. Diverse Network: Access to an extensive network of multiple wholesale lenders and diverse programs. 3. Consumer-Centric Approach: Exclusively committed to working for the consumer, without favoritism towards any specific lender or pass-through line of credit (ex. Direct lenders, retail banks) 4. Education Emphasis: Loan Officers undergo mandatory entry-level and ongoing education, ensuring a high level of expertise (unlike retail banking loan officers) 5. Controlled Costs: Promises controlled costs, making it the optimal choice for consumers seeking favorable pricing and diverse program options. 6. Customized Solutions: Tailors mortgage solutions to meet individual needs, providing personalized advice. 7. Negotiation Prowess: Leverages access to various lenders for negotiating favorable terms, interest rates, and closing costs. 8. Industry Relationships: Utilizes established connections for a smoother loan approval process. 9. Market Knowledge: Possesses in-depth knowledge of local real estate markets, offering valuable insights. Why Correspondent Lenders or Banks May Be a Poorer Choice: Correspondent Lenders: Often use controversial terms like "mortgage banker" or "direct lender" when functioning as indirect lenders. In-House Focus: May prioritize in-house loan products, potentially overlooking external options advantageous for the borrower. Not a "True Broker": Distinct from traditional brokers, operating as intermediaries without being true brokers. Potentially Higher Costs: Due to operational expenses, rates and fees from correspondent lenders might be higher than those offered through brokers, impacting the overall cost of the loan. Less Competitive Negotiation: Unlike brokers who can negotiate with multiple lenders, correspondent lenders may have less flexibility, potentially limiting their ability to secure the most favorable terms for borrowers. Banks: Limited Loan Options: Often has a more restricted array of loan options compared to brokers, potentially limiting the choices available to borrowers. Limited Broker-Like Independence: Banks often act as direct lenders, lacking the independence and flexibility associated with mortgage brokers who can shop around for the best deals on behalf of borrowers. Potentially Less Specialized Knowledge: Loan Officers at banks may have a broader knowledge base across various financial products, but their specialization in mortgages might be less pronounced than that of brokers. Navigating the complex landscape of mortgages requires informed decision-making. While correspondent lenders and banks offer certain advantages, choosing a mortgage broker emerges as a more consumer-centric option, providing specialized expertise, diverse options, and a personalized approach. The careful consideration of these factors ensures borrowers can make choices aligned with their unique needs and financial goals. search Partners subscribe Sign up with your email address to receive news and updates. go Other Articles REAL ESTATE AND TAX PLANNING Unlocking financial success WHY USING A MORTGAGE BROKER? It may be your best choice Tax Planning for Short Term Rentals A great way to lower taxes on your income About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact What's your home worth? Let's get in touch so I can evaluate your home What's Your Property Worth? Would you like to know your home's estimated value? Our FREE service provides you with your property's current market value and suggested selling price! Just fill out the brief form and submit, and we'll analyze the comparables, local trends and other local market data to provide you with an up-to-date and accurate estimate of the worth of your home or condo. You Name You Email You Phone Your Address Submit About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Creative loan solutions Mortgage Services Creative loan solutions Personalized lending READ MORE Creative loan solutions INCOME PROPERTY LOANS READ MORE Creative loan solutions Self-employed loans READ MORE Creative loan solutions Foreign Nationals READ MORE Seasoned investors recognize the power of leverage in amplifying their financial prowess while concurrently mitigating individual risk. The intelligent use of leverage not only unlocks substantial financial potential but also opens doors to valuable tax benefits. We bring a wealth of mortgage expertise to the table as an integral component of our holistic approach to real estate investing. Our mission is to empower clients to harness the full spectrum of financing options, ensuring they make informed decisions that amplify overall profitability. Explore a diverse range of finance options tailored to meet your unique needs. From straightforward Fannie Mae and Freddie Mac conventional loans to FHA or VA financing, we cater to a broad spectrum of clients. Our offerings extend to the more intricate financial landscapes designed for high-net-worth individuals, sophisticated investors, and even foreign nationals. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact MORTGAGE SOLUTIONS FOREING NATIONALS AND ITIN FOREING NATIONALS AND ITIN A foreign national loan is a specific type of non-qualified mortgage crafted for individuals who are not U.S. residents but seek to acquire property within the country, whether for investment purposes or as a home base during visits. This program aims to assist non-residents in navigating the unique challenges they may encounter throughout the homebuying process in the U.S. Foreign national mortgage programs typically extend the opportunity for non-residents to secure a mortgage without the need for a Social Security number, green card, or visa. Notably, borrowers are not obligated to possess a FICO score or provide conventional proof of credit. Instead, they can showcase creditworthiness through alternative means or submit a credit report from their country of origin. These specialized loan programs, such as foreign national loans and ITIN loans, come into play when an individual borrower falls outside the criteria for permanent resident alien or non-permanent resident alien. Such initiatives open avenues for non-citizens in the U.S. to purchase property, even if lacking the standard documentation required for a conventional home loan. Similar to all home loans, the approval of foreign national loans hinges on factors such as the borrower's creditworthiness, income stability, and ability to repay the loan. Additional considerations, including property taxes and homeowners insurance, are factored in. However, it's crucial to note that, compared to conventional loans, these specialized loans may impose more stringent requirements and necessitate more extensive documentation. Get a quote About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact LATEST ARTICLES 8 min read Tax Planning for Short Term Rentals   Short term rental tax strategy is a great way to lower taxes on your income, and is a main reason for many short term real estate investors. This article explains the basics of how to use the short term rental loophole, and what a smart approach to short term rental taxes looks like. If you’re purchasing a short term rental, or already have a few or more, the best step you can take is to talk to a real estate tax advisor. Our firm is an expert in this, and we know that even small changes can have a big impact on what you save on taxes. When you work with someone who understands this field, it can give you a strategic advantage that helps your personal wealth and business growth. Let’s dive into STR tax strategy. The Evolution of Tax Planning for Short Term Rentals The Tax Reform Act of 1986 was a major law that passed in the 1980s. It was one of President Reagan’s main goals for his second term, and it reduced federal income tax rates for some tax brackets. It also affected how taxes were calculated for short term rental properties. Before this Act, individuals could deduct losses from rental properties from active income without any restrictions. There was no distinction between passive and business activities. This caused some disagreement because it benefited highly paid professionals, especially doctors and lawyers, but it applied to everyone.  