◈ Homepage — http://themortgageprofessionals.net/Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Mortgage Calculator Company Apply Online Let us help you decide what program is best for you. Explore Programs Get Pre-Approved Purchase Owning a home is one the biggest investments in yor live. We will help you get you in your new home on-time, at the lowest available rate, and with the best mortgage. Get Pre-Approved Refinance Whether you’re looking to lower your monthly payment, or get cash to consolidate your debt, we can help you determin how refinancing fits with your financial goals. Get a Quote No two loans are alike. Explore Our Mortgage Programs Conventional Loan Conventional loans can require less paperwork and can be obtained more quickly than government-insured loans…. FHA Loan One of the advantages of an FHA mortgage is that the seller, home builder, or… VA Loan Eligible homebuyers are not required to have a down payment in most cases – typically… What our clients are saying. Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started About Us We Are The Mortgage Professionals, Inc. Our staff is comprised of seasoned professionals, all having 7+ years in the mortgage industry. We honor our clients by providing trustworthy, honest work with integrity. We are proactive, not reactive – helping to avoid any headaches during the loan process. We offer fast and efficient escrows, providing thorough communication along the way – because buying a home is oftentimes a whole new beginning for families. As a member of NAHREP, Raul Oseguera advocates to help more Hispanic families achieve the American Dream in a sustainable and responsible way that empowers them for generations to come. Learn more about what makes us different. ⟶ Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design. ◈ Interior Pages — 10 pages crawledMortgage Calculator – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 Mortgage Calculator Estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your payment breakdown, schedule and more. Purchase price Please enter here the amount you expect to pay for a home. Down payment Down payment is cash that you pay upfront for your home. Term in years Number of years you have to pay. year(s) Interest rate (per year) The percentage of interest that you will pay on your mortgage for a specific term. Property Tax Enter your property tax here if you know it. per year Home Insurance Most lenders require home insurance. Enter its price here. per year PMI PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%. Calculate Your total monthly payment Principal & Interest Home insurance Property taxes PMI Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online The Mortgage Professionals – Intranet Skip to content Support Log in to access a comprehensive suite of resources designed to help you grow and support your mortgage lending business. Here, you’ll find everything from marketing assets and brand guidelines to training materials and essential documentation. Registered Users Access key resources like Brand Guidelines, Marketing Assets, Training Materials and Compliance Documentation Login Not a Registered User? If you're part of our team but don’t yet have access, please contact your account manager to get set up. Support Quick Links Dashboard Brand Assets Lender List Compliance Forms Marketing Resources Questions or Need Assistance? Our support team is ready to help. Contact your account manager if you have any questions. Contact 16901 Bellflower Blvd., Bellflower, CA 90706 Resources Mortgage Calculator Company (562) 665-4132 Quick Links Apply Online Loan Programs Copyright 2026 — The Mortgage Professionals. All rights reserved. Developed by Enfuse Creative Design Scroll to Top Non-QM – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 Non-QM Non-QM mortgage products that allow you to qualify using better representations of your reliability as a borrower, such as bank statements, your liquid assets, or your credit history. What is a Non-QM Loan? A Non-QM loan, or a non-qualified mortgage, is a type of mortgage that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans. Because of the more flexible qualification requirements, Non-QM loans open up real estate investment opportunities to a broader group of individuals. A Non-QM loan is one that is not required to meet the federal government and Consumer Financial Protection Bureau’s (CFPB) guidelines for qualified mortgages. What’s the Next Step? Doing your homework on the basics of mortgage lending early on can set you up for success. Mortgages are not one-size-fits-all products, so you need to know how they work and how they differ from one another. This will help you find what’s best for your situation. After you’ve obtained your mortgage, take a breather – you just took a major step. Keep your credit clean, avoid taking out other loans or lines of credit. Do I Qualify? Take the first step toward the right mortgage. Apply online for expert recommendations from The Mortgage Professionals, Inc.. Purchase/Refinance Cash-out First-time Home Buyers Great Rates Get Pre-Qualified Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online Contact Us – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 Contact Us Get In Touch If you have any questions or concerns, please don’t hesitate to contact us. We’re here to help! Location 16901 Bellflower Blvd., Bellflower, CA 90706 Contact Info (562) 786-6463 [email protected] Office Hours Mon-Fri: 8am – 5pm Saturday: 8am – 12pm Sunday: Closed Notice: JavaScript is required for this content. Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online FHA Loan – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 FHA Loan An FHA loan is a type of government-backed mortgage loan that can allow you to buy a home with looser financial requirements. What is an FHA Loan? FHA loans are backed by the Federal Housing Administration, an agency under the jurisdiction of the Department of Housing and Urban Development. FHA loans are insured by the FHA, which means that organization protects your lender against loss if you default on your loan. FHA loans are available with low down payment options and lower minimum credit score limits, but you’ll also have to pay mortgage insurance. What’s the Next Step? Doing your homework on the basics of mortgage lending early on can set you up for success. Mortgages are not one-size-fits-all products, so you need to know how they work and how they differ from one another. This will help you find what’s best for your situation. After you’ve obtained your mortgage, take a breather – you just took a major step. Keep your credit clean, avoid taking out other loans or lines of credit. Do I Qualify? Take the first step toward the right mortgage. Apply online for expert recommendations from The Mortgage Professionals, Inc.. Purchase/Refinance Cash-out First-time Home Buyers Great Rates Get Pre-Qualified Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online About Us – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 About Us About the Company The Mortgage Professionals, Inc. We were founded by Raul Oseguera, a mortgage professional with over 20 years in the industry. He assembled our team of professionals that are able to deliver to each and every customer the same quality care that he has done for several years. Some of those qualities include Trusted Mortgage Advising, Dependability, Compassion, Empathy and 100% commitment to our clients.  We’ve also got great news! When you’re ready, the next step is to contact us so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that’s normally associated with it. It’s easy to reach us – call us directly or if you prefer you can email us. Either way we’re here to make the experience of getting a mortgage a good one for you. Whether you need the mortgage to buy a home, or are looking to refinance for a better rate, we can help. We look forward to hearing from you! What our clients are saying. Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started The Mortgage Professionals, Inc. Who Are We? Our staff is comprised of seasoned professionals, all having 7+ years in the mortgage industry. We honor our clients by providing trustworthy, honest work with integrity. We are proactive, not reactive – helping to avoid any headaches during the loan process. We offer fast and efficient escrows, providing thorough communication along the way – because buying a home is oftentimes a whole new beginning for families. Get Pre-Approved Meet the Team Raul Oseguera Branch Manager / Sr. Mortgage Advisor NMLS#260026 Profile Yuri Picazo Production Manager / Sr. Loan Officer NMLS#645946 Profile Jennifer Benitez Loan Officer NMLS#1788437 Profile View More Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online Privacy Policy – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 Privacy Policy Privacy Policy & Call to Action (CTA) for The Mortgage Professionals Effective Date: February 12, 2025 At The Mortgage Professionals, we respect your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your information while ensuring compliance with applicable laws and messaging regulations, including CTIA and TCR guidelines. Information We Collect We collect personal information that you provide when you fill out a form, contact us, or engage with our services. This may include: Name, phone number, and email address Loan application details and financial information Any additional details submitted voluntarily through our webforms or other communication channels How We Use Your Information The information you provide is used to: Process loan inquiries and applications Provide account-related updates and customer support Send marketing communications, special offers, and relevant mortgage-related content Ensure compliance with legal and regulatory obligations SMS Communications By providing your phone number and opting in, you consent to receive SMS messages from The Mortgage Professionals. These messages may include loan updates, appointment reminders, promotional offers, and customer support notifications. Opt-In Consent: By entering your phone number and selecting the checkbox on our webform, you consent to receive SMS updates from The Mortgage Professionals. Consent is not required as a condition of loan approval or purchase. Opt-Out: You may opt out at any time by replying STOP to any SMS. A confirmation message will be sent, and no further messages will be delivered. Help Instructions: Reply HELP for assistance or contact us at 562-665-4132. Message Frequency: Message frequency varies based on your interactions with us. Message and data rates may apply. Sharing Your Information We do not sell, rent, or share your SMS opt-in data with third parties for marketing purposes. However, we may share your information with trusted service providers who assist us in delivering SMS communications and other essential services