Here’s why people cared: These high-income professionals would purchase a rental property, lower its value for tax purposes, then use the losses to reduce their taxable income. Through influencing and various initiatives, The Tax Reform Act created Section 469 of the tax code, which is the Passive Activity Rules. These rules made all rental properties passive by default. After that, there was no way to make rental properties non-passive. Through more rounds of influencing, especially from the real estate industry, a new law was enacted in the mid-1990s called the Real Estate Professional Status (REPS) exception. Owners of real property trades or businesses could then use losses from rental properties, classified as non-passive. We'll discuss more about REPS as part of a short term rental tax strategy, but basically you have to qualify as a real estate professional. To do that, you must work 750 hours and more than your total working time in real property trades or businesses.  How does the Short Term Rental Tax Loophole work? The  short term rental loophole  has saved people thousands of dollars a year in taxes because it doesn’t require you to be a real estate professional. It can be found in the tax code under  Reg. Section 1.469-1T(e)(3)(ii)(A) , and defines exceptions to the definition of “rental activity”. Here are the six criteria from the tax code that can make income from a rental property qualify as non-rental activity, and therefore not passive by default: The average period of customer use for such property is seven days or less. The average period of customer use for such property is 30 days or less, and significant personal services are provided by or on behalf of the owner of the property in connection with making the property available for use by customers.  This could include services like a hotel would provide, such as daily cleaning or meals. Extraordinary personal services  (same as above)  are provided by or on behalf of the owner of the property in connection with making such property available for use by customers (without regard to the average period of customer use).  The rental of such property is treated as incidental to a non rental activity of the taxpayer. The taxpayer customarily makes the property available during defined business hours for nonexclusive use by various customers. The provision of the property for use in an activity conducted by a partnership, S corporation, or joint venture in which the taxpayer owns an interest is not a rental activity. If you want a complete Guide to Short Term Rentals, we have one. Here is what you should read next. Criteria for Material Involvement to Qualify for the Tax Break on Short Term Rentals We said earlier that becoming a real estate professional is one way to convert losses on rental properties. However, this is usually not an option for highly paid professionals like doctors or lawyers, because they don't have half of their working time to spend on a real estate business. The short term rental tax loophole can help, though. The exceptions to the definition of rental activities in the tax code above can also make losses non-passive if you, the short term real estate investor, satisfy one of seven material participation criteria. These tests will determine whether you qualify based on your use of and involvement in your short term rental property. Here they are: Spend more than 500 hours on the short term rental business Do substantially everything for the STR business Spend more than 100 hours on the activity and no one other individual spends more time than you do Significant participation activity for more than 100 hours, and your combined activity in all significant participation activities exceeds 500 hours Participating in the business for five of the 10 previous taxable years Personal service activity (non income-producing) for three of the previous taxable years Regular, continuous, provable participation in the business for more than 100 hours Most short term real estate investors can qualify for one of these three tests. If you pass one of these tests, and your short-term rental is not counted as a rental activity, then it is not passive. STR Income and Non-Passive Losses You want to check these boxes so that you can use your short term rental for non-passive losses. This is beneficial because non-passive losses can reduce non-passive income. If you can qualify, your short-term rental will lower your tax bill. This is the first main element of a short term rental tax strategy. The second is depreciation. How Depreciation Affects Your Taxes as a Short Term Rental Host If you get a savvy real estate CPA, they’re going to lead you through leveraging depreciation for your short term rental. Here’s what they will help guide you on: Having a cost segregation study on your property That cost segregation will reclassify certain components of your property from 39 year life (depreciation life for an STR property) into 5 and 15 year life. This is for tangible personal property, land improvement property, and qualified improvement property.  This is how this can benefit you: 5 and 15 year property can usually make up 20-30% of a property’s purchase price. Example: if you bought a $1 million dollar property and did a cost segregation structure, 20-30% of it could be resegregated and fully depreciated. This would give you a $250,000 deduction. This is beneficial because your losses are non-passive, and that tax loss can be used to reduce taxes on your W-2 income. What’s Changing About Depreciation for Short Term Rentals? Bonus depreciation for short term rentals and other business activities has been at 100% since 2018. This is the final year that bonus depreciation will be fully 100%. After this, the plan is to gradually reduce the percentage each year for the following five years. This is what to expect: In 2023, it will drop down to 80% bonus depreciation.  For illustrative purposes, that would mean, if you were going to get a $250k deduction, you’d get $200k in 2023.  In 2024, it will drop down to 60%.  The $250k deduction would become RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact MARKETING STRATEGY An integrated approach for unmatched results Massive Online Presence Establishing a robust online presence is crucial for achieving marketing success, given that 92% of contemporary homebuyers initiate their search for properties on the internet when looking to buy a new home. Our commitment includes keeping your MLS listing up-to-date and ensuring that your property is showcased effectively across numerous prominent real estate listing websites. Paid Adds, Social Media and E-Mail Marketing We'll promote your home on social media by using effective real estate marketing strategies, send engaging emails to our buyer and investor database, and use targeted paid ads to reach specific demographics. This guarantees increased visibility during the crucial first week on the market and attracts more in-person visits to your home. Professional Staging Home staging has become a "must-do" for sellers. Some 79% of buyer's agents said home staging makes it easier for prospective buyers to visualize the property as their future home. Staged homes sell faster and for more money than those that are unstaged, according to The National Association of Realtors. We collaborate with reputable vendors who will use their vision to maximize your property’s potential and help buyers envision how they will make it their own. Professional Photography Your home’s first impression is online, so the images of your home are critically important to attracting buyers. We work only with the best architectural photographers who know how to highlight your home’s most desirable features. We then carefully curate the images to display, which drives interest in the home and attracts more people to your door. 3D Walkthrough Potential homebuyers can now explore residences in unprecedented detail through interactive 3D walkthrough tours, leveraging the advanced virtual tour technology from Matterport. They have the freedom to navigate each room at their own pace, seamlessly gliding through the space without the need for a realtor. With this innovative approach, individuals can meticulously inspect every detail, from the smallest nook to specific dimensions such as window heights, as if they were physically present. This self-guided, immersive experience redefines the home-buying process, offering a comprehensive view that transcends the limitations of traditional property visits. Video Marketing We create video tours of our listings and feature them on our Youtube channel. This gives potential buyers a different outlet to view the property and helps give your property a stronger presence online. PRINTED COLLATERAL Open house invitations Open house invitations are hand-delivered to neighboring homes in your property’s area to encourage foot traffic and garner interest from local’s friends and family. Postcards Postcards are mailed locally to a targeted list of homes, condos, and renters ─ spurring wider awareness from those most likely to purchase your property. Newsletters Bi-monthly newsletters featuring your property are mailed to homes and condos, encouraging other property owners to convert into prospective buyers. Flyers A compelling property one-sheet flyer will be made available at your property’s open house, broker’s open, private showings, and curbside display box. Brochures As a premium takeaway for agents and prospective buyers, an elegant brochure will provide rich visuals, draw attention to your property’s unique details. Floor Plans and Photographic Rendering - Home improvement services Decluttering Deep Cleaning Mold Remediation Pest Control Roof Repair Landscaping Painting & Cosmetic Renovations Window Treatments & Replacement Floor Refinishing & Replacement Kitchen & bathroom Remodel Open Houses & Private Showings Frequently, hosting both Open Houses and Private Showings is crucial to accelerate the sale of your property. We've crafted a systematic and proven methodology for this pivotal stage in the selling process. We capitalize on this excellent opportunity to showcase your home by: Sending Open House Invitations Actively promoting Open Houses with targeted invitations to potential buyers, creating a buzz around your property. Open House Signage Placing strategic signage to attract foot traffic and generate interest during Open Houses. Pre-Showing Prep Ensuring your property is in optimal condition before every showing, leaving a positive and lasting impression on potential buyers. Sign-In & Follow-Up Implementing a sign-in system for visitors during showings, enabling effective follow-up to gauge interest and address inquiries. Results driven pricing strategy Here are our considerations that help us recommend the optimal pricing: Comparable Homes Analyzing properties similar to yours in size, price, range, and age. Market Competition Assessing your area's competition and current inventory levels. Optimal Price Points Determining the best price to target two pricing brackets for effective online searches. New Construction Benchmark Evaluating the cost of new construction in your area for contextual pricing. Competitive Positioning Identifying your home's pricing position within the current competitive landscape. Human-Centric Valuation While online tools provide estimates, our human-driven approach ensures a realistic assessment of what your house will sell for. Strategic Pricing We prioritize selling over property sitting on the market, implementing a pricing strategy that often results in multiple offers. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Mortgage Solutions Income Property Loans INCOME PROPERTY LOANS Besides identifying great real estate investment opportunities for our clients our mission is to find optimal financing options that increase cash flow and maximize tax deductions. Savvy investors require loans that often require creative thinking. This can be due to more unique property types, loan amount size, income complexity or sometimes DSCR Loans A DSCR loan offers a viable option for purchasing a house even with low or no income. This type of loan falls under the category of Non-QM (Non-Qualified Mortgage) loans designed specifically for real estate investors. The uniqueness of a DSCR loan lies in its ability to assess a borrower's repayment capacity without relying on traditional income verification methods. As part of the broader spectrum of Non-QM loans, a DSCR loan provides potential borrowers an alternative financing avenue, eliminating the need for conventional income verification processes. This type of loan proves advantageous, especially for showcasing rental income that may not be reflected in tax records due to legitimate business expense deductions. Unlike traditional loans that depend on pay stubs or W-2 forms, which many real estate investors may not possess, a DSCR loan considers the cash flow generated from investment properties. Lenders utilize the Debt Service Coverage Ratio (DSCR) to evaluate whether a borrower can comfortably meet their monthly loan obligations. The nature of property-related deductions often reduces taxable income, creating a challenge for investors to demonstrate their actual earnings. DSCR becomes instrumental in such cases, providing lenders with a more accurate picture of a borrower's financial capability to make consistent loan repayments. Other types of loans While DSCR Loans prove advantageous for real estate investors, it's essential to acknowledge that they often come with higher costs. Consequently, we explore a range of alternatives tailored to each client's specific circumstances. Our network of lending partners extends options such as bank statements loans, profit and loss loans, 1099 loans, VOE loans, and even no income loans. These diverse offerings cater to both homebuyers and investors, allowing us to tailor financing solutions to individual needs. In our quest for optimal financing, we meticulously consider various factors, including tax benefits, the purpose and term of the proposed investment (e.g., flip or long term), and the current performance of the investment portfolio, among others. It's crucial to understand that recommending the most suitable loan necessitates a comprehensive understanding of the broader financial landscape. We recognize that each client's financial situation is unique, and the ideal financing solution hinges on a thorough examination of the bigger picture. By taking into account a multitude of aspects, we can guide our clients toward the most fitting loan option that aligns with their goals and financial circumstances. Get a quote About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact PRIVACY POLICY Privacy Policy This privacy notice discloses the privacy practices for RealtyFi, Inc. This privacy notice applies solely to information collected by this web site. It will notify you of the following: What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared. What choices are available to you regarding the use of your data. The security procedures in place to protect the misuse of your information. How you can correct any inaccuracies in the information. Information Collection, Use, and Sharing We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. 