Security of Your Information We implement industry-standard security measures to protect your personal data from unauthorized access, misuse, or disclosure. Regular audits and security protocols are in place to ensure compliance with these standards Your Rights You have the right to: Opt out of SMS communications at any time Request access, correction, or deletion of your personal information where applicable Contact us for any inquiries regarding your data and privacy preferences Contact Us If you have any questions about this Privacy Policy or need assistance with your communication preferences, please contact us at: Phone: 562-665-4132 Email: [email protected] Mailing Address: 16901 Bellflower Blvd Bellflower, CA 90706 Changes to This Policy The Mortgage Professionals reserves the right to update this Privacy Policy at any time. Changes will be reflected on this page with the updated effective date. Please review this policy periodically to stay informed about how we protect your information Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online VA Loan – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 VA Loan VA loans, backed by the Department of Veterans Affairs, are designed to help veterans, active duty servicemembers, and qualifying spouses access affordable mortgages and housing. What is a VA Loan? A VA loan is issued by a financial lender such as a bank, credit union, or mortgage provider and backed by the federal government. However, thanks to these home loans’ federal backing, they require less of an up-front investment by potential borrowers. In effect, under the terms of a VA loan, the government provides a measure of guarantee to the lender. This typically allows financial lenders to provide program applicants loans under more favorable terms than with conventional or FHA loan programs. What’s the Next Step? Doing your homework on the basics of mortgage lending early on can set you up for success. Mortgages are not one-size-fits-all products, so you need to know how they work and how they differ from one another. This will help you find what’s best for your situation. After you’ve obtained your mortgage, take a breather – you just took a major step. Keep your credit clean, avoid taking out other loans or lines of credit. Do I Qualify? Take the first step toward the right mortgage. Apply online for expert recommendations from The Mortgage Professionals, Inc.. Purchase/Refinance Cash-out First-time Home Buyers Great Rates Get Pre-Qualified Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online Conventional Loan – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 Conventional Loan Conventional mortgages are a great choice for many homeowners because they offer lower costs than some other popular loan types. What’s a Conventional Mortgage? A conventional mortgage is one that isn’t guaranteed or insured by the federal government. Most conventional mortgages are “conforming,” which simply means that they meet the requirements to be sold to Fannie Mae or Freddie Mac. Fannie Mae and Freddie Mac are government-sponsored enterprises that purchase mortgages from lenders and sell them to investors. This frees up lenders’ funds so they can get more qualified buyers into homes. What’s the Next Step? Doing your homework on the basics of mortgage lending early on can set you up for success. Mortgages are not one-size-fits-all products, so you need to know how they work and how they differ from one another. This will help you find what’s best for your situation. After you’ve obtained your mortgage, take a breather – you just took a major step. Keep your credit clean, avoid taking out other loans or lines of credit. Do I Qualify? Take the first step toward the right mortgage. Apply online for expert recommendations from The Mortgage Professionals, Inc.. Purchase/Refinance Cash-out First-time Home Buyers Great Rates Get Pre-Qualified Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online Our Team – The Mortgage Professionals Skip to content Have any questions? 562-665-4132 Home Mortgage Programs Conventional Loan FHA Loan VA Loan Non-QM Mortgage Calculator Company About Us Our Team Contact Us Apply Online 562-665-4132 Our Team Raul Oseguera Branch Manager / Sr. Mortgage Advisor NMLS#260026 Profile Yuri Picazo Production Manager / Sr. Loan Officer NMLS#645946 Profile Jennifer Benitez Loan Officer NMLS#1788437 Profile Yesenia Rodriguez Loan Officer NMLS#1463246 Profile Karla Rivas Loan Officer NMLS#1998739 Profile Armando Fernandez Loan Officer NMLS#2161748 Profile Arthur Pacheco Loan Officer NMLS#2129887 Profile Frank Estrada Loan Officer NMLS#760395 Profile Jacqueline Avelar Loan Officer NMLS #1752605 Profile Oscar Colón Loan Officer NMLS #259219 Profile Alex Aguilar Loan Officer NMLS #2533678 Profile Joe Gonzalez Loan Officer NMLS #: 2708433 Profile Ariana Mendoza Loan Officer NMLS #1122679 Profile Maritza Rodriguez Loan Officer NMLS #1706469 Profile Lourdes ‘Lulu’ Robles Loan Officer NMLS #2596548 Profile Get in touch with us 16901 Bellflower Blvd., Bellflower, CA 90706 (562) 665-4132 [email protected] Get Pre-Approved Apply online and be on your way to an official approval in 15 minutes or less. Get Started Home Mortgage Programs Mortgage Calculator Apply Online Staff Portal --> © 2026 The Mortgage Professionals, Inc. All Rights Reserved. NMLS #2302276. Privacy Policy Developed by Enfuse Creative Design . Home Mortgage Programs Mortgage Calculator Company Apply Online