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About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact TERMS OF USE Terms of Use Please carefully read this agreement (“Agreement”) before accessing or using this Internet Web site (“Web Site”). When you access or use the Web Site, you are agreeing to be bound by this Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this Web Site or download any information from it. Materials on this Web Site may be accessed, downloaded and printed only for personal and non-commercial use. By using this Web Site, you agree that you will not use any materials or information found on this Web Site for any purpose that is unlawful or prohibited by this Agreement, including, but not limited to, the use of this Web Site from locations outside of the United States of America or if you are under 18 years of age. 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You agree that each provision to this Agreement shall be construed independent of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Tax Planning   |   Real Estate   |   Mortgage Services One stop solution Mission Statement Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. RealtyFi Team   Our Services Whether you need advice on tax strategies, mortgage options, or real estate investments, we have the expertise and experience to guide you. We offer unparalelled real-estate advise. TAX PLANNING Essential in every real estate deal, tax planning is a game-changer for net profit. As real estate tax planning experts we offer strategies that ensure our clients make tax-effective choices for maximum profitability. REAL ESTATE Experience better profits with our unique approach that integrates traditional real estate services, tax planning, investment analysis and mortgage finance. We're not just Top Agents; we're your Trusted Advisors! MORTGAGE Real estate investments often demand creative financing solutions. Our personalized approach aligns sophisticated investor needs with the innovative products offered by our lender partners. CONSULTING As your trusted advisor, we excel in evaluating your asset's performance and its role in your portfolio. Through projections and investment analysis models, we assist you in mitigating risks and avoiding unwelcome surprises. One Stop Solution Simplify your path to better profits! We bring real estate, tax planning, and mortgage consulting under one roof, eliminating the hassle of coordinating separate professionals who may not fully grasp each other's expertise. With an advisor who understands it all, you enhance your chances of optimizing return. Tax Planning   |   Real Estate   |   Mortgage Subscribe Sign-Up For News Updates and Alerts Subscribe Latest articles SEE ALL REAL ESTATE AND TAX PLANNING: UNLOCKING FINANCIAL SUCCESS Integrating real estate into your tax planning strategy can be a game-changer for individuals and businesses alike... Read more WHY USING A MORTGAGE BROKER MAY BE YOUR BEST CHOICE Securing residential loans, whether Conventional or Government-backed, involves a journey from the Primary Market to the Secondary Market... Read more TAX PLANNING FOR SHORT TERM RENTALS Short term rental tax strategy is a great way to lower taxes on your income, and is a main reason for many short term real estate investors. Read more OUR LISTINGS All Active Sold Pending Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 View All Listings --> Real estate success demands a holistic strategy that goes beyond the ordinary. Our approach seamlessly integrates tax planning and mortgage consulting, ensuring each move is strategically optimized. It's not just about properties; it's about maximizing profits, minimizing risks, and securing a future of financial prosperity Julian Florescu Why Choose Us? We value knowledge We take pride in sharing unique knowledge that sets us apart from other real estate professionals. We firmly believe that possessing valuable knowledge consistently leads to the best results. Profit focused Unlike many real estate professionals prioritizing 'top dollar' sales, our focus is on maximizing what stays in your pocket. Therefore, we aim to generate the highest net profit for you. Transparency We pride ourselves on transparent communication, providing you with clear information at every step, building trust, and ensuring a seamless and ethical transaction experience. Effectiveness We provide a highly effective real estate sales approach that involves strategic tax planning, accurate market analysis, skillful negotiation, and a keen understanding of client needs. 0 Homes sold 0 Happy Customers 0 Loans closed 0 Years of experience Testimonials Stephanie Chan We met Julian through a mutual contact and we were so lucky to have worked with him. With Julian’s help, we purchased our first house and new home in Rancho Park area in LA during the middle of pandemic. Julian was so informative and patient with us. He helped guide us through the process as our Buying Agent. He is super knowledgeable and came up with good strategies on making offers. He helped us purchase our dream house. We cannot thank him enough. We look forward to working with Julian again in the future. M Lee My son and I had the pleasure of working with Julian who provided expert guidance on real estate tax strategies. From the moment we reached out, he showed a genuine commitment to helping us understand the complex world of real estate tax. What truly stood out was the clear and concise manner in which he explained the most intricate tax concepts. He was patient and took the time to ensure we understood every aspect, which is a rarity in the world of tax. Despite his busy schedule, he made sure to accommodate our needs. Larry Long Tran I have worked with Julian both in mortgage lending and in tax. He excels in both capacities! As a mortgage broker, Julian is experienced and highly knowledgeable about different loan programs. More important, he understands your specific situation and advises the best options that meet your needs. Whether you are a first time home buyer or experienced investor looking for financing options, talk to him! As a CPA, he is very diligent, attentive to details yet strategic and always keeps the big picture in mind - how to save his clients from paying unnecessary tax due by planning ahead. Watch Video Here is a video that describes how our process works. --> ONE STOP SOLUTION! Contact us now JULIAN FLORESCU, CPA Real Estate Broker | Mortgage Broker Los Angeles, California 90067 [email protected] +1.213.335.2107 Get in touch You Name You Email You Phone Message Send I agree to be contacted by RealtyFi Inc. via call, email, and text. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. View our Privacy page. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact BUYERS An integrated approach for unmatched results Finding a future home is more than just a monetary investment. It's about finding a lifestyle that complements your personality, goals, and desires. When you move into a new home, you're also moving into a new community and neighborhood. However, it's equally important to understand the financial implications of being a homeowner, as well as the additional responsibilities that come with it. While emotions play a significant role in the decision-making process, it's crucial to consider the long-term financial impact to avoid future stress and disappointment. We are not only helping you find the right home! We make sure that it is a solid investment. Throughout your life, you'll likely upgrade your home multiple times. Therefore, it's imperative that each home purchase is also a solid investment. By building equity, you can secure your future purchases or even use it for retirement. As a licensed Certified Public Accountant specializing in real estate taxation, a Real Estate and Mortgage Broker, we take our expertise to another level. We provide you with valuable insights into the tax implications of owning real estate and how to use tax strategies to your benefit. Tax benefits, used correctly, can reduce your actual mortgage payments and therefore the payment burden. We can break down the numbers by using tax break projections for your specific tax context, allowing you to understand the reduced cost of homeownership, net of tax. We will also advise on the best exit strategies so you can prepare years ahead and minimize the tax consequences. With our investor like mindset and expertise we will provide you with investment specific input should you be interested in turning your purchase in a rental. Getting the right financing guidance! Before you start making offers, it's essential to get pre-approved for a loan. With our two decades of mortgage expertise, we will guide you through the process, discuss the most recent interest rates environment and financing options, and ensure you are fully prepared to write competitive offers. We consider your financing options with a tax planning and investment mindset, ensuring that we present the best fit for your overall context. An integrated strategy produces the best results. We use an integrated strategy that combines real estate, mortgage finance, tax planning, and investment analysis. We strongly believe that this approach will help you make the right buying decision and maximize your profit when you decide to sell. Solid knowledge from all three fields is required to understand how one affects another and generate the optimal result. Our expertise in all three fields allows us to offer a level of service that traditional agents simply cannot match. Some of the steps we follow to ensure your experience is perfect are: 01 Discovery We'll begin by diving into your objectives and requirements, including property type, location, budget, timeline, and any other specific factors that hold significance for you. During this consultation, we'll introduce our distinctive, all-encompassing approach, which seamlessly integrates tax planning, investment analysis, mortgage approval, and expert insights in real estate. This holistic strategy will empower you to fully comprehend the remarkable advantages it offers in contrast to the conventional buyer's agent approach. 02 Tax Planning Session We firmly hold the belief that any significant investment decision, particularly in real estate, should commence with a comprehensive examination of the potential tax implications. These tax considerations can either prove advantageous or lead to significant adverse consequences, not just in the short term but also throughout the entire duration of ownership and even when it comes time to sell. As part of our advisory service, we specialize in conducting in-depth discussions about the tax aspects and providing tailored planning solutions to ensure you make informed and tax-efficient investment choices. 03 Mortgage Pre-approval Other Realtors will connect you with “their trusted partners”. We are your trusted partner! We will go in depth about available mortgage options and the current interest rates environment. At this stage we will gather all relevant documents so we can get you fully pre-approved and ready to make offers. Our tax expertise gives us the ability to show you the potential tax benefit of using financing so you can understand the true cost of your mortgage, which is what is ultimately relevant. The actual cost of your mortgage can be significantly lower than the actual payment and so the effective interest rate. 04 Search Finding homes might seem straightforward, but identifying the right opportunity is the real challenge. That's where we step in. We're here to provide you with a curated shopping experience, offering recommendations tailored to meet or exceed your expectations. Our approach is intelligent and targeted, keeping you informed when properties that match your criteria become available or drop in price. Throughout the process, we'll share valuable insights on effective home searching and how to leverage public websites to discover exceptional properties that align with your needs. In addition to online searches, we'll also proactively reach out to local listing agents to explore off-market properties that may not yet be publicly visible. These hidden gems can be a game-changer in your search for the perfect home. 05 Making offers Once you've found a home you like, we'll schedule a meeting to plan your home buying strategy. We believe that every home purchase should be a smart investment, leading to higher profits when you decide to sell. This can help you fund future home improvements or simply build wealth. We'll provide you with up-to-date data to support the home's valuation, talk about the current local market conditions, and point out any potential issues so you can make a well-informed decision. We'll also discuss the investment side of your purchase. We understand that plans can change, and you might consider renting out your home later. We'll cover things like market rent, appreciation data, and potential tax considerations. 06 Negociating and Acceptance It might take a few attempts, but don't give up. We're eager to see you start the process to secure the property you adore, but it's essential to negotiate the right contract terms. There might be times when it's better to let go of a property and find another rather than agreeing to terms that could cause problems. We're here to guide you honestly and reliably, ensuring you not only get your dream home and a sound investment but also steer clear of any potential troubles. 07 In Escrow After you open escrow, there's a bit more room for negotiation before you finalize everything. We'll do our homework, get the property appraised, have it inspected, and go over the lender's terms. You'll be wrapping up your loan details, reviewing documents, and discussing the inspection results. If the property passes all the inspections, we can proceed quickly. But if it doesn't, we can bring in specialists to estimate the cost of fixing any problems we find. We'll then work on addressing these issues, either negotiating for credits at closing, asking for a price cut, or making sure the seller fixes the problems before we close the deal. 08 Final details Once you've finished all your checks and removed any conditions, we'll ensure the seller has made the agreed-upon repairs or provided the credits, and we'll prepare to close the deal. The home is effectively held for you until closing. 09 Closing This is the moment we've all bee RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Tax Planning   |   Real Estate   |   Mortgage Services One stop solution Mission Statement Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. RealtyFi Team   Our Services Whether you need advice on tax strategies, mortgage options, or real estate investments, we have the expertise and experience to guide you. We offer unparalelled real-estate advise. TAX PLANNING Essential in every real estate deal, tax planning is a game-changer for net profit. As real estate tax planning experts we offer strategies that ensure our clients make tax-effective choices for maximum profitability. REAL ESTATE Experience better profits with our unique approach that integrates traditional real estate services, tax planning, investment analysis and mortgage finance. We're not just Top Agents; we're your Trusted Advisors! MORTGAGE Real estate investments often demand creative financing solutions. Our personalized approach aligns sophisticated investor needs with the innovative products offered by our lender partners. CONSULTING As your trusted advisor, we excel in evaluating your asset's performance and its role in your portfolio. Through projections and investment analysis models, we assist you in mitigating risks and avoiding unwelcome surprises. One Stop Solution Simplify your path to better profits! We bring real estate, tax planning, and mortgage consulting under one roof, eliminating the hassle of coordinating separate professionals who may not fully grasp each other's expertise. With an advisor who understands it all, you enhance your chances of optimizing return. Tax Planning   |   Real Estate   |   Mortgage Subscribe Sign-Up For News Updates and Alerts Subscribe Latest articles SEE ALL REAL ESTATE AND TAX PLANNING: UNLOCKING FINANCIAL SUCCESS Integrating real estate into your tax planning strategy can be a game-changer for individuals and businesses alike... Read more WHY USING A MORTGAGE BROKER MAY BE YOUR BEST CHOICE Securing residential loans, whether Conventional or Government-backed, involves a journey from the Primary Market to the Secondary Market... Read more TAX PLANNING FOR SHORT TERM RENTALS Short term rental tax strategy is a great way to lower taxes on your income, and is a main reason for many short term real estate investors. Read more OUR LISTINGS All Active Sold Pending Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 View All Listings --> Real estate success demands a holistic strategy that goes beyond the ordinary. Our approach seamlessly integrates tax planning and mortgage consulting, ensuring each move is strategically optimized. It's not just about properties; it's about maximizing profits, minimizing risks, and securing a future of financial prosperity Julian Florescu Why Choose Us? We value knowledge We take pride in sharing unique knowledge that sets us apart from other real estate professionals. We firmly believe that possessing valuable knowledge consistently leads to the best results. Profit focused Unlike many real estate professionals prioritizing 'top dollar' sales, our focus is on maximizing what stays in your pocket. Therefore, we aim to generate the highest net profit for you. Transparency We pride ourselves on transparent communication, providing you with clear information at every step, building trust, and ensuring a seamless and ethical transaction experience. Effectiveness We provide a highly effective real estate sales approach that involves strategic tax planning, accurate market analysis, skillful negotiation, and a keen understanding of client needs. 0 Homes sold 0 Happy Customers 0 Loans closed 0 Years of experience Testimonials Stephanie Chan We met Julian through a mutual contact and we were so lucky to have worked with him. With Julian’s help, we purchased our first house and new home in Rancho Park area in LA during the middle of pandemic. Julian was so informative and patient with us. He helped guide us through the process as our Buying Agent. He is super knowledgeable and came up with good strategies on making offers. He helped us purchase our dream house. We cannot thank him enough. We look forward to working with Julian again in the future. M Lee My son and I had the pleasure of working with Julian who provided expert guidance on real estate tax strategies. From the moment we reached out, he showed a genuine commitment to helping us understand the complex world of real estate tax. What truly stood out was the clear and concise manner in which he explained the most intricate tax concepts. He was patient and took the time to ensure we understood every aspect, which is a rarity in the world of tax. Despite his busy schedule, he made sure to accommodate our needs. Larry Long Tran I have worked with Julian both in mortgage lending and in tax. He excels in both capacities! As a mortgage broker, Julian is experienced and highly knowledgeable about different loan programs. More important, he understands your specific situation and advises the best options that meet your needs. Whether you are a first time home buyer or experienced investor looking for financing options, talk to him! As a CPA, he is very diligent, attentive to details yet strategic and always keeps the big picture in mind - how to save his clients from paying unnecessary tax due by planning ahead. Watch Video Here is a video that describes how our process works. --> ONE STOP SOLUTION! Contact us now JULIAN FLORESCU, CPA Real Estate Broker | Mortgage Broker Los Angeles, California 90067 [email protected] +1.213.335.2107 Get in touch You Name You Email You Phone Message Send I agree to be contacted by RealtyFi Inc. via call, email, and text. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. View our Privacy page. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact LATEST ARTICLES 5 min read Real Estate and Tax Planning: Unlocking Financial Success   Integrating real estate into your tax planning strategy can be a game-changer for individuals and businesses alike. Beyond the conventional benefits of tax planning, leveraging real estate offers unique advantages that can contribute significantly to long-term financial success. In this article, we will explore how incorporating real estate into your tax planning can enhance your overall financial position. 1. Tax Advantages of Real Estate Ownership: Real estate investments come with a host of tax benefits. Deductions for mortgage interest, property taxes, and certain expenses related to property management can significantly reduce taxable income. Utilizing these deductions as part of your tax planning can result in substantial savings. 2. Capitalizing on 1031 Exchanges: The 1031 exchange is a powerful tool in real estate tax planning. This provision allows for the deferral of capital gains taxes when selling one property and reinvesting the proceeds into another "like-kind" property. This strategy enables investors to grow their real estate portfolio without immediately triggering significant tax liabilities. 3. Tax-Advantaged Retirement through Real Estate: Investing in real estate within a self-directed IRA or solo 401(k) allows for tax-advantaged growth. Rental income and capital gains generated by real estate investments held within these retirement accounts are typically tax-deferred or tax-free, providing an additional avenue for building wealth while minimizing tax obligations. 4. Depreciation Benefits: Real estate investors can leverage depreciation as a tax strategy. The IRS allows property owners to deduct a portion of the property's value each year as depreciation. This non-cash expense can offset rental income, reducing taxable income and, consequently, the overall tax liability. 5. Asset Protection and Wealth Transfer: Real estate can play a crucial role in estate planning. Structuring ownership through trusts or limited liability entities can provide asset protection, and various estate planning strategies can be employed to transfer real estate assets to heirs with minimized tax implications. 6. Business Expansion and Tax Credits: For businesses, real estate acquisitions can be strategically aligned with tax credits and incentives. Certain developments or property improvements may qualify for tax credits, providing opportunities for cost savings and supporting business growth. 7. Diversification and Risk Mitigation: Incorporating real estate into your tax planning strategy also brings the benefits of diversification and risk mitigation. Real estate investments, particularly in stable markets, can provide a hedge against market volatility and economic downturns, enhancing overall financial resilience. Incorporating real estate into your tax planning strategy is a dynamic approach to maximizing financial success. From taking advantage of tax deductions and deferring capital gains to leveraging depreciation and strategic estate planning, real estate offers a myriad of opportunities. By aligning your real estate investments with a well-thought-out tax strategy, you can unlock new avenues for savings, growth, and long-term prosperity. Seek professional advice to tailor a tax plan that aligns with your unique real estate goals and financial objectives. search Partners subscribe Sign up with your email address to receive news and updates. go Other Articles REAL ESTATE AND TAX PLANNING Unlocking financial success WHY USING A MORTGAGE BROKER? It may be your best choice Tax Planning for Short Term Rentals A great way to lower taxes on your income About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Contact Me Let's get in touch JULIAN FLORESCU, CPA Mortgage Broker | Realtor Los Angeles, California 90067 [email protected] +1.213.335.2107 Get in touch You Name You Email You Phone Message Send I agree to be contacted by RealtyFi Inc. via call, email, and text. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. View our Privacy page. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact An integrated approach for unmatched results Real Estate An integrated approach for unmatched results Buyers READ MORE An integrated approach for unmatched results Sellers READ MORE An integrated approach for unmatched results Marketing Strategy READ MORE An integrated approach for unmatched results What your home is worth READ MORE Its the knowledge that produces the best results! The real estate business is highly competitive, and we recognize that you have numerous options when selecting your real estate professional. To maximize outcomes, it is crucial to partner with a knowledgeable advisor who comprehends the diverse financial implications associated with real estate transactions, extending beyond the conventional expertise of a traditional Real Estate Professional. By choosing to work with us, you're not just partnering with a local Realtor; you're gaining access to the expertise of a licensed CPA, a Mortgage Broker, and a Real Estate Broker with over three decades of combined experience. Our distinctive integrated approach to selling and buying real estate seamlessly combines tax planning, investment analysis modeling, and mortgage finance with traditional real estate services. This holistic strategy empowers you to make informed decisions that ultimately leave more money in your pocket. We would be delighted to discuss your goals, present our approach in the context of your unique situation, and demonstrate how we can help you achieve top profits. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Get a quote Let's get in touch so I can give you a quote Looking to get a quote? Compare our today mortgage rates! Whether its 10, 15, 20 or 30 years, choose a term that works best for you. Low, fixed rates are available. Just fill out the brief form and submit. You Name You Email You Phone Your Address Submit About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact SELLERS An integrated approach for unmatched results While most agents strive to sell your real estate asset for 'Top Dollar,' our focus is on your NET PROFIT. Realizing the best financial result extends beyond an unparalleled marketing strategy, pricing tactics, local expertise, home improvements, or negotiation skills. It involves complex tax planning, a robust analysis of your forthcoming investment ventures, and securing the ideal financing when needed. As a Certified Public Accountant (CPA) with real estate taxation expertise, Real Estate and Mortgage Broker, I use a holistic approach that integrates tax planning, investment analysis, finance knowledge with the traditional real estate services to help you get the best possible result. Concierge Services that begin with tax planning and mortgage guidance Before you make the decision to sell, it's vital to have a clear understanding of: The impact of taxation on your transaction. Your mortgage qualifications for your next property acquisition. Conventional real estate professionals often direct you to their "trusted lender" or "their tax specialist," resulting in collaboration with multiple parties who may not fully grasp the interconnected effects of taxation and mortgages on your real estate plans. When you choose to work with us, you'll receive comprehensive guidance on all these aspects as part of our initial consultation.We'll create a tax projection tailored to your specific circumstances, discuss strategies to minimize and defer taxes when possible, and highlight potential benefits that your next purchase could offer. Additionally, we'll facilitate your pre-approval for your next mortgage, provide insights into the current interest rate landscape, and present financing options. A hands-on approach We employ a hands-on approach to get your home ready for the market, assisting you in coordinating every crucial detail. Property Design Updates: Decluttering, Deep Cleaning, Mold Remediation, Pest Control, Roof Repair, Landscaping, Painting & Cosmetic Renovations and more Expert Staging: To enhance the appeal to potential buyers, a professional staging company will craft an inviting atmosphere in your property. Whether it involves reconfiguring existing furniture or utilizing staging furniture, the stager's goal is to optimize your property's potential. Creative marketing materials: Professional photography (daylight, twilight, and aerial), Videography (interior, exterior, drone), signage, custom printed collateral. Massive online exposure including social media strategy In today's real estate market, over 90% of prospective homebuyers initiate their home search online. In order to satisfy consumer demand and increase the online visibility of your property, we will make sure that your MLS listing is always up to date and that your property is correctly showcased on the most popular real estate listing websites. To enhance the visibility and performance of your listing, we will employ strategies to elevate it towards the top of search results on the three leading listing aggregators: Realtor.com, Zillow, and Trulia. Our unique integrated approach maximizes profitability We firmly believe that a holistic perspective, extending beyond the real estate transaction, is the key to success. Considering taxation, long-term financial objectives, the current transaction's role, future acquisitions, and the optimal financing structure as integrated elements is what yields the best results. When you work with us, you're partnering with an advisor, not just a real estate professional. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact ABOUT ME CPA   |   Realtor   |   Mortgage Broker INTRODUCING JULIAN An exceptional professional who seamlessly integrates the expertise of a Certified Public Accountant (CPA), a seasoned Realtor, and a seasoned Mortgage Broker. This unique blend of knowledge affords Julian a distinct advantage in the realm of real estate, delivering unparalleled benefits to his clients. Drawing upon his CPA background, Julian provides clients with a comprehensive financial perspective on real estate transactions. He excels at guiding clients through the intricate financial aspects of property transactions, ensuring that investments not only make sound financial sense but also enjoy optimal tax efficiency. Julian firmly believes that understanding the tax implications is paramount in any significant asset transaction, especially in real estate. Neglecting tax planning can lead to a significant reduction in potential future profits. Regrettably, many buyers and sellers come to realize the importance of this too late in the game. As a Realtor, Julian leverages his profound understanding of the real estate market, current trends, and local dynamics to pinpoint the finest opportunities for his clients. His adept negotiation skills and capacity to provide clear market insights empower clients to make well-informed decisions that align seamlessly with their unique real estate objectives. Furthermore, Julian's proficiency as a Mortgage Broker equips him to assist clients in securing optimal financing solutions tailored to their specific property transactions. Whether you're embarking on your first home purchase or are a seasoned real estate investor, Julian connects clients with lenders offering competitive rates and terms customized to their individual needs. Julian's unwavering commitment to prudent tax planning and his comprehensive approach to real estate ensures that clients receive dedicated support and guidance throughout their real estate journey. His ultimate mission is to enable clients to maximize their financial gains while minimizing potential risks, all while navigating the world of real estate with unwavering confidence and tranquility. Julian Florescu, CPA About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975) RealtyFi - Real Estate - Mortgage - Tax Services Toggle navigation Home Tax Planning Real Estate Buyers Sellers Marketing Strategy What's my home value? Mortgage Services ret"> Personalized Lending Income Property Loans Self-Employed Borrowers Foreign Nationals Get a Quote About me Contact Tax Planning   |   Real Estate   |   Mortgage Services One stop solution Mission Statement Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. RealtyFi Team   Our Services Whether you need advice on tax strategies, mortgage options, or real estate investments, we have the expertise and experience to guide you. We offer unparalelled real-estate advise. TAX PLANNING Essential in every real estate deal, tax planning is a game-changer for net profit. As real estate tax planning experts we offer strategies that ensure our clients make tax-effective choices for maximum profitability. REAL ESTATE Experience better profits with our unique approach that integrates traditional real estate services, tax planning, investment analysis and mortgage finance. We're not just Top Agents; we're your Trusted Advisors! MORTGAGE Real estate investments often demand creative financing solutions. Our personalized approach aligns sophisticated investor needs with the innovative products offered by our lender partners. CONSULTING As your trusted advisor, we excel in evaluating your asset's performance and its role in your portfolio. Through projections and investment analysis models, we assist you in mitigating risks and avoiding unwelcome surprises. One Stop Solution Simplify your path to better profits! We bring real estate, tax planning, and mortgage consulting under one roof, eliminating the hassle of coordinating separate professionals who may not fully grasp each other's expertise. With an advisor who understands it all, you enhance your chances of optimizing return. Tax Planning   |   Real Estate   |   Mortgage Subscribe Sign-Up For News Updates and Alerts Subscribe Latest articles SEE ALL REAL ESTATE AND TAX PLANNING: UNLOCKING FINANCIAL SUCCESS Integrating real estate into your tax planning strategy can be a game-changer for individuals and businesses alike... Read more WHY USING A MORTGAGE BROKER MAY BE YOUR BEST CHOICE Securing residential loans, whether Conventional or Government-backed, involves a journey from the Primary Market to the Secondary Market... Read more TAX PLANNING FOR SHORT TERM RENTALS Short term rental tax strategy is a great way to lower taxes on your income, and is a main reason for many short term real estate investors. Read more OUR LISTINGS All Active Sold Pending Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 Home Name $1,590,000 View All Listings --> Real estate success demands a holistic strategy that goes beyond the ordinary. Our approach seamlessly integrates tax planning and mortgage consulting, ensuring each move is strategically optimized. It's not just about properties; it's about maximizing profits, minimizing risks, and securing a future of financial prosperity Julian Florescu Why Choose Us? We value knowledge We take pride in sharing unique knowledge that sets us apart from other real estate professionals. We firmly believe that possessing valuable knowledge consistently leads to the best results. Profit focused Unlike many real estate professionals prioritizing 'top dollar' sales, our focus is on maximizing what stays in your pocket. Therefore, we aim to generate the highest net profit for you. Transparency We pride ourselves on transparent communication, providing you with clear information at every step, building trust, and ensuring a seamless and ethical transaction experience. Effectiveness We provide a highly effective real estate sales approach that involves strategic tax planning, accurate market analysis, skillful negotiation, and a keen understanding of client needs. 0 Homes sold 0 Happy Customers 0 Loans closed 0 Years of experience Testimonials Stephanie Chan We met Julian through a mutual contact and we were so lucky to have worked with him. With Julian’s help, we purchased our first house and new home in Rancho Park area in LA during the middle of pandemic. Julian was so informative and patient with us. He helped guide us through the process as our Buying Agent. He is super knowledgeable and came up with good strategies on making offers. He helped us purchase our dream house. We cannot thank him enough. We look forward to working with Julian again in the future. M Lee My son and I had the pleasure of working with Julian who provided expert guidance on real estate tax strategies. From the moment we reached out, he showed a genuine commitment to helping us understand the complex world of real estate tax. What truly stood out was the clear and concise manner in which he explained the most intricate tax concepts. He was patient and took the time to ensure we understood every aspect, which is a rarity in the world of tax. Despite his busy schedule, he made sure to accommodate our needs. Larry Long Tran I have worked with Julian both in mortgage lending and in tax. He excels in both capacities! As a mortgage broker, Julian is experienced and highly knowledgeable about different loan programs. More important, he understands your specific situation and advises the best options that meet your needs. Whether you are a first time home buyer or experienced investor looking for financing options, talk to him! As a CPA, he is very diligent, attentive to details yet strategic and always keeps the big picture in mind - how to save his clients from paying unnecessary tax due by planning ahead. Watch Video Here is a video that describes how our process works. --> ONE STOP SOLUTION! Contact us now JULIAN FLORESCU, CPA Real Estate Broker | Mortgage Broker Los Angeles, California 90067 [email protected] +1.213.335.2107 Get in touch You Name You Email You Phone Message Send I agree to be contacted by RealtyFi Inc. via call, email, and text. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. View our Privacy page. About Our mission is to deliver unparalleled guidance to real estate investors, leveraging our expertise as a CPA, Real Estate, and Mortgage Broker. Through a comprehensive and personalized approach, we aim to empower our clients with creative tax planning expertise, real estate insights, and mortgage strategies that optimize their investments and deliver the highest profits. Company Tax Planning Real Estate Mortgage Services About me   Contact me Listings Privacy Terms of Use Happy Clients 0 Powered By Aquanti Media © 2023 All Rights Reserved DRE - RealtyFi - 02131401 NMLS - RealtyFi Inc. (2140975)